ICICI Prudential Banking and Financial Services Fund Direct Growth

ICICI Prudential Banking and Financial Services Fund Direct Growth

Equity

ICICI Mutual Fund

Sector - Financial Services

Get the latest NAV of ICICI Prudential Banking and Financial Services Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹146.15

▼-0.5%1D

NAV as on 13 May 2025

16.07%/per year

Since Inception

Absolute Gain%

▲▼

2196 people have invested ₹ 2.5Cr in ICICI Prudential Banking and Financial Services Fund Direct Growth in the last three months

ICICI Prudential Banking and Financial Services Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (13-May-25)

The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
This Fund
Nifty 500
Category Avg
1 Month
7.76%
7.69%
7.66%
3 Months
10.02%
6.91%
11.25%
6 Months
9.56%
1.98%
6.19%
1 Year
20.61%
8.96%
14.61%
3 Years
21.75%
18.38%
22.15%
5 Years
25.84%
23.86%
26.46%

INDmoney Rank

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IND ranking is not available for this fund.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
ICICI Prudential Banking and Financial Services Fund
7/11
9,008Cr
1.06%
20.61%
21.75%
16.07%
Tata Banking & Financial Services Fund Direct Growth
1/11
2,752Cr
0.5%
22.19%
25.64%
18.37%
Nippon India Banking & Financial Services Fund Direct Growth
2/11
6,967Cr
1.03%
18.49%
24.94%
14.68%
SBI Banking & Financial Services Fund Direct Growth
3/11
7,650Cr
0.75%
20.38%
24.42%
15.87%
See all
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Among most bought funds within the category
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Larger AUM within category
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Beats FD returns for both 3Y & 5Y duration
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3Y returns in the bottom 25% of the category

ICICI Prudential Banking and Financial Services Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Total Corpus

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ICICI Prudential Banking and Financial Services Fund Asset Allocation

See fund asset allocation details as on (15-Apr-25)

Fund Distribution

as on (15-Apr-25)

Equity 89.7%

Debt & Cash 10.4%

Large cap
68.8%
Mid cap
13.5%
Small cap
8.7%
Small Cap allocation has gone up from 8.6% to 8.7%
Small Cap allocation has gone up from 8.6% to 8.7%
Mid Cap allocation has gone down from 14.8% to 13.5%
Mid Cap allocation has gone down from 14.8% to 13.5%
Large Cap allocation has gone down from 68.9% to 68.8%
Large Cap allocation has gone down from 68.9% to 68.8%
Cash allocation has gone up from 7.7% to 9.1%
Cash allocation has gone up from 7.7% to 9.1%

ICICI Prudential Banking and Financial Services Fund Sector Allocation

See fund sector allocation details as on (15-Apr-25)

Sector Allocation

Equity 89.7%

Debt & Cash 10.4%

Financial Services
99.6%
Industrial
0.2%
Tech
0.2%

Top Sector in March was Financial Services

Mar'25

Financial Services

100%

Feb'25

Financial Services

100%

ICICI Prudential Banking and Financial Services Fund Holdings Details

as on (30-Apr-25)

Equity

Debt & Cash

Holdings
Weight%
1M Change
ICICI Bank Ltd
20.34%
-0.6%
HDFC Bank Ltd
15.53%
-14.1%
Axis Bank Ltd
9.09%
0%
State Bank of India
7.98%
0%
SBI Life Insurance Co Ltd
5.42%
-9%
See all
Top Stocks bought last month
ICICI Bank Ltd's allocation increased from 18.31% to 20%
ICICI Bank Ltd's allocation increased from 18.31% to 20%
State Bank of India's allocation increased from 6.42% to 7.06%
State Bank of India's allocation increased from 6.42% to 7.06%
Axis Bank Ltd's allocation increased from 8.26% to 8.79%
Axis Bank Ltd's allocation increased from 8.26% to 8.79%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 21.34 % to 18.98 %
HDFC Bank Ltd's allocation decreased from 21.34 % to 18.98 %
SBI Life Insurance Co Ltd's allocation decreased from 5.39 % to 5.21 %
SBI Life Insurance Co Ltd's allocation decreased from 5.39 % to 5.21 %
IndusInd Bank Ltd's allocation decreased from 4.89 % to 3.12 %
IndusInd Bank Ltd's allocation decreased from 4.89 % to 3.12 %

ICICI Prudential Banking and Financial Services Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.06%
Benchmark
Nifty Financial Services TR INR
AUM₹9008 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
50.25%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by . The fund could potentially beat inflation in the long-run.

Key Parameters

  1. ICICI Prudential Banking and Financial Services Fund Direct Growth has ₹9008 Cr worth of assets under management (AUM) as on Mar 2025 and is more than category average.
  2. The fund has an expense ratio 1.1.

Returns

ICICI Prudential Banking and Financial Services Fund Direct Growth has given a CAGR return of 16.07% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 20.61%, 21.75% and 25.84% respectively.

Holdings

ICICI Prudential Banking and Financial Services Fund Direct Growth has allocated its funds majorly in Financial Services, Cash Equivalent, Government, Industrial, Tech. Its top holdings are ICICI Bank Ltd, HDFC Bank Ltd, Axis Bank Ltd, State Bank of India, SBI Life Insurance Co Ltd

Taxation

As it is a sector - financial services mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of ICICI Prudential Banking and Financial Services Fund Direct Growth

To generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. ICICI Prudential Banking and Financial Services Fund Direct Growth has no lock in period.

Learn more about ICICI Mutual Fund
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 9K Cr
₹ 8.8K Cr
₹ 9K Cr
  • AUM of the fund stands at 9K Cr as of Mar'25
  • AUM increased by 164.3 Cr between Mar'25 and Feb'25

Compare ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund

VS

SBI Banking & Financial Services Fund Direct Growth

Frequently Asked Questions for ICICI Prudential Banking and Financial Services Fund Direct Growth

What is the current NAV of ICICI Prudential Banking and Financial Services Fund Direct Growth?

The current NAV of ICICI Prudential Banking and Financial Services Fund Direct Growth is ₹146.15 as on 13-May-2025.

What are the average returns of ICICI Prudential Banking and Financial Services Fund Direct Growth?

Existing (Absolute + CAGR) as on 13-May-2025.
ICICI Prudential Banking and Financial Services Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
7.76%
7.76%
6 Month Returns
9.56%
9.56%
1 Year Returns
20.61%
20.61%
3 Years Returns
80.45%
21.75%

How do I invest in ICICI Prudential Banking and Financial Services Fund Direct Growth?

With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.

What is the expense ratio of ICICI Prudential Banking and Financial Services Fund Direct Growth?

1.06% as on April 2025

What is net assets under management (AUM) of ICICI Prudential Banking and Financial Services Fund Direct Growth?

₹9008 Cr as on April 2025

What are the top 5 holdings of ICICI Prudential Banking and Financial Services Fund Direct Growth?

ICICI Bank Ltd(20.34%), HDFC Bank Ltd(15.53%), Axis Bank Ltd(9.09%), State Bank of India(7.98%), SBI Life Insurance Co Ltd(5.42%) as on April 2025

What are the top 3 sectors that this ICICI Prudential Banking and Financial Services Fund Direct Growth has invested in?

Financial Services(89.33%), Industrial(0.26%), Tech(0.06%) as on April 2025

What is the alpha of ICICI Prudential Banking and Financial Services Fund Direct Growth?

The alpha ratio for the ICICI Prudential Banking and Financial Services Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
ICICI Prudential Banking and Financial Services Fund Direct Growth
-1.64
1.99
4.16
As on April 2025
The alpha for ICICI Prudential Banking and Financial Services Fund Direct Growth is calculated against Nifty Financial Services TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.

What is the beta of ICICI Prudential Banking and Financial Services Fund Direct Growth??

The Beta ratio for the ICICI Prudential Banking and Financial Services Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
ICICI Prudential Banking and Financial Services Fund Direct Growth
0.96
0.85
0.91
As on April 2025
The Beta for ICICI Prudential Banking and Financial Services Fund Direct Growth is calculated with Nifty Financial Services TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.

What is the sharpe ratio of ICICI Prudential Banking and Financial Services Fund Direct Growth?

The sharpe ratio for the ICICI Prudential Banking and Financial Services Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
ICICI Prudential Banking and Financial Services Fund Direct Growth
0.81
0.84
0.97
As on April 2025
The sharpe ratio for ICICI Prudential Banking and Financial Services Fund Direct Growth is calculated with Nifty Financial Services TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.

What is the standard deviation of ICICI Prudential Banking and Financial Services Fund Direct Growth?

The standard deviation for the ICICI Prudential Banking and Financial Services Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
ICICI Prudential Banking and Financial Services Fund Direct Growth
13.33
13.16
18.81
As on April 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.

What is the Sortino ratio of ICICI Prudential Banking and Financial Services Fund Direct Growth?

Sortino ratio is 1.66 as on April 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.

What is the information ratio of ICICI Prudential Banking and Financial Services Fund Direct Growth?

Information ratio is 0.15 as on April 2025. It tells the consistency of the fund in generating superior risk-adjusted performance

What is the exit load of ICICI Prudential Banking and Financial Services Fund Direct Growth?

The Exit load of ICICI Prudential Banking and Financial Services Fund Direct Growth is 1%