Upstart Holdings Inc
Upstart Holdings Inc logo
UPST

Upstart Holdings Inc (UPST)

$21.50.89%

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Key Stats

$20.4678
Day's Range
$21.77
$20.41
52-Week Range
$401.49
1 month return23.51%
3 month return44.56%
1 year return93.52%
5 year return27.04%

Company Information

Upstart is a leading artificial intelligence (AI) lending platform that works with banks to increase access to affordable loans. Founded by ex-Google employees in 2012, Upstart is headquartered in San Mateo, California and Columbus, Ohio. More than two-thirds of Upstart's members are women. Upstart-powered banks may have higher approval rates and lower loss rates while delivering exceptional service. Loans are granted in a matter of seconds and are completely computerised. Upstart was one of the first companies to use artificial intelligence in the multibillion-dollar loan market. Upstart goes beyond the FICO score, employing non-traditional criteria at scale to improve loan performance and access to credit for individuals. To identify a potential borrower's creditworthiness, the lending company created an income and default prediction model. This means that, in addition to traditional underwriting criteria such as FICO scores, credit reports, and incomes, Upstart underwriting takes education variables into account. These include colleges attended, areas of study, GPAs, and standardised test scores. Upstart also considers a borrower’s work history to create a statistical model of their financial capacity and personal propensity to repay. While Upstart is now focused on the consumer sector in the United States, similar strategies can be used in any credit market. Currently Upstart Holdings Inc has a market cap of $1.73 Billion. It has a P.E ratio of 22.59. The shares of Upstart Holdings Inc are trading at $21.5. .
OrganizationUpstart Holdings Inc
Employees554
CEOMr. David J. Girouard

Analyst Recommendation

based on 18 analysts ratings

Hold
11%
Buy
50%
Hold
38%
Sell

Based on 18 Wall street analysts offering stock ratings for Upstart Holdings Inc(by analysts ranked 0 to 5 stars)

Analyst Forecast

What analysts predicted

Upside of 23.91%

Current

$21.5

Target

$26.64

Recommendation Trend

Based on 18 analyst

Current1M Ago3M Ago
Buy
2
3
14
Hold
9
9
4
Sell
7
6
1
Consensus
HOLD
HOLD
BUY

Highlights

Market Capitalization
1.7B
Book Value
$9.21
Dividend Share
0.0
Dividend Yield
0.0%
Earnings Per Share (EPS)
0.88
PE Ratio
24.43
Wall Street Target Price
26.17

Valuation

Trailing PE24.43
Forward PE12.99
Price/Book (mrq)
2.29
Enterprise Value
27.2B
Enterprise Value/Revenue
0.0
Enterprise Value/Ebitda
0.0

Technicals

50 Day MA
27.05
200 Day MA
76.13

Institutional Holdings

Vanguard Group Inc

7.45%

Vulcan Value Partners, LLC

4.91%

Morgan Stanley - Brokerage Accounts

4.45%

Coatue Management LLC

2.9%

Fred Alger Management, LLC

2.29%

Bank of America Corp

1.73%

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Frequently Asked Questions

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