Bajaj Finserv Banking and PSU Fund Direct Monthly Reinvestment Inc Dist cum Cap Wdrl
Get the latest NAV of Bajaj Finserv Banking and PSU Fund Direct Monthly Reinvestment Inc Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹11.01
▲0.3%1D
NAV as on 15 Sep 2025
8.25%/per year
Since Inception
▲▼
Bajaj Finserv Banking and PSU Fund Direct Monthly Reinvestment Inc Dist cum Cap Wdrl Performance vs. Banking and PSU Index
Fund returns vs Benchmark returns vs Category Average returns as on (15-Sep-25)
The fund has outperformed the benchmark (Banking and PSU Index) over 1Y, but underperformed over 3Y, 5Y.
Peer comparison
Bajaj Finserv Banking and PSU Fund Direct Monthly Reinvestment Inc Dist cum Cap Wdrl Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Bajaj Finserv Banking and PSU Fund Direct Monthly Reinvestment Inc Dist cum Cap Wdrl Asset Allocation
See fund asset allocation details as on (14-Sep-25)
Fund Distribution
as on (14-Sep-25)
Bajaj Finserv Banking and PSU Fund Direct Monthly Reinvestment Inc Dist cum Cap Wdrl Sector Allocation
See fund sector allocation details as on (14-Sep-25)
Sector Allocation
Top 2 Sectors in August were Government, Corporate
Government
50%
Corporate
41%
Government
52%
Corporate
41%
Bajaj Finserv Banking and PSU Fund Direct Monthly Reinvestment Inc Dist cum Cap Wdrl Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.34% |
Benchmark | NIFTY Banking & PSU Debt TR INR |
| AUM | ₹148 Cr |
| Inception Date | 15 November, 2023 |
| Min Lumpsum/SIP | ₹1000/₹1000 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 141.45% |
| Risk |   Moderate Risk |
About Bajaj Finserv Banking and PSU Fund Direct Monthly Reinvestment Inc Dist cum Cap Wdrl
Bajaj Finserv Banking and PSU Fund Direct Monthly Reinvestment Inc Dist cum Cap Wdrl is a debt fund. This fund was started on 15 November, 2023. The fund is managed by Siddharth Chaudhary, Nimesh Chandan. This fund is suitable to keep your money safe.
Key Parameters
- Bajaj Finserv Banking and PSU Fund Direct Monthly Reinvestment Inc Dist cum Cap Wdrl has ₹148 Cr worth of assets under management (AUM) as on Sep 2025 and is more than category average.
- The fund has an expense ratio 0.3.
Returns
Bajaj Finserv Banking and PSU Fund Direct Monthly Reinvestment Inc Dist cum Cap Wdrl has given a CAGR return of 8.25% since inception. Over the last 1 year the fund has given a CAGR return of 7.87%.
Holdings
Bajaj Finserv Banking and PSU Fund Direct Monthly Reinvestment Inc Dist cum Cap Wdrl has allocated its funds majorly in Government, Corporate, Cash Equivalent. Its top holdings are National Bank For Agriculture And Rural Development, Rural Electrification Corporation Limited, Housing And Urban Development Corporation Limited, National Housing Bank, 7.02% Govt Stock 2031
Taxation
As it is a banking & psu mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of Bajaj Finserv Banking and PSU Fund Direct Monthly Reinvestment Inc Dist cum Cap Wdrl
To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India. There is no assurance that or guarantee that the investment objective of the scheme will be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 1000.00. Bajaj Finserv Banking and PSU Fund Direct Monthly Reinvestment Inc Dist cum Cap Wdrl has no lock in period.
Fund Manager
Siddharth Chaudhary
Fund Manager of Bajaj Finserv Banking and PSU Fund Direct Monthly Reinvestment Inc Dist cum Cap Wdrl, since 15 November 2023
Nimesh Chandan
Fund Manager of Bajaj Finserv Banking and PSU Fund Direct Monthly Reinvestment Inc Dist cum Cap Wdrl, since 15 November 2023
- AUM of the fund stands at 147.8 Cr as of Aug'25
- AUM decreased by 1.4 Cr between Aug'25 and Jul'25
Frequently Asked Questions for Bajaj Finserv Banking and PSU Fund Direct Monthly Reinvestment Inc Dist cum Cap Wdrl
How do I invest in Bajaj Finserv Banking and PSU Fund Direct Monthly Reinvestment Inc Dist cum Cap Wdrl?
- Download the INDmoney app.
- Search for ‘Bajaj Finserv Banking and PSU Fund Direct Monthly Reinvestment Inc Dist cum Cap Wdrl’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.