Ujjivan Small Finance Bank Ltd share price logo

Ujjivan Small Finance Bank Ltd (UJJIVANSFB)

₹43.911.17%

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Overview
News
Financials
Q3 '23 Results
Technicals

Analyst Rating

based on 15 analysts

BUY

93.33%

Buy

0.00%

Hold

6.67%

Sell

Based on 15 analysts offering long term price targets for Ujjivan Small Finance Bank Ltd. An average target of ₹61.07

Source: S&P Global Market Intelligence

Ujjivan Small Finance Bank Ltd Share analysis

Source: S&P Global Market Intelligence

Performance

  • Day's Low

    Day's High

    ₹43.86
    ₹44.59
  • 52 Week's Low

    52 Week's High

    ₹40
    ₹63
1 Month Return-11.9 %
3 Month Return-14.14 %
1 Year Return+ 5.16 %
Previous Close₹44.43
Open₹44.50
Volume1.51Cr
Upper Circuit-
Lower Circuit-
Market Cap₹8,586.40Cr

Key Statistics

P/E Ratio0
PEG Ratio0
Market Cap₹8,586.40 Cr
P/B Ratio0.56
EPS0

Mutual Fund Holdings

Funds HoldingsPrev. 6M
Sundaram Small Cap Fund - Direct Plan - Growth OptionSundaram Small Cap Fund - Direct Plan - Growth Option2.55%
Sundaram Services Direct GrowthSundaram Services Direct Growth2.29%
Sundaram Financial Services Opportunities Fund Direct Plan Growth OptionSundaram Financial Services Opportunities Fund Direct Plan Growth Option3.44%
Mahindra Manulife Small Cap Fund Direct GrowthMahindra Manulife Small Cap Fund Direct Growth1.26%
Franklin India Smaller Companies Fund Direct GrowthFranklin India Smaller Companies Fund Direct Growth0.33%

Company Information

Ujjivan Small Finance Bank Limited is an India-based Small Finance Bank (SFB) focused on financially unserved and underserved segments. Incorporated in October 2015 with an in-principle approval from the Reserve Bank of India (RBI) to set up an SFB, the bank’s mission is to provide a wide range of financial services to economically active poor people. Commencing operations from February 2017, Ujjivan Small Finance Bank boasts of a diversified portfolio across 24 states and union territories. 4.72 million customers access the bank’s phone banking services, mobile banking application and internet banking in 11 languages and 5 languages respectively. The bank is committed to build financial inclusion in the country, making its services accessible to all.

Share Price: ₹43.91 per share as on 15 Jul, 2024 04:01 PM
Market Capitalisation: ₹8,586.40Cr as of today
Listing date: 12 Dec, 2019
Chairperson Name: B A Prabhakar
OrganisationUjjivan Small Finance Bank Ltd
Headquarters
IndustryBanks
E-voting on sharesClick here to vote

Key events for Ujjivan Small Finance Bank Ltd

  • Ujjivan SFB Reports Strong Growth in Deposits and Loan Book - 05 Jul, 2024

    Ujjivan Small Finance Bank reports a strong Q1 with a 22% YoY growth in total deposits to Rs 32,500 crore and a 19% YoY increase in the loan book to Rs 30,091 crore. The bank also saw an improvement in its CASA ratio to 25.6%. Ujjivan plans to raise the share of secured portfolio to 40% in the next three years.

  • Ujjivan Small Finance Bank Reports Strong Performance in FY24 and Q1 - 04 Jul, 2024

    Ujjivan Small Finance Bank reported strong financial results for FY24, with total income up 36% and gross loan book up 24%. In Q1, the bank saw a 22% increase in deposits and a 19% rise in gross loan book. The bank's CASA ratio also improved, indicating lower cost of funds. Shares closed slightly lower.

  • Ujjivan Small Finance Bank Announces Dividend Increase - 02 Jul, 2024

    Ujjivan Small Finance Bank will increase its dividend payment to Rs 1.50, providing an attractive yield of 2.2% and sustainable payout ratio of 7.9%. The bank has also completed its reverse merger with Ujjivan Financial Services.

  • Ujjivan Small Finance Bank Revises Fixed Deposit Interest Rates - 01 Jul, 2024

    Ujjivan Small Finance Bank has revised its fixed deposit interest rates, offering up to 8.75% for senior citizens on a 12-month tenure and up to 8.25% for individuals.

  • Ujjivan Small Finance Bank Stock Drops Amid Growth Concerns - 27 Jun, 2024

    Ujjivan Small Finance Bank's stock has dropped by 19% over the past month due to concerns about its ability to grow its deposit base and higher exposure to unsecured loans. The bank has adjusted its loan growth guidance due to microfinance stress, moving up credit costs to 1.7%.

  • Ujjivan Small Finance Bank Reduces Loan Growth Guidance for FY25 - 25 Jun, 2024

    Ujjivan Small Finance Bank has reduced its loan growth guidance and RoE target for FY25. However, Kotak Institutional Equities has given an add call on the bank with a target price of Rs 57.

  • Ujjivan Small Finance Bank's Loan Growth Guidance Revised Downwards - 24 Jun, 2024

    Ujjivan Small Finance Bank has revised its loan book growth guidance downwards to 20% from nearly 25%, with an increase in credit costs from the previous guidance of 1.4% to 1.7% for FY25. The bank also lowered its return on equity by 200 basis points to 22%. This led to a plunge of 8% in the stock.

  • Ujjivan Small Finance Bank Lowers Fiscal 2025 Guidance - 23 Jun, 2024

    Ujjivan Small Finance Bank has lowered its fiscal 2025 guidance due to stress in certain regions like Punjab, Haryana, Southern Tamil Nadu, and Kerala. The microfinance industry is facing delays in repayments from these regions. However, the bank has performed better than the rest of the industry on a like-to-like basis.

  • Ujjivan Small Finance Bank Records Surge in Volume - 21 Jun, 2024

    Ujjivan Small Finance Bank's stock saw a surge in trading volume, with 168.7 lakh shares traded on the BSE, a 6.93 times increase over the two-week average daily volume of 24.35 lakh shares. The stock gained 0.76% to close at Rs.48.75.

Insights on Ujjivan Small Finance Bank Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    MF Holding Up

    img

    Mutual Funds have increased holdings from 0.58% to 4.50% in May 2024 quarter

  • imgPOSITIVE IMPACT

    Retail Holding Up

    img

    Retail Investor have increased holdings from 20.67% to 65.26% in May 2024 quarter

  • imgPOSITIVE IMPACT

    FII Holding Up

    img

    Foreign Institutions have increased holdings from 3.49% to 21.76% in May 2024 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, State Bank of India has given 43.0% return, outperforming this stock by 37.9%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, State Bank of India has given 99.1% return, outperforming this stock by 53.9%

  • imgNEGATIVE IMPACT

    Promoter Holding Down

    img

    Promoters have decreased holdings from 73.52% to 0.00% in May 2024 quarter

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 1 month, UJJIVANSFB stock has moved down by -11.9%

Company Financials

Value in ₹ crore
2024Y/Y Change
Total Assets
₹40,440.29Cr
↑21.34%
Total Liabilities
₹40,440.29Cr
↑21.34%
Value in ₹ crore
2024Y/Y Change
Operating Cash Flow
₹1,582.46Cr
↑49.32%

Shareholding Pattern

InvestorsHoldings %FY Quarter3M change
Promoter Holdings
0%
-100.00
Foreign Institutions
21.76%
524.33
Mutual Funds
4.5%
681.73
Retail Investors
65.26%
215.65
Others
8.48%
385.41

Key Indicators

Earnings and Dividends

  • Ujjivan Small Finance Bank Ltd Earnings Results

    Ujjivan Small Finance Bank Ltd’s net profit jumped 6.5% since last year same period to ₹329.63Cr in the Q4 2023-2024. On a quarterly growth basis, Ujjivan Small Finance Bank Ltd has generated 9.85% jump in its net profits since last 3-months.

    Read More about Earnings Results
  • Ujjivan Small Finance Bank Ltd Dividends May,2024

    In the quarter ending March 2024, Ujjivan Small Finance Bank Ltd has declared dividend of ₹1.50 - translating a dividend yield of 3.38%.

    Read More about Dividends

Technicals Summary

Bearish

Neutral

Bullish

Bearish

Ujjivan Small Finance Bank Ltd is currently in a Bearish trading position according to technical analysis indicators.

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Ujjivan Small Finance Bank Ltd (UJJIVANSFB) share price today is ₹43.91

Ujjivan Small Finance Bank Ltd is listed on NSE

Ujjivan Small Finance Bank Ltd is listed on BSE

  • Today’s highest price of Ujjivan Small Finance Bank Ltd is ₹44.59.
  • Today’s lowest price of Ujjivan Small Finance Bank Ltd is ₹43.86.

Today’s traded volume of Ujjivan Small Finance Bank Ltd(UJJIVANSFB) is 1.51Cr.

Today’s market capitalisation of Ujjivan Small Finance Bank Ltd(UJJIVANSFB) is ₹8586.4Cr.

Ujjivan Small Finance Bank Ltd(UJJIVANSFBPrice
52 Week High
₹63
52 Week Low
₹40

Ujjivan Small Finance Bank Ltd(UJJIVANSFB) share price is ₹43.91. It is down -30.30% from its 52 Week High price of ₹63

Ujjivan Small Finance Bank Ltd(UJJIVANSFB) share price is ₹43.91. It is up 9.77% from its 52 Week Low price of ₹40

Ujjivan Small Finance Bank Ltd(UJJIVANSFBReturns
1 Day Returns
-0.52%
1 Month Returns
-11.9%
3 Month Returns
-14.14%
1 Year Returns
5.16%