SBI Cards & Payment Services Ltd share price logo

SBI Cards & Payment Services Ltd

NSE: SBICARD

BSE: 543066

Mid Cap

Finance Sector

633.50

-0.65

(-0.10%)

as on

bell
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SBI Cards Stock Performance

as on May 14, 2026 at 7:45 pm IST

  • Day's Low

    Day's High

    ₹620.55
    ₹638.30
    downward going graph

    2.04%

    Downside

    0.76%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    ₹615.50
    ₹1,027.25
    downward going graph

    2.84%

    Downside

    62.15%

    Upside

    downward going graph

SBI Cards share price movements today

Previous Close
₹634.15
Open
₹633.35
Volume
15.69L
Upper Circuit
₹697.55
Lower Circuit
₹570.75
Day's Low - High
₹620.55 - ₹638.30
52 Week Low - High
₹615.50 - ₹1,027.25

SBI Cards Historical Returns

1 Month Return
-7.36 %
3 Month Return
-17.88 %
1 Year Return
-29.63 %
3 Year Return
-28.82 %
5 Year Return
-34.61 %

SBI Cards Fundamentals

as on May 14, 2026 at 2:15 pm IST

Market Cap

₹60,346.06 Cr

Return on Equity (ROE)

14.82

PE Ratio (TTM)

0

Return on capital employed (ROCE)

10.4

Beta (LTM)

1.13

P/B Ratio

6.09

Dividend Yield

0

PEG Ratio

0

Quarterly Earnings Growth YOY

14.06

EPS (TTM)

0

Sector

Finance

Book Value

0

SBI Cards Technical Analysis

Track how SBI Cards technical analysis has moved over time to understand its trends.

1 min
5 min
15 min
30 min
1 day
1 week
1 month

Technicals Summary

Bearish

Neutral

Bullish

Bearish

Moving Averages

Bearish

Neutral

Bullish

Bearish

Oscillators

Bearish

Neutral

Bullish

Neutral

Overall

Bearish7
Bullish6
Neutral2

Oscillators

Name

Value

Action

MACD level (12,26)
-0.03
Bearish
CCI (20)
-353.6
Bullish
RSI (14)
46.63
Neutral
Momentum (10)
0
Bullish
ADI (14)
25.95
Bearish
Ultimate Oscillator (7,14,28)
62.73
Neutral

Moving Averages

Name

Value

Action

SMA (20)
633.23
Bearish
EMA (20)
633.05
Bearish
VWMA (20)
633.03
Bearish
SMA (50)
632.93
Bearish
EMA (50)
632.4
Bullish
SMA (200)
626.99
Bullish
EMA (200)
629
Bullish
KAMA (200)
633.26
Bearish
DEMA (200)
630.55
Bullish

SBI Cards & Payment Services Ltd vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of SBI Cards with its industry peers.

Company
Analyst View
Market Cap(in ₹ Cr)
5 Year CAGRDebt to Asset Ratio
Net Profit(in ₹ Cr)
Yearly Revenue(in ₹ Cr)
HOLD60,346.06-6.92%0.001,91618,073
BUY90,225.2936.72%0.913,40940,632
BUY70,628.6546.29%0.892,98217,913
NA33,774.89105.09%0.50312305
HOLD36,902.8843.52%0.88-994,189

Market expectation of SBI Cards Stock

Common consensus of the market based on various publicly available news, publications,brokerage expectation and market data

HOLD

36.00%

Buy

24.00%

Hold

40.00%

Sell

SBI Cards Stock’s Investor Sentiment and Interest

Investment in SBI Cards & Payment Services Ltd Shares on INDmoney has grown by 34.51% over the past 30 days, indicating increased transactional activity.

Time period: to

Change:34.51% versus previous 30 day period

Search interest for SBI Cards & Payment Services Ltd Stock has increased by 22% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:22% versus previous 30 day period

SBI Cards & Payment Services Ltd Quarterly Profit & Loss

Figures in Rupees Crores

Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Other Income
134.23
134.05
119.9
126.85
123.95
134.78
147.87
157.79
158.47
175.5
226.16
252.54
Total Income
4,046.11
4,221.38
4,741.6
4,474.57
4,482.59
4,555.82
4,766.56
4,831.74
5,035.39
5,136.48
5,353.42
5,187.04
Total Expenses (excluding prov and contigencies)
1,960
2,066
2,426
-
1,816
-
-
-
-
-
-
-
Operating Profit
1,562.68
1,597.74
1,671.28
1,884.19
1,949.17
1,807.6
1,879.53
1,961.96
2,134.94
1,927.5
2,005.15
1,945.05
Depreciation
47.56
46.8
50.78
51.63
49.37
50.35
48.76
-1.69
35.03
35.01
33.88
32.32
Profit Before Tax
-203.25
-206.41
-188.51
-225.79
-204.72
-140.79
-134.4
-184.35
-192.4
-155
-192.47
-206.61
Tax Paid Total
203.25
206.41
188.51
225.79
204.72
140.79
134.4
184.35
192.4
155
192.47
206.61
EPS
6.27
6.37
5.78
6.97
6.25
4.25
4.03
5.62
5.84
4.67
5.85
6.4
Diluted EPS
6.24
6.35
5.78
6.96
6.25
4.25
4.03
5.61
5.84
4.67
5.85
6.4
Adjusted EPS
6.27
6.37
5.78
6.97
6.25
4.25
4.03
5.62
5.84
4.67
5.85
6.4
Capital Adequacy Ratio
22.93
23.32
18.43
20.53
20.6
22.13
22.9
22.85
23.2
22.5
24.4
25.5

SBI Cards & Payment Services Ltd Annual Profit & Loss

Figures in Rupees Crores

Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Mar 2026
Other Income
287.74
475.89
417.12
624.25
619.03
515.08
564.93
807.99
Total Income
7,286.85
9,752.29
9,713.58
11,301.52
14,285.67
17,483.5
18,637.15
20,707.62
Operating Profit
2,538.04
3,773.69
4,085.54
4,576.56
5,353.43
6,715.97
7,599.01
8,011.83
Depreciation
55.22
103.8
123.26
148.56
163.81
196.75
146.82
136.25
Profit Before Tax
-470.12
-484.82
-339.21
-556.02
-772.1
-823.92
-664.27
-746.48
Tax Paid Total
470.12
484.82
339.21
556.02
772.1
823.92
664.27
746.48
EPS
9.45
13.35
10.48
17.16
23.92
25.39
20.15
22.77
Diluted EPS
9.45
13.21
10.38
17.02
23.8
25.37
20.14
22.77
Adjusted EPS
9.45
13.35
10.48
17.16
23.92
25.39
20.15
22.77
Capital Adequacy Ratio
20.1
22.4
24.8
23.83
23.08
20.53
22.85
25.5
Gross Non Performing Assets
-
-
1,254.28
693.42
-
-
-
-
Net Non Performing Assets
-
-
277.65
240.9
-
-
-
-

SBI Cards & Payment Services Ltd Cash Flow

Figures in Rupees Crores

Mar 2016
Mar 2017
Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Net Cash from Operating Activities
-1,158.21
-2,234.88
-2,891.2
-2,326.74
-4,062.93
692.32
-4,391.46
-6,670.51
-5,653.38
-2,140.46
Cash Flow from Investing Activities
0.64
0.71
169.59
-75.79
-77.17
-996.78
-538.12
-921.44
-1,254.94
-2,490.57
Cash Flow from Financing Activities
1,140.56
20,970.01
29,576.14
21,559.27
23,215.68
6,694.53
8,151.42
10,705.48
9,850.58
7,591.51
Net Cash Flow
-17
8.51
189.73
421.6
-217.59
127.29
114.96
231.63
1,492.26
55.48

SBI Cards Stock Shareholding Pattern

Numbers in percentages

Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Promoters
68.96%
68.94%
68.75%
68.63%
68.62%
68.61%
68.6%
68.6%
68.59%
68.59%
68.58%
68.92%
DII
17.18%
17.29%
16.28%
16.69%
16.53%
16.75%
16.48%
17.22%
17.51%
17.76%
17.85%
18.12%
FII
0%
9.09%
9.35%
8.59%
8.73%
9.18%
9.51%
9.88%
10.22%
10.1%
10.15%
9.54%
Public
4.38%
4.69%
5.61%
6.09%
6.12%
5.47%
5.41%
4.3%
3.68%
3.55%
3.42%
3.42%
Total Outstanding Shares
94,63,60,099
94,67,35,259
95,07,57,319
95,09,68,519
95,10,52,534
95,12,67,774
95,13,52,954
95,13,56,954
95,15,27,704
95,15,47,504
95,15,77,400
95,16,00,251
Total Shareholders
9,67,531
9,61,296
10,28,673
10,36,632
10,19,117
9,48,916
9,37,270
8,47,672
7,74,642
7,50,786
7,18,342
7,05,597

SBI Cards Corporate Actions

View detailed summary of the earnings and dividend history of SBI Cards.

  • SBI Cards & Payment Services Ltd Earnings Results

    SBI Cards & Payment Services Ltd’s net profit jumped 14.06% since last year same period to ₹609.30Cr in the Q4 2025-2026. On a quarterly growth basis, SBI Cards & Payment Services Ltd has generated 9.46% jump in its net profits since last 3-months.

    Read More about Earnings Results
  • SBI Cards & Payment Services Ltd Dividends March,2026

    In the quarter ending December 2025, SBI Cards & Payment Services Ltd has declared dividend of ₹2.50 per share on 05 Mar 2026 - translating a dividend yield of 0.40%.

    Read More about Dividends

Indices Featuring SBI Cards Stock

Check stock indices that include SBI Cards.

Nifty Midcap 150

₹22,371.40

1.24 (274.90%)

Nifty LargeMidcap 250

₹16,263.70

1.33 (213.45%)

Nifty 500

₹22,656.70

1.25 (279.35%)

DFRGRI Indices

₹1,593.72

1.46 (22.94%)

Nifty 200

₹13,674.45

1.38 (186.15%)

S&P BSE 400 MidSmallCap

₹12,098.62

0.75 (89.79%)

Nifty Midcap 100

₹60,894.40

1.21 (729.75%)

S&P BSE Fin. Ser

₹12,009.65

1.66 (196.32%)

Nifty Financial

₹25,559.55

1.76 (442.90%)

Nifty MidSmallcap 400

₹20,318.60

0.86 (173.95%)

Nifty Midcap 50

₹17,377.35

1.28 (220.45%)

S&P BSE 150 MidCap

₹16,283.98

1.01 (162.87%)

BSE 500

₹35,427.15

1.19 (416.89%)

BSE 200

₹11,047.46

1.29 (140.68%)

S&P BSE 250 LargeMidCap

₹10,516.49

1.30 (135.10%)

Insights on SBI Cards & Payment Services Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Promoter Holding Up

    img

    Promoters have increased holdings from 68.58% to 68.92% in Mar 2026 quarter

  • imgPOSITIVE IMPACT

    MF Holding Up

    img

    Mutual Funds have increased holdings from 10.31% to 10.65% in Mar 2026 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Muthoot Finance Ltd has given 55.2% return, outperforming this stock by 84.8%

  • imgNO EFFECT

    Retail Holding Unchanged

    img

    Retail Investor holdings remained unchanged at 3.42% of holdings in Mar 2026 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Muthoot Finance Ltd has given 228.1% return, outperforming this stock by 256.9%

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 3 months, SBICARD stock has moved down by -17.9%

  • imgNEGATIVE IMPACT

    FII Holding Down

    img

    Foreign Institutions have decreased holdings from 10.15% to 9.54% in Mar 2026 quarter

SBI Cards Stock Futures & Options Contracts

View the latest movement in SBI Cards Futures & Options, including strike prices, expiry dates, and percentage changes.

SBI Cards Options

Name
Expiry
Strike Price
LTP
Absolute Change
Change
SBICARD 26 May ₹720 Call
May 26, 2026
₹720
₹0.8
-0.1
-11.11%
SBICARD 26 May ₹740 Call
May 26, 2026
₹740
₹0.55
-0.05
-8.33%
SBICARD 26 May ₹630 Call
May 26, 2026
₹630
₹15.5
0.2
1.31%
SBICARD 30 Jun ₹700 Call
June 30, 2026
₹700
₹6.2
0.15
2.48%

SBI Cards Futures

Name
Expiry
Strike Price
LTP
Absolute Change
Change
SBICARD 26 May Fut
May 26, 2026
-
₹634.2
2.28
0.36%
SBICARD 30 Jun Fut
June 30, 2026
-
₹625.6
4.04
0.65%
SBICARD 28 Jul Fut
July 28, 2026
-
₹622.3
5.31
0.86%

About SBI Cards & Payment Services Ltd

SBI Cards & Payment Services Ltd (SBICPSL) is an Indian financial services company incorporated in October 1998. It is a subsidiary of the State Bank of India, the country's largest lender. SBICPSL is the second largest credit card issuer in India and is a major player in the payments space.

SBICPSL's main operations are in credit cards and payments. It offers a range of credit cards, debit cards, prepaid cards, and digital payments solutions. It also provides merchant acquiring services, loyalty programs, and insurance products.

The company's top products include the SBI Card, a co-branded credit card with the State Bank of India; YONO, a digital banking and payments app; and the SBI Rewardz loyalty program. It also offers a range of co-branded credit cards with popular brands such as Amazon, Flipkart, and MakeMyTrip.

Revenue: ₹5,187.04Cr as on March 2026 (Q4 FY26)
Net Profit: ₹609.30Cr as on March 2026 (Q4 FY26)
Listing date: 16 Mar, 2020
Chairperson Name: DINESH KUMAR KHARA
OrganisationSBI Cards & Payment Services Ltd
HeadquartersGurugram
IndustryFinance
CEODINESH KUMAR KHARA
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FAQs

What is SBI Cards share price today?

SBI Cards share price today stands at ₹633.5 as on . SBI Cards share today touched a day high of ₹638.3 and a low of ₹620.55.

What is the 52 week high and 52 week low range for SBI Cards share?

SBI Cards touched a 52 week high of ₹1027.25 and a 52 week low of ₹615.5. SBI Cards share price today i.e. is trending at ₹633.5, which is -38.33% down from its 52 week high and 2.92% up from its 52 week low.

What is SBI Cards's market capitalisation today?

SBI Cards market capitalisation is ₹60,346.06 Cr as on .

How to buy SBI Cards shares?

To buy SBI Cards shares, you need to follow these steps:

  • Open a Demat account and Trading account on INDmoney
  • Fund your Trading account
  • Search for SBICARD or SBI Cards & Payment Services Ltd on the INDmoney app to check live prices of the stock
  • Click on Buy or SIP to place an order to invest in SBI Cards shares. You can invest by selecting the number of shares or set up a fixed SIP to invest every month or week.

What is SBI Cards trading volume today?

SBI Cards trading volume is 15.69L as on . This means that 15.69L shares of SBI Cards were bought and sold on the stock market during today's trading session.