Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl
Get the latest NAV of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹48.92
▲3.5%1D
NAV as on 12 May 2025
18.46%/per year
Since Inception
▲▼
69 people have invested ₹ 2.6L in Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl in the last three months
Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl Performance vs. Nifty 500
Fund returns vs Benchmark returns vs Category Average returns as on (12-May-25)
The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl Asset Allocation
See fund asset allocation details as on (15-Apr-25)
Fund Distribution
as on (15-Apr-25)
Equity 95.5%
Debt & Cash 4.5%
Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl Sector Allocation
See fund sector allocation details as on (15-Apr-25)
Sector Allocation
Equity 95.5%
Debt & Cash 4.5%
Top 2 Sectors in March were Financial Services, Tech
Financial Services
98%
Tech
2%
Financial Services
98%
Tech
2%
Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl Holdings Details
as on (30-Apr-25)
Equity
Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.5% |
Benchmark | Nifty Financial Services TR INR |
| AUM | ₹2752 Cr |
| Inception Date | 28 December, 2015 |
| Min Lumpsum/SIP | ₹5000/-- |
Exit Load | 0.2% |
| Lock In | No Lock-in |
TurnOver | 21.1% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
About Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl
Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl is an equity fund. This fund was started on 28 December, 2015. The fund is managed by Amey Sathe. The fund could potentially beat inflation in the long-run.
Key Parameters
- Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl has ₹2752 Cr worth of assets under management (AUM) as on Mar 2025 and is more than category average.
- The fund has an expense ratio 0.5.
Returns
Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl has given a CAGR return of 18.46% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 23.12%, 25.48% and 25.54% respectively.
Holdings
Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl has allocated its funds majorly in Cash Equivalent, Financial Services, Tech. Its top holdings are HDFC Bank Ltd, Kotak Mahindra Bank Ltd, Axis Bank Ltd, ICICI Bank Ltd, State Bank of India
Taxation
As it is a sector - financial services mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl
The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 0.00. Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl has no lock in period.
Fund Manager
Amey Sathe
Fund Manager of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl, since 14 October 2021
- AUM of the fund stands at 2.5K Cr as of Mar'25
- AUM increased by 263.6 Cr between Mar'25 and Feb'25
More funds from Tata
5Y CAGR
▲ 37.97
3Y CAGR
▲ 25.58
5Y CAGR
▲ 25.54
5Y CAGR
▲ 32.96
5Y CAGR
▲ 23.68
Frequently Asked Questions for Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl
What is the current NAV of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl?
What are the average returns of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl?
Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl | Absolute Returns | CAGR Returns |
1 Month Returns | 7.64% | 7.64% |
6 Month Returns | 9.47% | 9.47% |
1 Year Returns | 23.12% | 23.12% |
3 Years Returns | 97.59% | 25.48% |
How do I invest in Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl?
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
What is the expense ratio of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl?
What is net assets under management (AUM) of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl?
What are the top 5 holdings of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl?
What is the alpha of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl?
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl | -3.02 | 4.8 | 3.51 |
What is the beta of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl??
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl | 1.03 | 0.94 | 0.87 |
What is the sharpe ratio of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl?
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl | 0.75 | 1 | 0.96 |
What is the standard deviation of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl?
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl | 14.01 | 14.78 | 17.65 |