Oportun Financial Corp (OPRT)

$2.78

-0.02

(-0.71%)▲

Market is closed - opens 7 PM, 09 Sep 2024

Performance

  • $2.75
    $2.84
    $2.78
    downward going graph

    1.08%

    Downside

    Day's Volatility :3.17%

    Upside

    2.11%

    downward going graph
  • $2.05
    $7.71
    $2.78
    downward going graph

    26.26%

    Downside

    52 Weeks Volatility :73.41%

    Upside

    63.94%

    downward going graph

Returns

PeriodOportun Financial CorpSector (Financials)Index (Russel 2000)
3 Months
-5.76%
6.8%
0.0%
6 Months
-25.47%
9.0%
0.0%
1 Year
-63.08%
29.1%
0.0%
3 Years
-88.62%
17.0%
-21.3%

Highlights

Market Capitalization
100.4M
Book Value
$9.91
Earnings Per Share (EPS)
-3.03
Wall Street Target Price
5.75
Profit Margin
-14.61%
Operating Margin TTM
2.7%
Return On Assets TTM
-3.58%
Return On Equity TTM
-29.64%
Revenue TTM
824.0M
Revenue Per Share TTM
21.19
Quarterly Revenue Growth YOY
-12.9%
Gross Profit TTM
791.9M
EBITDA
176.2M
Diluted Eps TTM
-3.03
Quarterly Earnings Growth YOY
12.7
EPS Estimate Current Year
0.44
EPS Estimate Next Year
0.74
EPS Estimate Current Quarter
-0.18
EPS Estimate Next Quarter
0.09

Analyst Recommendation

Buy
    60%Buy
    40%Hold
    0
    0%Sell
Based on 10 Wall street analysts offering stock ratings for Oportun Financial Corp(by analysts ranked 0 to 5 stars)
Based on 10 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
6
6
8
Hold
4
5
3
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 106.83%

Current $2.78
Target $5.75

Company Financials

FY18Y/Y Change
Revenue
473.6M
↑ 45.91%
Net Income
123.4M
↓ 1309.03%
Net Profit Margin
26.06%
↑ 29.2%
FY19Y/Y Change
Revenue
442.4M
↓ 6.58%
Net Income
61.6M
↓ 50.08%
Net Profit Margin
13.92%
↓ 12.14%
FY20Y/Y Change
Revenue
335.1M
↓ 24.25%
Net Income
-45.1M
↓ 173.21%
Net Profit Margin
-13.46%
↓ 27.38%
FY21Y/Y Change
Revenue
530.4M
↑ 58.28%
Net Income
47.4M
↓ 205.13%
Net Profit Margin
8.94%
↑ 22.4%
FY22Y/Y Change
Revenue
640.7M
↑ 20.8%
Net Income
-77.8M
↓ 264.09%
Net Profit Margin
-12.14%
↓ 21.08%
FY23Y/Y Change
Revenue
1.1B
↑ 64.96%
Net Income
-180.0M
↑ 131.3%
Net Profit Margin
-17.03%
↓ 4.89%
Q1 FY23Q/Q Change
Revenue
4.8M
↓ 96.65%
Net Income
-102.1M
↑ 1115.48%
Net Profit Margin
-2.1K%
↓ 2121.22%
Q2 FY23Q/Q Change
Revenue
118.6M
↑ 2371.35%
Net Income
-14.9M
↓ 85.41%
Net Profit Margin
-12.56%
↑ 2114.52%
Q3 FY23Q/Q Change
Revenue
268.2M
↑ 126.09%
Net Income
-21.1M
↑ 41.62%
Net Profit Margin
-7.87%
↑ 4.69%
Q4 FY23Q/Q Change
Revenue
262.7M
↓ 2.05%
Net Income
-41.8M
↑ 98.1%
Net Profit Margin
-15.91%
↓ 8.04%
Q1 FY24Q/Q Change
Revenue
250.5M
↓ 4.65%
Net Income
-26.4M
↓ 36.75%
Net Profit Margin
-10.56%
↑ 5.35%
Q2 FY24Q/Q Change
Revenue
250.4M
↓ 0.03%
Net Income
-31.0M
↑ 17.35%
Net Profit Margin
-12.39%
↓ 1.83%
FY18Y/Y Change
Total Assets
1.7B
↑ 43.2%
Total Liabilities
1.4B
↑ 39.57%
FY19Y/Y Change
Total Assets
2.2B
↑ 26.55%
Total Liabilities
1.7B
↑ 22.94%
FY20Y/Y Change
Total Assets
2.0B
↓ 8.76%
Total Liabilities
1.5B
↓ 9.94%
FY21Y/Y Change
Total Assets
2.9B
↑ 46.66%
Total Liabilities
2.3B
↑ 51.85%
FY22Y/Y Change
Total Assets
3.6B
↑ 22.64%
Total Liabilities
3.1B
↑ 30.87%
FY23Y/Y Change
Total Assets
3.4B
↓ 5.58%
Total Liabilities
3.0B
↓ 1.8%
Q1 FY23Q/Q Change
Total Assets
3.5B
↓ 3.09%
Total Liabilities
3.0B
↓ 0.66%
Q2 FY23Q/Q Change
Total Assets
3.5B
↓ 0.86%
Total Liabilities
3.0B
↓ 1.06%
Q3 FY23Q/Q Change
Total Assets
3.4B
↓ 1.21%
Total Liabilities
3.0B
↓ 0.83%
Q4 FY23Q/Q Change
Total Assets
3.4B
↓ 0.53%
Total Liabilities
3.0B
↑ 0.75%
Q1 FY24Q/Q Change
Total Assets
3.3B
↓ 3.94%
Total Liabilities
2.9B
↓ 3.83%
Q2 FY24Q/Q Change
Total Assets
3.3B
↓ 0.83%
Total Liabilities
2.9B
↑ 0.02%
FY18Y/Y Change
Operating Cash Flow
138.4M
↓ 0.53%
Investing Cash Flow
-471.4M
↑ 37.29%
Financing Cash Flow
368.1M
↑ 59.55%
FY19Y/Y Change
Operating Cash Flow
218.4M
↑ 57.83%
Investing Cash Flow
-497.7M
↑ 5.57%
Financing Cash Flow
286.3M
↓ 22.22%
FY20Y/Y Change
Operating Cash Flow
152.9M
↓ 29.99%
Investing Cash Flow
16.4M
↓ 103.29%
Financing Cash Flow
-136.8M
↓ 147.78%
FY21Y/Y Change
Operating Cash Flow
163.4M
↑ 6.87%
Investing Cash Flow
-884.8M
↓ 5502.04%
Financing Cash Flow
745.7M
↓ 645.1%
FY22Y/Y Change
Operating Cash Flow
247.9M
↑ 51.71%
Investing Cash Flow
-1.2B
↑ 32.41%
Financing Cash Flow
934.5M
↑ 25.32%
Q1 FY23Q/Q Change
Operating Cash Flow
76.8M
↓ 13.22%
Investing Cash Flow
-39.6M
↓ 84.49%
Financing Cash Flow
-39.1M
↓ 139.61%
Q2 FY23Q/Q Change
Operating Cash Flow
102.5M
↑ 33.52%
Investing Cash Flow
-64.4M
↑ 62.36%
Financing Cash Flow
-37.8M
↓ 3.44%

Technicals Summary

Sell

Neutral

Buy

Oportun Financial Corp is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Oportun Financial Corp
Oportun Financial Corp
-9.74%
-25.47%
-63.08%
-88.62%
-82.81%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
6.44%
14.66%
11.24%
-75.99%
-34.66%
Capital One Financial Corporation
Capital One Financial Corporation
3.11%
0.39%
38.96%
-10.77%
52.81%
American Express Co.
American Express Co.
2.61%
10.84%
54.63%
53.12%
103.52%
Mastercard Inc.
Mastercard Inc.
4.23%
1.48%
14.26%
35.49%
68.03%
Visa, Inc.
Visa, Inc.
7.55%
-0.42%
13.0%
22.81%
53.88%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Oportun Financial Corp
Oportun Financial Corp
2.2
NA
NA
0.44
-0.3
-0.04
NA
9.91
Paypal Holdings, Inc.
Paypal Holdings, Inc.
16.72
16.72
1.26
3.99
0.22
0.04
NA
19.98
Capital One Financial Corporation
Capital One Financial Corporation
13.37
13.37
1.68
13.13
0.08
0.01
0.02
139.15
American Express Co.
American Express Co.
18.21
18.21
1.9
13.12
0.35
0.04
0.01
41.49
Mastercard Inc.
Mastercard Inc.
36.37
36.37
1.39
14.31
1.88
0.24
0.01
8.02
Visa, Inc.
Visa, Inc.
29.94
29.94
1.54
9.92
0.49
0.16
0.01
20.06
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Oportun Financial Corp
Oportun Financial Corp
Buy
$100.4M
-82.81%
2.2
-14.61%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
Hold
$70.4B
-34.66%
16.72
14.3%
Capital One Financial Corporation
Capital One Financial Corporation
Hold
$54.9B
52.81%
13.37
16.79%
American Express Co.
American Express Co.
Buy
$179.0B
103.52%
18.21
16.93%
Mastercard Inc.
Mastercard Inc.
Buy
$441.0B
68.03%
36.37
46.45%
Visa, Inc.
Visa, Inc.
Buy
$542.2B
53.88%
29.94
54.72%

Insights on Oportun Financial Corp

  • Decreasing Revenue

    Revenue is down for the last 4 quarters, 268.2M → 250.39M (in $), with an average decrease of 2.3% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 2 quarters, -26.43M → -31.02M (in $), with an average decrease of 17.4% per quarter

  • Vs AXP

    In the last 1 year, American Express Co. has given 55.0% return, outperforming this stock by 118.0%

  • Vs AXP

    In the last 3 years, American Express Co. has given 53.1% return, outperforming this stock by 141.7%

Institutional Holdings

  • Neuberger Berman Group LLC

    10.53%

  • Findell Capital Management LLC

    9.71%

  • Long Focus Capital Management, LLC

    4.60%

  • Millennium Management LLC

    4.22%

  • Vanguard Group Inc

    3.68%

  • BlackRock Inc

    2.37%

Company Information

oportun was formerly known as progreso financiero. only the name has changed. we continue our commitment to our mission: to provide responsible, affordable loans that help the underserved hispanic community establish credit and build a better future. oportun’s advanced data analytics and technology determines every applicant’s ability to repay, including those who do not have credit, and enables back-office efficiency. the company delivers a very supportive and welcoming service experience with bilingual staff across channels and operates over 170 locations in ca, il, tx, ut and nv. why we do it: we are committed to providing affordable and responsible credit services to the hispanic community. it is estimated that 23 million hispanics in the united states have limited or no credit history. in fact, approximately half of the company’s first-time customers do not have a credit score at all. oportun reports performance of all loans to two of the credit bureaus and enables customers

Organization
Oportun Financial Corp
Employees
2340
CEO
Mr. Raul Vazquez
Industry
Miscellaneous

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