Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl
Get the latest NAV of Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹39.42
▲0.4%1D
NAV as on 30 Jun 2025
28.61%/per year
Since Inception
▲▼
19 people have invested ₹ 45.2K in Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl in the last three months
Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl Performance vs. Nifty Smallcap 250
Fund returns vs Benchmark returns vs Category Average returns as on (30-Jun-25)
The fund has outperformed the benchmark (Nifty Smallcap 250) over 1Y, 5Y, but underperformed over 3Y.
Peer comparison
Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl Asset Allocation
See fund asset allocation details as on (14-Jun-25)
Fund Distribution
as on (14-Jun-25)
Equity 92.7%
Debt & Cash 7.3%
Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl Sector Allocation
See fund sector allocation details as on (14-Jun-25)
Sector Allocation
Equity 92.7%
Debt & Cash 7.3%
Top 3 Sectors in May were Industrial, Basic Materials & Financial Services
Industrial
21%
Basic Materials
18%
Financial Services
18%
Industrial
21%
Basic Materials
19%
Financial Services
17%
Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl Holdings Details
as on (31-May-25)
Equity
Debt & Cash
Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.47% |
Benchmark | Nifty Smallcap 250 TR INR |
| AUM | ₹1819 Cr |
| Inception Date | 19 December, 2018 |
| Min Lumpsum/SIP | ₹5000/₹1000 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 67.21% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
About Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl
Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl is an equity fund. This fund was started on 19 December, 2018. The fund is managed by . The fund could potentially beat inflation in the long-run.
Key Parameters
- Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl has ₹1819 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
- The fund has an expense ratio 0.5.
Returns
Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl has given a CAGR return of 28.61% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 4.07%, 28.59% and 36.15% respectively.
Holdings
Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl has allocated its funds majorly in Cash Equivalent, Industrial, Basic Materials, Financial Services, Health, Tech, Consumer Cyclical, Consumer Defensive, Utilities, Government, Energy, Communication. Its top holdings are Lloyds Metals & Energy Ltd, Housing & Urban Development Corp Ltd, Kaynes Technology India Ltd, Acutaas Chemicals Ltd, Eris Lifesciences Ltd Registered Shs
Taxation
As it is a small-cap mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl
The investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity-related securities of small cap companies. However, there can be no assurance that the investment objectives of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl has no lock in period.
- AUM of the fund stands at 1.8K Cr as of May'25
- AUM increased by 180 Cr between May'25 and Apr'25
More funds from BOI AXA
5Y CAGR
▲ 33.06
3Y CAGR
▲ 29.06
5Y CAGR
▲ 36.76
5Y CAGR
▲ 27.07
Frequently Asked Questions for Bank of India Small Cap Fund Direct Payout of Income Dist cum Cap Wdrl
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