Old Second Bancorp share price logo

Old Second Bancorp

NASDAQ: OSBC

Small Cap

$24.99

+0.07

(+0.28%)

as on

Old Second Bancorp Stock Performance

as on September 19, 2026 at 2:15 pm IST

  • Day's Low

    Day's High

    $24.59
    $25.04
    downward going graph

    1.60%

    Downside

    0.20%

    Upside

    downward going graph

  • 52 Week's Low

    52 Week's High

    $16.65
    $26.06
    downward going graph

    33.37%

    Downside

    4.26%

    Upside

    downward going graph

Old Second Bancorp share price movements today

Previous Close
$24.92
Open
$24.75
Volume
380.3K
Market Cap
$1.3B
Dividend Yield
1.12%
Day's Low - High
$24.59 - $25.04
52 Week Low - High
$16.65 - $26.06

Old Second Bancorp Historical Returns

1 Month Return
-0.48 %
3 Month Return
+ 13.84 %
1 Year Return
+ 39.3 %
3 Year Return
+ 86.11 %
5 Year Return
+ 102.44 %

Old Second Bancorp Stock Fundamentals & Key Indicators

Check Old Second Bancorp market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$1.3B

EPS (TTM)

1.78

Dividend Yield

1.12%

Quarterly Earnings Growth YOY

0.12%

PE Ratio (TTM)

14

Industry PE ratio

11.13

PEG Ratio

-3.2549999999999955

EBITDA

134.3M

Revenue (TTM)

429.9M

Profit Margin

79.79%

Return On Equity TTM

10.39%

Old Second Bancorp Stock Valuation

Track how Old Second Bancorp P/E has moved over time to understand its valuation trends.

Old Second Bancorp in the last 5 years

  • Overview

  • Trends

Lowest (7.52x)

December 31, 2023

Industry (11.13x)

December 31, 2025

Today (11.89x)

December 31, 2025

Highest (18.97x)

December 31, 2021

LowHigh

Today’s Price to Earnings Ratio: 11.89x

Old Second Bancorp vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Old Second Bancorp with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
Old Second Bancorp image
Old Second Bancorp
BUY$1.3B102.44%1479.79%1.12%
Mizuho Financial image
Mizuho Financial
BUY$134.3B275.25%15.1829.14%1.68%
US Bancorp image
US Bancorp
HOLD$96.9B5.68%12.0363.78%3.48%
China Merchants Bank image
China Merchants Bank
NA$156.2BNA6.9587.19%4.42%
Icici Bank image
Icici Bank
BUY$101.1B44.29%17.1968.53%0.89%

Stock Returns calculator for Old Second Bancorp Stock including INR - Dollar returns

The Old Second Bancorp stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Old Second Bancorp investment value today

Current value as on today

₹1,51,673

Returns

₹51,673

(+51.67%)

Returns from Old Second Bancorp Stock

₹39,687 (+39.69%)

Dollar Impact

₹11,986 (+11.99%)

Analyst Recommendation on Old Second Bancorp Stock

Based on 3 analysts

BUY

100.00%

Buy

0.00%

Hold

0.00%

Sell

Based on 3 analysts, 100% of analysts recommend a 'BUY' rating for Old Second Bancorp. Average target price of $27.5

Old Second Bancorp Share Price Target

Get share price movements and forecasts by analysts on Old Second Bancorp.

What analysts predicted

9.13%UPSIDE

Target Price

$27.5

Current Price

$24.99

Analyzed by

3 Analysts

Target

$27.50

Old Second Bancorp target price $27.5, a slight upside of 9.13% compared to current price of $24.99. According to 3 analysts rating.

Indian Investors' Interest in Old Second Bancorp Stock

Search interest for Old Second Bancorp Stock has decreased by -63% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-63% versus previous 30 day period

Old Second Bancorp Quarterly Profit & Loss

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Total Revenue
82
83
85
85
82
84
115
114
111
88
Gross Profit
65
65
67
68
69
71
74
95
84
88
Operating Income
28
29
29
25
26
29
13
42
34
37
EBITDA
30
31
31
28
28
31
16
43
36
37
Interest Expense
13
13
15
13
10
11
21
19
17
17
Depreciation
2
2
1
3
2
2
3
1
2
-
Income Before Tax
28
29
29
25
26
29
13
39
34
37
Income Tax Expense
7
7
6
6
6
7
3
10
8
9
Net Income
21
21
22
19
19
21
9
28
25
28
Net Profit Margin
79.35%
79.18%
79.47%
79.86%
84.15%
84.05%
64.54%
83.18%
75.98%
100.00%

Old Second Bancorp Annual Profit & Loss

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
116
136
149
139
141
255
321
336
396
Gross Profit
102
119
129
116
129
238
264
267
310
Operating Income
34
43
51
37
27
91
124
112
110
EBITDA
36
46
54
40
31
98
132
122
120
Interest Expense
12
16
18
12
8
10
40
56
62
Depreciation
2
2
3
3
3
6
7
9
10
Income Before Tax
34
43
51
37
27
91
124
112
107
Income Tax Expense
19
9
12
9
7
24
32
27
27
Net Income
15
34
39
27
20
67
91
85
80
Net Profit Margin
87.62%
86.93%
86.33%
83.60%
91.00%
93.39%
82.39%
79.47%
78.14%

Old Second Bancorp Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Net Income
21
21
22
19
19
21
9
28
25
28
Operating Cash Flow
47
11
48
23
17
24
35
44
36
28
Investing Cash Flow
93
-23
-7
259
76
-90
91
81
29
-6
Financing Cash Flow
-143
34
-46
-299
62
-48
-152
-118
-74
5
Change in Cash
-2
22
-5
-16
156
-114
-25
7
-8
27

Old Second Bancorp Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
15
34
39
27
20
67
91
85
80
Operating Cash Flow
37
54
52
25
31
97
116
131
122
Investing Cash Flow
-132
-25
42
-103
132
-432
161
322
159
Financing Cash Flow
103
-29
-99
357
258
-301
-292
-455
-257
Change in Cash
8
0
-4
279
422
-636
-15
0
24

Mutual Funds that own Old Second Bancorp Stock

Check out the Mutual Funds with significant holdings in Old Second Bancorp.

Funds
Holdings
Shares Held
VANGUARD INDEX FUNDS
4.325873%
2200819
DFA INVESTMENT DIMENSIONS GROUP INC
2.499831%
1271807
Fidelity Salem Street Trust
1.106569%
562975
Fidelity Concord Street Trust
1.040612%
529419
John Hancock Investment Trust II
0.886381%
450953
See all

Global Institutional Holdings in Old Second Bancorp

Funds
Holdings
Vanguard
5.24%
iShares
4.29%
Avantis
3.64%
Dimensional
2.08%
SPDR
1.49%
See all

Old Second Bancorp News & Key Events

    Insights on Old Second Bancorp

    Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

    • imgPOSITIVE IMPACT

      Price Rise

      img

      In the last 3 months, OSBC stock has moved up by 14.2%

    • imgPOSITIVE IMPACT

      Profit Spike

      img

      Netprofit is up for the last 2 quarters, 25.58M → 28.17M (in $), with an average increase of 9.2% per quarter

    • imgNO EFFECT

      Against Peers

      img

      In the last 3 years, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 204.7% return, outperforming this stock by 120.3%

    • imgNO EFFECT

      Against Peers

      img

      In the last 1 year, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 64.8% return, outperforming this stock by 25.1%

    • imgNEGATIVE IMPACT

      Revenue Fall

      img

      Revenue is down for the last 4 quarters, 115.47M → 88.83M (in $), with an average decrease of 8.0% per quarter

    About Old Second Bancorp

    Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.
    OrganisationOld Second Bancorp
    Headquarters37 South River Street, Aurora, IL, United States, 60507
    IndustryBanks - Regional
    CEOMr. James L. Eccher
    E-voting on sharesClick here to vote

    Key Management of Old Second Bancorp

    Name

    Title

    Mr. Donald J. Pilmer

    Executive VP & Chief Lending Officer

    Ms. Shirley Cantrell

    Shareholder Relations Manager

    Mr. James L. Eccher

    President, CEO & Chairman of the Board

    Mr. Bradley S. Adams

    Executive VP, COO & CFO

    Mr. Darin P. Campbell

    Director, EVP & President, Nat'l Specialty Lending, President, FreedomRoad Fin. & Performance Fin.

    FAQs

    What is Old Second Bancorp share price today?

    Old Second Bancorp share price today is $24.99 as on at the close of the market. Old Second Bancorp share today touched a day high of $25.04 and a low of $24.59.

    What is the 52 week high and 52 week low for Old Second Bancorp share?

    Old Second Bancorp share touched a 52 week high of $26.06 on and a 52 week low of $16.65 on . Old Second Bancorp stock price today i.e. is closed at $24.99,which is 4.09% down from its 52 week high and 50.09% up from its 52 week low.

    What is Old Second Bancorp's market capitalisation today?

    Old Second Bancorp market capitalisation is $0.00T as on .

    How to invest in Old Second Bancorp Stock (OSBC) from India?

    1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
    2. Step 2: Search for Old Second Bancorp on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Old Second Bancorp Shares that will get you 0.0600 shares as per Old Second Bancorp share price of $24.99 per share as on September 19, 2026 at 8:45 am IST.

    What is the minimum amount required to buy Old Second Bancorp Stock (OSBC) from India?

    Indian investors can start investing in Old Second Bancorp (OSBC) shares with as little as ₹95.88 or $1 (as of ) using the INDmoney app.
    For example: If you want to invest $10 or ₹958.80 in Old Second Bancorp stock (as per the Rupee-Dollar exchange rate as on ). Based on Old Second Bancorp share’s latest price of $24.99 as on September 19, 2026 at 8:45 am IST, you will get 0.4002 shares of Old Second Bancorp. Learn more about fractional shares .

    What are the returns that Old Second Bancorp has given to Indian investors in the last 5 years?

    Old Second Bancorp stock has given 102.44% share price returns and 30.25% dollar appreciation to an Indian investor in the last 5 years.
    Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?