Tata ELSS Tax Saver Fund Regular Growth

Tata ELSS Tax Saver Fund Regular Growth is an equity fund. This fund was started on 13 October, 2014. The fund is managed by Sailesh Jain. The fund could potentially beat inflation in the long-run.

1. Tata ELSS Tax Saver Fund Regular Growth has ₹4582 Cr worth of assets under management (AUM) as on May 2025 and is less than category average.
2. The fund has an expense ratio 1.8.
   

Tata ELSS Tax Saver Fund Regular Growth has given a CAGR return of 14.90% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.77%, 21.29% and 22.93% respectively.

Tata ELSS Tax Saver Fund Regular Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Industrial, Basic Materials, Tech, Energy, Communication, Health, Utilities, Real Estate, Consumer Defensive. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Reliance Industries Ltd, Infosys Ltd, State Bank of India

As it is a elss (tax savings) mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for Tata ELSS Tax Saver Fund Regular Growth of 3 Years