Heartland Financial Usa Inc (HTLF)

$34.31

+0.47

(+1.39%)▲

Market is closed - opens 7 PM, 16 Apr 2024

Insights on Heartland Financial Usa Inc

  • Decreasing Revenue

    Revenue is down for the last 3 quarters, 182.99M → 144.01M (in $), with an average decrease of 11.1% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 5 quarters, 60.65M → -70.36M (in $), with an average decrease of 67.1% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 135.0% return, outperforming this stock by 137.9%

Performance

  • $33.78
    $34.43
    $34.31
    downward going graph

    1.54%

    Downside

    Day's Volatility :1.89%

    Upside

    0.35%

    downward going graph
  • $24.62
    $38.68
    $34.31
    downward going graph

    28.24%

    Downside

    52 Weeks Volatility :36.35%

    Upside

    11.3%

    downward going graph

Returns

PeriodHeartland Financial Usa IncSector (Financials)Index (Russel 2000)
3 Months
-4.98%
6.7%
0.0%
6 Months
16.66%
18.8%
0.0%
1 Year
-4.96%
21.2%
-0.7%
3 Years
-31.84%
12.6%
-21.8%

Highlights

Market Capitalization
1.4B
Book Value
$42.69
Dividend Share
1.2
Dividend Yield
3.54%
Earnings Per Share (EPS)
1.68
PE Ratio
20.14
PEG Ratio
1.66
Wall Street Target Price
41.2
Profit Margin
14.45%
Operating Margin TTM
-311.63%
Return On Assets TTM
0.4%
Return On Equity TTM
4.36%
Revenue TTM
553.3M
Revenue Per Share TTM
12.96
Quarterly Revenue Growth YOY
-85.5%
Gross Profit TTM
707.1M
Diluted Eps TTM
1.68
Quarterly Earnings Growth YOY
-0.16
EPS Estimate Current Year
4.52
EPS Estimate Next Year
4.82
EPS Estimate Current Quarter
1.1
EPS Estimate Next Quarter
1.12

Analyst Recommendation

Buy
    63%Buy
    36%Hold
    0
    0%Sell
Based on 11 Wall street analysts offering stock ratings for Heartland Financial Usa Inc(by analysts ranked 0 to 5 stars)
Based on 11 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
7
7
7
Hold
4
4
4
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 20.08%

Current $34.31
Target $41.20

Company Financials

FY18Y/Y Change
Revenue
520.9M
↑ 21.18%
Net Income
117.0M
↑ 55.43%
Net Profit Margin
22.46%
↑ 4.95%
FY19Y/Y Change
Revenue
569.4M
↑ 9.3%
Net Income
149.1M
↑ 27.46%
Net Profit Margin
26.19%
↑ 3.73%
FY20Y/Y Change
Revenue
606.9M
↑ 6.6%
Net Income
137.9M
↓ 7.5%
Net Profit Margin
22.73%
↓ 3.46%
FY21Y/Y Change
Revenue
688.9M
↑ 13.51%
Net Income
219.9M
↑ 59.44%
Net Profit Margin
31.92%
↑ 9.19%
FY22Y/Y Change
Revenue
727.5M
↑ 5.61%
Net Income
212.2M
↓ 3.52%
Net Profit Margin
29.16%
↓ 2.76%
FY23Y/Y Change
Revenue
932.9M
↑ 28.22%
Net Income
79.9M
↓ 62.33%
Net Profit Margin
8.57%
↓ 20.59%
Q3 FY22Q/Q Change
Revenue
9.5M
↓ 94.73%
Net Income
56.6M
↑ 9.04%
Net Profit Margin
595.29%
↑ 566.51%
Q4 FY22Q/Q Change
Revenue
192.8M
↑ 1929.12%
Net Income
60.7M
↑ 7.23%
Net Profit Margin
31.46%
↓ 563.83%
Q1 FY23Q/Q Change
Revenue
181.1M
↓ 6.07%
Net Income
52.8M
↓ 12.99%
Net Profit Margin
29.14%
↓ 2.32%
Q2 FY23Q/Q Change
Revenue
183.0M
↑ 1.05%
Net Income
49.4M
↓ 6.37%
Net Profit Margin
27.0%
↓ 2.14%
Q3 FY23Q/Q Change
Revenue
174.0M
↓ 4.9%
Net Income
48.1M
↓ 2.68%
Net Profit Margin
27.63%
↑ 0.63%
Q4 FY23Q/Q Change
Revenue
144.0M
↓ 17.25%
Net Income
-70.4M
↓ 246.31%
Net Profit Margin
-48.86%
↓ 76.49%
FY18Y/Y Change
Total Assets
11.4B
↑ 16.28%
Total Liabilities
10.1B
↑ 14.33%
FY19Y/Y Change
Total Assets
13.2B
↑ 15.79%
Total Liabilities
11.6B
↑ 15.36%
FY20Y/Y Change
Total Assets
17.9B
↑ 35.57%
Total Liabilities
15.8B
↑ 36.09%
FY21Y/Y Change
Total Assets
19.3B
↑ 7.63%
Total Liabilities
17.1B
↑ 7.98%
FY22Y/Y Change
Total Assets
20.2B
↑ 5.03%
Total Liabilities
18.5B
↑ 8.29%
FY23Y/Y Change
Total Assets
19.4B
↓ 4.11%
Total Liabilities
17.5B
↓ 5.57%
Q3 FY22Q/Q Change
Total Assets
19.7B
↑ 0.12%
Total Liabilities
18.0B
↑ 0.8%
Q4 FY22Q/Q Change
Total Assets
20.2B
↑ 2.85%
Total Liabilities
18.5B
↑ 2.67%
Q1 FY23Q/Q Change
Total Assets
20.2B
↓ 0.3%
Total Liabilities
18.4B
↓ 0.84%
Q2 FY23Q/Q Change
Total Assets
20.2B
↑ 0.21%
Total Liabilities
18.4B
↑ 0.07%
Q3 FY23Q/Q Change
Total Assets
20.1B
↓ 0.47%
Total Liabilities
18.3B
↓ 0.33%
Q4 FY23Q/Q Change
Total Assets
19.4B
↓ 3.57%
Total Liabilities
4.2B
↓ 77.2%
FY18Y/Y Change
Operating Cash Flow
242.8M
↑ 55.68%
Investing Cash Flow
-124.2M
↓ 555.05%
Financing Cash Flow
-40.9M
↓ 71.97%
FY19Y/Y Change
Operating Cash Flow
161.2M
↓ 33.6%
Investing Cash Flow
-574.0M
↑ 362.06%
Financing Cash Flow
517.9M
↓ 1366.17%
FY20Y/Y Change
Operating Cash Flow
190.4M
↑ 18.11%
Investing Cash Flow
-2.3B
↑ 300.97%
Financing Cash Flow
2.1B
↑ 299.73%
FY21Y/Y Change
Operating Cash Flow
326.0M
↑ 71.27%
Investing Cash Flow
-1.5B
↓ 33.73%
Financing Cash Flow
1.3B
↓ 37.36%
FY22Y/Y Change
Operating Cash Flow
388.0M
↑ 19.01%
Investing Cash Flow
-1.8B
↑ 18.88%
Financing Cash Flow
1.4B
↑ 4.3%
Q3 FY22Q/Q Change
Operating Cash Flow
124.7M
↑ 19.05%
Investing Cash Flow
-185.7M
↓ 79.94%
Financing Cash Flow
76.1M
↓ 87.33%
Q4 FY22Q/Q Change
Operating Cash Flow
74.9M
↓ 39.94%
Investing Cash Flow
-575.1M
↑ 209.66%
Financing Cash Flow
463.5M
↑ 508.74%
Q1 FY23Q/Q Change
Operating Cash Flow
74.4M
↓ 0.58%
Investing Cash Flow
54.6M
↓ 109.49%
Financing Cash Flow
-130.0M
↓ 128.05%
Q2 FY23Q/Q Change
Operating Cash Flow
110.3M
↑ 48.18%
Investing Cash Flow
7.2M
↓ 86.89%
Financing Cash Flow
-79.4M
↓ 38.94%

Technicals Summary

Sell

Neutral

Buy

Heartland Financial Usa Inc is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Heartland Financial Usa Inc
Heartland Financial Usa Inc
3.97%
16.66%
-4.96%
-31.84%
-26.33%
Nu Holdings Ltd.
Nu Holdings Ltd.
-7.12%
38.61%
140.66%
6.0%
6.0%
Icici Bank Ltd.
Icici Bank Ltd.
-1.46%
11.81%
15.44%
68.0%
119.48%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
-0.03%
26.61%
19.56%
-16.38%
12.32%
U.s. Bancorp
U.s. Bancorp
-2.43%
27.04%
16.44%
-28.38%
-17.58%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
-11.01%
12.45%
17.85%
23.79%
-27.42%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Heartland Financial Usa Inc
Heartland Financial Usa Inc
20.14
20.14
1.66
4.52
0.04
0.0
0.04
42.69
Nu Holdings Ltd.
Nu Holdings Ltd.
53.76
53.76
NA
0.41
0.18
0.03
NA
1.34
Icici Bank Ltd.
Icici Bank Ltd.
18.28
18.28
0.0
1.36
0.19
0.02
0.01
347.9
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
11.78
11.78
3.46
12.4
0.12
0.01
0.04
112.72
U.s. Bancorp
U.s. Bancorp
12.72
12.72
1.14
3.9
0.1
0.01
0.05
31.13
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.62
9.62
0.86
0.83
0.18
0.01
0.01
19.4
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Heartland Financial Usa Inc
Heartland Financial Usa Inc
Buy
$1.4B
-26.33%
20.14
14.45%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$53.8B
6.0%
53.76
27.8%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$93.0B
119.48%
18.28
30.73%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$59.9B
12.32%
11.78
26.89%
U.s. Bancorp
U.s. Bancorp
Buy
$64.8B
-17.58%
12.72
21.09%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$62.1B
-27.42%
9.62
26.58%

Institutional Holdings

  • BlackRock Inc

    13.83%

  • Vanguard Group Inc

    7.57%

  • Earnest Partners LLC

    6.18%

  • Dimensional Fund Advisors, Inc.

    4.79%

  • Dubuque Bank & Trust Co

    3.79%

  • Thrivent Financial For Lutherans

    3.58%

Corporate Announcements

  • Heartland Financial Usa Inc Dividends March,2024

    In the quarter ending March,2024. Heartland Financial Usa Inc has declared dividend of $0.3

    Read More

Company Information

founded in 1981, heartland financial usa, inc. is a $6.8 billion diversified financial services company offering uniquely different banking solutions for business and personal clients. heartland currently has 89 banking locations in 68 communities in iowa, illinois, wisconsin, new mexico, arizona, montana, colorado, minnesota, kansas, missouri and texas, with loan production offices in california, nevada and idaho. other business lines include: - trust, investment management and retirement plan services – offered through the wealth management group. - brokerage and investment services – provided through lpl financial institution services - consumer finance services – provided by citizens finance co. - home mortgage loans - provided by heartland mortgage the heartland vision is to differentiate itself by highlighting its uniqueness as a commercial banking organization supported by a strong retail delivery system. as one of the top 100 bank holding companies nationwide, heartland

Organization
Heartland Financial Usa Inc
Employees
1970
CEO
Mr. Bruce K. Lee
Industry
Finance

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