LIC Housing Finance Ltd (LICHSGFIN)
₹782.05▲1.54%
Analyst Rating
based on 27 analysts
52.00%
Buy
32.00%
Hold
16.00%
Sell
Based on 27 analysts offering long term price targets for LIC Housing Finance Ltd. An average target of ₹735
Source: S&P Global Market Intelligence
LIC Housing Finance Ltd Share analysis
Source: S&P Global Market Intelligence
Performance
Day's Low
Day's High
₹765₹791.752 Week's Low
52 Week's High
₹385₹826.75
| Returns % | |
| 1 Month Return | + 4.95 % |
| 3 Month Return | + 14.37 % |
| 1 Year Return | + 97.28 % |
| Market Stats | |
| Previous Close | ₹770.20 |
| Open | ₹772.00 |
| Volume | 28.86L |
| Upper Circuit | - |
| Lower Circuit | - |
| Market Cap | ₹42,365.85Cr |
Key Statistics
| P/E Ratio | 8.9 |
| PEG Ratio | 0.26 |
| Market Cap | ₹42,365.85 Cr |
| P/B Ratio | 0.67 |
| EPS | 48.21 |
Peer Comparison
Company | Analyst View | Market Cap | 5 Year CAGR | Debt to Asset Ratio | Net Profit | Yearly Revenue |
|---|---|---|---|---|---|---|
| BUY | ₹42,365.85 Cr | 9.64% | 0.95 | ₹2,891 Cr | ₹22,716 Cr |
 | BUY | ₹14,064.71 Cr | 4.43% | 0.88 | ₹490 Cr | ₹2,017 Cr |
 | BUY | ₹5,04,384.12 Cr | 4.94% | 0.90 | NA | NA |
 | BUY | ₹11,222.23 Cr | 23.33% | 0.94 | NA | NA |
 | ₹8,150.80 Cr | -14.63% | 0.87 | ₹1,129 Cr | ₹8,719 Cr |
Company Information
LICHFL's top products include home loans, loan against property, construction finance, and loan for purchase of commercial property. The company also offers a range of services such as property search, property valuation, and home loan insurance. LICHFL's popular brands include LIC Home Loans, LIC Loan Against Property, LIC Construction Finance, and LIC Loan for Purchase of Commercial Property.
Share Price: ₹782.05 per share as on 24 Jul, 2024 04:01 PM
Market Capitalisation: ₹42,365.85Cr as of today
Revenue: ₹0.00Cr as on March 2024 (Q1 24)
Net Profit: ₹1,082.06Cr as on March 2024 (Q1 24)
Listing date: 08 Feb, 1995
Chairperson Name: Siddhartha Mohanty
| Organisation | LIC Housing Finance Ltd |
| Headquarters | Mumbai |
| Industry | Finance |
| E-voting on shares | Click here to vote |
Key events for LIC Housing Finance Ltd
LIC Housing Finance Expected to See Upward Trajectory in Revenue - 23 Jul, 2024
According to Raj Gaikar, Research Analyst at SAMCO Securities, companies such as LIC Housing Finance Ltd are expected to see an upward trajectory in revenue and PAT due to the government's allocation for housing. This could potentially drive a surge in their share prices in the longer run.
LIC Housing Finance Top Pick for Pre-Budget Trading - 16 Jul, 2024
Soni Patnaik, Assistant Vice President of Derivative Research at JM Financial, recommends LIC Housing Finance as a top pick for pre-budget trading with a July Series Bull Call Spread option strategy targeting 860 with a stop loss at 760.
LIC Housing Finance Ltd Up for Fifth Straight Session - 28 Jun, 2024
LIC Housing Finance Ltd is up 0.24% on the day and has risen around 22.06% in last one month. The stock has gained 101.3% in the last year, outperforming NIFTY and Nifty Financial Services.
LIC Housing Finance Reports Improved Asset Quality - 26 Jun, 2024
LIC Housing Finance reported an improvement in asset quality and stable credit costs in Q4FY24. Analysts have upgraded the stock due to expectations of loan growth pickup and better valuations compared to peers. Axis Securities recommends buying with a target price of ₹790-800 while Motilal Oswal has a buy call with a target price of Rs 930. The company's P/E ratio is lower than the market, but earnings growth has been superior.
Insights on LIC Housing Finance Ltd
Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.
POSITIVE IMPACTPrice Rise
In the last 6 months, LICHSGFIN stock has moved up by 33.4%
- POSITIVE IMPACT
FII Holding Up
Foreign Institutions have increased holdings from 22.31% to 23.19% in Jun 2024 quarter
- POSITIVE IMPACT
Retail Holding Up
Retail Investor have increased holdings from 10.18% to 10.35% in Jun 2024 quarter
- POSITIVE IMPACT
Revenue Rich
Revenue is up for the last 7 quarters, 5.10K Cr → 6.94K Cr (in ₹), with an average increase of 4.9% per quarter
- POSITIVE IMPACT
Best in 1 Year
In the last 1 year, LICHSGFIN has outperformed top 5 stocks with highest market-cap in Banks
NO EFFECTAgainst Peers
In the last 3 years, State Bank of India has given 104.1% return, outperforming this stock by 30.1%
- NO EFFECT
Promoter Holding Unchanged
Promoters holdings remained unchanged at 45.24% of holdings in Jun 2024 quarter
NEGATIVE IMPACTProfit Down
Netprofit is down for the last 4 quarters, 1.31K Cr → 1.08K Cr (in ₹), with an average decrease of 6.3% per quarter
- NEGATIVE IMPACT
MF Holding Down
Mutual Funds have decreased holdings from 16.48% to 16.26% in Jun 2024 quarter
Company Financials
| Q'1 24 | Q/Q Change | |
|---|---|---|
Revenue | - | - |
Net Income | ₹1,082.06Cr | ↓7.25% |
Net Profit Margin | - | - |
| 2023 | Y/Y Change | |
|---|---|---|
Revenue | ₹22,716.81Cr | ↑13.71% |
Net Income | ₹2,891.17Cr | ↑26.47% |
Net Profit Margin | 12.73% | ↑11.28% |
| 2023 | Y/Y Change | |
|---|---|---|
Total Assets | ₹2,79,941.39Cr | ↑9.31% |
Total Liabilities | ₹2,52,841.05Cr | ↑9.25% |
| 2023 | Y/Y Change | |
|---|---|---|
Operating Cash Flow | -₹19,621.08Cr | ↑17.21% |
Shareholding Pattern
| Investors | Holdings % | FY Quarter | 3M change |
|---|---|---|---|
| Promoter Holdings | 45.24% | 0.00 | |
| Foreign Institutions | 23.19% | 3.95 | |
| Mutual Funds | 16.26% | ||
| Retail Investors | 10.35% | 1.70 | |
| Others | 4.96% |
Key Indicators
LIC Housing Finance Ltd Valuation
LIC Housing Finance Ltd in the last 5 years
Lowest (3.63x)
March 24, 2020
Today (8.90x)
July 23, 2024
Industry (30.27x)
July 23, 2024
Highest (15.24x)
October 18, 2021
Earnings and Dividends
LIC Housing Finance Ltd Earnings Results
LIC Housing Finance Ltd’s net profit fell -9.16% since last year same period to ₹1,081.85Cr in the Q4 2023-2024. On a quarterly growth basis, LIC Housing Finance Ltd has generated -7.45% fall in its net profits since last 3-months.
Read More about Earnings ResultsLIC Housing Finance Ltd Dividends May,2024
In the quarter ending March 2024, LIC Housing Finance Ltd has declared dividend of ₹9 - translating a dividend yield of 2.24%.
Read More about Dividends
Technicals Summary
Bearish
Neutral
Bullish
LIC Housing Finance Ltd is currently in a Bullish trading position according to technical analysis indicators.
Frequently Asked Questions
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LIC Housing Finance Ltd (LICHSGFIN) share price today is ₹782.05
LIC Housing Finance Ltd is listed on NSE
LIC Housing Finance Ltd is listed on BSE
- Today’s highest price of LIC Housing Finance Ltd is ₹791.7.
- Today’s lowest price of LIC Housing Finance Ltd is ₹765.
PE Ratio of LIC Housing Finance Ltd is 8.9
PE ratio = LIC Housing Finance Ltd Market price per share / LIC Housing Finance Ltd Earnings per share
Today’s traded volume of LIC Housing Finance Ltd(LICHSGFIN) is 28.86L.
Today’s market capitalisation of LIC Housing Finance Ltd(LICHSGFIN) is ₹42365.85Cr.
| LIC Housing Finance Ltd(LICHSGFIN | Price |
|---|---|
52 Week High | ₹826.75 |
52 Week Low | ₹385 |
LIC Housing Finance Ltd(LICHSGFIN) share price is ₹782.05. It is down -5.41% from its 52 Week High price of ₹826.75
LIC Housing Finance Ltd(LICHSGFIN) share price is ₹782.05. It is up 103.13% from its 52 Week Low price of ₹385
| LIC Housing Finance Ltd(LICHSGFIN | Returns |
|---|---|
1 Day Returns | 11.85% |
1 Month Returns | 4.95% |
3 Month Returns | 14.37% |
1 Year Returns | 97.28% |