Large and Mid Cap Funds

Large & mid cap mutual funds enable you to invest in India’s fast-growing companies that have a market capitalisation of greater than INR 5000 Cr. These mutual funds pool money from various investors and are mandated to specifically invest in Large and mid cap companies. These types of funds are attractive because they combine the stability of large cap companies with the high growth potential of mid cap companies.

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Better returns than large cap mutual funds

Better returns than large cap mutual funds

Lower risk than mid cap and small cap mutual funds

Lower risk than mid cap and small cap mutual funds

Invests in top 250 companies of India

Invests in top 250 companies of India

23 to 25% returns over a 3 years time period

23 to 25% returns over a 3 years time period

List of Large and Mid Cap Funds Funds Based on Last 3-Year Returns

Fund Categories
AMC/Fund Houses
ICICI Prudential Asset Management Company LimitedHDFC Asset Management Co LtdSBI Funds Management LtdKotak Mahindra Asset Management Co LtdNippon Life India Asset Management LtdAditya Birla Sun Life AMC LtdAxis Asset Management Company LimitedUTI Asset Management Co LtdMirae Asset Investment Managers (India) Private LimitedDSP Asset Managers Private LimitedTata Asset Management LimitedBandhan Asset Management Company LimitedDSP Investment Managers Private LimitedHSBC Asset Management(India)Private LtdIDFC Asset Management Company LimitedFranklin Templeton Asst Mgmt(IND)Pvt LtdCanara Robeco Asset Management Co. Ltd.Edelweiss Asset Management LimitedQuant Money Managers LimitedInvesco Asset Management (India) Private LtdMirae Asset Mutual FundPPFAS Asset Management Pvt. LtdSundaram Asset Management Company LtdMotilal Oswal Asset Management Co. LtdMirae Asset Global Inv (India) Pvt. LtdBaroda BNP Paribas Asset Management India Pvt. Ltd.LIC Mutual Fund Asset Management LimitedDaiwa Asset Mgmt. (India) Pvt. Ltd.PGIM India Asset Management Private LimitedMahindra Manulife Investment Management Pvt. Ltd.Fund PineBridge Mutual FundJM Financial Asset Management LimitedBaroda Asset Management India LimitedUnion Asset Management Co. Pvt. Ltd.Principal Asset Management Private LimitedJPMorgan Asset Management India Pvt. LtdEdelweiss Mutual FundBajaj Finserv Asset Management Limited360 ONE Asset Management LimitedWhiteOak Capital Asset Management LimitedBank of India Investment Managers Private LimitedITI Asset Management LimitedNavi AMC LimitedNJ Asset Management Private LimitedICICI Prudential Asset Mgmt.Company LimitedFranklin Templeton Asset ManagementIDBI Asset Management LimitedQuantum Asset Management Co Pvt. Ltd.Samco Asset Management Pvt LtdHelios Capital Asset Management (India) Private LimitedGroww Asset Management Ltd.Trust Asset Management Private LimitedTaurus Asset Management Company LimitedShriram Asset Management Co LtdZerodha Asset Management Private LimitedOld Bridge Asset Management Private LimitedING Investment Mgnt (India) Private Ltd.Baroda BNP Paribas Mutual Fund


3Y return
Large & Mid Cap Mutual Funds SIP Calculator
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What are Large and Mid Cap Mutual Funds?

Large & mid cap funds invest in the top 250 companies by market cap in India. These mutual funds provide prospects for long-term growth. As per regulations, the AMC’s (Mutual Funds asset management companies) have to invest at least 35% of the total money in large cap stocks and 35% of the total money in mid cap stocks and the remaining 30% in any of the two according to market conditions.


Why Add Large & Mid-Cap Funds to your Portfolio?

  • Diversifies your money across large cap and mid cap companies 
  • Flexible balance between large and midcap based on market conditions
  • Creates wealth over a long period of time

Benefits of Investing in Large and Mid Cap Funds

Adding Large and Mid Cap Funds to your investment mix can offer stable returns. Let’s see how!

  • Balance between Risk and Reward

    Large & mid cap mutual funds create the right balance between relative stability of large caps and high growth potential of mid caps. They provide a lower risk option than pure mid cap mutual funds

  • Diversification of Portfolio

    Large and Midcap mutual funds allow the fund manager to gain from opportunities across different sectors of the economy.

  • Scope for Growth

    Rather than relying primarily on large cap stocks, these funds invest in mid cap stocks too which helps in increasing potential for long term investment benefits. 

Who should consider Investing in Large & Mid Cap Mutual Funds?

Let us discuss the advantages of investing in large and mid cap funds.

  • Those Who Want to Invest for the Long Term

    If you have an investment horizon of more than 7 years, you can consider investing in large & mid cap mutual funds. Long term goals like buying a house, child’s education or early retirement can be met by investing in large and mid cap mutual funds. 

  • Those who want to invest in Mid Cap but do not want to take very high risk

    Large and mid cap funds invest in India's top 250 companies. Thus, these funds diversify their assets across different sectors in mid to large-size companies. This mitigates risks from a market downfall.

Points to consider before Investing in Large and Mid Cap Funds

Want to put your money in the best large and midcap fund? Here are some factors you must consider for selecting the right mutual fund.

  • Past Performance

    Use the mutual fund comparison tool to analyse the returns during the last five to seven years and compare the same to the benchmark returns such as nifty 200 index as well as the category average of Large & Mid cap mutual funds. 

  • Expense Ratio

    Expense ratio is a percentage of your investment used to cover the costs of running the fund.. A lower expense ratio is generally better, as it means more of your money is working for you, and less is going toward fees. The expense ratio of Large & Mid cap funds is usually less than 1%

  • Experience of the Fund Manager

    The performance of Large & Mid cap mutual funds depends on the manager's ability to make sound investment decisions without which the fund may struggle to outperform the market.

  • Goal and Duration of Investment

    Large & Mid-cap funds are best suited to long-term investments of at least 7 years. 

Limitations of Large and Mid Cap Funds

Even if the best large & mid cap funds can be advantageous for you, it carries certain risks just like any other equity investment. Check the following limitations before investing:

  • Not for Short-Term Investment

    Large & Mid cap funds are not suited for short-term investment. They give adequate returns when invested for a minimum of 7 years. 

  • Riskier than Large Cap Funds

    Large & Mid cap funds are riskier than large cap funds as this mutual fund invests in mid cap stocks too which are relatively less stable and hence more volatile.

  • Less returns than mid cap and small cap equity funds

    These funds may give less returns than other equity funds like mid cap and small cap funds but are also lower risk.

How to start Investing in Large and Mid Cap Funds with INDmoney

After you have understood what is Large & Mid cap mutual funds, it is time for you to start your investment process with INDmoney. Below are some simple steps to follow to start your mutual fund's investment journey with us.

  • Step 1

    Download the INDmoney app and create your free investment account by completing your KYC ( Know Your Customer ).

  • Step 2:

    Once your Free investment account is ready, you can either search for a mid cap mutual fund or go to the mutual fund section and tap on large & mid cap mutual funds.

  • Step 3

    Choose a Large & Mid Cap Mutual Fund by looking at aspects like past returns, volatility, downside capture ratio, AUM, Expense ratios and underlying stocks and sectors.

  • Step 4:

    You can choose to setup SIP in Large & Mid Cap Mutual Funds or even invest as LumpSum. Once you are on the individual Large & Mid cap mutual Fund page click from the bottom “One-time” for lump sum investment or “SIP” for systematic investment plan. 

  • Step 5:

    Choose the amount that you want to invest as SIP or LumpSum.

  • Step 6:

    Set up payments. If you choose to set up SIP in large & mid cap mutual funds, you can do a free automatic pay set up via bank mandate or UPI. If you choose to invest in lumpsum (one-time) then you can pay via UPI, net banking, NEFT or RTGS.

Should you choose Large and Mid Cap Funds?

Large and mid cap funds are a good long-term investment option that balances risks with returns. If you are fairly open to taking risks but also want some degree of stability, you can invest in them. The top large and mid cap funds are riskier than large cap funds but can also offer better returns than them.

Frequently Asked Questions

Yes, we have an option of Flexi SIP where we can pause and restart the SIP.

We also give an option to edit our SIP anytime. Follow the steps below to change the SIP amount.

Step 1: Go to the SIP section, under the mutual fund dashboard.

Step 2: Open SIP Summary Page and click on manage SIP

Step 3: A bottom sheet will appear, click on edit SIP.

Step 4: An invest page will open, here you can edit your amount.


Note : Maximum Mandate amount should cater the new updated SIP amount.

For Example, if you have started a SIP via UPI and you have created a mandate for Rs 10000. In this case if you edit your SIP amount to 15000, you will receive invalid input.

You can edit the amount between SIP minimum investment amount ( created by AMC )  to maximum mandate amount ( created by user )

They are meant for long-term investment. Ideally, it is good if you invest for more than 5 years.

As per the SEBI mandate, these funds must invest at least 35% in large caps and at least 35% in mid caps. Therefore, 70% of an investor’s money is invested in the top 250 companies of India. The fund manager is at liberty to allocate the balance of 30% in other equity asset classes. 

As 35% of the investment goes into medium cap companies, they do carry some amount of risk. But they are less risky than small cap and mid cap funds.

There is no fixed maturity period for Large & Mid cap funds. The ideal time to stay invested varies from one mutual fund to another.

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