UTI Unit Linked Insurance Plan 15 Yr Direct

Hybrid
Direct
Balanced Allocation
UTI Unit Linked Insurance Plan 15 Yr Direct

About the Fund

UTI Unit Linked Insurance Plan 15 Yr Direct is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Ajay Tyagi, Sunil Patil. This fund gives you the benefit of diversification.

Key Parameters

  1. UTI Unit Linked Insurance Plan 15 Yr Direct has ₹5286 Cr worth of assets under management (AUM) as on Apr 2024 and is more than category average.
  2. The fund has an expense ratio 0.9.

Returns

UTI Unit Linked Insurance Plan 15 Yr Direct has given a CAGR return of 9.26% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 12.56%, 8.31% and 9.51% respectively.

Holdings

UTI Unit Linked Insurance Plan 15 Yr Direct has allocated its funds majorly in Government, Corporate, Financial Services, Consumer Cyclical, Tech, Health, Industrial, Cash Equivalent, Basic Materials, Consumer Defensive, Communication, Utilities.

Taxation

As it is a balanced allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of UTI Unit Linked Insurance Plan 15 Yr Direct

Investment objecve of the scheme is primarily to provide return through growth in the NAV or through dividend distribuon (IDCW) and reinvestment thereof. Amounts collected under the scheme shall generally be invested as follows: (a) Not less than 60% of the funds in debt instruments with low to medium risk profile. (b) Not more than 40% of the funds in equies and equity related instruments.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. UTI Unit Linked Insurance Plan 15 Yr Direct has no lock in period.

Fund Performance
zero opening, trading, fund transfer fee
3 people have invested ₹ 17.1K in UTI Unit Linked Insurance Plan 15 Yr Direct in the last three months

Fund Overview

Expense ratio
Expense ratio
0.92%
Benchmark
Benchmark
Nifty 50 Hybrid Composite Debt 50:50
AUM
AUM
₹5286 Cr
Inception Date
Inception Date
1 January, 2013
Min Lumpsum/SIP
Min Lumpsum/SIP
--/--
Exit Load
Exit Load
2%
Lock In
Lock In
No Lock-in
TurnOver
TurnOver
72.19%

Fund Distribution
as on (30-Apr-24)

  • Equity 37.9%

  • Debt & Cash 62.1%

Sector Allocation

Apr'24

Mar'24

Feb'24

Financial Services
24.9%
Consumer Cyclical
21%
Tech
12.9%
Health
11.8%
Basic Materials
7.6%
Consumer Defensive
7.6%
Industrial
7.4%
Communication
6.8%
Utilities
0%
All changes are between Oct'69 and Dec'69

  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
UTI Unit Linked Insurance Plan 15 Yr Direct
UTI Unit Linked Insurance Plan 15 Yr Direct
12.6%
8.3%
9.5%
9.3%

Ajay Tyagi
Ajay Tyagi
Fund Manager of UTI Unit Linked Insurance Plan 15 Yr Direct, since 2 December 2014
Top funds managed
Scheme
Annualised Returns(3Y)
Category Returns(3Y)
UTI Flexi Cap Fund - Growth Option - Direct
9.32%
18.33%
Sunil Patil
Sunil Patil
Fund Manager of UTI Unit Linked Insurance Plan 15 Yr Direct, since 1 December 2021

UTI Unit Linked Insurance Plan 15 Yr Direct Highlights

Risk meter
pointer

High Risk

Investors understand that their principal will be at High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 9.26% since inception which is less than its category average return of 12%
Fund Allocations

Fund Allocations

This fund has an allocation of 37.94% in Equity, 57.3% in Debt and 4.75% in Cash related instruments
AUM size ₹5286 Cr

AUM size ₹5286 Cr

This fund has AUM of ₹5286 Cr which is more than its category average of ₹ 892 Cr
Expense Ratio 0.92%

Expense Ratio 0.92%

This fund has an expense ratio of 0.92% which is less than its category average expense ratio of 1.77%

Frequently Asked Questions

The current NAV of UTI Unit Linked Insurance Plan 15 Yr Direct is ₹40.79 as on 14-Jun-2024.
Existing (Absolute + CAGR) as on 14-Jun-2024.
UTI Unit Linked Insurance Plan 15 Yr Direct
Absolute Returns
CAGR Returns
1 Month Returns
3.3%
3.3%
6 Month Returns
6.91%
6.91%
1 Year Returns
12.56%
12.56%
3 Years Returns
27.06%
8.31%
5 Years Returns
57.48%
9.51%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.92% as on May 2024
₹5286 Cr as on May 2024
7.18% Govt Stock 2037(13.17%), 7.41% Govt Stock 2036(7.29%), 7.1% Govt Stock 2034(5.24%), 7.3% Govt Stock 2053(2.89%), ICICI Bank Ltd(2.51%) as on May 2024
Government(41.58%), Corporate(15.73%), Financial Services(9.39%) as on May 2024
AAA
93.57
AA
6.43
Ajay Tyagi, Sunil Patil are the fund managers of UTI Unit Linked Insurance Plan 15 Yr Direct
The Exit load of UTI Unit Linked Insurance Plan 15 Yr Direct is 2%