HDFC Life Analyst Rating
based on 34 analysts
88.57%
Buy
11.43%
Hold
0.00%
Sell
Based on 34 analysts offering long term price targets for HDFC Life. An average target of ₹779.71
Source: S&P Global Market Intelligence
HDFC Life Share analysis
HDFC Life price forecast by 34 analysts
Upside of24.95%
High
₹900
Target
₹779.71
Low
₹570
HDFC Life target price ₹779.71, a slight upside of 24.95% compared to current price of ₹614.45. According to 34 analysts rating.
Excluding Excise Duty and Other Income, represents Net Revenue
HDFC Life revenue growth forecast
Expected growth rate Q1, FY2027:30.81%
Forecast
Actual
Including amortisation and stock based compensations
HDFC Life EPS growth forecast
EPS estimate Q1, FY2027:69.13%
Forecast
Actual
Source: S&P Global Market Intelligence
HDFC Life Performance
Day's Low
Day's High
₹612.9Day's Price Range₹62952 Week's Low
52 Week's High
₹511.452-Week Price Range₹761.2
| Returns % | |
| 1 Month Return | + 0.23 % |
| 3 Month Return | -14.31 % |
| 1 Year Return | + 6.46 % |
| Market Stats | |
| Previous Close | ₹624.00 |
| Open | ₹615.05 |
| Volume | 18.20L |
| Upper Circuit | - |
| Lower Circuit | - |
| Market Cap | ₹1,34,334.90Cr |
HDFC Life Key Statistics
| P/E Ratio | 76.85 |
| PEG Ratio | 76.09 |
| Market Cap | ₹1,34,334.90 Cr |
| P/B Ratio | 9.29 |
| EPS | 7.32 |
| Dividend Yield | 0.32 |
| Sector | Insurance |
| ROE | 11.55 |
HDFC Life Peer Comparison
Company | Analyst View | Market Cap | 5 Year CAGR | Debt to Asset Ratio | Net Profit | Yearly Revenue |
|---|---|---|---|---|---|---|
| BUY | ₹1,34,334.90 Cr | 0.37% | 0.98 | ₹1,574 Cr | ₹1,01,481 Cr | |
| BUY | ₹1,46,961.36 Cr | 9.88% | 0.98 | NA | NA | |
| BUY | ₹94,219.55 Cr | 8.97% | 0.53 | NA | NA | |
| BUY | ₹91,851.24 Cr | 5.1% | 0.98 | ₹850 Cr | ₹90,307 Cr | |
| BUY | ₹5,29,750.18 Cr | -0.86% | 0.99 | ₹40,915 Cr | ₹8,45,966 Cr |
HDFC Life Mutual Fund Holdings
About HDFC Life
The company also offers a range of popular brands such as Click2Protect, Smart Woman, Smart Kid, Saral Jeevan Bima and Super Income Plan. HDFC Life Insurance Company Ltd also provides additional services such as wealth management, estate planning and retirement planning.
Share Price: ₹614.45 per share as on 22 Jan, 2025 01:40 PM
Market Capitalisation: ₹1,34,334.90Cr as of today
Revenue: ₹17,270.97Cr as on December 2024 (Q4 24)
Net Profit: ₹421.31Cr as on December 2024 (Q4 24)
Listing date: 17 Nov, 2017
Chairperson Name: Deepak Parekh
| Organisation | HDFC Life |
| Headquarters | Mumbai |
| Industry | Insurance |
| E-voting on shares | Click here to vote |
Key events for HDFC Life Insurance Company Ltd
HDFC Life Partners with CARS24 for Distribution - 22 Jan, 2025
HDFC Life Insurance has formed a Corporate Agency partnership with CARS24 Financial Services, allowing CARS24 to distribute HDFC Life products through its branches and digital platforms.HDFC Life Shows Resilience Amid Mixed Financials - 20 Jan, 2025
HDFC Life Insurance Company faces a mixed financial report with a significant drop in net sales but an increase in net profit. Analysts remain optimistic, noting a bullish reversal pattern and strong new business additions. CFO stresses the importance of input tax credits for customer benefits.HDFC Life Shares Surge on Strong Q3 Results - 17 Jan, 2025
HDFC Life shares rose 8% following strong third-quarter results, with CLSA maintaining an outperform rating and a target price of Rs 690. Analysts express concerns over regulatory uncertainties affecting sentiment.HDFC Life Reports Strong Q3 Results, Shares Surge - 16 Jan, 2025
HDFC Life Insurance Company reported a 14.63% YoY profit increase for Q3 FY25, leading to a 10% surge in share price. Analysts remain bullish, with HSBC and Morgan Stanley raising target prices. Trading volume spiked significantly, indicating strong investor interest.HDFC Life Reports Strong Q3 Results and Growth - 15 Jan, 2025
HDFC Life Insurance Company reported a 14% increase in Q3FY25 PAT to ₹415 crore, despite a significant drop in total income. The company plans to address bancassurance mis-selling concerns while achieving strong growth in AUM and APE. Overall, HDFC Life exceeded market expectations on key metrics, showcasing resilience and growth in the competitive insurance landscape.HDFC Life Anticipates Profit Growth Amid Margin Concerns - 14 Jan, 2025
HDFC Life is projected to see a 21% YoY increase in profit for Q3 FY25, but analysts warn of margin compression due to new surrender regulations. The stock has faced challenges, including a decline in new business premiums and reduced buy ratings.HDFC Life Reports Mixed Performance Ahead of Q3 Results - 13 Jan, 2025
HDFC Life anticipates a 13.6% growth in APE for Q3FY25, but faces margin contraction due to regulatory changes. December premiums fell 4.5% YoY, while individual APE grew 12.3%. Analysts maintain a buy rating despite challenges.HDFC Life Set to Release Quarterly Results - 12 Jan, 2025
HDFC Life Insurance Company is scheduled to announce its quarterly results for the October to December period next week, influencing market sentiment.HDFC Life Positioned for Strong Growth Ahead - 07 Jan, 2025
HDFC Life Insurance is projected to achieve a 17% CAGR in APE through FY27, supported by a diversified product portfolio and a solid market share.HDFC Life Faces GST Orders Amid Profit Growth - 02 Jan, 2025
HDFC Life Insurance Company received GST orders totaling ₹261 crore from Maharashtra for 2020-2021. Despite this, the company reported a 14.91% rise in net profit for Q2 FY25.Kotak Reiterates Buy Rating on HDFC Life - 31 Dec, 2024
Kotak Institutional Equities maintains a 'buy' rating on HDFC Life, with a target price of ₹850, indicating a 38% upside. The brokerage emphasizes strong business fundamentals and growth potential, despite regulatory concerns.HDFC Life Reports Q2 Profit Growth Amid Challenges - 30 Dec, 2024
HDFC Life Insurance's Q2 net profit rose 15% YoY to ₹433 crore, missing estimates. Management anticipates 18-20% growth for FY25, focusing on VNB growth.HDFC Life Insurance Stock Downgraded to 'Sell' - 27 Dec, 2024
HDFC Life Insurance has been downgraded to a 'Sell' rating due to bearish momentum and underperformance, with a -3.42% return over the past year. Despite positive financial results and a low Debt to Equity ratio of 0.04, technical indicators suggest continued bearish trends. Institutional holdings have slightly increased to 38.87%.
Insights on HDFC Life Insurance Company Ltd
Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.
POSITIVE IMPACTMF Holding Up
Mutual Funds have increased holdings from 9.31% to 10.63% in Sep 2024 quarter
NO EFFECTAgainst Peers
In the last 3 years, SBI Life Insurance Company Ltd has given 16.1% return, outperforming this stock by 26.8%
- NO EFFECT
Against Peers
In the last 1 year, ICICI Prudential Life Insurance Company Ltd has given 21.9% return, outperforming this stock by 24.3%
NEGATIVE IMPACTProfit Down
Netprofit is down for the last 3 quarters, 478.97 Cr → 421.31 Cr (in ₹), with an average decrease of 6.2% per quarter
- NEGATIVE IMPACT
FII Holding Down
Foreign Institutions have decreased holdings from 26.63% to 25.63% in Sep 2024 quarter
- NEGATIVE IMPACT
Promoter Holding Down
Promoters have decreased holdings from 50.37% to 50.34% in Sep 2024 quarter
- NEGATIVE IMPACT
Revenue Fall
Revenue is down for the last 2 quarters, 28.77K Cr → 17.27K Cr (in ₹), with an average decrease of 40.0% per quarter
- NEGATIVE IMPACT
Price Dip
In the last 3 months, HDFCLIFE stock has moved down by -19.0%
- NEGATIVE IMPACT
Retail Holding Down
Retail Investor have decreased holdings from 11.73% to 10.77% in Sep 2024 quarter
News
HDFC Life Partners with CARS24 Financial Services for Insurance Distribution
HDFC Life, one of India's leading life insurers, has recently entered into a Corporate Agency tie-up with CARS24 Financial Services Pvt. Ltd. This partnership will enable CARS24 Financial Services Pvt. Ltd. to distribute products of HDFC Life to existing and future customers of CARS24. The life insurance solutions of HDFC Life will be offered across the branches as well as the digital platforms of the partner.22 Jan, 2025 10:20 AMBudget 2025: Insurance Sector Seeks Tax Incentives and GST Reduction
We have basically just made a humble submission that whatever rate they decide should be matched with a similar level input tax credit. Thats the way in which we can then pass on any benefits to the customer. If that is not the case, then it may not really result in any benefit to the customer, said Niraj Shah, chief financial officer and executive director, HDFC Life Insurance.20 Jan, 2025 02:51 PMHDFC Life Reports December 2024 Earnings: Net Sales Down, Profit Up
Consolidated December 2024 Net Sales at Rs 17,300.27 crore, down 35.75% Y-o-Y. Net Sales at Rs 17,300.27 crore in December 2024 down 35.75% from Rs. 26,927.46 crore in December 2023. Quarterly Net Profit at Rs. 421.31 crore in December 2024 up 14.63% from Rs. 367.54 crore in December 2023. EBITDA stands at Rs. 127.00 crore in December 2024 down 57.53% from Rs. 299.03 crore in December 2023. HDFC Life EPS has increased to Rs. 1.96 in December 2024 from Rs. 1.71 in December 2023. HDFC Life shares closed at 642.20 on January 16, 2025 (NSE) and has given -1.03% returns over the last 6 months and 5.87% over the last 12 months.20 Jan, 2025 09:32 AMHDFC Life Financials
Index Inclusions
HDFC Life Shareholding Pattern
| Investors | Holdings % | FY Quarter | 3M change |
|---|---|---|---|
| Promoter Holdings | 50.34% | ||
| Foreign Institutions | 25.63% | ||
| Mutual Funds | 10.63% | 14.17 | |
| Retail Investors | 10.77% | ||
| Others | 2.65% | 34.98 |
HDFC Life Key Indicators
HDFC Life Valuation
HDFC Life in the last 5 years
Lowest (51.17x)
March 23, 2020
Industry (21.73x)
January 21, 2025
Today (76.85x)
January 21, 2025
Highest (131.62x)
October 5, 2021
HDFC Life Earnings and Dividends
HDFC Life Insurance Company Ltd Earnings Results
HDFC Life Insurance Company Ltd’s net profit jumped 14.63% since last year same period to ₹421.31Cr in the Q3 2024-2025. On a quarterly growth basis, HDFC Life Insurance Company Ltd has generated -3.19% fall in its net profits since last 3-months.
Read More about Earnings ResultsHDFC Life Insurance Company Ltd Dividends April,2024
In the quarter ending March 2024, HDFC Life Insurance Company Ltd has declared dividend of ₹2 - translating a dividend yield of 0.62%.
Read More about Dividends
HDFC Life Technicals Summary
Bearish
Neutral
Bullish
HDFC Life Insurance Company Ltd is currently in a Bearish trading position according to technical analysis indicators.
FAQs on HDFC Life Insurance Company Ltd
HDFC Life Insurance Company Ltd share price today stands at ₹614.45, Open. ₹615.05 ; Previous Close. ₹624 ; High. ₹629 ; Low. ₹612.9 ; 52 Week High. ₹761.2 ; 52 Week Low: ₹511.4.
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HDFC Life Insurance Company Ltd is listed on NSE
HDFC Life Insurance Company Ltd is listed on BSE
- Today’s highest price of HDFC Life Insurance Company Ltd is ₹629.
- Today’s lowest price of HDFC Life Insurance Company Ltd is ₹612.9.
PE Ratio of HDFC Life Insurance Company Ltd is 76.85
PE ratio = HDFC Life Insurance Company Ltd Market price per share / HDFC Life Insurance Company Ltd Earnings per share
Today’s traded volume of HDFC Life Insurance Company Ltd(HDFCLIFE) is 18.20L.
Today’s market capitalisation of HDFC Life Insurance Company Ltd(HDFCLIFE) is ₹134334.9Cr.
| HDFC Life Insurance Company Ltd(HDFCLIFE | Price |
|---|---|
52 Week High | ₹761.2 |
52 Week Low | ₹511.4 |
HDFC Life Insurance Company Ltd(HDFCLIFE) share price is ₹614.45. It is down -19.28% from its 52 Week High price of ₹761.2
HDFC Life Insurance Company Ltd(HDFCLIFE) share price is ₹614.45. It is up 20.15% from its 52 Week Low price of ₹511.4
| HDFC Life Insurance Company Ltd(HDFCLIFE | Returns |
|---|---|
1 Day Returns | -9.55% |
1 Month Returns | 0.23% |
3 Month Returns | -14.31% |
1 Year Returns | 6.46% |