Bank of India ELSS Tax Saver Fund Eco Growth

Bank of India ELSS Tax Saver Fund Eco Growth

Get the latest NAV of Bank of India ELSS Tax Saver Fund Eco Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹176.00

0.7%1D

NAV as on 15 Jul 2025

19.13%/per year

Since Inception

Absolute Gain%

Bank of India ELSS Tax Saver Fund Eco Growth Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (15-Jul-25)

The fund has outperformed the benchmark (Nifty 500) over 3Y, 5Y, but underperformed over 1Y.

Period
This Fund
Nifty 500
Category Avg
1 Month
2.03%
2.37%
2.61%
3 Months
10.63%
10.2%
10.27%
6 Months
3.84%
8.81%
7.18%
1 Year
-8.31%
1.03%
1.58%
3 Years
22.58%
19.36%
21.07%
5 Years
25.55%
21.96%
23.12%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
Bank of India ELSS Tax Saver Fund Eco Growth
-
1,432Cr
1.72%
-8.31%
22.58%
19.13%
Parag Parikh ELSS Tax Saver Fund Regular
1/23
5,557Cr
1.72%
7.58%
21.91%
21.54%
SBI ELSS Tax Saver Fund Regular
2/23
30,616Cr
1.58%
2.23%
28.23%
12.46%
HDFC ELSS TaxSaver Fund Direct Growth
3/23
16,908Cr
1.65%
5.54%
25.54%
-

Bank of India ELSS Tax Saver Fund Eco Growth Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

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Total Investment

0

Profit


Total Corpus

0

Absolute Return

Bank of India ELSS Tax Saver Fund Eco Growth Asset Allocation

See fund asset allocation details as on (14-Jul-25)

Fund Distribution

as on (14-Jul-25)

Equity 96.7%

Debt & Cash 3.3%

Large cap
49.8%

Small cap
24%

Mid cap
21.2%

Small Cap allocation has gone down from 24.7% to 24%
Small Cap allocation has gone down from 24.7% to 24%
Mid Cap allocation has gone up from 19% to 21.2%
Mid Cap allocation has gone up from 19% to 21.2%
Large Cap allocation has gone down from 51.3% to 49.8%
Large Cap allocation has gone down from 51.3% to 49.8%
Cash allocation has gone down from 4.2% to 3.3%
Cash allocation has gone down from 4.2% to 3.3%
Debt allocation has gone down from 0% to 0%
Debt allocation has gone down from 0% to 0%

Bank of India ELSS Tax Saver Fund Eco Growth Sector Allocation

See fund sector allocation details as on (14-Jul-25)

Sector Allocation

Equity 96.7%

Debt & Cash 3.3%

Financial Services
27.5%
Tech
17%
Industrial
16.6%
Basic Materials
14.1%
Utilities
6.7%
Consumer Cyclical
4.8%
Health
4.2%
Consumer Defensive
4.1%
Real Estate
3%
Energy
1%
Communication
1%

Top 3 Sectors in June were Financial Services, Industrial & Basic Materials

Jun'25

Financial Services

25%

Industrial

20%

Basic Materials

16%

May'25

Financial Services

27%

Industrial

20%

Basic Materials

17%

Bank of India ELSS Tax Saver Fund Eco Growth Holdings Details

as on (30-Jun-25)

Equity

Debt & Cash

Holdings
Weight%
1M Change
Vedanta Ltd
4.54%
0%
Coforge Ltd
4.41%
0%
State Bank of India
3.8%
-20.9%
Hindustan Aeronautics Ltd Ordinary Shares
3.57%
0%
HDFC Bank Ltd
3.06%
-23.2%
Top Stocks bought last month
Coforge Ltd's allocation increased from 4.01% to 4.41%
Coforge Ltd's allocation increased from 4.01% to 4.41%
SBI Cards and Payment Services Ltd Ordinary Shares's allocation increased from 0.65% to 0.96%
SBI Cards and Payment Services Ltd Ordinary Shares's allocation increased from 0.65% to 0.96%
Adani Ports & Special Economic Zone Ltd's allocation increased from 0.92% to 1.15%
Adani Ports & Special Economic Zone Ltd's allocation increased from 0.92% to 1.15%
Top Stocks sold last month
State Bank of India's allocation decreased from 4.87 % to 3.8 %
State Bank of India's allocation decreased from 4.87 % to 3.8 %
Hindustan Aeronautics Ltd Ordinary Shares's allocation decreased from 3.73 % to 3.57 %
Hindustan Aeronautics Ltd Ordinary Shares's allocation decreased from 3.73 % to 3.57 %
HDFC Bank Ltd's allocation decreased from 3.96 % to 3.06 %
HDFC Bank Ltd's allocation decreased from 3.96 % to 3.06 %

Bank of India ELSS Tax Saver Fund Eco Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.72%
Benchmark
BSE 500 India TR INR
AUM₹1432 Cr
Inception Date25 February, 2009
Min Lumpsum/SIP--/--
Exit Load0%
Lock In3 Years
TurnOver
100.69%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About Bank of India ELSS Tax Saver Fund Eco Growth

Bank of India ELSS Tax Saver Fund Eco Growth is an equity fund. This fund was started on 25 February, 2009. The fund is managed by . The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Bank of India ELSS Tax Saver Fund Eco Growth has ₹1432 Cr worth of assets under management (AUM) as on Jul 2025 and is more than category average.
  2. The fund has an expense ratio 1.7.

Returns

Bank of India ELSS Tax Saver Fund Eco Growth has given a CAGR return of 19.13% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of -8.31%, 22.58% and 25.55% respectively.

Holdings

Bank of India ELSS Tax Saver Fund Eco Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Basic Materials, Government, Utilities, Tech, Consumer Defensive, Consumer Cyclical, Real Estate, Health, Communication, Energy. Its top holdings are Vedanta Ltd, Coforge Ltd, State Bank of India, Hindustan Aeronautics Ltd Ordinary Shares, HDFC Bank Ltd

Taxation

As it is a elss (tax savings) mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Bank of India ELSS Tax Saver Fund Eco Growth

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized).

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for Bank of India ELSS Tax Saver Fund Eco Growth of 3 Years

Learn more about BOI AXA Mutual Fund
Parameters
Jun'25
May'25
Apr'25
AUM
₹ 1.4K Cr
₹ 1.4K Cr
₹ 1.3K Cr
  • AUM of the fund stands at 1.4K Cr as of Jun'25
  • AUM increased by 33.8 Cr between Jun'25 and May'25

Frequently Asked Questions for Bank of India ELSS Tax Saver Fund Eco Growth

How do I invest in Bank of India ELSS Tax Saver Fund Eco Growth?

INDmoney makes it simple to invest in the Bank of India ELSS Tax Saver Fund Eco Growth. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Bank of India ELSS Tax Saver Fund Eco Growth’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Bank of India ELSS Tax Saver Fund Eco Growth?

The NAV of the fund today is ₹176.00. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Bank of India ELSS Tax Saver Fund Eco Growth fund has generated a return of -8.31% in 1 year, 22.58% in 3 years, 25.55% in 5 years.

Who is the fund manager of Bank of India ELSS Tax Saver Fund Eco Growth?

The fund managers are .

What is the exit load of the fund?

The exit load is . Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.72%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹1432 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Bank of India ELSS Tax Saver Fund Eco Growth?

The top 3 holdings of the fund are Vedanta Ltd(4.54%), Coforge Ltd(4.41%), State Bank of India(3.8%)