Old Second Bancorp share price logo

Old Second Bancorp

NASDAQ: OSBC

Small Cap

$25.05

+0.75

(+3.11%)

as on

Old Second Bancorp Stock Performance

as on November 3, 2026 at 7:59 am IST

  • Day's Low

    Day's High

    $24.48
    $25.07
    downward going graph

    2.28%

    Downside

    0.08%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $17.61
    $26.06
    downward going graph

    29.70%

    Downside

    4.01%

    Upside

    downward going graph

Old Second Bancorp share price movements today

Previous Close
$24.30
Open
$24.48
Volume
300.6K
Market Cap
$1.2B
Dividend Yield
1.19%
Day's Low - High
$24.48 - $25.07
52 Week Low - High
$17.61 - $26.06

Old Second Bancorp Historical Returns

1 Month Return
-2.61 %
3 Month Return
-3.91 %
1 Year Return
+ 35.38 %
3 Year Return
+ 72.46 %
5 Year Return
+ 79.07 %

Old Second Bancorp Stock Fundamentals & Key Indicators

Check Old Second Bancorp market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$1.2B

EPS (TTM)

1.78

Dividend Yield

1.19%

Quarterly Earnings Growth YOY

2.11%

PE Ratio (TTM)

11.25

Industry PE ratio

12.87

PEG Ratio

0.28

EBITDA

136.5M

Revenue (TTM)

429.9M

Profit Margin

83.53%

Return On Equity TTM

12.41%

Old Second Bancorp vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Old Second Bancorp with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
StrongBuy$1.2B79.07%11.2583.53%1.19%
Buy$117.0B282.76%13.3329.14%1.80%
NA$166.9BNA7.4687.19%4.16%
Buy$92.9B0.45%11.6264.71%3.52%
Buy$105.5B39.05%16.9568.59%0.85%

Stock Returns calculator for Old Second Bancorp Stock including INR - Dollar returns

The Old Second Bancorp stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Old Second Bancorp investment value today

Current value as on today

₹1,49,269

Returns

₹49,269

(+49.27%)

Returns from Old Second Bancorp Stock

₹39,554 (+39.55%)

Dollar Impact

₹9,715 (+9.72%)

Analyst Recommendation on Old Second Bancorp Stock

Based on 3 analysts

BUY

100.00%

Buy

0.00%

Hold

0.00%

Sell

Based on 3 analysts, 100% of analysts recommend a 'BUY' rating for Old Second Bancorp. Average target price of $28

Old Second Bancorp Share Price Target

Get share price movements and forecasts by analysts on Old Second Bancorp.

What analysts predicted

10.54%UPSIDE

Target Price

$28

Current Price

$25.05

Analyzed by

3 Analysts

High

$30

Target

$28.00

Low

$29

Old Second Bancorp target price $28, a slight upside of 10.54% compared to current price of $25.05. According to 3 analysts rating.

Indian Investors' Interest in Old Second Bancorp Stock

Search interest for Old Second Bancorp Stock has decreased by -50% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-50% versus previous 30 day period

Old Second Bancorp Quarterly Profit & Loss

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Total Revenue
82
83
85
85
82
84
115
114
111
88
Gross Profit
65
65
67
68
69
71
74
95
84
88
Operating Income
28
29
29
25
26
29
13
42
34
37
EBITDA
30
31
32
28
28
31
16
44
36
38
Interest Expense
13
13
15
13
10
11
21
19
17
17
Depreciation
2
2
2
3
2
2
3
2
2
1
Income Before Tax
28
29
29
25
26
29
13
39
34
37
Income Tax Expense
7
7
6
6
6
7
3
10
8
9
Net Income
21
21
22
19
19
21
9
28
25
28
Net Profit Margin
79.35%
79.18%
79.47%
79.86%
84.15%
84.05%
64.54%
83.18%
75.98%
100.00%

Old Second Bancorp Annual Profit & Loss

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
116
136
149
139
141
255
321
336
396
Gross Profit
102
119
129
116
129
238
264
267
310
Operating Income
34
43
51
37
27
91
124
112
110
EBITDA
36
46
54
40
31
98
132
122
122
Interest Expense
12
16
18
12
8
10
40
56
62
Depreciation
2
2
3
3
3
6
7
9
11
Income Before Tax
34
43
51
37
27
91
124
112
107
Income Tax Expense
19
9
12
9
7
24
32
27
27
Net Income
15
34
39
27
20
67
91
85
80
Net Profit Margin
87.62%
86.93%
86.33%
83.60%
91.00%
93.39%
82.39%
79.47%
78.14%

Old Second Bancorp Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Net Income
21
21
22
19
19
21
9
28
25
28
Operating Cash Flow
47
11
48
23
17
24
35
44
36
28
Investing Cash Flow
93
-23
-7
259
76
-90
91
81
29
-6
Financing Cash Flow
-143
34
-46
-299
62
-48
-152
-118
-74
5
Change in Cash
-2
22
-5
-16
156
-114
-25
7
-8
27

Old Second Bancorp Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
15
34
39
27
20
67
91
85
80
Operating Cash Flow
37
54
52
25
31
97
116
131
122
Investing Cash Flow
-132
-25
42
-103
132
-432
161
322
159
Financing Cash Flow
103
-29
-99
357
258
-301
-292
-455
-257
Change in Cash
8
0
-4
279
422
-636
-15
0
24

Global Institutional Holdings in Old Second Bancorp

Check out the Institutions with significant holdings in Old Second Bancorp.

Funds
Holdings
Vanguard
5.20%
iShares
4.21%
VANGUARD INDEX FUNDS
4.18%
DFA
3.93%
Avantis
3.77%

Old Second Bancorp News & Key Events

  • img

    Today's Timeline - 19 October

    Mon, 02:32 PM

    -

    Old Second Bancorp expected to report Q3 earnings on 10/21/2026, with EPS estimates at $0.58.

    Tue, 02:24 AM

    -

    Vice Chairman Gary Collins to retire effective October 31, 2026, with no operational disagreements noted.

Insights on Old Second Bancorp

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 3 quarters, 25.58M → 28.94M (in $), with an average increase of 5.9% per quarter

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 2 quarters, 88.83M → 115.16M (in $), with an average increase of 22.9% per quarter

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 6 months, OSBC stock has moved up by 16.9%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 170.6% return, outperforming this stock by 98.1%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 43.5% return, outperforming this stock by 8.1%

About Old Second Bancorp

Old Second Bancorp, Inc. (OSBC) serves as the parent holding company for Old Second National Bank, providing a full range of community banking services. The institution offers a broad spectrum of deposit products, including demand, NOW, money market, savings, time, and individual retirement accounts, alongside certificates of deposit. Its diverse lending portfolio encompasses commercial loans, lease financing, construction loans, and commercial real estate loans. For residential clients, offerings include first and second mortgages, home equity lines of credit, and general residential real estate loans. Consumer lending options cover needs such as motor vehicle, home improvement, and signature loans, further complemented by installment and agricultural loans, and overdraft checking services. Beyond deposits and loans, Old Second provides vital financial services like safe deposit boxes, trust and wealth management, money orders, cashier's checks, foreign currency exchange, direct deposits, discount brokerage, and debit and credit cards. The company also assists with acquiring U.S. treasury notes and bonds. Embracing digital convenience, Old Second Bancorp offers online and mobile banking platforms. Corporate clients benefit from an extensive suite of cash management solutions, featuring remote and mobile deposit capture, investment sweep accounts, zero balance accounts, automated tax payments, ATM access, telephone banking, lockbox services, automated clearing house (ACH) transactions, account reconciliation, controlled disbursements, detailed and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin. Furthermore, it delivers investment, agency, and custodial services to individual, corporate, and not-for-profit clients. Established in 1981 and headquartered in Aurora, Illinois, Old Second Bancorp, Inc. serves its customers through 63 banking centers located across Cook, DeKalb, DuPage, Kane, Kendall, LaSalle, and Will counties within Illinois.
OrganisationOld Second Bancorp
Headquarters37 South River Street, Aurora, IL, 60507, US
IndustryBanks - Regional
CEOJames L. Eccher

Key Management of Old Second Bancorp

Name

Title

Mr. James L. Eccher

President, CEO & Chairman of the Board

Mr. Bradley S. Adams

Executive VP, COO & CFO

Mr. Darin P. Campbell

Director, EVP & President, Nat'l Specialty Lending, President, FreedomRoad Fin. & Performance Fin.

Mr. Donald J. Pilmer

Executive VP & Chief Lending Officer

Ms. Shirley Cantrell

Shareholder Relations Manager

FAQs

What is Old Second Bancorp share price today?

Old Second Bancorp share price today is $25.05 as on at the close of the market. Old Second Bancorp share today touched a day high of $25.07 and a low of $24.48.

What is the 52 week high and 52 week low for Old Second Bancorp share?

Old Second Bancorp share touched a 52 week high of $26.06 on and a 52 week low of $17.61 on . Old Second Bancorp stock price today i.e. is closed at $25.05,which is 3.86% down from its 52 week high and 42.25% up from its 52 week low.

What is Old Second Bancorp's market capitalisation today?

Old Second Bancorp market capitalisation is $0.00T as on .

How to invest in Old Second Bancorp Stock (OSBC) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Old Second Bancorp on INDmoney app. Click on Buy button.

What is the minimum amount required to buy Old Second Bancorp Stock (OSBC) from India?

Indian investors can start investing in Old Second Bancorp (OSBC) shares with as little as ₹94.9000015258789 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹949.00 in Old Second Bancorp stock (as per the Rupee-Dollar exchange rate as on ). Based on Old Second Bancorp share’s latest price of $25.05 as on November 3, 2026 at 2:29 am IST, you will get 0.3992 shares of Old Second Bancorp. Learn more about fractional shares .

What are the returns that Old Second Bancorp has given to Indian investors in the last 5 years?

Old Second Bancorp stock has given 79.07% share price returns and 27.07% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?