Upstart Holdings, Inc. share price logo

Upstart Holdings, Inc. Share Price

NASDAQ: UPST

Mid Cap

$26.77

+0.94

(+3.64%)

as on

Upstart Holdings, Inc. Stock Performance

as on March 20, 2026 at 6:59 am IST

  • Day's Low

    Day's High

    $24.93
    $26.94
    downward going graph

    6.87%

    Downside

    0.64%

    Upside

    downward going graph

  • 52 Week's Low

    52 Week's High

    $25.60
    $87.30
    downward going graph

    4.37%

    Downside

    226.11%

    Upside

    downward going graph

Upstart Holdings, Inc. share price movements today

Previous Close
$25.83
Open
$25.05
Volume
4.1M
Day's Low - High
$24.93 - $26.94
52 Week Low - High
$25.60 - $87.30

Upstart Holdings, Inc. Historical Returns

1 Month Return
-15.73 %
3 Month Return
-45.72 %
1 Year Return
-49.35 %
3 Year Return
+ 69.6 %
5 Year Return
-79.38 %

Upstart Holdings, Inc. Stock Fundamentals & Key Indicators

Check Upstart Holdings, Inc. market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$2.7B

EPS (TTM)

2.2556

Dividend Yield

0.00%

Quarterly Earnings Growth YOY

2.09%

PE Ratio (TTM)

61.84

Industry PE ratio

11.70041095890411

PEG Ratio

0

EBITDA

99.1M

Revenue (TTM)

1.1B

Profit Margin

4.98%

Return On Equity TTM

7.49%

Upstart Holdings, Inc. Stock Valuation

Track how Upstart Holdings, Inc. P/E has moved over time to understand its valuation trends.

Upstart Holdings, Inc. in the last 5 years

  • Overview

  • Trends

Lowest (-72.13x)

March 31, 2024

Industry (11.70x)

March 19, 2026

Today (61.84x)

March 19, 2026

Highest (188.38x)

March 31, 2025

LowHigh

Today’s Price to Earnings Ratio: 61.84x

Upstart Holdings, Inc. vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Upstart Holdings, Inc. with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %
Upstart Holdings, Inc. image
Upstart Holdings, Inc.
SELL$2.7B-79.38%61.844.98%
Walmart Inc. image
Walmart Inc.
BUY$997.2B177.77%45.823.07%
Bank Of America Corp. image
Bank Of America Corp.
BUY$345.3B21.54%12.4128.40%

Stock Returns calculator for Upstart Holdings, Inc. Stock including INR - Dollar returns

The Upstart Holdings, Inc. stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

Upstart Holdings, Inc. investment value today

Current value as on today

₹60,452

Returns

₹39,548

(-39.55%)

Returns from Upstart Holdings, Inc. Stock

₹47,510 (-47.51%)

Dollar Returns*

₹7,962 (+7.96%)

Analyst Recommendation on Upstart Holdings, Inc. Stock

Based on 20 analysts

SELL

0.00%

Buy

40.00%

Hold

60.00%

Sell

Based on 20 analysts, 60% of analysts recommend a 'SELL' rating for Upstart Holdings, Inc.. Average target price of $48.5

Upstart Holdings, Inc. Share Price Target

Get share price movements and forecasts by analysts on Upstart Holdings, Inc..

What analysts predicted

44.8%UPSIDE

Target Price

$48.5

Current Price

$26.77

Analyzed by

20 Analysts

Target

$48.50

Upstart Holdings, Inc. target price $48.5, a slight upside of 44.8% compared to current price of $26.77. According to 20 analysts rating.

Upstart Holdings, Inc. Stock’s Investor Sentiment and Interest

Investment in Upstart Holdings, Inc. Shares on INDmoney has dropped by -11.39% over the past 30 days, indicating reduced transactional activity.

Time period: to

Change:-11.39% versus previous 30 day period

Search interest for Upstart Holdings, Inc. Stock has decreased by -3% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-3% versus previous 30 day period

Upstart Holdings, Inc. Quarterly Profit & Loss

All numbers in Millions USD

Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Total Revenue
134
148
138
139
172
226
220
265
285
304
Gross Profit
97
134
127
127
162
211
213
257
277
276
Operating Income
-43
-42
-64
-54
-6
-2
-2
5
31
19
EBITDA
-38
-33
-58
-49
-1
2
3
11
38
25
Interest Expense
9
14
10
11
10
15
7
7
8
27
Depreciation
4
9
5
4
5
4
6
5
6
6
Income Before Tax
-40
-42
-64
-54
-6
-2
-2
5
31
19
Income Tax Expense
0
0
0
0
0
0
0
0
0
0
Net Income
-40
-42
-64
-54
-6
-2
-2
5
31
18
Net Profit Margin
-29.96%
-28.47%
-46.64%
-39.16%
-3.91%
-1.22%
-1.11%
2.12%
11.12%
6.13%

Upstart Holdings, Inc. Annual Profit & Loss

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
57
99
164
233
848
842
547
676
1,075
Gross Profit
47
83
139
195
731
654
508
628
1,023
Operating Income
-7
-7
-4
11
140
-113
-240
-128
54
EBITDA
-7
-7
-3
14
148
-100
-215
-107
79
Interest Expense
9
26
26
8
3
10
39
48
51
Depreciation
0
0
0
2
7
13
19
20
24
Income Before Tax
-8
-11
-4
5
133
-109
-240
-128
54
Income Tax Expense
0
1
0
0
-1
0
0
0
0
Net Income
-8
-11
-5
5
135
-108
-240
-128
53
Net Profit Margin
-15.47%
-11.30%
-3.06%
2.39%
15.96%
-12.90%
-43.84%
-18.99%
4.98%

Upstart Holdings, Inc. Quarterly Cash Flow

All numbers in Millions USD

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Net Income
-42
-64
-54
-6
-2
-2
5
31
18
Operating Cash Flow
-143
44
73
179
-110
-13
-120
-122
108
Investing Cash Flow
-29
-37
-76
-46
-77
-78
-109
-120
131
Financing Cash Flow
26
-35
123
-38
509
-44
91
378
-20
Change in Cash
-147
-28
121
95
320
-136
-138
135
220

Upstart Holdings, Inc. Annual Cash Flow

All numbers in Millions USD

Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
-11
-5
5
135
-108
-240
-128
53
Operating Cash Flow
50
31
15
168
-657
-111
186
-147
Investing Cash Flow
-137
45
136
-143
-114
-118
-237
-177
Financing Cash Flow
135
-119
79
855
113
165
559
405
Change in Cash
48
-42
231
879
-658
-64
508
80

Global Institutional Holdings in Upstart Holdings, Inc.

Funds
Holdings
BlackRock Inc
7.23%
Jericho Capital Asset Management LP
5.28%
Goldman Sachs Group Inc
1.37%
Bank of America Corp
1.3%
Morgan Stanley - Brokerage Accounts
1.74%
See all

Upstart Holdings, Inc. News & Key Events

  • img

    Today's Timeline - 16 March

    Mon, 05:51 PM

    -

    BTIG upgrades Upstart to Buy, citing bullish outlook on bank charter application and potential cost savings.

Insights on Upstart Holdings, Inc.

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 4 quarters, 220.39M → 304.16M (in $), with an average increase of 10.1% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Walmart Inc. has given 162.5% return, outperforming this stock by 92.9%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Walmart Inc. has given 41.3% return, outperforming this stock by 90.7%

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 2 quarters, 31.80M → 18.63M (in $), with an average decrease of 41.4% per quarter

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 3 months, UPST stock has moved down by -45.7%

About Upstart Holdings, Inc.

"Upstart is a leading artificial intelligence (AI) lending platform that works with banks to increase access to affordable loans. Founded by ex-Google employees in 2012, Upstart is headquartered in San Mateo, California and Columbus, Ohio. More than two-thirds of Upstart's members are women. Upstart-powered banks may have higher approval rates and lower loss rates while delivering exceptional service. Loans are granted in a matter of seconds and are completely computerised. Upstart was one of the first companies to use artificial intelligence in the multibillion-dollar loan market. Upstart goes beyond the FICO score, employing non-traditional criteria at scale to improve loan performance and access to credit for individuals. To identify a potential borrower's creditworthiness, the lending company created an income and default prediction model. This means that, in addition to traditional underwriting criteria such as FICO scores, credit reports, and incomes, Upstart underwriting takes education variables into account. These include colleges attended, areas of study, GPAs, and standardised test scores. Upstart also considers a borrower’s work history to create a statistical model of their financial capacity and personal propensity to repay. While Upstart is now focused on the consumer sector in the United States, similar strategies can be used in any credit market. Currently Upstart Holdings, Inc. has a market cap of $2.73 Billion. It has a P.E ratio of 61.84. The shares of Upstart Holdings, Inc. are trading at {current share price in dollars (in INR)}."
OrganisationUpstart Holdings, Inc.
Headquarters2950 South Delaware Street, San Mateo, CA, United States, 94403
IndustryFinancial
CEOMr. David J. Girouard
E-voting on sharesClick here to vote

Key Management of Upstart Holdings, Inc.

Name

Title

Mr. David J. Girouard

Co-Founder, CEO & Chairperson of the Board

Mr. Paul Gu

Co-Founder & Director

Mr. Scott Darling Esq.

Chief Legal Officer & Corporate Secretary

FAQs

What is Upstart Holdings, Inc. share price today?

Upstart Holdings, Inc. share price today is $26.77 as on at the close of the market. Upstart Holdings, Inc. share today touched a day high of $26.94 and a low of $24.93.

What is the 52 week high and 52 week low for Upstart Holdings, Inc. share?

Upstart Holdings, Inc. share touched a 52 week high of $87.3 on and a 52 week low of $25.6 on . Upstart Holdings, Inc. stock price today i.e. is closed at $26.77,which is 69.34% down from its 52 week high and 4.57% up from its 52 week low.

What is Upstart Holdings, Inc.'s market capitalisation today?

Upstart Holdings, Inc. market capitalisation is $0.00T as on .

How to invest in Upstart Holdings, Inc. Stock (UPST) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Upstart Holdings, Inc. on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Upstart Holdings, Inc. Shares that will get you 0.0560 shares as per Upstart Holdings, Inc. share price of $26.77 per share as on March 20, 2026 at 1:29 am IST.

What is the minimum amount required to buy Upstart Holdings, Inc. Stock (UPST) from India?

Indian investors can start investing in Upstart Holdings, Inc. (UPST) shares with as little as ₹93.193 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹931.93 in Upstart Holdings, Inc. stock (as per the Rupee-Dollar exchange rate as on ). Based on Upstart Holdings, Inc. share’s latest price of $26.77 as on March 20, 2026 at 1:29 am IST, you will get 0.3736 shares of Upstart Holdings, Inc.. Learn more about fractional shares .

What are the returns that Upstart Holdings, Inc. has given to Indian investors in the last 5 years?

Upstart Holdings, Inc. stock has given -79.38% share price returns and 27.41% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?