IIFL Finance Ltd (IIFL)
₹464.4▲3.12%
Analyst Rating
based on 5 analysts
60.00%
Buy
20.00%
Hold
20.00%
Sell
Based on 5 analysts offering long term price targets for IIFL Finance Ltd. An average target of ₹561
Source: S&P Global Market Intelligence
IIFL Finance Ltd Share analysis
Source: S&P Global Market Intelligence
Performance
Day's Low
Day's High
₹448.9₹467.8552 Week's Low
52 Week's High
₹304.28₹683.25
| Returns % | |
| 1 Month Return | -4.31 % |
| 3 Month Return | + 9.69 % |
| 1 Year Return | -20.34 % |
| Market Stats | |
| Previous Close | ₹450.35 |
| Open | ₹454.00 |
| Volume | 10.11L |
| Upper Circuit | - |
| Lower Circuit | - |
| Market Cap | ₹19,103.44Cr |
Key Statistics
| P/E Ratio | 10.02 |
| PEG Ratio | 1.52 |
| Market Cap | ₹19,103.44 Cr |
| P/B Ratio | 3.63 |
| EPS | 12.1781438222665 |
Peer Comparison
Company | Analyst View | Market Cap | 5 Year CAGR | Debt to Asset Ratio | Net Profit | Yearly Revenue |
|---|---|---|---|---|---|---|
| BUY | ₹19,103.44 Cr | 49.36% | 0.89 | ₹1,607 Cr | ₹8,411 Cr |
 | BUY | ₹17,159.77 Cr | 15.24% | 0.84 | ₹1,500 Cr | ₹6,684 Cr |
 | NA | ₹31,391.35 Cr | 127.67% | 0.50 | ₹384 Cr | ₹385 Cr |
 | BUY | ₹7,886.98 Cr | 35.81% | 0.50 | ₹155 Cr | ₹3,171 Cr |
 | NA | ₹5,856.33 Cr | -11.53% | 0.63 | ₹405 Cr | ₹8,500 Cr |
Company Information
Share Price: ₹464.40 per share as on 24 Jul, 2024 04:01 PM
Market Capitalisation: ₹19,103.44Cr as of today
Revenue: ₹2,922.12Cr as on March 2024 (Q1 24)
Net Profit: ₹430.63Cr as on March 2024 (Q1 24)
Listing date: 17 May, 2005
Chairperson Name: A K Purwar
| Organisation | IIFL Finance Ltd |
| Headquarters | Mumbai |
| Industry | Finance |
| E-voting on shares | Click here to vote |
Key events for IIFL Finance Ltd
IIFL Finance's Gold Loan AUM Shrinks by Over Rs 7,000 Crore - 14 Jul, 2024
IIFL Finance's gold loan assets under management (AUM) have decreased to around Rs 16,000 crore in June 2024 from Rs 23,354 crore in March 2024 due to RBI restrictions on fresh sanctions and disbursement of gold loans. CRISIL Ratings has maintained IIFL Finances bank facilities and debt instruments on Rating Watch with developing implications.
IIFL Finance Stock Plummets After RBI Ban on Gold Loans - 30 Jun, 2024
IIFL Finance's share price has declined by over 35% following Reserve Bank of India's ban on disbursing gold loans. Analysts at Jefferies have downgraded the stock to Hold ratings and expect earnings to be impacted due to rapid unwinding of profitable gold loan book, lower co-lending income, and potentially higher cost of funding.
IIFL Finance Records Surge in Volume on BSE - 27 Jun, 2024
IIFL Finance Ltd sees a significant increase in trading volume on BSE, with 10.56 times the average daily volume recorded by mid-morning. However, the stock lost 0.20% to close at Rs.491.90.
IIFL Finance Faces Business Restrictions After RBI Ban on Gold Loans - 20 Jun, 2024
After the Reserve Bank of India's ban on gold loans, IIFL Finance has to focus on other business verticals. The company is undergoing a special audit by the regulator and has taken measures to address concerns raised by the RBI. A team has been formed to implement corrective actions and revise deviations and non-compliances. The management is confident that these actions will resolve all issues raised by the RBI.
IIFL Finance Faces RBI Ban on Gold Loans Amidst Earnings Miss - 19 Jun, 2024
The Reserve Bank of India has imposed an immediate ban on IIFL Finance from sanctioning and disbursing new gold loans due to regulatory breaches. Meanwhile, the company missed earnings but is predicted to see a 13% improvement in revenue by 2025.
IIFL Finance Addresses RBI Concerns; Shares Rise Up To 9% - 18 Jun, 2024
IIFL Finance addresses RBI concerns and fully complies with regulations. Jefferies gives a hold call with a target price of Rs 465 per share. Q4 net profit falls by 10% YoY.
IIFL Finance Reports Decline in Net Profit and Plans Stake Sale in NSE - 17 Jun, 2024
IIFL Finance reports a decline in Q4 FY24 net profit due to RBI prohibition on gold loan operations. The company also plans to sell its equity stake in NSE worth Rs 84.7 crore. Loan growth in core products was robust with overall core loan portfolio growing by 22% YoY.
IIFL Finance Reports Decline in Net Profit Due to RBI Ban on Gold Loan Business - 16 Jun, 2024
IIFL Finance reported a 6% decline in consolidated net profit for Q4FY24 due to RBI's ban on gold loan business, with its gross and net non-performing assets increasing YoY. The company has taken corrective measures to address concerns identified by the regulator.
IIFL Finance Takes Measures to Address RBI Concerns - 15 Jun, 2024
The Reserve Bank of India (RBI) has received the special audit report on IIFL Finance's books and will review business restrictions imposed. The company has raised capital, secured funds through NCDs, and implemented cost control measures to mitigate risk. Management is confident that these actions will resolve all issues raised by RBI.
Insights on IIFL Finance Ltd
Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.
POSITIVE IMPACTFII Holding Up
Foreign Institutions have increased holdings from 28.51% to 30.31% in Jun 2024 quarter
- POSITIVE IMPACT
Revenue Rich
Revenue is up for the last 12 quarters, 1.53K Cr → 2.92K Cr (in ₹), with an average increase of 5.7% per quarter
NO EFFECTAgainst Peers
In the last 1 year, Shriram Finance Ltd has given 52.5% return, outperforming this stock by 72.8%
- NO EFFECT
Against Peers
In the last 3 years, Cholamandalam Investment & Finance Company Ltd has given 183.8% return, outperforming this stock by 132.6%
NEGATIVE IMPACTRetail Holding Down
Retail Investor have decreased holdings from 37.42% to 37.35% in Jun 2024 quarter
- NEGATIVE IMPACT
MF Holding Down
Mutual Funds have decreased holdings from 6.13% to 4.39% in Jun 2024 quarter
- NEGATIVE IMPACT
Promoter Holding Down
Promoters have decreased holdings from 24.92% to 24.91% in Jun 2024 quarter
- NEGATIVE IMPACT
Price Dip
In the last 6 months, IIFL stock has moved down by -26.5%
- NEGATIVE IMPACT
Profit Down
Netprofit is down for the last 2 quarters, 490.44 Cr → 373.41 Cr (in ₹), with an average decrease of 23.9% per quarter
Company Financials
| Q'1 24 | Q/Q Change | |
|---|---|---|
Revenue | ₹2,922.12Cr | ↑8.45% |
Net Income | ₹430.63Cr | ↓21.01% |
Net Profit Margin | 14.74% | ↓27.14% |
| 2023 | Y/Y Change | |
|---|---|---|
Revenue | ₹8,411.96Cr | ↑20.32% |
Net Income | ₹1,607.55Cr | ↑35.29% |
Net Profit Margin | 19.11% | ↑12.41% |
| 2023 | Y/Y Change | |
|---|---|---|
Total Assets | ₹24,305.78Cr | ↑4.48% |
Total Liabilities | ₹19,190.87Cr | ↑1.88% |
| 2023 | Y/Y Change | |
|---|---|---|
Operating Cash Flow | -₹2,080.52Cr | ↓158.50% |
Shareholding Pattern
| Investors | Holdings % | FY Quarter | 3M change |
|---|---|---|---|
| Promoter Holdings | 24.91% | ||
| Foreign Institutions | 30.31% | 6.28 | |
| Mutual Funds | 4.39% | ||
| Retail Investors | 37.35% | ||
| Others | 3.05% | 1.31 |
Key Indicators
IIFL Finance Ltd Valuation
IIFL Finance Ltd in the last 5 years
Lowest (4.76x)
June 2, 2020
Today (10.02x)
July 23, 2024
Industry (30.27x)
July 23, 2024
Highest (36.76x)
March 13, 2018
Earnings and Dividends
IIFL Finance Ltd Earnings Results
IIFL Finance Ltd’s net profit fell -9.53% since last year same period to ₹373.41Cr in the Q4 2023-2024. On a quarterly growth basis, IIFL Finance Ltd has generated -23.86% fall in its net profits since last 3-months.
Read More about Earnings ResultsIIFL Finance Ltd Dividends January,2024
In the quarter ending December 2023, IIFL Finance Ltd has declared dividend of ₹4 - translating a dividend yield of 1.72%.
Read More about Dividends
Technicals Summary
Bearish
Neutral
Bullish
IIFL Finance Ltd is currently in a Bearish trading position according to technical analysis indicators.
Frequently Asked Questions
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IIFL Finance Ltd (IIFL) share price today is ₹464.4
IIFL Finance Ltd is listed on NSE
IIFL Finance Ltd is listed on BSE
- Today’s highest price of IIFL Finance Ltd is ₹467.85.
- Today’s lowest price of IIFL Finance Ltd is ₹448.9.
PE Ratio of IIFL Finance Ltd is 10.02
PE ratio = IIFL Finance Ltd Market price per share / IIFL Finance Ltd Earnings per share
Today’s traded volume of IIFL Finance Ltd(IIFL) is 10.11L.
Today’s market capitalisation of IIFL Finance Ltd(IIFL) is ₹19103.44Cr.
| IIFL Finance Ltd(IIFL | Price |
|---|---|
52 Week High | ₹683.25 |
52 Week Low | ₹304.28 |
IIFL Finance Ltd(IIFL) share price is ₹464.4. It is down -32.03% from its 52 Week High price of ₹683.25
IIFL Finance Ltd(IIFL) share price is ₹464.4. It is up 52.62% from its 52 Week Low price of ₹304.28
| IIFL Finance Ltd(IIFL | Returns |
|---|---|
1 Day Returns | 14.05% |
1 Month Returns | -4.31% |
3 Month Returns | 9.69% |
1 Year Returns | -20.34% |