Fino Payments Bank Ltd share price logo

Fino Payments Bank Ltd

NSE: FINOPB

BSE: 543386

Small Cap

Banking Sector

Finance Sector

145.93

-0.23

(-0.16%)

as on

bell
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Fino Payments Bank Stock Performance

as on August 21, 2026 at 9:31 pm IST

  • Day's Low

    Day's High

    ₹145.20
    ₹146.99
    downward going graph

    0.50%

    Downside

    0.73%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    ₹110.03
    ₹339.00
    downward going graph

    24.60%

    Downside

    132.30%

    Upside

    downward going graph

Fino Payments Bank share price movements today

Previous Close
₹146.16
Open
₹146.06
Volume
1.26L
Upper Circuit
₹175.39
Lower Circuit
₹116.93
Day's Low - High
₹145.20 - ₹146.99
52 Week Low - High
₹110.03 - ₹339.00

Fino Payments Bank Historical Returns

1 Month Return
-14.18 %
3 Month Return
+ 16.37 %
1 Year Return
-45.24 %
3 Year Return
-60.8 %
5 Year Return
-73.17 %

Fino Payments Bank Fundamentals

as on August 21, 2026 at 4:01 pm IST

Market Cap

₹1,214.41 Cr

Return on Equity (ROE)

10.78

PE Ratio (TTM)

58.14

Return on capital employed (ROCE)

0

Industry PE ratio

13.93

Beta (LTM)

1.47

P/B Ratio

2.54

Dividend Yield

0

PEG Ratio

-7.43

Quarterly Earnings Growth YOY

-177.25

EPS (TTM)

0

Book Value

0

Fino Payments Bank Stock Valuation

as on August 21, 2026 at 4:01 pm IST

Fino Payments Bank in the last 5 years

  • Overview

  • Trends

Lowest (13.50x)

March 24, 2026

Industry (13.93x)

August 21, 2026

Today (58.14x)

August 21, 2026

Highest (136.66x)

November 12, 2021

LowHigh

Today’s Price to Earnings Ratio: 58.14x

Fino Payments Bank Technical Analysis

Track how Fino Payments Bank technical analysis has moved over time to understand its trends.

1 min
5 min
15 min
30 min
1 day
1 week
1 month

Technicals Summary

Bearish

Neutral

Bullish

Bearish

Moving Averages

Bearish

Neutral

Bullish

Bearish

Oscillators

Bearish

Neutral

Bullish

Bearish

Overall

Bearish10
Bullish
Neutral5

Oscillators

Name

Value

Action

MACD level (12,26)
-0.02
Bearish
CCI (20)
26.96
Neutral
RSI (14)
47.45
Neutral
Momentum (10)
-0.26
Neutral
ADI (14)
17.72
Neutral
Ultimate Oscillator (7,14,28)
45.18
Neutral

Moving Averages

Name

Value

Action

SMA (20)
146.06
Bearish
EMA (20)
146.07
Bearish
VWMA (20)
146.08
Bearish
SMA (50)
146.11
Bearish
EMA (50)
146.1
Bearish
SMA (200)
146.25
Bearish
EMA (200)
146.22
Bearish
KAMA (200)
146.13
Bearish
DEMA (200)
146.09
Bearish

Fino Payments Bank Ltd vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Fino Payments Bank with its industry peers.

Company
Analyst View
Market Cap(in ₹ Cr)
5 Year CAGRDebt to Asset Ratio
Net Profit(in ₹ Cr)
Yearly Revenue(in ₹ Cr)
BUY1,214.41-14.63%NANA1,847
BUY21,529.8119.82%NANA7,908
NA28,321.8312.51%NA4,52342,630
HOLD28,210.56-6.87%NANA24,423
NA1,331.3227.51%NANA1,489

Market expectation of Fino Payments Bank Stock

Common consensus of the market based on various publicly available news, publications,brokerage expectation and market data

BUY

100.00%

Buy

0.00%

Hold

0.00%

Sell

Fino Payments Bank Stock’s Investor Sentiment and Interest

Search interest for Fino Payments Bank Ltd Stock has decreased by -44% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-44% versus previous 30 day period

Fino Payments Bank Ltd Quarterly Profit & Loss

Figures in Rupees Crores

Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Interest Earned
36.53
39.15
41.4
45.33
47.75
49.35
52.78
60.99
60.11
62.96
64.1
72.23
Other Income
322.05
331.05
359.9
391.53
407.66
411.99
440.71
392.48
339.94
331.45
275.88
234.64
Total Income
358.58
370.2
401.3
436.86
455.41
461.34
493.49
453.47
400.05
394.41
339.98
306.87
Total Expenses (excluding prov and contigencies)
338.5
347.4
376.01
412.59
429.48
432.89
463.79
428.84
378.83
376.96
335.88
320.59
Operating Profit
20.08
22.8
25.29
24.27
25.93
28.45
29.7
24.63
21.22
17.45
4.1
-13.72
Operating Profit Margin %
-926.64%
-887.36%
-908.24%
-910.19%
-899.43%
-877.18%
-878.72%
-703.13%
-630.23%
-598.73%
-523.99%
-443.85%
Provisions and Contingencies
0.56
-
-
-
-
-
-
-
-
-
-
-
Profit Before Tax
19.52
22.8
25.13
24.27
16.37
17.77
18.3
10.89
9.48
7.05
10.1
-13.72
Tax Paid Total
-
-
0.08
-
4.78
5.34
5.7
6.87
5.87
5.2
-3
-
Net Profit
19.52
22.8
25.21
24.27
21.15
23.11
24
17.76
15.35
12.25
7.1
-13.72
EPS
2.35
2.74
3.03
2.92
2.54
2.78
2.89
2.13
1.84
1.47
0.85
-1.65
Diluted EPS
2.35
2.74
3.02
2.91
2.53
2.76
2.88
2.13
1.84
1.47
0.85
-1.65
Adjusted EPS
2.35
2.74
3.03
2.92
2.54
2.78
2.89
2.13
1.84
1.47
0.85
-1.65

Fino Payments Bank Ltd Annual Profit & Loss

Figures in Rupees Crores

Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Mar 2026
Interest Earned
19.15
18.13
20.26
35.63
94.86
150.05
195.23
248.18
Other Income
351.97
673.27
770.77
973.22
1,135.05
1,328.33
1,651.87
1,339.75
Total Income
371.12
691.4
791.03
1,008.85
1,229.91
1,478.38
1,847.1
1,587.93
Total Expenses (excluding prov and contigencies)
432.57
722.41
766.54
966.11
1,164.83
1,391.52
1,738.75
1,520.52
Operating Profit
-61.45
-31.01
24.49
42.74
65.08
86.86
108.35
67.41
Operating Profit Margin %
-2258.85%
-3984.61%
-3783.51%
-2711.51%
-1227.95%
-927.37%
-890.62%
-612.67%
Provisions and Contingencies
0.94
1.03
4.02
-
-
0.56
-
-
Profit Before Tax
-62.38
-32.04
20.47
42.74
65.08
86.14
76.71
37.51
Tax Paid Total
-
-
-
-
-
0.08
15.82
14.95
Net Profit
-62.38
-32.04
20.47
42.74
65.08
86.22
92.53
52.46
EPS
-13.99
-7.18
4.59
5.34
7.82
10.36
11.12
6.3
Diluted EPS
-13.99
-7.18
4.59
5.34
7.82
10.36
11.08
6.29
Adjusted EPS
-7.99
-4.1
2.62
5.34
7.82
10.36
11.12
6.3

Fino Payments Bank Ltd Cash Flow

Figures in Rupees Crores

Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Net Cash from Operating Activities
-181.32
28.64
-83.67
-32.22
207.44
-20.1
56.78
76.19
Cash Flow from Investing Activities
-33.62
-13.62
-30.54
-68.95
-64.31
-96.53
-103.76
-164.45
Cash Flow from Financing Activities
149.21
34.97
27.89
70.01
352.22
184.41
278.59
126.9
Net Cash Flow
-65.73
49.98
-86.33
-31.16
495.35
67.78
231.61
38.64

Fino Payments Bank Stock Shareholding Pattern

Numbers in percentages

Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Promoters
75%
75%
75%
75%
75%
75%
75%
75%
75%
75%
75%
75%
DII
6.83%
5.58%
5.91%
5.99%
6.14%
6.08%
3.52%
3.04%
3.35%
0.45%
0.4%
0%
FII
5.57%
5.09%
5.12%
5.12%
4.21%
3.7%
4.08%
2.55%
2.67%
2.69%
1.33%
0.31%
Public
12.59%
14.34%
13.97%
13.89%
14.64%
15.22%
17.4%
19.42%
18.98%
21.86%
23.27%
24.69%
Total Outstanding Shares
8,32,14,302
8,32,14,302
8,32,14,302
8,32,14,302
8,32,14,302
8,32,14,302
8,32,18,402
8,32,18,402
8,32,18,402
8,32,18,402
8,32,18,402
8,32,18,402
Total Shareholders
67,998
68,897
65,150
63,919
64,495
64,460
64,104
63,093
61,622
61,483
62,358
62,125

Indices Featuring Fino Payments Bank Stock

Check stock indices that include Fino Payments Bank.

S&P BSE Fin. Ser

₹12,626.42

41.09 (0.33%)

Insights on Fino Payments Bank Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Retail Holding Up

    img

    Retail Investor have increased holdings from 23.27% to 24.69% in Jun 2026 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, State Bank of India has given 81.8% return, outperforming this stock by 142.6%

  • imgNO EFFECT

    Promoter Holding Unchanged

    img

    Promoters holdings remained unchanged at 75.00% of holdings in Jun 2026 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, State Bank of India has given 28.5% return, outperforming this stock by 73.7%

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 1 month, FINOPB stock has moved down by -14.2%

  • imgNEGATIVE IMPACT

    FII Holding Down

    img

    Foreign Institutions have decreased holdings from 1.33% to 0.31% in Jun 2026 quarter

About Fino Payments Bank Ltd

Fino Payments Bank Limited is a wholly-owned subsidiary of Fino PayTech Ltd. It was incorporated on 23 June 2007 as Fino Fintech Foundation and changed its name to Fino Fintech Private Limited on 15 December 2015 following surrender of license under Section 8 of Companies Act 2013. RBI approved the Bank to carry on the business as a Payments Bank on 30 March 2017 following which, the name was changed to Fino Payments Bank. They offer digital financial services along with fee & commission-based income generated from merchant network. The bank witnessed 43.5 crore transactions in FY2020-21 and 12.33 crore transactions in the quarter ended 30 June 2021 with a gross transaction value of Rs 132930.69 crore and Rs 39035.99 crore respectively. On 30 October 2021, the bank floated an IPO with a size of 1200.29 crore, 950.29 crore of which was an Offer For Sale by the promoter. The shares were issued and allotted at Rs 577 per share and were listed on BSE Ltd & NSE on 12 November 2021.

Revenue: ₹306.87Cr as on June 2026 (Q1 FY27)
Net Profit: ₹0.00Cr as on June 2026 (Q1 FY27)
Listing date: 12 Nov, 2021
Chairperson Name: Rakesh Bhartia
OrganisationFino Payments Bank Ltd
IndustryBanks
CEORakesh Bhartia
E-voting on sharesClick here to vote

FAQs

What is Fino Payments Bank share price today?

Fino Payments Bank share price today stands at ₹145.93 as on at the close of the market. Fino Payments Bank share today touched a day high of ₹146.99 and a low of ₹145.2.

What is the 52 week high and 52 week low range for Fino Payments Bank share?

Fino Payments Bank touched a 52 week high of ₹339 and a 52 week low of ₹110.03. Fino Payments Bank share price today i.e. is closed at ₹145.93, which is -56.95% down from its 52 week high and 32.63% up from its 52 week low.

What is Fino Payments Bank's market capitalisation today?

Fino Payments Bank market capitalisation is ₹1,214.41 Cr as on .

How to buy Fino Payments Bank shares?

To buy Fino Payments Bank shares, you need to follow these steps:

  • Open a Demat account and Trading account on INDmoney
  • Fund your Trading account
  • Search for FINOPB or Fino Payments Bank Ltd on the INDmoney app to check live prices of the stock
  • Click on Buy or SIP to place an order to invest in Fino Payments Bank shares. You can invest by selecting the number of shares or set up a fixed SIP to invest every month or week.

What is Fino Payments Bank trading volume today?

Fino Payments Bank trading volume is 1.26L as on . This means that 1.26L shares of Fino Payments Bank were bought and sold on the stock market during today's trading session.