ICICI Prudential Banking and Financial Services Fund Direct Growth
Get the latest NAV of ICICI Prudential Banking and Financial Services Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹150.01
▲0.3%1D
NAV as on 14 Aug 2025
15.97%/per year
Since Inception
▲▼
2743 people have invested ₹ 3.1Cr in ICICI Prudential Banking and Financial Services Fund Direct Growth in the last three months
ICICI Prudential Banking and Financial Services Fund Performance vs. Nifty 500
Fund returns vs Benchmark returns vs Category Average returns as on (14-Aug-25)
The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.
ICICI Prudential Banking and Financial Services Fund Ranking and Peer Comparison
Ranked based on performance, risk management and cost efficiency
Ranked 8 out of 11 mutual funds in the sector - financial services category as per INDmoney.
ICICI Prudential Banking and Financial Services Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
ICICI Prudential Banking and Financial Services Fund Asset Allocation
See fund asset allocation details as on (14-Aug-25)
Fund Distribution
as on (14-Aug-25)
Equity 95.3%
Debt & Cash 4.7%
ICICI Prudential Banking and Financial Services Fund Sector Allocation
See fund sector allocation details as on (14-Aug-25)
Sector Allocation
Equity 95.3%
Debt & Cash 4.7%
Top 3 Sectors in July were Financial Services, Government & Health
Financial Services
99%
Government
7%
Health
1%
Financial Services
99%
Government
12%
Health
ICICI Prudential Banking and Financial Services Fund Holdings Details
as on (31-Jul-25)
Equity
Debt & Cash
ICICI Prudential Banking and Financial Services Fund Direct Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 1% |
Benchmark | Nifty Financial Services TR INR |
| AUM | ₹9930 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 55.95% |
| Risk |   Very High Risk |
About ICICI Prudential Banking and Financial Services Fund
ICICI Prudential Banking and Financial Services Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Roshan Chutkey, Sharmila D’mello. The fund could potentially beat inflation in the long-run.
Key Parameters
- ICICI Prudential Banking and Financial Services Fund Direct Growth has ₹9930 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
- The fund has an expense ratio 1.
Returns
ICICI Prudential Banking and Financial Services Fund Direct Growth has given a CAGR return of 15.97% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 14.02%, 16.74% and 22.74% respectively.
Holdings
ICICI Prudential Banking and Financial Services Fund Direct Growth has allocated its funds majorly in Financial Services, Cash Equivalent, Government, Health, Industrial. Its top holdings are ICICI Bank Ltd, HDFC Bank Ltd, Axis Bank Ltd, State Bank of India, SBI Life Insurance Co Ltd
Taxation
As it is a sector - financial services mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of ICICI Prudential Banking and Financial Services Fund Direct Growth
To generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. ICICI Prudential Banking and Financial Services Fund Direct Growth has no lock in period.
Fund Manager
Roshan Chutkey
Fund Manager of ICICI Prudential Banking and Financial Services Fund Direct Growth, since 29 January 2018
Sharmila D’mello
Fund Manager of ICICI Prudential Banking and Financial Services Fund Direct Growth, since 30 June 2022
- AUM of the fund stands at 9.9K Cr as of Jul'25
- AUM decreased by 157.3 Cr between Jul'25 and Jun'25
More funds from ICICI
5Y CAGR
▲ 36.28
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▲ 32.08
5Y CAGR
▲ 28.56
Compare ICICI Prudential Banking and Financial Services Fund
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Frequently Asked Questions for ICICI Prudential Banking and Financial Services Fund Direct Growth
How do I invest in ICICI Prudential Banking and Financial Services Fund?
- Download the INDmoney app.
- Search for ‘ICICI Prudential Banking and Financial Services Fund’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.