Op Bancorp (OPBK)

$9.87

-0.07

(-0.7%)

Market is closed - opens 7 PM, 23 May 2024

Insights on Op Bancorp

  • Increasing Revenue

    Revenue is up for the last 3 quarters, 19.91M → 36.49M (in $), with an average increase of 23.3% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 3 quarters, 5.12M → 5.22M (in $), with an average increase of 1.0% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 81.0% return, outperforming this stock by 57.2%

Performance

  • $9.87
    $10.05
    $9.87
    downward going graph

    0.0%

    Downside

    Day's Volatility :1.74%

    Upside

    1.74%

    downward going graph
  • $7.29
    $10.96
    $9.87
    downward going graph

    26.14%

    Downside

    52 Weeks Volatility :33.49%

    Upside

    9.95%

    downward going graph

Returns

PeriodOp BancorpIndex (Russel 2000)
3 Months
-4.42%
0.0%
6 Months
14.91%
0.0%
1 Year
23.79%
0.0%
3 Years
-6.31%
-20.1%

Highlights

Market Capitalization
148.7M
Book Value
$13.0
Dividend Share
0.48
Dividend Yield
4.8%
Earnings Per Share (EPS)
1.41
PE Ratio
7.05
PEG Ratio
0.0
Wall Street Target Price
12.25
Profit Margin
27.67%
Operating Margin TTM
42.11%
Return On Assets TTM
0.98%
Return On Equity TTM
11.42%
Revenue TTM
78.1M
Revenue Per Share TTM
5.18
Quarterly Revenue Growth YOY
-13.8%
Gross Profit TTM
91.6M
Diluted Eps TTM
1.41
Quarterly Earnings Growth YOY
-0.29
EPS Estimate Current Year
1.28
EPS Estimate Next Year
1.46
EPS Estimate Current Quarter
0.28
EPS Estimate Next Quarter
0.3

Analyst Recommendation

Buy
    75%Buy
    25%Hold
    0
    0%Sell
Based on 8 Wall street analysts offering stock ratings for Op Bancorp(by analysts ranked 0 to 5 stars)
Based on 8 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
6
6
6
Hold
2
2
2
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 24.11%

Current $9.87
Target $12.25

Company Financials

FY18Y/Y Change
Revenue
50.3M
↑ 12.51%
Net Income
14.3M
↑ 54.31%
Net Profit Margin
28.34%
↑ 7.67%
FY19Y/Y Change
Revenue
55.7M
↑ 10.76%
Net Income
16.8M
↑ 17.57%
Net Profit Margin
30.09%
↑ 1.75%
FY20Y/Y Change
Revenue
56.1M
↑ 0.78%
Net Income
13.1M
↓ 21.66%
Net Profit Margin
23.38%
↓ 6.71%
FY21Y/Y Change
Revenue
77.0M
↑ 37.25%
Net Income
28.8M
↑ 119.7%
Net Profit Margin
37.43%
↑ 14.05%
FY22Y/Y Change
Revenue
94.5M
↑ 22.7%
Net Income
33.3M
↑ 15.5%
Net Profit Margin
35.24%
↓ 2.19%
FY23Y/Y Change
Revenue
135.8M
↑ 43.66%
Net Income
23.9M
↓ 28.2%
Net Profit Margin
17.61%
↓ 17.63%
Q4 FY22Q/Q Change
Revenue
23.4M
↓ 6.93%
Net Income
8.0M
↓ 7.19%
Net Profit Margin
34.28%
↓ 0.09%
Q1 FY23Q/Q Change
Revenue
22.2M
↓ 5.27%
Net Income
7.5M
↓ 6.15%
Net Profit Margin
33.96%
↓ 0.32%
Q2 FY23Q/Q Change
Revenue
20.9M
↓ 5.99%
Net Income
6.1M
↓ 19.15%
Net Profit Margin
29.2%
↓ 4.76%
Q3 FY23Q/Q Change
Revenue
19.9M
↓ 4.52%
Net Income
5.1M
↓ 15.93%
Net Profit Margin
25.72%
↓ 3.48%
Q4 FY23Q/Q Change
Revenue
35.5M
↑ 78.08%
Net Income
5.2M
↑ 1.0%
Net Profit Margin
14.58%
↓ 11.14%
Q1 FY24Q/Q Change
Revenue
36.5M
↑ 2.92%
Net Income
5.2M
↑ 1.04%
Net Profit Margin
14.32%
↓ 0.26%
FY18Y/Y Change
Total Assets
1.0B
↑ 15.89%
Total Liabilities
914.4M
↑ 12.96%
FY19Y/Y Change
Total Assets
1.2B
↑ 12.96%
Total Liabilities
1.0B
↑ 13.62%
FY20Y/Y Change
Total Assets
1.4B
↑ 15.88%
Total Liabilities
1.2B
↑ 17.76%
FY21Y/Y Change
Total Assets
1.7B
↑ 26.33%
Total Liabilities
1.6B
↑ 27.63%
FY22Y/Y Change
Total Assets
2.1B
↑ 21.29%
Total Liabilities
1.9B
↑ 22.79%
FY23Y/Y Change
Total Assets
2.2B
↑ 2.76%
Total Liabilities
2.0B
↑ 2.2%
Q4 FY22Q/Q Change
Total Assets
2.1B
↑ 3.19%
Total Liabilities
1.9B
↑ 3.11%
Q1 FY23Q/Q Change
Total Assets
2.2B
↑ 3.64%
Total Liabilities
2.0B
↑ 3.61%
Q2 FY23Q/Q Change
Total Assets
2.2B
↓ 0.86%
Total Liabilities
2.0B
↓ 0.94%
Q3 FY23Q/Q Change
Total Assets
2.1B
↓ 0.42%
Total Liabilities
2.0B
↓ 0.49%
Q4 FY23Q/Q Change
Total Assets
2.2B
↑ 0.44%
Total Liabilities
2.0B
↑ 0.06%
Q1 FY24Q/Q Change
Total Assets
2.2B
↑ 3.83%
Total Liabilities
2.0B
↑ 4.1%
FY18Y/Y Change
Operating Cash Flow
30.6M
↓ 1525.82%
Investing Cash Flow
-146.3M
↑ 79.1%
Financing Cash Flow
130.2M
↑ 2.52%
FY19Y/Y Change
Operating Cash Flow
18.2M
↓ 40.65%
Investing Cash Flow
-118.0M
↓ 19.31%
Financing Cash Flow
107.6M
↓ 17.36%
FY20Y/Y Change
Operating Cash Flow
-5.0M
↓ 127.29%
Investing Cash Flow
-147.1M
↑ 24.6%
Financing Cash Flow
172.4M
↑ 60.28%
FY21Y/Y Change
Operating Cash Flow
-28.3M
↑ 470.58%
Investing Cash Flow
-286.0M
↑ 94.5%
Financing Cash Flow
323.5M
↑ 87.64%
FY22Y/Y Change
Operating Cash Flow
83.7M
↓ 396.11%
Investing Cash Flow
-461.8M
↑ 61.44%
Financing Cash Flow
345.6M
↑ 6.83%
Q4 FY22Q/Q Change
Operating Cash Flow
3.0M
↓ 93.55%
Investing Cash Flow
-85.0M
↓ 45.19%
Financing Cash Flow
57.7M
↓ 30.87%
Q1 FY23Q/Q Change
Operating Cash Flow
44.6M
↑ 1400.61%
Investing Cash Flow
-13.5M
↓ 84.16%
Financing Cash Flow
67.4M
↑ 16.78%
Q2 FY23Q/Q Change
Operating Cash Flow
9.1M
↓ 79.6%
Investing Cash Flow
-22.8M
↑ 69.2%
Financing Cash Flow
-24.1M
↓ 135.76%

Technicals Summary

Sell

Neutral

Buy

Op Bancorp is currently in a neutral trading position according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Op Bancorp
Op Bancorp
6.65%
14.91%
23.79%
-6.31%
-2.93%
Nu Holdings Ltd.
Nu Holdings Ltd.
13.29%
48.4%
81.02%
16.36%
16.36%
Icici Bank Ltd.
Icici Bank Ltd.
3.41%
22.06%
17.8%
51.86%
135.19%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
1.68%
23.92%
31.66%
-18.27%
20.1%
U.s. Bancorp
U.s. Bancorp
0.32%
11.81%
33.23%
-31.84%
-20.58%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
5.74%
2.38%
22.62%
17.92%
-22.48%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Op Bancorp
Op Bancorp
7.05
7.05
0.0
1.28
0.11
0.01
0.05
13.0
Nu Holdings Ltd.
Nu Holdings Ltd.
44.88
44.88
NA
0.41
0.21
0.03
NA
1.42
Icici Bank Ltd.
Icici Bank Ltd.
18.3
18.3
0.0
1.36
0.19
0.02
0.01
364.7
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
13.19
13.19
3.46
12.64
0.11
0.01
0.04
113.3
U.s. Bancorp
U.s. Bancorp
13.58
13.58
1.14
3.84
0.09
0.01
0.05
31.25
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
10.0
10.0
0.86
0.82
0.19
0.01
0.01
18.93
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Op Bancorp
Op Bancorp
Buy
$148.7M
-2.93%
7.05
27.67%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$55.8B
16.36%
44.88
29.67%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$95.4B
135.19%
18.3
27.97%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$62.5B
20.1%
13.19
25.68%
U.s. Bancorp
U.s. Bancorp
Buy
$63.8B
-20.58%
13.58
20.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$63.7B
-22.48%
10.0
27.36%

Institutional Holdings

  • AllianceBernstein L.P.

    5.41%
  • DFPG Investments, Inc.

    4.72%
  • Manufacturers Life Insurance Co

    4.23%
  • Vanguard Group Inc

    4.22%
  • Dimensional Fund Advisors, Inc.

    2.95%
  • Acadian Asset Management LLC

    2.31%

Company Information

open bank is a community bank headquartered in los angeles, ca. our vision to be known as a faith-based community bank focused on relationship banking. our mission •to deliver best in class customer relationship management •to deliver top-tier shareholder returns among peer banks •to become an employer of choice by employees •to support the enhancement of our community’s quality of life

Organization
Op Bancorp
Employees
222
CEO
Ms. Min Jung Kim
Industry
Finance

FAQs