CreditAccess Grameen Ltd Analyst Rating
based on 14 analysts
80.00%
Buy
6.67%
Hold
13.33%
Sell
Based on 14 analysts offering long term price targets for CreditAccess Grameen Ltd. An average target of ₹1145.57
Source: S&P Global Market Intelligence
CreditAccess Grameen Ltd Share analysis
CreditAccess Grameen Ltd price forecast by 14 analysts
Upside of26.81%
High
₹1650
Target
₹1145.57
Low
₹564
CreditAccess Grameen Ltd target price ₹1145.57, a slight upside of 26.81% compared to current price of ₹893.8. According to 14 analysts rating.
Excluding Excise Duty and Other Income, represents Net Revenue
CreditAccess Grameen Ltd revenue growth forecast
Expected growth rate Q1, FY2026:
Forecast
Actual
Including amortisation and stock based compensations
CreditAccess Grameen Ltd EPS growth forecast
EPS estimate Q1, FY2026:10.23%
Forecast
Actual
Source: S&P Global Market Intelligence
CreditAccess Grameen Ltd Performance
Day's Low
Day's High
₹882.05₹910.552 Week's Low
52 Week's High
₹858.8₹1,796
| Returns % | |
| 1 Month Return | -1.15 % |
| 3 Month Return | -27.94 % |
| 1 Year Return | -48.77 % |
| Market Stats | |
| Previous Close | ₹903.40 |
| Open | ₹903.45 |
| Volume | 3.62L |
| Upper Circuit | - |
| Lower Circuit | - |
| Market Cap | ₹14,413.64Cr |
CreditAccess Grameen Ltd Key Statistics
| P/E Ratio | 10.79 |
| PEG Ratio | 1.39 |
| Market Cap | ₹14,413.64 Cr |
| P/B Ratio | 3.49 |
| EPS | 90.72 |
| Dividend Yield | 0.69 |
| Sector | Finance |
| ROE | 24.77 |
CreditAccess Grameen Ltd Peer Comparison
Company | Analyst View | Market Cap | 5 Year CAGR | Debt to Asset Ratio | Net Profit | Yearly Revenue |
|---|---|---|---|---|---|---|
| BUY | ₹14,413.64 Cr | 2.31% | 0.88 | ₹1,445 Cr | ₹5,118 Cr | |
| HOLD | ₹15,033.53 Cr | 0.51% | 0.84 | ₹2,197 Cr | ₹8,848 Cr | |
| NA | ₹35,343.60 Cr | 151.71% | 0.50 | ₹384 Cr | ₹385 Cr | |
| BUY | ₹18,892.51 Cr | 39.79% | 0.89 | ₹1,974 Cr | ₹10,471 Cr | |
| BUY | ₹7,859.80 Cr | 28.38% | 0.50 | ₹155 Cr | ₹3,171 Cr |
CreditAccess Grameen Ltd Mutual Fund Holdings
About CreditAccess Grameen Ltd
Share Price: ₹893.80 per share as on 12 Dec, 2024 04:01 PM
Market Capitalisation: ₹14,413.64Cr as of today
Revenue: ₹1,453.92Cr as on September 2024 (Q3 24)
Net Profit: ₹186.06Cr as on September 2024 (Q3 24)
Listing date: 23 Aug, 2018
Chairperson Name: George Joseph
| Organisation | CreditAccess Grameen Ltd |
| Headquarters | |
| Industry | Finance |
| E-voting on shares | Click here to vote |
Key events for CreditAccess Grameen Ltd
CreditAccess Grameen Faces Significant Asset Quality Concerns - 12 Dec, 2024
CreditAccess Grameen's stock price plummeted 42% in 2024 due to rising asset quality concerns. The company's gross NPA surged by 97.6%, with net NPA more than doubling, indicating deteriorating financial health.Goldman Sachs Downgrades CreditAccess Grameen Rating - 02 Dec, 2024
Goldman Sachs downgraded its rating on CreditAccess Grameen amid concerns over asset quality and over-leveraging in the microfinance sector. Stricter guidelines from MFIN aim to address these challenges, but stress is expected to increase.CreditAccess Grameen Faces Downgrade Amid Asset Quality Issues - 29 Nov, 2024
Goldman Sachs downgraded CreditAccess Grameen to Sell, citing asset quality concerns, leading to a 12% drop in shares. The company raised Rs 390 crore in co-financing to enhance its funding profile.CreditAccess Grameen Faces Delinquencies Amid Market Gains - 26 Nov, 2024
CreditAccess Grameen reported increased delinquencies and a higher gross non-performing asset ratio. However, shares rose following new lending regulations for microfinance institutions.
Insights on CreditAccess Grameen Ltd
Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.
POSITIVE IMPACTRetail Holding Up
Retail Investor have increased holdings from 6.31% to 7.83% in Sep 2024 quarter
NO EFFECTAgainst Peers
In the last 3 years, Cholamandalam Investment & Finance Company Ltd has given 133.0% return, outperforming this stock by 108.9%
- NO EFFECT
Against Peers
In the last 1 year, Shriram Finance Ltd has given 62.8% return, outperforming this stock by 111.6%
NEGATIVE IMPACTRevenue Fall
Revenue is down for the last 2 quarters, 1.51K Cr → 1.45K Cr (in ₹), with an average decrease of 3.9% per quarter
- NEGATIVE IMPACT
FII Holding Down
Foreign Institutions have decreased holdings from 10.88% to 10.76% in Sep 2024 quarter
- NEGATIVE IMPACT
MF Holding Down
Mutual Funds have decreased holdings from 14.31% to 12.84% in Sep 2024 quarter
- NEGATIVE IMPACT
Promoter Holding Down
Promoters have decreased holdings from 66.56% to 66.54% in Sep 2024 quarter
- NEGATIVE IMPACT
Price Dip
In the last 3 months, CREDITACC stock has moved down by -27.9%
- NEGATIVE IMPACT
Profit Down
Netprofit is down for the last 2 quarters, 397.66 Cr → 186.06 Cr (in ₹), with an average decrease of 53.2% per quarter
CreditAccess Grameen Ltd Financials
Index Inclusions
CreditAccess Grameen Ltd Shareholding Pattern
| Investors | Holdings % | FY Quarter | 3M change |
|---|---|---|---|
| Promoter Holdings | 66.54% | ||
| Foreign Institutions | 10.76% | ||
| Mutual Funds | 12.84% | ||
| Retail Investors | 7.83% | 24.09 | |
| Others | 2.03% | 4.33 |
CreditAccess Grameen Ltd Key Indicators
CreditAccess Grameen Ltd Valuation
CreditAccess Grameen Ltd in the last 5 years
Lowest (10.29x)
November 21, 2024
Today (10.79x)
December 11, 2024
Industry (27.72x)
December 11, 2024
Highest (180.76x)
December 13, 2021
CreditAccess Grameen Ltd Earnings and Dividends
CreditAccess Grameen Ltd Earnings Results
CreditAccess Grameen Ltd’s net profit fell -46.39% since last year same period to ₹186.06Cr in the Q2 2024-2025. On a quarterly growth basis, CreditAccess Grameen Ltd has generated -53.21% fall in its net profits since last 3-months.
Read More about Earnings ResultsCreditAccess Grameen Ltd Dividends May,2024
In the quarter ending March 2024, CreditAccess Grameen Ltd has declared dividend of ₹10 - translating a dividend yield of 1.11%.
Read More about Dividends
CreditAccess Grameen Ltd Technicals Summary
Bearish
Neutral
Bullish
CreditAccess Grameen Ltd is currently in a Bearish trading position according to technical analysis indicators.
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CreditAccess Grameen Ltd (CREDITACC) share price today is ₹893.8
CreditAccess Grameen Ltd is listed on NSE
CreditAccess Grameen Ltd is listed on BSE
- Today’s highest price of CreditAccess Grameen Ltd is ₹910.5.
- Today’s lowest price of CreditAccess Grameen Ltd is ₹882.05.
PE Ratio of CreditAccess Grameen Ltd is 10.79
PE ratio = CreditAccess Grameen Ltd Market price per share / CreditAccess Grameen Ltd Earnings per share
Today’s traded volume of CreditAccess Grameen Ltd(CREDITACC) is 3.62L.
Today’s market capitalisation of CreditAccess Grameen Ltd(CREDITACC) is ₹14413.64Cr.
| CreditAccess Grameen Ltd(CREDITACC | Price |
|---|---|
52 Week High | ₹1796 |
52 Week Low | ₹858.8 |
CreditAccess Grameen Ltd(CREDITACC) share price is ₹893.8. It is down -50.23% from its 52 Week High price of ₹1796
CreditAccess Grameen Ltd(CREDITACC) share price is ₹893.8. It is up 4.08% from its 52 Week Low price of ₹858.8
| CreditAccess Grameen Ltd(CREDITACC | Returns |
|---|---|
1 Day Returns | -9.6% |
1 Month Returns | -1.15% |
3 Month Returns | -27.94% |
1 Year Returns | -48.77% |