Old Second Bancorp Inc (OSBC)

$16.75

-0.23

(-1.35%)

Market is closed - opens 7 PM, 25 Jul 2024

Performance

  • $16.70
    $17.31
    $16.75
    downward going graph

    0.3%

    Downside

    Day's Volatility :3.52%

    Upside

    3.24%

    downward going graph
  • $12.81
    $17.06
    $16.75
    downward going graph

    23.52%

    Downside

    52 Weeks Volatility :24.91%

    Upside

    1.82%

    downward going graph

Returns

PeriodOld Second Bancorp IncSector (Financials)Index (Russel 2000)
3 Months
17.1%
5.0%
0.0%
6 Months
10.12%
12.7%
0.0%
1 Year
8.15%
21.3%
0.0%
3 Years
44.63%
19.1%
-19.9%

Highlights

Market Capitalization
743.2M
Book Value
$13.81
Dividend Share
0.2
Dividend Yield
1.21%
Earnings Per Share (EPS)
1.89
PE Ratio
8.77
PEG Ratio
2.6
Wall Street Target Price
19.25
Profit Margin
32.28%
Operating Margin TTM
45.17%
Return On Assets TTM
1.49%
Return On Equity TTM
15.14%
Revenue TTM
265.7M
Revenue Per Share TTM
5.94
Quarterly Revenue Growth YOY
-3.9%
Gross Profit TTM
242.7M
Diluted Eps TTM
1.89
Quarterly Earnings Growth YOY
-0.14
EPS Estimate Current Year
1.9
EPS Estimate Next Year
1.84
EPS Estimate Current Quarter
0.46
EPS Estimate Next Quarter
0.47

Analyst Recommendation

Buy
    91%Buy
    8%Hold
    0
    0%Sell
Based on 12 Wall street analysts offering stock ratings for Old Second Bancorp Inc(by analysts ranked 0 to 5 stars)
Based on 12 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
11
11
11
Hold
1
1
1
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 14.93%

Current $16.75
Target $19.25

Company Financials

FY18Y/Y Change
Revenue
121.4M
↑ 16.78%
Net Income
34.0M
↑ 124.68%
Net Profit Margin
28.03%
↑ 13.46%
FY19Y/Y Change
Revenue
131.6M
↑ 8.43%
Net Income
39.5M
↑ 16.0%
Net Profit Margin
29.99%
↑ 1.96%
FY20Y/Y Change
Revenue
127.0M
↓ 3.45%
Net Income
27.8M
↓ 29.48%
Net Profit Margin
21.9%
↓ 8.09%
FY21Y/Y Change
Revenue
133.5M
↑ 5.05%
Net Income
20.0M
↓ 27.96%
Net Profit Margin
15.02%
↓ 6.88%
FY22Y/Y Change
Revenue
244.9M
↑ 83.52%
Net Income
67.4M
↑ 236.29%
Net Profit Margin
27.52%
↑ 12.5%
FY23Y/Y Change
Revenue
325.8M
↑ 33.0%
Net Income
91.7M
↑ 36.09%
Net Profit Margin
28.16%
↑ 0.64%
Q4 FY22Q/Q Change
Revenue
71.7M
↑ 9.33%
Net Income
23.6M
↑ 20.96%
Net Profit Margin
32.92%
↑ 3.16%
Q1 FY23Q/Q Change
Revenue
61.0K
↓ 99.91%
Net Income
23.6M
↓ 0.03%
Net Profit Margin
38.7K%
↑ 38667.08%
Q2 FY23Q/Q Change
Revenue
70.6M
↑ 115606.56%
Net Income
25.6M
↑ 8.28%
Net Profit Margin
36.22%
↓ 38663.78%
Q3 FY23Q/Q Change
Revenue
71.6M
↑ 1.39%
Net Income
32.5M
↑ 27.08%
Net Profit Margin
45.39%
↑ 9.17%
Q4 FY23Q/Q Change
Revenue
82.2M
↑ 14.88%
Net Income
18.2M
↓ 43.9%
Net Profit Margin
22.17%
↓ 23.22%
Q1 FY24Q/Q Change
Revenue
83.8M
↑ 1.92%
Net Income
21.3M
↑ 16.94%
Net Profit Margin
25.44%
↑ 3.27%
FY18Y/Y Change
Total Assets
2.7B
↑ 12.28%
Total Liabilities
2.4B
↑ 12.09%
FY19Y/Y Change
Total Assets
2.6B
↓ 1.51%
Total Liabilities
2.4B
↓ 3.65%
FY20Y/Y Change
Total Assets
3.0B
↑ 15.38%
Total Liabilities
93.5M
↓ 96.03%
FY21Y/Y Change
Total Assets
6.2B
↑ 104.29%
Total Liabilities
148.5M
↑ 58.8%
FY22Y/Y Change
Total Assets
5.9B
↓ 5.21%
Total Liabilities
5.4B
↑ 3553.7%
FY23Y/Y Change
Total Assets
5.7B
↓ 2.81%
Total Liabilities
5.1B
↓ 5.19%
Q4 FY22Q/Q Change
Total Assets
5.9B
↓ 1.33%
Total Liabilities
5.4B
↓ 1.93%
Q1 FY23Q/Q Change
Total Assets
5.9B
↑ 0.54%
Total Liabilities
5.4B
↓ 0.07%
Q2 FY23Q/Q Change
Total Assets
5.9B
↓ 0.61%
Total Liabilities
5.4B
↓ 0.99%
Q3 FY23Q/Q Change
Total Assets
5.8B
↓ 2.14%
Total Liabilities
5.2B
↓ 2.69%
Q4 FY23Q/Q Change
Total Assets
5.7B
↓ 0.61%
Total Liabilities
5.1B
↓ 1.53%
Q1 FY24Q/Q Change
Total Assets
5.6B
↓ 1.86%
Total Liabilities
5.0B
↓ 2.44%
FY18Y/Y Change
Operating Cash Flow
54.9M
↑ 47.98%
Investing Cash Flow
-25.8M
↓ 80.5%
Financing Cash Flow
-29.7M
↓ 128.56%
FY19Y/Y Change
Operating Cash Flow
52.6M
↓ 4.13%
Investing Cash Flow
42.2M
↓ 263.35%
Financing Cash Flow
-99.5M
↑ 235.26%
FY20Y/Y Change
Operating Cash Flow
26.0M
↓ 50.63%
Investing Cash Flow
-103.8M
↓ 345.92%
Financing Cash Flow
357.1M
↓ 459.06%
FY21Y/Y Change
Operating Cash Flow
31.0M
↑ 19.47%
Investing Cash Flow
132.9M
↓ 228.04%
Financing Cash Flow
258.2M
↓ 27.68%
FY22Y/Y Change
Operating Cash Flow
97.3M
↑ 213.54%
Investing Cash Flow
-432.8M
↓ 425.6%
Financing Cash Flow
-301.5M
↓ 216.75%
Q4 FY22Q/Q Change
Operating Cash Flow
37.3M
↑ 13.11%
Investing Cash Flow
73.6M
↓ 146.97%
Financing Cash Flow
-111.8M
↑ 169.58%
Q1 FY23Q/Q Change
Operating Cash Flow
35.0M
↓ 6.11%
Investing Cash Flow
-42.9M
↓ 158.34%
Financing Cash Flow
-4.2M
↓ 96.21%
Q2 FY23Q/Q Change
Operating Cash Flow
-29.4M
↓ 184.11%
Investing Cash Flow
91.9M
↓ 314.2%
Financing Cash Flow
-52.9M
↑ 1148.76%

Technicals Summary

Sell

Neutral

Buy

Old Second Bancorp Inc is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Old Second Bancorp Inc
Old Second Bancorp Inc
19.83%
10.12%
8.15%
44.63%
32.86%
Nu Holdings Ltd.
Nu Holdings Ltd.
8.52%
43.0%
63.74%
24.59%
24.59%
Icici Bank Ltd.
Icici Bank Ltd.
3.45%
22.57%
18.91%
58.55%
148.38%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
15.31%
18.9%
31.73%
-3.2%
26.39%
U.s. Bancorp
U.s. Bancorp
12.33%
7.23%
16.02%
-18.92%
-19.51%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
1.66%
-6.13%
2.51%
29.96%
-37.7%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Old Second Bancorp Inc
Old Second Bancorp Inc
8.77
8.77
2.6
1.9
0.15
0.01
0.01
13.81
Nu Holdings Ltd.
Nu Holdings Ltd.
49.96
49.96
NA
0.41
0.21
0.03
NA
1.42
Icici Bank Ltd.
Icici Bank Ltd.
19.67
19.67
0.0
1.36
0.19
0.02
0.01
364.7
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
14.86
14.86
3.46
13.11
0.1
0.01
0.04
132.41
U.s. Bancorp
U.s. Bancorp
14.3
14.3
1.14
3.89
0.1
0.01
0.04
31.8
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.42
9.42
0.86
0.81
0.19
0.01
0.03
18.93
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Old Second Bancorp Inc
Old Second Bancorp Inc
Buy
$743.2M
32.86%
8.77
32.28%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$62.2B
24.59%
49.96
29.67%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$103.4B
148.38%
19.67
27.97%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$70.4B
26.39%
14.86
25.53%
U.s. Bancorp
U.s. Bancorp
Hold
$70.3B
-19.51%
14.3
21.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$59.9B
-37.7%
9.42
27.36%

Insights on Old Second Bancorp Inc

  • Increasing Revenue

    Revenue is up for the last 5 quarters, 61.0K → 83.78M (in $), with an average increase of 29.0% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 2 quarters, 18.22M → 21.31M (in $), with an average increase of 14.5% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 63.7% return, outperforming this stock by 55.5%

Institutional Holdings

  • BlackRock Inc

    7.39%
  • Forum Financial Management, LP

    6.08%
  • Vanguard Group Inc

    5.40%
  • FJ Capital Management LLC

    5.10%
  • Banc Funds Co LLC

    4.66%
  • Dimensional Fund Advisors, Inc.

    3.48%

Company Information

unlike other chicago-area banks, our heritage traces the advancement and evolution of the banking industry and the growth and expansion of the chicago metropolitan area. the same local spirit that sparked that original group of early settlers to invest in and finance their town’s growth helped guide us as old second expanded throughout kane, kendall, dekalb, dupage, cook, lasalle and will counties and the surrounding communities. in addition to their commitment to community, our founders’ fiscal discipline remains among our bank’s guiding principles. backed by an unwavering sense of financial responsibility, we’ve persevered through the most challenging and rewarding economic climates and historical events of the late-19th century, the entire 20th century and the early 21st century. our balance sheet remains solid, our credit rating remains strong and our dedication to building strong and lasting relationships with our customers remains unparalleled. since 1871, old second consistently

Organization
Old Second Bancorp Inc
Employees
834
CEO
Mr. James L. Eccher
Industry
Finance

FAQs