Indian Overseas Bank share price logo

Indian Overseas Bank Share Price

NSE: IOB

BSE: 532388

Mid Cap

Banking Sector

35.25

+0.62

(+1.79%)

as on

bell
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Indian Overseas Bank Stock Performance

as on January 28, 2026 at 4:01 pm IST

  • Day's Low

    Day's High

    ₹34.51
    ₹35.34
    downward going graph

    2.10%

    Downside

    0.26%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    ₹33.50
    ₹52.41
    downward going graph

    4.96%

    Downside

    48.68%

    Upside

    downward going graph

Indian Overseas Bank share price movements today

Previous Close
₹34.63
Open
₹34.77
Volume
56.11L
Upper Circuit
₹41.55
Lower Circuit
₹27.71
Day's Low - High
₹34.51 - ₹35.34
52 Week Low - High
₹33.50 - ₹52.41

Indian Overseas Bank Historical Returns

1 Month Return
+ 2.33 %
3 Month Return
-14.68 %
1 Year Return
-30.03 %
3 Year Return
+ 28.02 %
5 Year Return
+ 234.59 %

Indian Overseas Bank Fundamentals

as on January 28, 2026 at 4:01 pm IST

Market Cap

₹66,685.57 Cr

Return on Equity (ROE)

8.19

PE Ratio (TTM)

13.58

Return on capital employed (ROCE)

0

Industry PE ratio

15.42

Beta (LTM)

1.3

P/B Ratio

2.57

Dividend Yield

0

PEG Ratio

14.92

Quarterly Earnings Growth YOY

63.05

EPS (TTM)

1.76

Sector

Banks

Book Value

14.99

Technical Analysis

Indian Overseas Bank Stock Valuation

as on January 28, 2026 at 4:01 pm IST

Indian Overseas Bank in the last 5 years

  • Overview

  • Trends

Lowest (13.37x)

January 23, 2026

Today (13.58x)

January 27, 2026

Industry (15.42x)

January 27, 2026

Highest (59.89x)

February 7, 2024

LowHigh

Today’s Price to Earnings Ratio: 13.58x

Indian Overseas Bank vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Indian Overseas Bank with its industry peers.

Company
Analyst View
Market Cap(in ₹ Cr)
5 Year CAGRDebt to Asset Ratio
Net Profit(in ₹ Cr)
Yearly Revenue(in ₹ Cr)
NA66,685.5746.92%NA3,39533,750
NA1,04,534.8548.71%NA7,63034,126
NA35,750.2824.72%NA2,46829,473
NA32,630.3034.62%NA3,93439,793
BUY50,010.4971.26%NA5,54128,423

Indian Overseas Bank Share Price Target

Get share price movements and forecasts by analysts on Indian Overseas Bank.

Source: S&P Global Market Intelligence

Indian Overseas Bank Stock’s Investor Sentiment and Interest

Investment in Indian Overseas Bank Shares on INDmoney has grown by 4.12% over the past 30 days, indicating increased transactional activity.

Time period: to

Change:4.12% versus previous 30 day period

Search interest for Indian Overseas Bank Stock has increased by 26% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:26% versus previous 30 day period

Indian Overseas Bank Quarterly Profit & Loss

Figures in Rupees Crores

Mar 2023
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Interest Earned
5,194.72
5,427.45
5,824.9
6,179.84
6,633.5
6,539.01
6,853.94
7,115.88
7,634.81
7,387.49
7,850.89
8,172.39
Other Income
1,435.85
806.7
1,116.6
1,262.82
2,479.17
1,033.24
1,633.59
1,298.08
1,581.07
1,480.39
1,365.44
1,499.19
Total Income
6,630.57
6,234.15
6,941.5
7,442.66
9,112.67
7,572.25
8,487.53
8,413.96
9,215.88
8,867.88
9,216.33
9,671.58
Total Expenses (excluding prov and contigencies)
4,743.37
4,885.12
5,261.68
5,660.99
7,149.15
5,895.75
6,359.24
6,147.72
6,598.04
6,509.28
6,814.81
7,068.48
Operating Profit
1,887.2
1,349.03
1,679.82
1,781.67
1,963.52
1,676.5
2,128.29
2,266.24
2,617.84
2,358.6
2,401.52
2,603.1
Operating Profit Margin %
-91.31%
-90.01%
-90.33%
-91.6%
-107.77%
-90.16%
-92.78%
-86.39%
-86.42%
-88.11%
-86.8%
-86.49%
Provisions and Contingencies
995.85
837.94
1,044.32
701.37
767.56
937.88
1,146.31
1,028.64
1,064.22
844.05
672.46
1,235.65
Profit Before Tax
419.91
496.97
618.86
367.98
424.88
528.26
572.52
510.18
546.82
708.83
726.74
1,362.79
Tax Paid Total
235.72
7.06
8.32
356.16
385.54
105.18
204.73
363.71
503.4
402.86
501.16
2.33
Net Profit
655.63
504.03
627.18
724.14
810.42
633.44
777.25
873.89
1,050.22
1,111.69
1,227.9
1,365.12
Total Net profit including share of profit / Loss from associate company
655.63
504.03
627.18
724.14
810.42
648.66
779.61
875.27
1,091.94
1,178.45
1,258.82
1,427.16
EPS
0.35
0.27
0.33
0.38
0.43
0.34
0.41
0.46
0.58
0.61
0.65
0.71
Diluted EPS
0.35
0.27
0.33
0.38
0.43
0.34
0.41
0.46
0.58
0.61
0.65
0.71
Adjusted EPS
0.35
0.27
0.33
0.38
0.43
0.34
0.41
0.46
0.58
0.61
0.65
0.71

Indian Overseas Bank Annual Profit & Loss

Figures in Rupees Crores

Mar 2022
Mar 2023
Mar 2024
Mar 2025
Interest Earned
16,735.84
19,406.97
24,065.67
28,143.64
Other Income
4,905.33
4,116.45
5,665.3
5,545.98
Total Income
21,641.17
23,523.42
29,730.97
33,689.62
Total Expenses (excluding prov and contigencies)
15,878.45
17,576.1
22,957.03
25,000.74
Operating Profit
5,762.72
5,947.32
6,773.94
8,688.88
Operating Profit Margin %
-94.88%
-90.57%
-95.39%
-88.83%
Provisions and Contingencies
3,983.75
3,593.99
3,351.2
4,177.05
Profit Before Tax
1,639.59
1,854.65
1,908.58
2,157.81
Tax Paid Total
69.69
249.34
757.08
1,177.01
Net Profit
1,709.28
2,103.99
2,665.66
3,334.82
Total Net profit including share of profit / Loss from associate company
1,709.28
2,103.99
2,665.66
3,395.51
EPS
0.9
1.11
1.41
1.79
Diluted EPS
0.9
1.11
1.41
1.79
Adjusted EPS
0.9
1.11
1.41
1.79

Indian Overseas Bank Cash Flow

Figures in Rupees Crores

Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Net Cash from Operating Activities
4,948.86
5,539.15
-13,654.68
-1,118.95
2,839.55
Cash Flow from Investing Activities
-46.02
-49.29
-559.63
-359.29
-578.91
Cash Flow from Financing Activities
3,779.84
478.96
1,000
-
1,105.47
Net Cash Flow
6,715.68
5,968.82
-16,130.43
-2,005.93
2,404.73

Indian Overseas Bank Stock Shareholding Pattern

Numbers in percentages

Mar 2023
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Promoters
96.38%
96.38%
96.38%
96.38%
96.38%
96.38%
96.38%
96.38%
94.61%
94.61%
94.61%
92.44%
DII
1.36%
1.34%
0.13%
1.29%
1.29%
1.3%
1.3%
1.3%
2.59%
2.37%
2.3%
4.27%
FII
0%
0%
0%
0%
0.05%
0.05%
0.03%
0.02%
0.22%
0.08%
0.31%
0.35%
Public
2.12%
2.19%
2.13%
2.3%
2.28%
2.27%
2.29%
2.29%
2.59%
2.94%
2.78%
2.94%
Total Outstanding Shares
18,90,24,12,256
18,90,24,12,256
18,90,24,12,256
18,90,24,12,256
18,90,24,12,256
18,90,24,12,256
18,90,24,12,256
18,90,24,12,256
19,25,65,89,795
19,25,65,89,795
19,25,65,91,537
19,25,65,89,795
Total Shareholders
5,09,599
5,10,387
6,68,177
7,27,348
10,06,185
9,96,568
9,77,592
9,77,917
9,77,863
10,08,128
9,88,551
9,81,829

Mutual Funds that own Indian Overseas Bank Stock

Check out the Mutual Funds with significant holdings in Indian Overseas Bank.

Indian Overseas Bank Corporate Actions

View detailed summary of the earnings and dividend history of Indian Overseas Bank.

  • Indian Overseas Bank Earnings Results

    Indian Overseas Bank’s net profit jumped 63.05% since last year same period to ₹1,427.16Cr in the Q3 2025-2026. On a quarterly growth basis, Indian Overseas Bank has generated 13.37% jump in its net profits since last 3-months.

    Read More about Earnings Results
  • Indian Overseas Bank Dividends April,2014

    In the quarter ending March 2014, Indian Overseas Bank has declared dividend of ₹0.50 per share on 29 Apr 2014 - translating a dividend yield of 9.39%.

    Read More about Dividends

Indices Featuring Indian Overseas Bank Stock

Check stock indices that include Indian Overseas Bank.

Nifty PSU Bank

₹9,085.80

1.68 (150.05%)

Nifty LargeMidcap 250

₹16,310.85

1.27 (204.35%)

Nifty Midcap 150

₹21,460.95

1.62 (341.85%)

BSE 200

₹11,454.79

1.01 (114.12%)

S&P BSE Largecap

₹9,608.20

-1.16 (112.73%)

BSE 500

₹36,188.16

1.12 (401.32%)

S&P BSE 400 MidSmallCap

₹11,541.26

1.73 (196.15%)

S&P BSE Fin. Ser

₹12,960.04

1.02 (131.31%)

Nifty MidSmallcap 400

₹19,296.70

1.72 (326.05%)

S&P BSE 250 LargeMidCap

₹10,858.43

1.05 (113.22%)

S&P BSE 150 MidCap

₹15,786.44

1.69 (262.32%)

S&P BSE PSU

₹21,491.96

3.54 (734.91%)

Nifty 500

₹23,082.10

1.15 (262.85%)

Insights on Indian Overseas Bank

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 7 quarters, 648.66 Cr → 1.42K Cr (in ₹), with an average increase of 12.2% per quarter

  • imgPOSITIVE IMPACT

    MF Holding Up

    img

    Mutual Funds have increased holdings from 0.12% to 0.18% in Dec 2025 quarter

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 1 month, IOB stock has moved up by 2.3%

  • imgPOSITIVE IMPACT

    Retail Holding Up

    img

    Retail Investor have increased holdings from 2.78% to 2.94% in Dec 2025 quarter

  • imgPOSITIVE IMPACT

    FII Holding Up

    img

    Foreign Institutions have increased holdings from 0.31% to 0.35% in Dec 2025 quarter

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 3 quarters, 8.86K Cr → 9.67K Cr (in ₹), with an average increase of 4.2% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, State Bank of India has given 40.0% return, outperforming this stock by 70.0%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, State Bank of India has given 95.7% return, outperforming this stock by 67.7%

  • imgNEGATIVE IMPACT

    Promoter Holding Down

    img

    Promoters have decreased holdings from 94.61% to 92.44% in Dec 2025 quarter

About Indian Overseas Bank

Indian Overseas Bank (IOB) is an Indian public sector bank established in 1937, headquartered in Chennai. It is one of the leading banks in India with a wide network of branches and ATMs spread across the country.

IOB offers a wide range of banking services such as deposits, loans, credit cards, insurance, mutual funds, foreign exchange, and more. It is a full-service bank with a focus on retail and corporate banking services. Its core lines of business include retail banking, corporate banking, NRI banking, agri-business banking, and SME banking.

The bank's top products include savings accounts, current accounts, fixed deposits, recurring deposits, home loans, personal loans, car loans, gold loans, credit cards, and more. Popular IOB brands include IOB-Udaan, IOB-Wealth, IOB-Ease, IOB-Secure, and IOB-Gyan.

IOB has over 3,400 branches and 4,000 ATMs across India. It also has a presence in 19 countries, including the United States, the United Kingdom, Singapore, Hong Kong, and the United Arab Emirates.

Revenue: ₹9,671.58Cr as on December 2025 (Q3 FY26)
Net Profit: ₹1,427.16Cr as on December 2025 (Q3 FY26)
Listing date: 07 Dec, 2000
OrganisationIndian Overseas Bank
IndustryBanks
E-voting on sharesClick here to vote

FAQs

What is Indian Overseas Bank share price today?

Indian Overseas Bank share price today stands at ₹35.25 as on at the close of the market. Indian Overseas Bank share today touched a day high of ₹35.34 and a low of ₹34.51.

What is the 52 week high and 52 week low range for Indian Overseas Bank share?

Indian Overseas Bank touched a 52 week high of ₹52.41 and a 52 week low of ₹33.5. Indian Overseas Bank share price today i.e. is closed at ₹35.25, which is -32.74% down from its 52 week high and 5.22% up from its 52 week low.

What is Indian Overseas Bank's market capitalisation today?

Indian Overseas Bank market capitalisation is ₹66,685.57 Cr as on .

How to buy Indian Overseas Bank shares?

To buy Indian Overseas Bank shares, you need to follow these steps:

  • Open a Demat account and Trading account on INDmoney
  • Fund your Trading account
  • Search for IOB or Indian Overseas Bank on the INDmoney app to check live prices of the stock
  • Click on Buy or SIP to place an order to invest in Indian Overseas Bank shares. You can invest by selecting the number of shares or set up a fixed SIP to invest every month or week.

What is Indian Overseas Bank trading volume today?

Indian Overseas Bank trading volume is 56.11L as on . This means that 56.11L shares of Indian Overseas Bank were bought and sold on the stock market during today's trading session.