SBI Cards & Payment Services Ltd share price logo

SBI Cards Share Price

NSE: SBICARD

BSE: 543066

Mid Cap

Finance Sector

758.10

+22.30

(+3.03%)

as on

bell
The current prices are delayed by 15 mins, login to check live prices.

SBI Cards Stock Performance

as on February 3, 2026 at 4:01 pm IST

  • Day's Low

    Day's High

    ₹746.55
    ₹788.60
    downward going graph

    1.52%

    Downside

    4.02%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    ₹725.60
    ₹1,027.25
    downward going graph

    4.29%

    Downside

    35.50%

    Upside

    downward going graph

SBI Cards share price movements today

Previous Close
₹735.80
Open
₹760.00
Volume
13.00L
Upper Circuit
₹809.35
Lower Circuit
₹662.25
Day's Low - High
₹746.55 - ₹788.60
52 Week Low - High
₹725.60 - ₹1,027.25

SBI Cards Historical Returns

1 Month Return
-15.76 %
3 Month Return
-17.09 %
1 Year Return
-10.84 %
3 Year Return
-2.42 %
5 Year Return
-26.08 %

SBI Cards Fundamentals

as on February 3, 2026 at 4:01 pm IST

Market Cap

₹70,017.66 Cr

Return on Equity (ROE)

14.82

PE Ratio (TTM)

0

Return on capital employed (ROCE)

10.4

Beta (LTM)

1.08

P/B Ratio

6.09

Dividend Yield

0

PEG Ratio

0

Quarterly Earnings Growth YOY

45.25

EPS (TTM)

0

Sector

Finance

Book Value

0

Technical Analysis

SBI Cards & Payment Services Ltd vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of SBI Cards with its industry peers.

Company
Analyst View
Market Cap(in ₹ Cr)
5 Year CAGRDebt to Asset Ratio
Net Profit(in ₹ Cr)
Yearly Revenue(in ₹ Cr)
HOLD70,017.66-5.22%0.001,91618,073
BUY35,800.8422.48%0.931,6986,754
HOLD74,741.04-9.13%0.002,1629,575
HOLD59,535.0037.37%0.911,8128,512
BUY58,496.94-3.24%0.922,17516,300

Analyst Recommendation on SBI Cards Stock

Based on 23 analysts

HOLD

33.33%

Buy

29.17%

Hold

37.50%

Sell

Based on 23 analysts, 37.5% of analysts recommend a 'HOLD' rating for SBI Cards. Average target price of ₹846.74

Source: S&P Global Market Intelligence

SBI Cards Share Price Target

Get share price movements and forecasts by analysts on SBI Cards.

What analysts predicted

15.08%UPSIDE

Target Price

₹846.74

Current Price

₹758.1

Analyzed by

23 Analysts

High

₹1026

Target

₹846.74

Low

₹650

SBI Cards target price 846.74, a slight upside of 15.08% compared to current price of ₹758.1. According to 23 analysts rating.

Source: S&P Global Market Intelligence

SBI Cards Stock’s Investor Sentiment and Interest

Investment in SBI Cards & Payment Services Ltd Shares on INDmoney has grown by 100.88% over the past 30 days, indicating increased transactional activity.

Time period: to

Change:100.88% versus previous 30 day period

Search interest for SBI Cards & Payment Services Ltd Stock has increased by 103% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:103% versus previous 30 day period

SBI Cards & Payment Services Ltd Quarterly Profit & Loss

Figures in Rupees Crores

Mar 2023
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Other Income
154.41
134.23
134.05
119.9
126.85
123.95
134.78
147.87
157.79
158.47
175.5
226.16
Total Income
3,916.57
4,046.11
4,221.38
4,741.6
4,474.57
4,482.59
4,555.82
4,766.56
4,831.74
5,035.39
5,136.48
5,353.42
Total Expenses (excluding prov and contigencies)
1,980
1,960
2,066
2,426
-
1,816
-
-
-
-
-
-
Operating Profit
1,474.49
1,562.68
1,597.74
1,671.28
1,884.19
1,949.17
1,807.6
1,879.53
1,961.96
2,134.94
1,927.5
2,005.15
Depreciation
45.06
47.56
46.8
50.78
51.63
49.37
50.35
48.76
-1.69
35.03
35.01
33.88
Profit Before Tax
-203.2
-203.25
-206.41
-188.51
-225.79
-204.72
-140.79
-134.4
-184.35
-192.4
-155
-192.47
Tax Paid Total
203.2
203.25
206.41
188.51
225.79
204.72
140.79
134.4
184.35
192.4
155
192.47
EPS
6.31
6.27
6.37
5.78
6.97
6.25
4.25
4.03
5.62
5.84
4.67
5.85
Diluted EPS
6.28
6.24
6.35
5.78
6.96
6.25
4.25
4.03
5.61
5.84
4.67
5.85
Adjusted EPS
6.31
6.27
6.37
5.78
6.97
6.25
4.25
4.03
5.62
5.84
4.67
5.85
Capital Adequacy Ratio
23.08
22.93
23.32
18.43
20.53
20.6
22.13
22.9
22.85
23.2
22.5
-

SBI Cards & Payment Services Ltd Annual Profit & Loss

Figures in Rupees Crores

Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Other Income
287.74
475.89
417.12
624.25
619.03
515.08
564.93
Total Income
7,286.85
9,752.29
9,713.58
11,301.52
14,285.67
17,483.5
18,637.15
Operating Profit
2,538.04
3,773.69
4,085.54
4,576.56
5,353.43
6,715.97
7,599.01
Depreciation
55.22
103.8
123.26
148.56
163.81
196.75
146.82
Profit Before Tax
-470.12
-484.82
-339.21
-556.02
-772.1
-823.92
-664.27
Tax Paid Total
470.12
484.82
339.21
556.02
772.1
823.92
664.27
EPS
9.45
13.35
10.48
17.16
23.92
25.39
20.15
Diluted EPS
9.45
13.21
10.38
17.02
23.8
25.37
20.14
Adjusted EPS
9.45
13.35
10.48
17.16
23.92
25.39
20.15
Capital Adequacy Ratio
20.1
22.4
24.8
23.83
23.08
20.53
22.85
Gross Non Performing Assets
-
-
1,254.28
693.42
-
-
-
Net Non Performing Assets
-
-
277.65
240.9
-
-
-

SBI Cards & Payment Services Ltd Cash Flow

Figures in Rupees Crores

Mar 2016
Mar 2017
Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Net Cash from Operating Activities
-1,158.21
-2,234.88
-2,891.2
-2,326.74
-4,062.93
692.32
-4,391.46
-6,670.51
-5,653.38
-2,140.46
Cash Flow from Investing Activities
0.64
0.71
169.59
-75.79
-77.17
-996.78
-538.12
-921.44
-1,254.94
-2,490.57
Cash Flow from Financing Activities
1,140.56
20,970.01
29,576.14
21,559.27
23,215.68
6,694.53
8,151.42
10,705.48
9,850.58
7,591.51
Net Cash Flow
-17
8.51
189.73
421.6
-217.59
127.29
114.96
231.63
1,492.26
55.48

SBI Cards Stock Shareholding Pattern

Numbers in percentages

Mar 2023
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Promoters
69.02%
68.96%
68.94%
68.75%
68.63%
68.62%
68.61%
68.6%
68.6%
68.59%
68.59%
68.58%
DII
17.47%
17.18%
17.29%
16.28%
16.69%
16.53%
16.75%
16.48%
17.22%
17.51%
17.76%
17.85%
FII
0%
0%
9.09%
9.35%
8.59%
8.73%
9.18%
9.51%
9.88%
10.22%
10.1%
10.15%
Public
5.06%
4.38%
4.69%
5.61%
6.09%
6.12%
5.47%
5.41%
4.3%
3.68%
3.55%
3.42%
Total Outstanding Shares
94,60,74,389
94,63,60,099
94,67,35,259
95,07,57,319
95,09,68,519
95,10,52,534
95,12,67,774
95,13,52,954
95,13,56,954
95,15,27,704
95,15,47,504
95,15,77,400
Total Shareholders
10,41,168
9,67,531
9,61,296
10,28,673
10,36,632
10,19,117
9,48,916
9,37,270
8,47,672
7,74,642
7,50,786
7,18,342

Mutual Funds that own SBI Cards Stock

Check out the Mutual Funds with significant holdings in SBI Cards.

SBI Cards Corporate Actions

View detailed summary of the earnings and dividend history of SBI Cards.

  • SBI Cards & Payment Services Ltd Earnings Results

    SBI Cards & Payment Services Ltd’s net profit jumped 45.25% since last year same period to ₹556.64Cr in the Q3 2025-2026. On a quarterly growth basis, SBI Cards & Payment Services Ltd has generated 25.15% jump in its net profits since last 3-months.

    Read More about Earnings Results
  • SBI Cards & Payment Services Ltd Dividends February,2025

    In the quarter ending December 2024, SBI Cards & Payment Services Ltd has declared dividend of ₹2.50 per share on 17 Feb 2025 - translating a dividend yield of 0.68%.

    Read More about Dividends

Indices Featuring SBI Cards Stock

Check stock indices that include SBI Cards.

Nifty Midcap 150

₹21,869.85

2.92 (620.50%)

Nifty Midcap 100

₹59,307.10

2.84 (1639.50%)

BSE 500

₹36,755.96

2.63 (941.87%)

BSE 200

₹11,628.89

2.60 (294.93%)

Nifty MidSmallcap 400

₹19,674.70

2.93 (559.20%)

S&P BSE 250 LargeMidCap

₹11,017.63

2.60 (279.44%)

S&P BSE 150 MidCap

₹16,055.16

2.79 (435.59%)

Nifty 500

₹23,446.30

2.67 (609.30%)

S&P BSE Fin. Ser

₹13,075.65

2.83 (360.20%)

Nifty LargeMidcap 250

₹16,582.20

2.74 (442.45%)

Nifty Midcap 50

₹17,013.20

2.80 (463.90%)

Nifty Financial

₹27,674.05

3.27 (875.05%)

Nifty 200

₹14,314.45

2.61 (364.70%)

S&P BSE 400 MidSmallCap

₹11,771.22

2.83 (323.61%)

DFRGRI Indices

₹1,659.69

3.20 (51.45%)

Insights on SBI Cards & Payment Services Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    MF Holding Up

    img

    Mutual Funds have increased holdings from 9.84% to 10.07% in Sep 2025 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Muthoot Finance Ltd has given 62.7% return, outperforming this stock by 73.6%

  • imgNO EFFECT

    Promoter Holding Unchanged

    img

    Promoters holdings remained unchanged at 68.59% of holdings in Sep 2025 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Muthoot Finance Ltd has given 244.1% return, outperforming this stock by 246.5%

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 7 days, SBICARD stock has moved down by -4.6%

  • imgNEGATIVE IMPACT

    FII Holding Down

    img

    Foreign Institutions have decreased holdings from 10.22% to 10.10% in Sep 2025 quarter

  • imgNEGATIVE IMPACT

    Retail Holding Down

    img

    Retail Investor have decreased holdings from 3.68% to 3.55% in Sep 2025 quarter

SBI Cards Stock Futures & Options Contracts

View the latest movement in SBI Cards Futures & Options, including strike prices, expiry dates, and percentage changes.

SBI Cards Options

Name
Expiry
Strike Price
LTP
Absolute Change
Change
SBICARD 24 Feb ₹800 Call
February 24, 2026
₹800
₹6.05
2.5
70.42%
SBICARD 24 Feb ₹780 Call
February 24, 2026
₹780
₹10.55
4.5
74.38%
SBICARD 24 Feb ₹760 Call
February 24, 2026
₹760
₹17.8
7.3
69.52%
SBICARD 24 Feb ₹770 Call
February 24, 2026
₹770
₹13.7
5.7
71.25%

SBI Cards Futures

Name
Expiry
Strike Price
LTP
Absolute Change
Change
SBICARD 24 Feb Fut
February 24, 2026
-
₹755.95
21.09
2.87%
SBICARD 30 Mar Fut
March 30, 2026
-
₹744.7
20.49
2.83%
SBICARD 28 Apr Fut
April 28, 2026
-
₹740
20.09
2.79%

About SBI Cards & Payment Services Ltd

SBI Cards & Payment Services Ltd (SBICPSL) is an Indian financial services company incorporated in October 1998. It is a subsidiary of the State Bank of India, the country's largest lender. SBICPSL is the second largest credit card issuer in India and is a major player in the payments space.

SBICPSL's main operations are in credit cards and payments. It offers a range of credit cards, debit cards, prepaid cards, and digital payments solutions. It also provides merchant acquiring services, loyalty programs, and insurance products.

The company's top products include the SBI Card, a co-branded credit card with the State Bank of India; YONO, a digital banking and payments app; and the SBI Rewardz loyalty program. It also offers a range of co-branded credit cards with popular brands such as Amazon, Flipkart, and MakeMyTrip.

Revenue: ₹5,353.42Cr as on December 2025 (Q3 FY26)
Net Profit: ₹556.64Cr as on December 2025 (Q3 FY26)
Listing date: 16 Mar, 2020
Chairperson Name: DINESH KUMAR KHARA
OrganisationSBI Cards & Payment Services Ltd
HeadquartersGurugram
IndustryFinance
CEODINESH KUMAR KHARA
E-voting on sharesClick here to vote

FAQs

What is SBI Cards share price today?

SBI Cards share price today stands at ₹758.1 as on at the close of the market. SBI Cards share today touched a day high of ₹788.6 and a low of ₹746.55.

What is the 52 week high and 52 week low range for SBI Cards share?

SBI Cards touched a 52 week high of ₹1027.25 and a 52 week low of ₹725.6. SBI Cards share price today i.e. is closed at ₹758.1, which is -26.20% down from its 52 week high and 4.48% up from its 52 week low.

What is SBI Cards's market capitalisation today?

SBI Cards market capitalisation is ₹70,017.66 Cr as on .

How to buy SBI Cards shares?

To buy SBI Cards shares, you need to follow these steps:

  • Open a Demat account and Trading account on INDmoney
  • Fund your Trading account
  • Search for SBICARD or SBI Cards & Payment Services Ltd on the INDmoney app to check live prices of the stock
  • Click on Buy or SIP to place an order to invest in SBI Cards shares. You can invest by selecting the number of shares or set up a fixed SIP to invest every month or week.

What is SBI Cards trading volume today?

SBI Cards trading volume is 13.00L as on . This means that 13.00L shares of SBI Cards were bought and sold on the stock market during today's trading session.