LIC Housing Finance Ltd share price logo

LIC Housing Finance Share Price

NSE: LICHSGFIN

BSE: 500253

Small Cap

Finance Sector

509.20

+12.85

(+2.59%)

as on

bell
The current prices are delayed by 15 mins, login to check live prices.

🔔 Rating Alert

CLSA maintains Outperform rating on LIC Housing Finance but cuts target price to ₹600 per share.

LIC Housing Finance Stock Performance

as on February 3, 2026 at 4:01 pm IST

  • Day's Low

    Day's High

    ₹504.20
    ₹523.90
    downward going graph

    0.98%

    Downside

    2.89%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    ₹483.70
    ₹646.50
    downward going graph

    5.01%

    Downside

    26.96%

    Upside

    downward going graph

LIC Housing Finance share price movements today

Previous Close
₹496.35
Open
₹511.00
Volume
22.91L
Upper Circuit
₹545.95
Lower Circuit
₹446.75
Day's Low - High
₹504.20 - ₹523.90
52 Week Low - High
₹483.70 - ₹646.50

LIC Housing Finance Historical Returns

1 Month Return
-8.07 %
3 Month Return
-13.76 %
1 Year Return
-10.98 %
3 Year Return
+ 24.18 %
5 Year Return
+ 10.63 %

LIC Housing Finance Fundamentals

as on February 3, 2026 at 4:01 pm IST

Market Cap

₹27,302.38 Cr

Return on Equity (ROE)

16.05

PE Ratio (TTM)

4.98

Return on capital employed (ROCE)

8.93

Industry PE ratio

27.38

Beta (LTM)

1.38

P/B Ratio

0.86

Dividend Yield

1.78

PEG Ratio

0.82

Quarterly Earnings Growth YOY

-2.55

EPS (TTM)

98.89

Sector

Finance

Book Value

660.46

Technical Analysis

LIC Housing Finance Stock Valuation

as on February 3, 2026 at 4:01 pm IST

LIC Housing Finance in the last 5 years

  • Overview

  • Trends

Lowest (3.63x)

March 24, 2020

Today (4.98x)

February 2, 2026

Industry (27.38x)

February 2, 2026

Highest (15.24x)

October 18, 2021

LowHigh

Today’s Price to Earnings Ratio: 4.98x

LIC Housing Finance Ltd vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of LIC Housing Finance with its industry peers.

Company
Analyst View
Market Cap(in ₹ Cr)
5 Year CAGRDebt to Asset Ratio
Net Profit(in ₹ Cr)
Yearly Revenue(in ₹ Cr)
HOLD27,302.382.13%0.945,44228,110
BUY11,465.40-5.1%0.004902,017
BUY5,04,384.120.15%0.90NANA
BUY12,114.3617.02%0.008573,878
NA12,158.98-6.51%0.83-1,8088,675

Analyst Recommendation on LIC Housing Finance Stock

Based on 26 analysts

HOLD

44.44%

Buy

40.74%

Hold

14.81%

Sell

Based on 26 analysts, 44.44% of analysts recommend a 'HOLD' rating for LIC Housing Finance. Average target price of ₹636.23

Source: S&P Global Market Intelligence

LIC Housing Finance Share Price Target

Get share price movements and forecasts by analysts on LIC Housing Finance.

What analysts predicted

28.18%UPSIDE

Target Price

₹636.23

Current Price

₹509.2

Analyzed by

26 Analysts

High

₹940

Target

₹636.23

Low

₹480

LIC Housing Finance target price 636.23, a slight upside of 28.18% compared to current price of ₹509.2. According to 26 analysts rating.

Source: S&P Global Market Intelligence

LIC Housing Finance Stock’s Investor Sentiment and Interest

Investment in LIC Housing Finance Ltd Shares on INDmoney has grown by 45.41% over the past 30 days, indicating increased transactional activity.

Time period: to

Change:45.41% versus previous 30 day period

Search interest for LIC Housing Finance Ltd Stock has increased by 54% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:54% versus previous 30 day period

LIC Housing Finance Ltd Quarterly Profit & Loss

Figures in Rupees Crores

Mar 2023
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Other Income
0.11
0.06
0.43
-
0.4
2.27
1.92
0.52
0.03
0.28
0.54
6.23
Total Income
6,431.23
6,759.19
6,765.87
6,804.19
6,948.61
6,799.12
6,939.64
7,070.51
7,305.55
7,250.44
7,179.79
7,215.15
Operating Profit
1,778.94
2,025.1
1,915.41
1,908.45
1,928
1,801.06
1,766.31
1,779.25
1,915.84
1,922.37
1,903.49
1,949.54
Depreciation
19.41
19.4
13.16
18.31
18.36
22.5
23.94
24.92
26.41
24.9
32.33
33.55
Profit Before Tax
-261.89
-325.79
-291.18
-287.72
-400.12
-329.07
-337.24
-363.42
-406.43
-340.6
-353.63
-364.15
Tax Paid Total
261.89
325.79
291.18
287.72
400.12
329.07
337.24
363.42
406.43
340.6
353.63
364.15
Total Net profit including share of profit / Loss from associate company
1,190.89
1,318.98
1,191.77
1,168.92
1,081.57
1,306.3
1,327.71
1,434.84
1,373.38
1,363.89
1,349.25
1,398.02
EPS
21.65
23.98
21.67
21.21
19.67
23.75
24.14
26.09
24.97
24.8
24.53
25.42
Diluted EPS
21.65
23.98
21.67
21.21
19.67
23.75
24.14
26.09
24.97
24.8
24.53
25.42
Adjusted EPS
21.65
23.98
21.67
21.21
19.67
23.75
24.14
26.09
24.97
24.8
24.53
25.42

LIC Housing Finance Ltd Annual Profit & Loss

Figures in Rupees Crores

Mar 2017
Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Other Income
93.97
1.57
3.08
-29.22
-1.48
30.95
14.32
4.59
3.56
Total Income
14,100.91
14,876.44
17,398.46
19,706.88
19,880.22
20,005.31
22,728.21
27,281.56
28,113.64
Operating Profit
3,264.2
3,260.59
3,754.02
4,285.37
4,735.21
4,864.27
5,572.77
7,781.08
7,262.46
Depreciation
9.7
10.21
11.92
51.11
52.47
55.19
69.04
69.23
97.77
Profit Before Tax
-1,031.35
-773.82
-957.38
-878.52
-624
-501.25
-669.6
-1,304.81
-1,436.16
Tax Paid Total
1,031.35
773.82
957.38
878.52
624
501.25
669.6
1,304.81
1,436.16
Total Net profit including share of profit / Loss from associate company
1,942.27
2,010.99
2,433.95
2,403.26
2,740.72
2,285.65
2,891
4,762.97
5,442.23
EPS
38.49
39.85
48.23
47.63
54.32
43.12
52.56
86.6
98.95
Diluted EPS
38.49
39.85
48.23
47.63
54.32
43.12
52.56
86.6
98.95
Adjusted EPS
38.49
39.85
48.23
47.63
54.32
43.12
52.56
86.6
98.95

LIC Housing Finance Ltd Cash Flow

Figures in Rupees Crores

Mar 2016
Mar 2017
Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Net Cash from Operating Activities
-13,039.43
-14,273.19
-18,977.03
-21,538.46
-14,737.67
-17,140.27
-16,729.27
-19,632
-7,151.41
-16,609.17
Cash Flow from Investing Activities
-57.58
-277.67
1,367.96
-1,642.34
-1,851.41
858.22
-1,628.52
-799.66
587.28
-938.54
Cash Flow from Financing Activities
14,097.54
15,072.1
18,074.35
24,068.29
15,155.53
16,244.62
17,850.27
20,248.69
7,345.57
17,413.47
Net Cash Flow
1,000.52
521.24
465.28
887.49
-1,433.55
-37.43
-507.52
-182.97
781.44
-134.24

LIC Housing Finance Stock Shareholding Pattern

Numbers in percentages

Mar 2023
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Promoters
45.24%
45.24%
45.24%
45.24%
45.24%
45.24%
45.24%
45.24%
45.24%
45.24%
45.24%
45.24%
DII
24.18%
24.83%
21.36%
21.66%
21.99%
21.22%
20.52%
21.45%
21.34%
22.2%
22.14%
21.81%
FII
0%
0%
0%
0%
22.59%
23.19%
21.95%
21.23%
21.55%
20.26%
20.17%
20.36%
Public
12.92%
12.57%
12.03%
11.37%
10.18%
10.35%
12.29%
12.08%
11.87%
12.3%
12.45%
12.6%
Total Outstanding Shares
55,00,63,000
55,00,63,000
55,00,63,000
55,00,63,000
55,00,63,000
55,00,63,000
55,00,63,000
55,00,63,000
55,00,63,000
55,00,63,000
55,00,63,000
55,00,63,000
Total Shareholders
3,62,974
3,49,173
3,24,814
3,05,862
2,97,899
3,03,961
3,61,857
3,66,899
3,64,182
3,64,388
3,58,982
3,52,873

Mutual Funds that own LIC Housing Finance Stock

Check out the Mutual Funds with significant holdings in LIC Housing Finance.

LIC Housing Finance Corporate Actions

View detailed summary of the earnings and dividend history of LIC Housing Finance.

  • LIC Housing Finance Ltd Earnings Results

    LIC Housing Finance Ltd’s net profit fell -2.57% since last year same period to ₹1,398.02Cr in the Q3 2025-2026. On a quarterly growth basis, LIC Housing Finance Ltd has generated 3.61% jump in its net profits since last 3-months.

    Read More about Earnings Results
  • LIC Housing Finance Ltd Dividends May,2025

    In the quarter ending March 2025, LIC Housing Finance Ltd has declared dividend of ₹10.00 per share on 15 May 2025 - translating a dividend yield of 3.83%.

    Read More about Dividends

LIC Housing Finance News & Key Events

  • img

    Today's Timeline - 03 February

    08:41 AM

    -

    CLSA sees ~21% upside for LIC Housing Finance despite weak loan growth, maintaining Outperform rating.

    09:04 AM

    -

    CLSA maintains Outperform rating on LIC Housing Finance, cuts target price to ₹600 amid weak loan growth.

    09:12 AM

    -

    Citi maintains Buy on LIC Housing Finance, lowering target to Rs 730, citing improved ROA/ROE and stable credit costs.

  • img

    Today's Timeline - 03 February

    02:44 PM

    -

    LIC Housing Finance reports consolidated net sales of Rs 7,208.92 crore, up 1.97% YoY.

Indices Featuring LIC Housing Finance Stock

Check stock indices that include LIC Housing Finance.

Nifty Midcap 150

₹21,869.85

2.92 (620.50%)

S&P BSE Enhanced Value

₹1,081.10

2.01 (21.31%)

Nifty Midcap 100

₹59,307.10

2.84 (1639.50%)

BSE 500

₹36,755.96

2.63 (941.87%)

Nifty MidSmallcap 400

₹19,674.70

2.93 (559.20%)

S&P BSE 250 LargeMidCap

₹11,017.63

2.60 (279.44%)

S&P BSE 150 MidCap

₹16,055.16

2.79 (435.59%)

Nifty 500

₹23,446.30

2.67 (609.30%)

S&P BSE Fin. Ser

₹13,075.65

2.83 (360.20%)

Nifty LargeMidcap 250

₹16,582.20

2.74 (442.45%)

Nifty Financial

₹27,674.05

3.27 (875.05%)

Nifty 200

₹14,314.45

2.61 (364.70%)

S&P BSE 400 MidSmallCap

₹11,771.22

2.83 (323.61%)

Insights on LIC Housing Finance Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Retail Holding Up

    img

    Retail Investor have increased holdings from 12.30% to 12.45% in Sep 2025 quarter

  • imgPOSITIVE IMPACT

    MF Holding Up

    img

    Mutual Funds have increased holdings from 18.08% to 18.24% in Sep 2025 quarter

  • imgNO EFFECT

    Promoter Holding Unchanged

    img

    Promoters holdings remained unchanged at 45.24% of holdings in Sep 2025 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, State Bank of India has given 35.2% return, outperforming this stock by 46.2%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, State Bank of India has given 89.0% return, outperforming this stock by 64.9%

  • imgNEGATIVE IMPACT

    FII Holding Down

    img

    Foreign Institutions have decreased holdings from 20.26% to 20.17% in Sep 2025 quarter

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 3 quarters, 7.30K Cr → 7.17K Cr (in ₹), with an average decrease of 0.9% per quarter

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 7 days, LICHSGFIN stock has moved down by -2.7%

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 4 quarters, 1.43K Cr → 1.34K Cr (in ₹), with an average decrease of 2.0% per quarter

LIC Housing Finance Stock Futures & Options Contracts

View the latest movement in LIC Housing Finance Futures & Options, including strike prices, expiry dates, and percentage changes.

LIC Housing Finance Options

Name
Expiry
Strike Price
LTP
Absolute Change
Change
LICHSGFIN 24 Feb ₹520 Call
February 24, 2026
₹520
₹9
3.45
62.16%
LICHSGFIN 24 Feb ₹530 Call
February 24, 2026
₹530
₹5.7
2.05
56.16%
LICHSGFIN 24 Feb ₹500 Call
February 24, 2026
₹500
₹20
7.1
55.04%
LICHSGFIN 24 Feb ₹510 Call
February 24, 2026
₹510
₹13.65
5.05
58.72%

LIC Housing Finance Futures

Name
Expiry
Strike Price
LTP
Absolute Change
Change
LICHSGFIN 24 Feb Fut
February 24, 2026
-
₹512.1
13.27
2.66%
LICHSGFIN 30 Mar Fut
March 30, 2026
-
₹515
12.71
2.53%
LICHSGFIN 28 Apr Fut
April 28, 2026
-
₹518.2
13.87
2.75%

About LIC Housing Finance Ltd

LIC Housing Finance Ltd (LICHFL) is a leading housing finance company in India, incorporated in 1989. The company is a subsidiary of Life Insurance Corporation of India (LIC) and operates in the housing finance sector, providing a range of products and services such as home loans, loan against property, construction finance, loan for purchase of commercial property, and more.

LICHFL's top products include home loans, loan against property, construction finance, and loan for purchase of commercial property. The company also offers a range of services such as property search, property valuation, and home loan insurance. LICHFL's popular brands include LIC Home Loans, LIC Loan Against Property, LIC Construction Finance, and LIC Loan for Purchase of Commercial Property.

Revenue: ₹7,215.15Cr as on December 2025 (Q3 FY26)
Net Profit: ₹1,398.27Cr as on December 2025 (Q3 FY26)
Listing date: 08 Feb, 1995
Chairperson Name: Siddhartha Mohanty
OrganisationLIC Housing Finance Ltd
HeadquartersMumbai
IndustryFinance
CEOSiddhartha Mohanty
E-voting on sharesClick here to vote

FAQs

What is LIC Housing Finance share price today?

LIC Housing Finance share price today stands at ₹509.2 as on at the close of the market. LIC Housing Finance share today touched a day high of ₹523.9 and a low of ₹504.2.

What is the 52 week high and 52 week low range for LIC Housing Finance share?

LIC Housing Finance touched a 52 week high of ₹646.5 and a 52 week low of ₹483.7. LIC Housing Finance share price today i.e. is closed at ₹509.2, which is -21.24% down from its 52 week high and 5.27% up from its 52 week low.

What is LIC Housing Finance's market capitalisation today?

LIC Housing Finance market capitalisation is ₹27,302.38 Cr as on .

How to buy LIC Housing Finance shares?

To buy LIC Housing Finance shares, you need to follow these steps:

  • Open a Demat account and Trading account on INDmoney
  • Fund your Trading account
  • Search for LICHSGFIN or LIC Housing Finance Ltd on the INDmoney app to check live prices of the stock
  • Click on Buy or SIP to place an order to invest in LIC Housing Finance shares. You can invest by selecting the number of shares or set up a fixed SIP to invest every month or week.

What is LIC Housing Finance trading volume today?

LIC Housing Finance trading volume is 22.91L as on . This means that 22.91L shares of LIC Housing Finance were bought and sold on the stock market during today's trading session.