Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl

Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl

Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl
Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl

Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl

Equity
Direct
Small-Cap

NAV: ₹ 21.7 as on 23-09-2022

Fund Performance
About the Fund

Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl is an equity fund. This fund was started on  19 December, 2018. The fund is managed by Dhruv Bhatia. The fund could potentially beat inflation in the long-run.

Key parameters

1) Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl has a NAV of 21.67 as on 23-09-2022.

2) Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl has 354 Cr worth of assets under management (AUM) as on 31-07-2022 and is less than category average.

3) The fund has an expense ratio 0.47 %.

Fund Overview

Expense ratio
Expense ratio
0.47%
Benchmark
Benchmark
S&P BSE Smallcap TR INR
AUM
AUM
₹354 Cr
Inception Date
Inception Date
19 December, 2018
Min Lumpsum/SIP
Min Lumpsum/SIP
₹5000/₹1000
Exit Load
Exit Load
1%
Lock In
Lock In
No Lock-in
TurnOver
TurnOver
82.28%

Fund Distribution

  • Equity 95.5%
  • Debt & Cash 4.5%
Size breakup
Small cap
67.6%
Mid cap
20.5%
Large cap
5.7%

Sector Allocation

Aug'22

Jul'22

Jun'22

Consumer Cyclical

26.5%

Industrial

24.6%

Financial Services

14.7%

Basic Materials

13.5%

Real Estate

5.5%

Tech

5.4%

Health

4.4%

Consumer Defensive

2.8%

Communication

2.6%

Top Holdings

  • All
  • Equity
  • Debt & Cash
Total Holdings67
Equity Holdings63
Debt Holdings4

What changed

in last one month
  • Scheme
  • Portfolio
AUM increased by 20.2 Cr in last 1M
Aug'22 return outperformed benchmark

Change in AUM

Aug'22
₹ 353.5 Cr
Jul'22
₹ 333.3 Cr
Jun'22
₹ 294.5 Cr

Fund Returns vs Benchmark

Aug'22
8.70%
8.45%
Jul'22
8.70%
8.45%
Jun'22
-3.36%
-7.35%
Fund Return
Benchmark Return

Concentration Analysis

Fund
Aug'22
Jul'22
Jun'22
No of Holdings
67
69
70
Top 5 Company Concentration
14.8%
14.3%
13.4%
Company having highest exposure
ICICI Bank Ltd (3.6%)
Timken India Ltd (3.7%)
ICICI Bank Ltd (3.3%)
No of Sectors
10
10
10
Top 5 Sectors Concentration
81%
79.3%
78.7%
Sector having highest exposure
Consumer Cyclical (25.3%)
Consumer Cyclical (23.5%)
Consumer Cyclical (22.9%)

Fund Manager

Dhruv Bhatia

Dhruv Bhatia

Managing this fund since 27 April 2022

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
Bank of India Small Cap Fund Direct Growth
40.77%
30.49%

AMC details

Address
Bank of India Investment Managers Private Limited,B/204, Tower 1, Peninsula Corporate Park,,Ganpatrao Kadam Marg,,Lower Parel, Mumba
Phone
+912240479000
Fund House
Bank of India Investment Managers Private Limited

Fund Highlights

About the fund

About the fund

This fund has delivered an average annual returns of 32.2% since inception which is more than its category average return of 19%
Fund Allocations

Fund Allocations

This fund has an allocation of 95.46% in Equity, 0% in Debt and 4.54% in Cash related instruments
AUM size ₹354 Cr

AUM size ₹354 Cr

This fund has AUM of ₹354 Cr which is less than its category average of ₹ 3469 Cr
Expense Ratio 0.47%

Expense Ratio 0.47%

This fund has an expense ratio of 0.47% which is less than its category average expense ratio of 1.37%
meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk

Frequently Asked Questions

The current NAV of Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl is 21.67.
Existing (Absolute + CAGR)
Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl
Absolute Returns
CAGR Returns
1 Month Returns
3.93%
3.93%
6 Month Returns
5.76%
5.76%
1 Year Returns
8.51%
8.51%
3 Years Returns
175.6%
40.2%
5 Years Returns
0%
0%
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0.47 as on August 2022
354 Cr as on August 2022
ICICI Bank Ltd(3.58%),Timken India Ltd(3.54%),City Union Bank Ltd(2.79%),Home First Finance Co India Ltd Ordinary Shares(2.55%),Phoenix Mills Ltd(2.33%) as on August 2022
Consumer Cyclical(25.32%),Industrial(23.5%),Financial Services(14.01%) as on August 2022
The alpha ratio for the Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl
6.58
15.27
-
As on month end.
The alpha for Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl is calculated against S&P BSE Smallcap TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl
0.83
0.76
-
As on month end.
The Beta for Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl is calculated with S&P BSE Smallcap TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl
0.53
1.41
-
As on month end.
The sharpe ratio for Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl is calculated with S&P BSE Smallcap TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl
18.68
24.98
-
As on month end.
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
2.21
1.12
Dhruv Bhatia is the fund manager of Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl
The Exit load of Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl is 1%