Heartland Financial Usa Inc (HTLF)

$42.85

-0.46

(-1.06%)

Market is closed - opens 7 PM, 14 Jun 2024

Insights on Heartland Financial Usa Inc

  • Increasing Revenue

    Revenue is up for the last 2 quarters, 144.01M → 279.29M (in $), with an average increase of 48.4% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 2 quarters, -70.36M → 51.70M (in $), with an average increase of 236.1% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 53.6% return, outperforming this stock by 15.8%

Performance

  • $42.54
    $43.35
    $42.85
    downward going graph

    0.72%

    Downside

    Day's Volatility :1.87%

    Upside

    1.15%

    downward going graph
  • $25.06
    $45.99
    $42.85
    downward going graph

    41.52%

    Downside

    52 Weeks Volatility :45.51%

    Upside

    6.83%

    downward going graph

Returns

PeriodHeartland Financial Usa IncSector (Financials)Index (Russel 2000)
3 Months
29.67%
-0.9%
0.0%
6 Months
17.28%
9.7%
0.0%
1 Year
37.84%
22.4%
0.0%
3 Years
-12.56%
8.7%
-24.3%

Highlights

Market Capitalization
1.9B
Book Value
$43.67
Dividend Share
1.2
Dividend Yield
2.77%
Earnings Per Share (EPS)
1.65
PE Ratio
26.25
PEG Ratio
1.66
Wall Street Target Price
50.6
Profit Margin
14.18%
Operating Margin TTM
41.98%
Return On Assets TTM
0.4%
Return On Equity TTM
4.14%
Revenue TTM
556.0M
Revenue Per Share TTM
13.01
Quarterly Revenue Growth YOY
1.5%
Gross Profit TTM
707.1M
Diluted Eps TTM
1.65
Quarterly Earnings Growth YOY
-0.02
EPS Estimate Current Year
4.48
EPS Estimate Next Year
4.67
EPS Estimate Current Quarter
1.11
EPS Estimate Next Quarter
1.13

Analyst Recommendation

Buy
    72%Buy
    27%Hold
    0
    0%Sell
Based on 11 Wall street analysts offering stock ratings for Heartland Financial Usa Inc(by analysts ranked 0 to 5 stars)
Based on 11 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
8
8
7
Hold
3
3
4
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 18.09%

Current $42.85
Target $50.60

Company Financials

FY18Y/Y Change
Revenue
520.9M
↑ 21.18%
Net Income
117.0M
↑ 55.43%
Net Profit Margin
22.46%
↑ 4.95%
FY19Y/Y Change
Revenue
569.4M
↑ 9.3%
Net Income
149.1M
↑ 27.46%
Net Profit Margin
26.19%
↑ 3.73%
FY20Y/Y Change
Revenue
606.9M
↑ 6.6%
Net Income
137.9M
↓ 7.5%
Net Profit Margin
22.73%
↓ 3.46%
FY21Y/Y Change
Revenue
688.9M
↑ 13.51%
Net Income
219.9M
↑ 59.44%
Net Profit Margin
31.92%
↑ 9.19%
FY22Y/Y Change
Revenue
727.5M
↑ 5.61%
Net Income
212.2M
↓ 3.52%
Net Profit Margin
29.16%
↓ 2.76%
FY23Y/Y Change
Revenue
932.9M
↑ 28.22%
Net Income
79.9M
↓ 62.33%
Net Profit Margin
8.57%
↓ 20.59%
Q4 FY22Q/Q Change
Revenue
192.8M
↑ 1929.12%
Net Income
60.7M
↑ 7.23%
Net Profit Margin
31.46%
↓ 563.83%
Q1 FY23Q/Q Change
Revenue
181.1M
↓ 6.07%
Net Income
52.8M
↓ 12.99%
Net Profit Margin
29.14%
↓ 2.32%
Q2 FY23Q/Q Change
Revenue
183.0M
↑ 1.05%
Net Income
49.4M
↓ 6.37%
Net Profit Margin
27.0%
↓ 2.14%
Q3 FY23Q/Q Change
Revenue
174.0M
↓ 4.9%
Net Income
48.1M
↓ 2.68%
Net Profit Margin
27.63%
↑ 0.63%
Q4 FY23Q/Q Change
Revenue
144.0M
↓ 17.25%
Net Income
-70.4M
↓ 246.31%
Net Profit Margin
-48.86%
↓ 76.49%
Q1 FY24Q/Q Change
Revenue
279.3M
↑ 93.94%
Net Income
51.7M
↓ 173.49%
Net Profit Margin
18.51%
↑ 67.37%
FY18Y/Y Change
Total Assets
11.4B
↑ 16.28%
Total Liabilities
10.1B
↑ 14.33%
FY19Y/Y Change
Total Assets
13.2B
↑ 15.79%
Total Liabilities
11.6B
↑ 15.36%
FY20Y/Y Change
Total Assets
17.9B
↑ 35.57%
Total Liabilities
15.8B
↑ 36.09%
FY21Y/Y Change
Total Assets
19.3B
↑ 7.63%
Total Liabilities
17.1B
↑ 7.98%
FY22Y/Y Change
Total Assets
20.2B
↑ 5.03%
Total Liabilities
18.5B
↑ 8.29%
FY23Y/Y Change
Total Assets
19.4B
↓ 4.11%
Total Liabilities
17.5B
↓ 5.57%
Q4 FY22Q/Q Change
Total Assets
20.2B
↑ 2.85%
Total Liabilities
18.5B
↑ 2.67%
Q1 FY23Q/Q Change
Total Assets
20.2B
↓ 0.3%
Total Liabilities
18.4B
↓ 0.84%
Q2 FY23Q/Q Change
Total Assets
20.2B
↑ 0.21%
Total Liabilities
18.4B
↑ 0.07%
Q3 FY23Q/Q Change
Total Assets
20.1B
↓ 0.47%
Total Liabilities
18.3B
↓ 0.33%
Q4 FY23Q/Q Change
Total Assets
19.4B
↓ 3.57%
Total Liabilities
4.2B
↓ 77.2%
Q1 FY24Q/Q Change
Total Assets
19.1B
↓ 1.44%
Total Liabilities
17.2B
↑ 311.1%
FY18Y/Y Change
Operating Cash Flow
242.8M
↑ 55.68%
Investing Cash Flow
-124.2M
↓ 555.05%
Financing Cash Flow
-40.9M
↓ 71.97%
FY19Y/Y Change
Operating Cash Flow
161.2M
↓ 33.6%
Investing Cash Flow
-574.0M
↑ 362.06%
Financing Cash Flow
517.9M
↓ 1366.17%
FY20Y/Y Change
Operating Cash Flow
190.4M
↑ 18.11%
Investing Cash Flow
-2.3B
↑ 300.97%
Financing Cash Flow
2.1B
↑ 299.73%
FY21Y/Y Change
Operating Cash Flow
326.0M
↑ 71.27%
Investing Cash Flow
-1.5B
↓ 33.73%
Financing Cash Flow
1.3B
↓ 37.36%
FY22Y/Y Change
Operating Cash Flow
388.0M
↑ 19.01%
Investing Cash Flow
-1.8B
↑ 18.88%
Financing Cash Flow
1.4B
↑ 4.3%
Q4 FY22Q/Q Change
Operating Cash Flow
74.9M
↓ 39.94%
Investing Cash Flow
-575.1M
↑ 209.66%
Financing Cash Flow
463.5M
↑ 508.74%
Q1 FY23Q/Q Change
Operating Cash Flow
74.4M
↓ 0.58%
Investing Cash Flow
54.6M
↓ 109.49%
Financing Cash Flow
-130.0M
↓ 128.05%
Q2 FY23Q/Q Change
Operating Cash Flow
110.3M
↑ 48.18%
Investing Cash Flow
7.2M
↓ 86.89%
Financing Cash Flow
-79.4M
↓ 38.94%

Technicals Summary

Sell

Neutral

Buy

Heartland Financial Usa Inc is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Heartland Financial Usa Inc
Heartland Financial Usa Inc
-2.12%
17.28%
37.84%
-12.56%
-0.6%
Nu Holdings Ltd.
Nu Holdings Ltd.
1.76%
35.44%
53.58%
12.1%
12.1%
Icici Bank Ltd.
Icici Bank Ltd.
-1.67%
7.13%
14.5%
50.71%
121.52%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
-3.42%
4.32%
18.45%
-18.42%
14.14%
U.s. Bancorp
U.s. Bancorp
-5.33%
-7.55%
20.12%
-32.46%
-25.45%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
-8.57%
-11.33%
3.35%
-7.85%
-33.67%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Heartland Financial Usa Inc
Heartland Financial Usa Inc
26.25
26.25
1.66
4.48
0.04
0.0
0.03
43.67
Nu Holdings Ltd.
Nu Holdings Ltd.
44.85
44.85
NA
0.42
0.21
0.03
NA
1.42
Icici Bank Ltd.
Icici Bank Ltd.
17.96
17.96
0.0
1.36
0.19
0.02
0.01
364.7
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
12.62
12.62
3.46
12.64
0.11
0.01
0.04
113.3
U.s. Bancorp
U.s. Bancorp
12.77
12.77
1.14
3.84
0.09
0.01
0.05
31.25
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.05
9.05
0.86
0.81
0.19
0.01
0.02
18.93
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Heartland Financial Usa Inc
Heartland Financial Usa Inc
Buy
$1.9B
-0.6%
26.25
14.18%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$55.7B
12.1%
44.85
29.67%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$94.6B
121.52%
17.96
27.97%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$59.8B
14.14%
12.62
25.68%
U.s. Bancorp
U.s. Bancorp
Hold
$60.0B
-25.45%
12.77
20.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$57.6B
-33.67%
9.05
27.36%

Institutional Holdings

  • BlackRock Inc

    13.44%
  • Vanguard Group Inc

    7.58%
  • Earnest Partners LLC

    6.08%
  • Dimensional Fund Advisors, Inc.

    5.15%
  • Thrivent Financial For Lutherans

    3.69%
  • HTLF Bank

    3.45%

Company Information

founded in 1981, heartland financial usa, inc. is a $6.8 billion diversified financial services company offering uniquely different banking solutions for business and personal clients. heartland currently has 89 banking locations in 68 communities in iowa, illinois, wisconsin, new mexico, arizona, montana, colorado, minnesota, kansas, missouri and texas, with loan production offices in california, nevada and idaho. other business lines include: - trust, investment management and retirement plan services – offered through the wealth management group. - brokerage and investment services – provided through lpl financial institution services - consumer finance services – provided by citizens finance co. - home mortgage loans - provided by heartland mortgage the heartland vision is to differentiate itself by highlighting its uniqueness as a commercial banking organization supported by a strong retail delivery system. as one of the top 100 bank holding companies nationwide, heartland

Organization
Heartland Financial Usa Inc
Employees
1888
CEO
Mr. Bruce K. Lee
Industry
Finance

FAQs