Baroda BNP Paribas India Consumption Fund Direct Growth

Baroda BNP Paribas India Consumption Fund Direct Growth

Equity

Direct

Equity - Consumption

NAV as on 05-12-2024

₹ 35.64

0.9%

1D

Inception Returns

22.6%

/yr

About Baroda BNP Paribas India Consumption Fund Direct Growth

Baroda BNP Paribas India Consumption Fund Direct Growth is an equity fund. This fund was started on 7 September, 2018. The fund is managed by . The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Baroda BNP Paribas India Consumption Fund Direct Growth has ₹1447 Cr worth of assets under management (AUM) as on Oct 2024 and is less than category average.
  2. The fund has an expense ratio 0.6.

Returns

Baroda BNP Paribas India Consumption Fund Direct Growth has given a CAGR return of 22.57% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 29.90%, 20.45% and 22.53% respectively.

Holdings

Baroda BNP Paribas India Consumption Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Consumer Defensive, Government, Communication, Industrial, Real Estate, Financial Services, Health, Basic Materials. Its top holdings are Trent Ltd, ITC Ltd, Bharti Airtel Ltd, Hindustan Unilever Ltd, Mahindra & Mahindra Ltd

Taxation

As it is a equity - consumption mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Dividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.

Investment objective of Baroda BNP Paribas India Consumption Fund Direct Growth

The primary investment objective of the Scheme is to seek to generate capital appreciation and provide long-term growth opportunities by investing in companies expected to benefit by providing products and services to the growing consumption needs of Indian consumers, which in turn is getting fuelled by high disposable income. The Scheme also seeks to generate income by investing in debt and money market securities. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. Baroda BNP Paribas India Consumption Fund Direct Growth has no lock in period.

Historical NAV & Returns

Annualised

zero opening, trading, fund transfer fee
449 people have invested ₹ 19.6L in Baroda BNP Paribas India Consumption Fund Direct Growth in the last three months

INDmoney Rank for Baroda BNP Paribas India Consumption Fund Direct Growth

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Baroda BNP Paribas India Consumption Fund Direct Growth Overview

Expense ratio0.61%
Benchmark
S&P BSE 500 India TR INR
AUM₹1447 Cr
Inception Date7 September, 2018
Min Lumpsum/SIP₹5000/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
0.37%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

Trailing Returns

as on (05-Dec-24)

Period
Baroda BNP Paribas India Consumption Fund Direct Growth
Nifty 500
equity - consumption
1M
3.2%
2.6%
-
3M
-2.8%
-2%
-
6M
11.7%
10.6%
-
1Y
29.9%
25.2%
-
3Y
20.4%
16.1%
-
5Y
22.5%
19%
-

Fund Distribution

as on (31-Oct-24)

  • Equity 93.6%

  • Debt & Cash 6.4%

Large cap
58.3%

Mid cap
20.6%

Small cap
13.6%

Sector Allocation

Oct'24

Sep'24

Aug'24

Consumer Cyclical
40.5%
Consumer Defensive
36.2%
Communication
9.7%
Industrial
7.2%
Real Estate
2.2%
Financial Services
1.9%
Health
1.2%
Basic Materials
1.1%
All changes are between Aug'24 and Oct'24
Oct'24
Sep'24
Aug'24
Fund Returns
-8.79%
3.64%
4.06%
Nifty 500
-6.52%
2.04%
0.97%
  • This fund’s returns stands at -8.79% whereas the fund’s underlying benchmark Nifty 500 returns stands at -6.52% as on Oct'24
  • This fund underperformed Nifty 500 by 2.27% in Oct'24
Parameters
Oct'24
Sep'24
Aug'24
AUM
₹ 1.6K Cr
₹ 1.6K Cr
₹ 1.5K Cr
  • AUM of the fund stands at 1.6K Cr as of Oct'24
  • AUM has remained same between Oct'24 and Sep'24
Top Stocks bought last month
Titan Co Ltd's allocation increased from 1.82% to 2.26%
Titan Co Ltd's allocation increased from 1.82% to 2.26%
Indian Hotels Co Ltd's allocation increased from 1.74% to 2.15%
Indian Hotels Co Ltd's allocation increased from 1.74% to 2.15%
Gillette India Ltd's allocation increased from 1.08% to 1.38%
Gillette India Ltd's allocation increased from 1.08% to 1.38%
Top Stocks sold last month
Hindustan Unilever Ltd's allocation decreased from 5.64 % to 5.24 %
Hindustan Unilever Ltd's allocation decreased from 5.64 % to 5.24 %
Mahindra & Mahindra Ltd's allocation decreased from 4.91 % to 4.71 %
Mahindra & Mahindra Ltd's allocation decreased from 4.91 % to 4.71 %
TVS Motor Co Ltd's allocation decreased from 4.33 % to 4.14 %
TVS Motor Co Ltd's allocation decreased from 4.33 % to 4.14 %
Large Cap allocation has gone down from 61.6% to 58.3%
Large Cap allocation has gone down from 61.6% to 58.3%
Small Cap allocation has gone up from 12.1% to 13.6%
Small Cap allocation has gone up from 12.1% to 13.6%
Mid Cap allocation has gone down from 21.6% to 20.6%
Mid Cap allocation has gone down from 21.6% to 20.6%
Cash allocation has gone up from 3.4% to 5.5%
Cash allocation has gone up from 3.4% to 5.5%
Debt allocation has gone up from 0.9% to 0.9%
Debt allocation has gone up from 0.9% to 0.9%

Top 3 Sectors in October were Consumer Cyclical, Consumer Defensive & Government

Oct'24
Consumer Cyclical
40%
Consumer Defensive
36%
Government
14%
Sep'24
Consumer Cyclical
40%
Consumer Defensive
37%
Government
19%
Fund
Oct'24
Sep'24
Aug'24
No of Holdings
50
49
47
Top 5 Company Concentration
30.3%
30.7%
30.6%
Company having highest exposure
Trent Ltd (7.9%)
Trent Ltd (7.7%)
Trent Ltd (8.2%)
No of Sectors
9
9
9
Top 5 Sectors Concentration
108%
113%
111.9%
Sector having highest exposure
Consumer Cyclical (40.5%)
Consumer Cyclical (39.7%)
Consumer Defensive (38.8%)
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Fund House
Baroda BNP Paribas Asset Management India Pvt. Ltd.
Total AUM
₹45.98K Cr
as on 31-Oct-2024
Address
Baroda BNP Paribas Mutual Fund,Crescenzo, 7th Floor, G-Block,,Bandra Kurla Complex
Phone
+912269209600
Website
service@barodabnpparibasmf.in

Mutual Fund Insights

Insights icon
This fund has one of the lowest expense ratio in the category (equity - consumption). Its expense ratio is 0.61% which is lower than the category average expense ratio of 1.37%.
Insights icon
In the last 1 year, HSBC Consumption Fund Direct Growth has given 39.24% return, outperforming this fund by 9.35%.
Insights icon
In the last 3 years, SBI Consumption Opportunities Fund Direct Plan Growth has given 23.11% return, outperforming this fund by 2.67% per annum.
Insights icon
Over the last 6 months, this fund has decreased expense ratio by 15.3% moving from 0.72 to 0.61.
Insights icon
In the last 5 years, Nippon India Consumption Fund - Direct Plan - Growth Plan has given 25.4% return, outperforming this fund by 2.86% per annum.
Insights icon
Over the last 1 month, this fund has experienced a 8.1% drop in AUM moving from 1.57K Cr to 1.44K Cr.

Baroda BNP Paribas India Consumption Fund Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 22.57% since inception which is more than its category average return of 16.26%
Fund Allocations

Fund Allocations

This fund has an allocation of 93.59% in Equity, 0.95% in Debt and 5.46% in Cash related instruments
AUM size ₹1447 Cr

AUM size ₹1447 Cr

This fund has AUM of ₹1447 Cr which is less than its category average of ₹ 1711 Cr
Expense Ratio 0.61%

Expense Ratio 0.61%

This fund has an expense ratio of 0.61% which is less than its category average expense ratio of 1.23%

Frequently Asked Questions for Baroda BNP Paribas India Consumption Fund Direct Growth

The current NAV of Baroda BNP Paribas India Consumption Fund Direct Growth is ₹35.64 as on 05-Dec-2024.
Existing (Absolute + CAGR) as on 05-Dec-2024.
Baroda BNP Paribas India Consumption Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
3.19%
3.19%
6 Month Returns
11.74%
11.74%
1 Year Returns
29.9%
29.9%
3 Years Returns
74.74%
20.45%
5 Years Returns
176.2%
22.53%
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0.61% as on November 2024
₹1447 Cr as on November 2024
Trent Ltd(7.88%), ITC Ltd(6.42%), Bharti Airtel Ltd(6.02%), Hindustan Unilever Ltd(5.24%), Mahindra & Mahindra Ltd(4.71%) as on November 2024
Consumer Cyclical(37.88%), Consumer Defensive(33.84%), Communication(9.11%) as on November 2024
The alpha ratio for the Baroda BNP Paribas India Consumption Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
Baroda BNP Paribas India Consumption Fund Direct Growth
3.18
2.28
3.64
As on November 2024
The alpha for Baroda BNP Paribas India Consumption Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Baroda BNP Paribas India Consumption Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
Baroda BNP Paribas India Consumption Fund Direct Growth
0.85
0.86
0.9
As on November 2024
The Beta for Baroda BNP Paribas India Consumption Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Baroda BNP Paribas India Consumption Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
Baroda BNP Paribas India Consumption Fund Direct Growth
1.37
0.98
1.01
As on November 2024
The sharpe ratio for Baroda BNP Paribas India Consumption Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Baroda BNP Paribas India Consumption Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
Baroda BNP Paribas India Consumption Fund Direct Growth
14.64
13.46
16.07
As on November 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.81 as on November 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.18 as on November 2024. It tells the consistency of the fund in generating superior risk-adjusted performance
The Exit load of Baroda BNP Paribas India Consumption Fund Direct Growth is 1%