Tata ELSS Tax Saver Fund Direct Growth

Tata ELSS Tax Saver Fund Direct Growth

Equity

Tata Mutual Fund

Elss (Tax Savings)

Get the latest NAV of Tata ELSS Tax Saver Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹48.82

▼-0.5%1D

NAV as on 13 May 2025

16.17%/per year

Since Inception

Absolute Gain%

▲▼

4160 people have invested ₹ 1.1Cr in Tata ELSS Tax Saver Fund Direct Growth in the last three months

Tata ELSS Tax Saver Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (13-May-25)

The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
This Fund
Nifty 500
Category Avg
1 Month
7.86%
7.69%
7.25%
3 Months
5.95%
6.91%
5.65%
6 Months
0.35%
1.98%
0.18%
1 Year
13.99%
8.96%
9.49%
3 Years
20.72%
18.38%
20.27%
5 Years
24.75%
23.86%
24.54%

Tata ELSS Tax Saver Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

15
/23
45% Performance
43% Risk Management
64% Cost

Ranked 15 out of 23 mutual funds in the elss (tax savings) category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
Tata ELSS Tax Saver Fund
15/23
4,405Cr
0.74%
13.99%
20.72%
16.17%
SBI Long Term Equity Fund Direct Growth
3/23
28,506Cr
0.94%
11.21%
28.7%
16.67%
DSP ELSS Tax Saver Fund Direct Growth
4/23
16,638Cr
0.72%
17.57%
24.21%
18.19%
Mirae Asset ELSS Tax Saver Fund Direct Growth
7/23
24,774Cr
0.6%
12.24%
19.9%
19.37%
See all
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Beats FD returns for both 3Y & 5Y
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No bad points found for this fund.

Tata ELSS Tax Saver Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Tata ELSS Tax Saver Fund Asset Allocation

See fund asset allocation details as on (15-Apr-25)

Fund Distribution

as on (15-Apr-25)

Equity 95.1%

Debt & Cash 4.9%

Large cap
62.8%
Small cap
22.2%
Mid cap
9.9%
Mid Cap allocation has gone down from 10.3% to 9.9%
Mid Cap allocation has gone down from 10.3% to 9.9%
Large Cap allocation has gone up from 61.6% to 62.3%
Large Cap allocation has gone up from 61.6% to 62.3%
Small Cap allocation has gone down from 23% to 22.4%
Small Cap allocation has gone down from 23% to 22.4%
Cash allocation has gone up from 4.8% to 5.2%
Cash allocation has gone up from 4.8% to 5.2%

Tata ELSS Tax Saver Fund Sector Allocation

See fund sector allocation details as on (15-Apr-25)

Sector Allocation

Equity 95.1%

Debt & Cash 4.9%

Financial Services
30.2%
Consumer Cyclical
16.8%
Industrial
15.1%
Basic Materials
7.7%
Tech
7.3%
Energy
5.7%
Communication
5.1%
Utilities
4%
Real Estate
3.4%
Health
3.3%
Consumer Defensive
1.7%

Top 3 Sectors in March were Financial Services, Consumer Cyclical & Industrial

Mar'25

Financial Services

36%

Consumer Cyclical

15%

Industrial

14%

Feb'25

Financial Services

35%

Consumer Cyclical

16%

Industrial

13%

Tata ELSS Tax Saver Fund Holdings Details

as on (30-Apr-25)

Equity

Holdings
Weight%
1M Change
HDFC Bank Ltd
7.54%
0%
ICICI Bank Ltd
6.88%
0%
Reliance Industries Ltd
4.31%
0%
Bharti Airtel Ltd
3.98%
0%
Infosys Ltd
3.95%
0%
See all
Top Stocks bought last month
ICICI Bank Ltd's allocation increased from 6.31% to 6.61%
ICICI Bank Ltd's allocation increased from 6.31% to 6.61%
City Union Bank Ltd's allocation increased from 0.91% to 1.2%
City Union Bank Ltd's allocation increased from 0.91% to 1.2%
NTPC Ltd's allocation increased from 2.65% to 2.85%
NTPC Ltd's allocation increased from 2.65% to 2.85%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 7.37 % to 7.27 %
HDFC Bank Ltd's allocation decreased from 7.37 % to 7.27 %
Infosys Ltd's allocation decreased from 4.83 % to 4.2 %
Infosys Ltd's allocation decreased from 4.83 % to 4.2 %
Reliance Industries Ltd's allocation decreased from 4 % to 3.97 %
Reliance Industries Ltd's allocation decreased from 4 % to 3.97 %

Tata ELSS Tax Saver Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.74%
Benchmark
Nifty 500 TR INR
AUM₹4405 Cr
Inception Date13 October, 2014
Min Lumpsum/SIP₹500/₹500
Exit Load0%
Lock In3 Years
TurnOver
10.51%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About Tata ELSS Tax Saver Fund

Tata ELSS Tax Saver Fund Direct Growth is an equity fund. This fund was started on 13 October, 2014. The fund is managed by Sailesh Jain. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Tata ELSS Tax Saver Fund Direct Growth has ₹4405 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
  2. The fund has an expense ratio 0.7.

Returns

Tata ELSS Tax Saver Fund Direct Growth has given a CAGR return of 16.17% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 13.99%, 20.72% and 24.75% respectively.

Holdings

Tata ELSS Tax Saver Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Industrial, Basic Materials, Tech, Energy, Communication, Health, Utilities, Real Estate, Consumer Defensive. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Reliance Industries Ltd, Bharti Airtel Ltd, Infosys Ltd

Taxation

As it is a elss (tax savings) mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Tata ELSS Tax Saver Fund Direct Growth

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for Tata ELSS Tax Saver Fund Direct Growth of 3 Years

Fund Manager

Sailesh Jain

Fund Manager of Tata ELSS Tax Saver Fund Direct Growth, since 16 December 2021

Learn more about Tata Mutual Fund
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 4.3K Cr
₹ 4.1K Cr
₹ 4.6K Cr
  • AUM of the fund stands at 4.3K Cr as of Mar'25
  • AUM increased by 282.1 Cr between Mar'25 and Feb'25

Compare Tata ELSS Tax Saver Fund

Tata ELSS Tax Saver Fund

VS

Axis ELSS Tax Saver Fund Direct Growth

Frequently Asked Questions for Tata ELSS Tax Saver Fund Direct Growth

What is the current NAV of Tata ELSS Tax Saver Fund Direct Growth?

The current NAV of Tata ELSS Tax Saver Fund Direct Growth is ₹48.82 as on 13-May-2025.

What are the average returns of Tata ELSS Tax Saver Fund Direct Growth?

Existing (Absolute + CAGR) as on 13-May-2025.
Tata ELSS Tax Saver Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
7.86%
7.86%
6 Month Returns
0.35%
0.35%
1 Year Returns
13.99%
13.99%
3 Years Returns
75.95%
20.72%

How do I invest in Tata ELSS Tax Saver Fund Direct Growth?

With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.

What is the expense ratio of Tata ELSS Tax Saver Fund Direct Growth?

0.74% as on April 2025

What is net assets under management (AUM) of Tata ELSS Tax Saver Fund Direct Growth?

₹4405 Cr as on April 2025

What are the top 5 holdings of Tata ELSS Tax Saver Fund Direct Growth?

HDFC Bank Ltd(7.54%), ICICI Bank Ltd(6.88%), Reliance Industries Ltd(4.31%), Bharti Airtel Ltd(3.98%), Infosys Ltd(3.95%) as on April 2025

What are the top 3 sectors that this Tata ELSS Tax Saver Fund Direct Growth has invested in?

Financial Services(34.65%), Consumer Cyclical(14.48%), Industrial(12.7%) as on April 2025

What is the alpha of Tata ELSS Tax Saver Fund Direct Growth?

The alpha ratio for the Tata ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
Tata ELSS Tax Saver Fund Direct Growth
1.95
1.28
0.16
As on April 2025
The alpha for Tata ELSS Tax Saver Fund Direct Growth is calculated against Nifty 500 TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.

What is the beta of Tata ELSS Tax Saver Fund Direct Growth??

The Beta ratio for the Tata ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
Tata ELSS Tax Saver Fund Direct Growth
1.02
0.96
0.97
As on April 2025
The Beta for Tata ELSS Tax Saver Fund Direct Growth is calculated with Nifty 500 TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.

What is the sharpe ratio of Tata ELSS Tax Saver Fund Direct Growth?

The sharpe ratio for the Tata ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
Tata ELSS Tax Saver Fund Direct Growth
0.14
0.68
1.14
As on April 2025
The sharpe ratio for Tata ELSS Tax Saver Fund Direct Growth is calculated with Nifty 500 TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.

What is the standard deviation of Tata ELSS Tax Saver Fund Direct Growth?

The standard deviation for the Tata ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
Tata ELSS Tax Saver Fund Direct Growth
17.28
14.54
14.61
As on April 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.

What is the Sortino ratio of Tata ELSS Tax Saver Fund Direct Growth?

Sortino ratio is 1.16 as on April 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.

What is the information ratio of Tata ELSS Tax Saver Fund Direct Growth?

Information ratio is 0.32 as on April 2025. It tells the consistency of the fund in generating superior risk-adjusted performance

Who is the manager of Tata ELSS Tax Saver Fund Direct Growth?

Sailesh Jain is the fund manager of Tata ELSS Tax Saver Fund Direct Growth

What is the exit load of Tata ELSS Tax Saver Fund Direct Growth?

The Exit load of Tata ELSS Tax Saver Fund Direct Growth is 0%