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Baroda BNP Paribas India Consumption Fund Direct Growth

Baroda BNP Paribas India Consumption Fund Direct Growth

Equity

Direct

Equity - Consumption

About the Fund

Baroda BNP Paribas India Consumption Fund Direct Growth is an equity fund. This fund was started on 7 September, 2018. The fund is managed by . The fund could potentially beat inflation in the long-run.

Key Parameters

Baroda BNP Paribas India Consumption Fund Direct Growth has ₹1376 Cr worth of assets under management (AUM) as on Jun 2024 and is less than category average.
The fund has an expense ratio 0.7.

Returns

Baroda BNP Paribas India Consumption Fund Direct Growth has given a CAGR return of 23.55% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 40.29%, 22.59% and 24.47% respectively.

Holdings

Baroda BNP Paribas India Consumption Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Consumer Defensive, Government, Communication, Industrial, Real Estate, Financial Services, Health, Basic Materials. Its top holdings are Trent Ltd, Bharti Airtel Ltd, ITC Ltd, Mahindra & Mahindra Ltd, Zomato Ltd

Taxation

As it is a equity - consumption mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Dividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.

Investment objective of Baroda BNP Paribas India Consumption Fund Direct Growth

The primary investment objective of the Scheme is to seek to generate capital appreciation and provide long-term growth opportunities by investing in companies expected to benefit by providing products and services to the growing consumption needs of Indian consumers, which in turn is getting fuelled by high disposable income. The Scheme also seeks to generate income by investing in debt and money market securities. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. Baroda BNP Paribas India Consumption Fund Direct Growth has no lock in period.

Fund Performance

396 people have invested ₹ 25.3L in Baroda BNP Paribas India Consumption Fund Direct Growth in the last three months

INDmoney Rank

IND ranking is not available for this fund.

Beats FD returns for both 3Y & 5Y duration

No bad points found for this fund.

Fund Overview

Expense ratio	0.68%
Benchmark	S&P BSE 500 India TR INR
AUM	₹1376 Cr
Inception Date	7 September, 2018
Min Lumpsum/SIP	₹5000/₹500
Exit Load	1%
Lock In	No Lock-in
TurnOver	58.27%
Risk	Very High Risk

Fund Distribution
as on (30-Jun-24)

Equity 95%
Debt & Cash 5%

Large cap

63.4%

Mid cap

20.1%

Small cap

11.5%

Sector Allocation

Jun'24

May'24

Apr'24

Consumer Cyclical

41.7%

Consumer Defensive

34.3%

Communication

10.4%

Industrial

6.1%

Real Estate

2.7%

Financial Services

2.4%

Health

1.2%

Basic Materials

1.1%

All changes are between Apr'24 and Jun'24

as on (30-Jun-24)

Equity

Holdings	Weight%	1M Change
Trent Ltd	6.97%	0%
Bharti Airtel Ltd	6.3%	0%
ITC Ltd	5.25%	183.3%
Mahindra & Mahindra Ltd	5.21%	0%
Zomato Ltd	4.96%	0%

See all

Returns %
Fund Ratios
Overview

Funds	1Y Returns	3Y Returns	5Y Returns	Since Inception
Baroda BNP Paribas India Consumption Fund Direct Growth	40.3%	22.6%	24.5%	23.5%
Nippon India Consumption Fund - Direct Plan - Growth Plan	43.7%	26.9%	28.1%	16.3%
ICICI Prudential Bharat Consumption Fund Direct Cumulative	40%	26.4%	23.4%	20.5%
SBI Consumption Opportunities Fund Direct Plan Growth	39.6%	28.4%	26.6%	18.7%

See all

Returns for the month of Jun

Gainers
Losers

Top Growth Drivers	1M Return
Zomato Ltd	9.6%

Mutual Fund Insights

In the last 1 year, Nippon India Consumption Fund - Direct Plan - Growth Plan has given 43.65% return, outperforming this fund by 3.36%.

This fund has one of the lowest expense ratio in the category (equity - consumption). Its expense ratio is 0.68% which is lower than the category average expense ratio of 1.44%.

Over the last 1 year, this fund has decreased expense ratio by 13.9% moving from 0.79 to 0.68.

In the last 5 years, Nippon India Consumption Fund - Direct Plan - Growth Plan has given 28.13% return, outperforming this fund by 3.65% per annum.

In the last 3 years, SBI Consumption Opportunities Fund Direct Plan Growth has given 28.43% return, outperforming this fund by 5.84% per annum.

Over the last 6 months, this fund has experienced a 17.0% growth in AUM moving from 1.17K Cr to 1.37K Cr.

Baroda BNP Paribas India Consumption Fund Direct Growth Highlights

Very High Risk

Investors understand that their principal will be at Very High Risk

About the fund

This fund has delivered an average annual returns of 23.55% since inception which is more than its category average return of 20.29%

Fund Allocations

This fund has an allocation of 95.03% in Equity, 0.35% in Debt and 4.62% in Cash related instruments

AUM size ₹1376 Cr

This fund has AUM of ₹1376 Cr which is less than its category average of ₹ 1588 Cr

Expense Ratio 0.68%

This fund has an expense ratio of 0.68% which is less than its category average expense ratio of 1.49%

Frequently Asked Questions

The current NAV of Baroda BNP Paribas India Consumption Fund Direct Growth is ₹34.59 as on 25-Jul-2024.

Existing (Absolute + CAGR) as on 25-Jul-2024.

Baroda BNP Paribas India Consumption Fund Direct Growth	Absolute Returns	CAGR Returns
1 Month Returns	4.85%	4.85%
6 Month Returns	23.15%	23.15%
1 Year Returns	40.29%	40.29%
3 Years Returns	84.22%	22.59%
5 Years Returns	198.82%	24.47%

With INDmoney, the process of investing is very simple and involves zero commission.

Click Buy on the fund name.
Input the amount you are looking to invest.
Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
Select your bank account and proceed with Payment.

0.68% as on June 2024

₹1376 Cr as on June 2024

Trent Ltd(6.97%), Bharti Airtel Ltd(6.3%), ITC Ltd(5.25%), Mahindra & Mahindra Ltd(5.21%), Zomato Ltd(4.96%) as on June 2024

Consumer Cyclical(39.67%), Consumer Defensive(32.64%), Communication(9.86%) as on June 2024

The alpha ratio for the Baroda BNP Paribas India Consumption Fund Direct Growth for various period is as follows:

Fund Name	Alpha 1 Year	Alpha 3 Years	Alpha 5 Years
Baroda BNP Paribas India Consumption Fund Direct Growth	4.09	3.93	5.54

As on June 2024

The alpha for Baroda BNP Paribas India Consumption Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.

The Beta ratio for the Baroda BNP Paribas India Consumption Fund Direct Growth for various period is as follows:

Fund Name	Beta 1 Year	Beta 3 Years	Beta 5 Years
Baroda BNP Paribas India Consumption Fund Direct Growth	0.77	0.82	0.75

As on June 2024

The Beta for Baroda BNP Paribas India Consumption Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.

The sharpe ratio for the Baroda BNP Paribas India Consumption Fund Direct Growth for various period is as follows:

Fund Name	Sharpe Ratio 1 Year	Sharpe Ratio 3 Years	Sharpe Ratio 5 Years
Baroda BNP Paribas India Consumption Fund Direct Growth	2.37	1.25	1.09

As on June 2024

The sharpe ratio for Baroda BNP Paribas India Consumption Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.

The standard deviation for the Baroda BNP Paribas India Consumption Fund Direct Growth for various period is as follows:

Fund Name	Standard Deviation 1 Year	Standard Deviation 3 Years	Standard Deviation 5 Years
Baroda BNP Paribas India Consumption Fund Direct Growth	10.36	12.05	15.46

As on June 2024

Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.

Sortino ratio is 2.95 as on June 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.

Information ratio is 0.32 as on June 2024. It tells the consistency of the fund in generating superior risk-adjusted performance

The Exit load of Baroda BNP Paribas India Consumption Fund Direct Growth is 1%

Baroda BNP Paribas India Consumption Fund Direct Growth