UPST

Upstart Holdings, Inc. Earnings Dividend

$27.84

Earnings Summary

Revenue	$308.21Mn
Net Profits	$-6.65Mn
Net Profit Margins	-2.16%
PE Ratio	69.98

Highlights

Revenue:

Upstart Holdings, Inc.’s revenue jumped 39.85% since last year same period to $308.21Mn in the Q1 2026. On a quarterly growth basis, Upstart Holdings, Inc. has generated 1.33% jump in its revenue since last 3-months.

Net Profits:

Upstart Holdings, Inc.’s net profit fell -171.6% since last year same period to $-6.65Mn in the Q1 2026. On a quarterly growth basis, Upstart Holdings, Inc. has generated -135.66% fall in its net profits since last 3-months.

Net Profit Margins:

Upstart Holdings, Inc.’s net profit margin fell -94.21% since last year same period to -2.16% in the Q1 2026. On a quarterly growth basis, Upstart Holdings, Inc. has generated -135.19% fall in its net profit margins since last 3-months.

PE Ratio:

Upstart Holdings, Inc.’s price-to-earnings ratio after this Q1 2026 earnings stands at 69.98.

Earnings per share (EPS) Estimates

Earnings per share (EPS) estimates of the Upstart Holdings, Inc. post its latest quarter earnings

EPS Estimate Current Quarter	0.49
EPS Estimate Current Year	0.49

Highlights

EPS Estimate Current Quarter:

Upstart Holdings, Inc.’s earning per share (EPS) estimates for the current quarter stand at 0.49 - a 227.73% jump from last quarter’s estimates.

EPS Estimate Current Year:

Upstart Holdings, Inc.’s earning per share (EPS) estimates for the current year stand at 0.49.

Key Ratios

Key ratios of the Upstart Holdings, Inc. post its Q1 2026 earnings

Earning Per Share (EPS)	0.3
Return on Assets (ROA)	0.02
Return on Equity (ROE)	0.07

Highlights

Earning Per Share (EPS):

Upstart Holdings, Inc.’s earning per share (EPS) jumped 1.37% since last year same period to 0.3 in the Q1 2026. This indicates that the Upstart Holdings, Inc. has generated 1.37% annual rate of jump in its earning per share (EPS) in the last 4 quarters.

Return on Assets (ROA):

Return on assets (ROA) indicates the profitability of the company in relation to its total assets. This ratio tells the financial health of the company. The higher the ROA, the better the company’s financial health. If any company has a ROA in the range of 5% to 20% - it is generally considered good. ROA above 20% is generally considered excellent. Upstart Holdings, Inc.’s return on assets (ROA) stands at 0.02.

Earning Per Share (EPS):

The Return On Equity ratio indicates a company’s ability to turn equity capital received from shareholders into profits. ROE highlights the efficiency of equity capital in running the business. Generally, a return on equity in double digits is considered good. Upstart Holdings, Inc.’s return on equity (ROE) stands at 0.07.