Baroda BNP Paribas India Consumption Fund Direct Growth

Baroda BNP Paribas India Consumption Fund Direct Growth is an equity fund. This fund was started on 7 September, 2018. The fund is managed by Pratish Krishnan, Himanshu Singh. The fund could potentially beat inflation in the long-run.

1. Baroda BNP Paribas India Consumption Fund Direct Growth has ₹1552 Cr worth of assets under management (AUM) as on Nov 2025 and is more than category average.
2. The fund has an expense ratio 0.6.
   

Baroda BNP Paribas India Consumption Fund Direct Growth has given a CAGR return of 19.23% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 0.35%, 17.43% and 18.90% respectively.

Baroda BNP Paribas India Consumption Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Consumer Defensive, Communication, Real Estate, Tech, Financial Services, Health, Industrial, Corporate, Basic Materials. Its top holdings are Bharti Airtel Ltd, Mahindra & Mahindra Ltd, ITC Ltd, Maruti Suzuki India Ltd, Eicher Motors Ltd

As it is a equity - consumption mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

The primary investment objective of the Scheme is to seek to generate capital appreciation and provide long-term growth opportunities by investing in companies expected to benefit by providing products and services to the growing consumption needs of Indian consumers, which in turn is getting fuelled by high disposable income. The Scheme also seeks to generate income by investing in debt and money market securities. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. Baroda BNP Paribas India Consumption Fund Direct Growth has no lock in period.