Old Second Bancorp Share Price (NASDAQ: OSBC)

$18.47

▲

-0.06

(-0.32%)

Last updated on August 30, 2025 at 1:29 am IST

$₹

Check the interactive Old Second Bancorp Stock chart to analyse performance

Old Second Bancorp stock performance

as on August 30, 2025 at 1:29 am IST

Today's Low:$18.45
Today's High:$18.63
$18.47
0.14%
Downside
Day's Volatility :0.99%
Upside
0.86%
52 Weeks Low:$14.14
52 Weeks High:$19.46
$18.47
23.44%
Downside
52 Weeks Volatility :27.34%
Upside
5.09%

Old Second Bancorp Stock Returns

Period	Old Second Bancorp Inc	Sector (Financials)	Index (Russel 2000)
3 Months	11.99%	5.9%	0.0%
6 Months	0.96%	3.5%	0.0%
1 Year	8.5%	18.0%	0.0%
3 Years	35.63%	63.4%	-4.1%

Old Second Bancorp Inc Key Stats

Check Old Second Bancorp key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$18.53
Open	$18.67
Today's High	$18.63
Today's Low	$18.445
Market Capitalization	$975.6M
Today's Volume	$202.8K
52 Week High	$19.46
52 Week Low	$14.14
Revenue TTM	$282.2M
Earnings Per Share (EPS)	$1.83
PE Ratio	10.13
Dividend Yield	1.24%
Profit Margin	29.67%
Quarterly Earnings Growth YOY	0.0%
Return On Equity TTM	12.51%

Stock Returns calculator for Old Second Bancorp Stock including INR - Dollar returns

The Old Second Bancorp stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Old Second Bancorp investment value today

Current value as on today

₹1,13,931

Returns

₹13,931

(+13.93%)

Returns from Old Second Bancorp Stock

₹8,647 (+8.65%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards Old Second Bancorp Stock

33%

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for Old Second Bancorp Stock from India on INDmoney has increased by 33% in the last 30 days, reflecting an upward trend in search activity.

Global Institutional Holdings in Old Second Bancorp Inc

Name
Holdings %
Name
Holdings %
BlackRock Inc
7.95%
Vanguard Group Inc
6.03%
Dimensional Fund Advisors, Inc.
4.70%
FJ Capital Management LLC
4.08%
Goldman Sachs Group Inc
3.10%
Davis Asset Management, L.P.
3.07%

Analyst Recommendation on Old Second Bancorp Stock

Rating

Trend

Buy

91%Buy

8%Hold

0%Sell

Based on 12 Wall street analysts offering stock ratings for Old Second Bancorp(by analysts ranked 0 to 5 stars)

Old Second Bancorp Share Price Target

What analysts predicted

Upside of 17.76%

Target:

$21.75

Current:

$18.47

Old Second Bancorp share price target is $21.75, a slight Upside of 17.76% compared to current price of $18.47 as per analysts' prediction.

Old Second Bancorp Stock Insights

Price Movement
In the last 1 month, OSBC stock has moved up by 8.7%
Decreasing Revenue
Revenue is down for the last 3 quarters, 85.39M → 75.23M (in $), with an average decrease of 6.1% per quarter
Increasing Net Profit
Netprofit is up for the last 3 quarters, 19.11M → 21.82M (in $), with an average increase of 6.4% per quarter
OSBC vs MFG (1 yr)
In the last 1 year, Mizuho Financial Group, Inc. has given 58.9% return, outperforming this stock by 50.6%
OSBC vs NU (3 yr)
In the last 3 years, Nu Holdings Ltd. has given 188.6% return, outperforming this stock by 154.2%
Price to Sales
ForOSBC every $1 of sales, investors are willing to pay $2.9, whereas for Mizuho Financial Group, Inc., the investors are paying $0.0 for every $1 of sales.

Old Second Bancorp Inc Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$149.4M	↑ 9.09%
Net Income	$39.5M	↑ 16.0%
Net Profit Margin	26.4%	↑ 1.57%

	FY20	Y/Y Change
Revenue	$139.5M	↓ 6.65%
Net Income	$27.8M	↓ 29.48%
Net Profit Margin	19.95%	↓ 6.45%

	FY21	Y/Y Change
Revenue	$141.9M	↑ 1.71%
Net Income	$20.0M	↓ 27.96%
Net Profit Margin	14.13%	↓ 5.82%

	FY22	Y/Y Change
Revenue	$255.2M	↑ 79.89%
Net Income	$67.4M	↑ 236.29%
Net Profit Margin	26.41%	↑ 12.28%

	FY23	Y/Y Change
Revenue	$321.0M	↑ 25.77%
Net Income	$91.7M	↑ 36.09%
Net Profit Margin	28.57%	↑ 2.16%

	FY24	Y/Y Change
Revenue	$336.2M	↑ 4.72%
Net Income	$85.3M	↓ 7.05%
Net Profit Margin	25.36%	↓ 3.21%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$82.6M	↑ 1.81%
Net Income	$21.3M	↑ 16.94%
Net Profit Margin	25.82%	↑ 3.34%

	Q2 FY24	Q/Q Change
Revenue	$83.0M	↑ 0.57%
Net Income	$21.9M	↑ 2.72%
Net Profit Margin	26.37%	↑ 0.55%

	Q3 FY24	Q/Q Change
Revenue	$85.2M	↑ 2.61%
Net Income	$23.0M	↑ 4.84%
Net Profit Margin	26.94%	↑ 0.57%

	Q4 FY24	Q/Q Change
Revenue	$85.4M	↑ 0.23%
Net Income	$19.1M	↓ 16.74%
Net Profit Margin	22.38%	↓ 4.56%

	Q1 FY25	Q/Q Change
Revenue	$82.4M	↓ 3.52%
Net Income	$19.8M	↑ 3.77%
Net Profit Margin	24.07%	↑ 1.69%

	Q2 FY25	Q/Q Change
Revenue	$75.2M	↓ 8.68%
Net Income	$21.8M	↑ 10.05%
Net Profit Margin	29.0%	↑ 4.93%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$129.0M	↑ 8.33%

	FY20	Y/Y Change
Profit	$116.6M	↓ 9.59%

	FY21	Y/Y Change
Profit	$129.1M	↑ 10.7%

	FY22	Y/Y Change
Profit	$238.4M	↑ 84.63%

	FY23	Y/Y Change
Profit	$264.5M	↑ 10.95%

	FY24	Y/Y Change
Profit	$267.1M	↑ 1.01%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Profit	$65.5M	↑ 8.05%

	Q2 FY24	Q/Q Change
Profit	$65.7M	↑ 0.36%

	Q3 FY24	Q/Q Change
Profit	$67.7M	↑ 2.98%

	Q4 FY24	Q/Q Change
Profit	$68.2M	↑ 0.73%

	Q1 FY25	Q/Q Change
Profit	$69.3M	↑ 1.65%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$52.6M	↓ 4.13%
Investing Cash Flow	$42.2M	↓ 263.35%
Financing Cash Flow	$-99.5M	↑ 235.26%

	FY20	Y/Y Change
Operating Cash Flow	$26.0M	↓ 50.63%
Investing Cash Flow	$-103.8M	↓ 345.92%
Financing Cash Flow	$357.1M	↓ 459.06%

	FY21	Y/Y Change
Operating Cash Flow	$31.0M	↑ 19.47%
Investing Cash Flow	$132.9M	↓ 228.04%
Financing Cash Flow	$258.2M	↓ 27.68%

	FY22	Y/Y Change
Operating Cash Flow	$97.3M	↑ 213.54%
Investing Cash Flow	$-432.8M	↓ 425.6%
Financing Cash Flow	$-301.5M	↓ 216.75%

	FY23	Y/Y Change
Operating Cash Flow	$116.4M	↑ 19.58%
Investing Cash Flow	$161.6M	↓ 137.33%
Financing Cash Flow	$-293.0M	↓ 2.82%

	FY24	Y/Y Change
Operating Cash Flow	$131.5M	↑ 13.0%
Investing Cash Flow	$322.7M	↑ 99.75%
Financing Cash Flow	$-455.1M	↑ 55.31%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$47.4M	↑ 62.96%
Investing Cash Flow	$93.9M	↑ 153.48%
Financing Cash Flow	$-143.3M	↑ 91.08%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$11.6M	↓ 75.42%
Investing Cash Flow	$-23.1M	↓ 124.57%
Financing Cash Flow	$34.1M	↓ 123.81%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$48.5M	↑ 316.34%
Investing Cash Flow	$-7.4M	↓ 67.84%
Financing Cash Flow	$-46.2M	↓ 235.41%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$24.0M	↓ 50.52%
Investing Cash Flow	$259.3M	↓ 3594.19%
Financing Cash Flow	$-299.7M	↑ 548.74%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$17.8M	↓ 25.66%
Investing Cash Flow	$76.7M	↓ 70.41%
Financing Cash Flow	$62.2M	↓ 120.76%

	Q2 FY25	Q/Q Change
Operating Cash Flow	$24.2M	↑ 35.92%
Investing Cash Flow	$-90.2M	↓ 217.5%
Financing Cash Flow	$-48.4M	↓ 177.85%

Old Second Bancorp Technicals Summary

Sell

Neutral

Buy

Old Second Bancorp is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

Old Second Bancorp Inc Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Old Second Bancorp Inc	11.18%	0.96%	8.5%	35.63%	127.72%
Nu Holdings Ltd.	22.78%	41.31%	-0.3%	201.94%	43.22%
U.s. Bancorp	11.22%	5.69%	5.35%	6.54%	33.2%
Icici Bank Ltd.	-5.62%	13.84%	7.66%	44.65%	191.82%
Pnc Financial Services Group, Inc.	11.63%	9.5%	12.46%	30.95%	85.92%
Mizuho Financial Group, Inc.	13.18%	17.2%	56.26%	191.19%	141.24%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Old Second Bancorp Inc	10.13	10.13	2.6	1.97	0.13	0.01	0.01	15.95
Nu Holdings Ltd.	31.43	31.43	NA	0.61	0.28	0.04	NA	1.98
U.s. Bancorp	11.64	11.64	1.8	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	18.89	18.89	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	14.19	14.19	2.27	15.53	0.11	0.01	0.03	131.61
Mizuho Financial Group, Inc.	13.9	13.9	1.33	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Old Second Bancorp Inc	Buy	$975.6M	127.72%	10.13	29.67%
Nu Holdings Ltd.	Buy	$71.4B	43.22%	31.43	39.32%
U.s. Bancorp	Hold	$75.7B	33.2%	11.64	27.0%
Icici Bank Ltd.	Buy	$115.4B	191.82%	18.89	25.74%
Pnc Financial Services Group, Inc.	Buy	$81.7B	85.92%	14.19	29.23%
Mizuho Financial Group, Inc.	Buy	$83.1B	141.24%	13.9	22.79%

About Old Second Bancorp Inc

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company offers deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.

Organization	Old Second Bancorp
Employees	877
CEO	Mr. James L. Eccher
Industry	Finance

Key Management of Old Second Bancorp Inc

Name	Title
Mr. James L. Eccher	President, CEO & Chairman of the Board
Mr. Bradley S. Adams	Executive VP, COO & CFO
Mr. Richard A. Gartelmann Jr., CFP	EVP & Head of Wealth Management
Mr. Donald J. Pilmer	Executive VP & Chief Lending Officer
Mr. Kris Wieschhaus	Senior VP & Chief Technology Officer
Ms. Jacqueline Ann Runnberg CFP	Senior VP & MD of Wealth Management
Mr. Steven C. Meves	Chief Investment Officer of Wealth Management Group
Ms. Shirley Cantrell	Shareholder Relations Manager
Mr. Chris Lasse	Senior Vice President of Human Resources
Mr. Joseph Monocchio	Senior Vice President of Retirement Plan Services

Important FAQs about investing in OSBC Stock from India :

What is Old Second Bancorp share price today?

Old Second Bancorp share price today is $18.47 as on August 30, 2025 at 1:29 am IST at the close of the market. Old Second Bancorp share today touched a day high of $18.63 and a low of $18.45.

What is the 52 week high and 52 week low for Old Second Bancorp share?

Old Second Bancorp share touched a 52 week high of $19.46 and a 52 week low of $14.14. Old Second Bancorp stock price today i.e. August 30, 2025 at 1:29 am IST is closed at $18.47, lower by 5.09% versus the 52 week high.

How to invest in Old Second Bancorp Stock (OSBC) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Old Second Bancorp on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Old Second Bancorp Shares that will get you 0.0812 shares as per Old Second Bancorp share price of $18.47 per share as on August 30, 2025 at 1:29 am IST.

What is the minimum amount required to buy Old Second Bancorp Stock (OSBC) from India?

Indian investors can start investing in Old Second Bancorp (OSBC) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in Old Second Bancorp stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on Old Second Bancorp share’s latest price of $18.47 as on August 30, 2025 at 1:29 am IST, you will get 0.5414 shares of Old Second Bancorp. Learn more about fractional shares .

What are the returns that Old Second Bancorp has given to Indian investors in the last 5 years?

Old Second Bancorp stock has given 127.72% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?