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Ujjivan Small Finance Bank Ltd share price logo

Ujjivan Small Finance Bank Ltd

(UJJIVANSFB)

₹38.481.43%

as on 04:01PM, 21 Oct 2024

Overview
News
Financials
Q2 2024 Results
Technicals

Ujjivan Small Finance Bank Ltd Analyst Rating

based on 15 analysts

BUY

86.67%

Buy

0.00%

Hold

13.33%

Sell

Based on 15 analysts offering long term price targets for Ujjivan Small Finance Bank Ltd. An average target of ₹57.33

Source: S&P Global Market Intelligence

Ujjivan Small Finance Bank Ltd Share analysis

Ujjivan Small Finance Bank Ltd price forecast by 15 analysts

Upside of46.85%

High

₹71

Target

₹57.33

Low

₹45

Ujjivan Small Finance Bank Ltd target price ₹57.33, a slight upside of 46.85% compared to current price of ₹38.48. According to 15 analysts rating.

Source: S&P Global Market Intelligence

Ujjivan Small Finance Bank Ltd Performance

  • Day's Low

    Day's High

    ₹38.35
    ₹39.44
  • 52 Week's Low

    52 Week's High

    ₹38.35
    ₹63
1 Month Return-7.14 %
3 Month Return-12.33 %
1 Year Return-27.64 %
Previous Close₹39.04
Open₹39.25
Volume78.26L
Upper Circuit-
Lower Circuit-
Market Cap₹7,552.14Cr

Ujjivan Small Finance Bank Ltd Key Statistics

P/E Ratio0
PEG Ratio0
Market Cap₹7,552.14 Cr
P/B Ratio0.56
EPS0
Dividend Yield0
SectorBanks
ROE26.63

Ujjivan Small Finance Bank Ltd Peer Comparison

Company
Analyst ViewMarket Cap5 Year CAGRDebt to Asset RatioNet ProfitYearly Revenue
BUY₹7,552.14 Cr-6.04%NANANA
BUY₹4,761.63 Cr-1.99%NANANA
NA₹1,331.79 Cr-6.41%NANANA
BUY₹12,473.29 Cr-5.69%NA₹1,259 Cr₹15,453 Cr
BUY₹5,372.86 Cr0.64%NANANA

About Ujjivan Small Finance Bank Ltd

Ujjivan Small Finance Bank Limited is an India-based Small Finance Bank (SFB) focused on financially unserved and underserved segments. Incorporated in October 2015 with an in-principle approval from the Reserve Bank of India (RBI) to set up an SFB, the bank’s mission is to provide a wide range of financial services to economically active poor people. Commencing operations from February 2017, Ujjivan Small Finance Bank boasts of a diversified portfolio across 24 states and union territories. 4.72 million customers access the bank’s phone banking services, mobile banking application and internet banking in 11 languages and 5 languages respectively. The bank is committed to build financial inclusion in the country, making its services accessible to all.

Share Price: ₹38.48 per share as on 21 Oct, 2024 04:01 PM
Market Capitalisation: ₹7,552.14Cr as of today
Listing date: 12 Dec, 2019
Chairperson Name: B A Prabhakar
OrganisationUjjivan Small Finance Bank Ltd
Headquarters
IndustryBanks
E-voting on sharesClick here to vote

Key events for Ujjivan Small Finance Bank Ltd

  • Ujjivan Small Finance Bank Shows Strong Recovery - 18 Oct, 2024

    Ujjivan Small Finance Bank has demonstrated impressive growth with a CAGR of 110.48% in net profits since FY18. After a ₹415 crore loss in FY22, it rebounded to a ₹1,100 crore profit in FY23. With a market cap of ₹7,662 crore, the stock trades at attractive valuations, making it a potential value buy compared to peers.

  • Ujjivan Small Finance Bank Targets Growth and Diversification - 16 Oct, 2024

    Ujjivan Small Finance Bank aims for 20% asset growth by FY25, increasing secured loans to 35%. FIIs raised their stake to 24.7%, while net profit grew at a 45% CAGR over five years.

  • Ujjivan Small Finance Bank Targets Strong Growth - 14 Oct, 2024

    For FY25, Ujjivan Small Finance Bank aims for 20% asset book growth and a 35% secured book. The bank's net profit has grown at a CAGR of 45% over five years, with a solid return on equity of 31% for FY24.

  • Ujjivan Small Finance Bank Shows Strong Financials - 11 Oct, 2024

    Ujjivan Small Finance Bank Limited, with a market cap of ₹78.20 billion, derives significant revenue from Retail Banking. It boasts a 3.7% dividend yield, ranking in the top 25% in India, with a low payout ratio of 22.6%, indicating strong earnings coverage.

  • Ujjivan Small Finance Bank Overview and Performance - 10 Oct, 2024

    Ujjivan Small Finance Bank Limited, with a market cap of ₹79.86 billion, generates revenue mainly from Retail Banking (₹58.71 billion) and offers a dividend yield of 3.6%.

  • Ujjivan Small Finance Bank: Mixed Signals on Stability - 09 Oct, 2024

    Ujjivan Small Finance Bank has a market cap of ₹78.88 billion, with a strong dividend yield of 3.68%. However, concerns arise from high non-performing loans at 2.3% and a volatile dividend history, which may affect financial stability despite trading below fair value.

  • Ujjivan SFB Gains RBI Approval, Reports Deposit Growth - 05 Oct, 2024

    Ujjivan Small Finance Bank received RBI approval for forex services, enhancing its market position. Additionally, the bank reported a 17% rise in total deposits year-on-year.

  • Ujjivan Bank Gains RBI Approval for Forex Services - 04 Oct, 2024

    Ujjivan Small Finance Bank has received approval from the Reserve Bank of India for foreign exchange services, obtaining an Authorised Dealer Category 1 licence to offer various forex products.

  • Ujjivan Bank Enhances Services with New Licenses and Rates - 01 Oct, 2024

    Ujjivan Small Finance Bank has increased fixed deposit interest rates to 7.5% for 9 months and received RBI approval for an Authorised Dealer Category 1 Licence, expanding its foreign exchange services.

  • Ujjivan Small Finance Bank Increases FD Rates - 30 Sep, 2024

    Ujjivan Small Finance Bank has raised fixed deposit rates by 50 bps, offering 8.25% for 12-month tenures and 7.5% for 9-month tenures. Senior citizens receive an additional 0.50% on these rates.

Insights on Ujjivan Small Finance Bank Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Best in 3 Years

    img

    In the last 3 years, UJJIVANSFB has outperformed top 5 stocks with highest market-cap in Banks

  • imgPOSITIVE IMPACT

    Retail Holding Up

    img

    Retail Investor have increased holdings from 67.99% to 72.87% in Sep 2024 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, State Bank of India has given 48.4% return, outperforming this stock by 76.0%

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 6 months, UJJIVANSFB stock has moved down by -26.4%

  • imgNEGATIVE IMPACT

    FII Holding Down

    img

    Foreign Institutions have decreased holdings from 19.49% to 15.44% in Sep 2024 quarter

  • imgNEGATIVE IMPACT

    MF Holding Down

    img

    Mutual Funds have decreased holdings from 4.06% to 3.68% in Sep 2024 quarter

Ujjivan Small Finance Bank Ltd Financials

Value in ₹ crore
Details2021202220232024
Total Assets₹20,390.66Cr (-)₹23,618.32Cr (↑15.83%)₹33,327.14Cr (↑41.11%)₹40,440.29Cr (↑21.34%)
Total Liabilities₹20,390.66Cr (-)₹23,618.32Cr (↑15.83%)₹33,327.14Cr (↑41.11%)₹40,440.29Cr (↑21.34%)
Value in ₹ crore
Details20202021202220232024
Operating Cash Flow₹241.72Cr (-)₹2,656.68Cr (↑999.07%)₹2,554.42Cr (↓3.85%)₹1,059.79Cr (↓58.51%)₹1,582.46Cr (↑49.32%)

Index Inclusions

Nifty MidSmallcap 400

₹20,226.95

-1.55 (-318.85%)

DFRGRI Indices

₹1,503.27

-1.14 (-17.33%)

S&P BSE 400 MidSmallCap

₹12,432.98

-1.5 (-189.77%)

S&P BSE 250 SmallCap

₹7,272.82

-1.48 (-109.35%)

BSE 500

₹36,661.79

-0.72 (-265.21%)

BSE Small-Cap

₹55,648.96

-1.51 (-851.09%)

S&P BSE AllCap

₹10,734.78

-0.78 (-84.78%)

Nifty 500

₹23,263.25

-0.76 (-177.45%)

S&P BSE Fin. Ser

₹11,597.77

-0.25 (-28.97%)

Nifty Smallcap 250

₹17,936.30

-1.65 (-300.5%)

Ujjivan Small Finance Bank Ltd Shareholding Pattern

InvestorsHoldings %FY Quarter3M change
Promoter Holdings
0%
0.00
Foreign Institutions
15.44%
-20.76
Mutual Funds
3.68%
-9.53
Retail Investors
72.87%
7.18
Others
8.01%
-5.32

Ujjivan Small Finance Bank Ltd Key Indicators

Details2020202120232024
Return On Equity %14.610.2832.6726.63

Ujjivan Small Finance Bank Ltd Earnings and Dividends

  • Ujjivan Small Finance Bank Ltd Earnings Results

    Ujjivan Small Finance Bank Ltd’s net profit fell -7.09% since last year same period to ₹301.08Cr in the Q1 2024-2025. On a quarterly growth basis, Ujjivan Small Finance Bank Ltd has generated -8.66% fall in its net profits since last 3-months.

    Read More about Earnings Results
  • Ujjivan Small Finance Bank Ltd Dividends May,2024

    In the quarter ending March 2024, Ujjivan Small Finance Bank Ltd has declared dividend of ₹1.50 - translating a dividend yield of 3.84%.

    Read More about Dividends

Ujjivan Small Finance Bank Ltd Technicals Summary

Bearish

Neutral

Bullish

Bearish

Ujjivan Small Finance Bank Ltd is currently in a Bearish trading position according to technical analysis indicators.

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Ujjivan Small Finance Bank Ltd (UJJIVANSFB) share price today is ₹38.48

Ujjivan Small Finance Bank Ltd is listed on NSE

Ujjivan Small Finance Bank Ltd is listed on BSE

  • Today’s highest price of Ujjivan Small Finance Bank Ltd is ₹39.44.
  • Today’s lowest price of Ujjivan Small Finance Bank Ltd is ₹38.35.

Today’s traded volume of Ujjivan Small Finance Bank Ltd(UJJIVANSFB) is 78.26L.

Today’s market capitalisation of Ujjivan Small Finance Bank Ltd(UJJIVANSFB) is ₹7552.14Cr.

Ujjivan Small Finance Bank Ltd(UJJIVANSFBPrice
52 Week High
₹63
52 Week Low
₹38.35

Ujjivan Small Finance Bank Ltd(UJJIVANSFB) share price is ₹38.48. It is down -38.92% from its 52 Week High price of ₹63

Ujjivan Small Finance Bank Ltd(UJJIVANSFB) share price is ₹38.48. It is up 0.34% from its 52 Week Low price of ₹38.35

Ujjivan Small Finance Bank Ltd(UJJIVANSFBReturns
1 Day Returns
-0.56%
1 Month Returns
-7.14%
3 Month Returns
-12.33%
1 Year Returns
-27.64%