Upstart Holdings share price logo

Upstart Holdings

NASDAQ: UPST

Mid Cap

$30.30

+1.44

(+4.99%)

as on

Upstart Holdings Stock Performance

as on August 22, 2026 at 2:16 pm IST

  • Day's Low

    Day's High

    $28.76
    $30.60
    downward going graph

    5.08%

    Downside

    0.99%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $23.97
    $76.95
    downward going graph

    20.91%

    Downside

    153.96%

    Upside

    downward going graph

Upstart Holdings share price movements today

Previous Close
$28.86
Open
$29.02
Volume
4.0M
Market Cap
$3.0B
Day's Low - High
$28.76 - $30.60
52 Week Low - High
$23.97 - $76.95

Upstart Holdings Historical Returns

1 Month Return
+ 3.12 %
3 Month Return
+ 3.12 %
1 Year Return
-52.52 %
3 Year Return
-4.25 %
5 Year Return
-84.8 %

Upstart Holdings Stock Fundamentals & Key Indicators

Check Upstart Holdings market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$3.0B

EPS (TTM)

0.6214

Dividend Yield

0.00%

Quarterly Earnings Growth YOY

2.11%

PE Ratio (TTM)

49.84

Industry PE ratio

4.252307692307692

PEG Ratio

0.043931075417397755

EBITDA

82.6M

Revenue (TTM)

1.2B

Profit Margin

74.44%

Return On Equity TTM

7.85%

Upstart Holdings Stock Valuation

Track how Upstart Holdings P/E has moved over time to understand its valuation trends.

Upstart Holdings in the last 5 years

  • Overview

  • Trends

Lowest (-42.76x)

December 31, 2024

Industry (4.25x)

December 31, 2025

Today (78.09x)

December 31, 2025

Highest (87.25x)

December 31, 2021

LowHigh

Today’s Price to Earnings Ratio: 78.09x

Upstart Holdings vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Upstart Holdings with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
SELL$3.0B-84.8%49.8474.44%NA
BUY$451.0B56.95%14.5365.21%1.7500000000000002%
BUY$917.3B129.47%40.593.14%83.39%

Stock Returns calculator for Upstart Holdings Stock including INR - Dollar returns

The Upstart Holdings stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

Upstart Holdings investment value today

Current value as on today

₹51,649

Returns

-₹48,351

(-48.35%)

Returns from Upstart Holdings Stock

-₹52,723 (-52.72%)

Dollar Impact

₹4,372 (+4.37%)

Analyst Recommendation on Upstart Holdings Stock

Based on 12 analysts

SELL

58.33%

Buy

41.67%

Hold

0.00%

Sell

Based on 12 analysts, 58.333333333333336% of analysts recommend a 'SELL' rating for Upstart Holdings. Average target price of $40.6

Upstart Holdings Share Price Target

Get share price movements and forecasts by analysts on Upstart Holdings.

What analysts predicted

25.37%UPSIDE

Target Price

$40.6

Current Price

$30.3

Analyzed by

12 Analysts

Target

$40.60

Upstart Holdings target price $40.6, a slight upside of 25.37% compared to current price of $30.3. According to 12 analysts rating.

Indian Investors' Interest in Upstart Holdings Stock

Investment in Upstart Holdings Shares on INDmoney has grown by 126.12% in the last 30 days, indicating increased investment activity.

Time period: to

Change:126.12% versus previous 30 day period

Search interest for Upstart Holdings Stock has decreased by -13% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-13% versus previous 30 day period

Upstart Holdings Quarterly Profit & Loss

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Total Revenue
138
139
172
226
220
265
285
304
308
257
Gross Profit
127
127
162
211
213
257
277
276
302
4
Operating Income
-64
-54
-6
-2
-2
5
31
19
-7
4
EBITDA
-58
-49
-1
2
3
11
38
25
-1
20
Interest Expense
10
11
10
15
7
7
8
27
-10
7
Depreciation
5
4
5
4
6
5
6
6
5
7
Income Before Tax
-64
-54
-6
-2
-2
5
31
19
-6
5
Income Tax Expense
0
0
0
0
0
0
0
0
0
0
Net Income
-64
-54
-6
-2
-2
5
31
18
-6
16
Net Profit Margin
92.26%
91.75%
93.75%
93.32%
96.81%
97.07%
96.92%
90.81%
98.10%
1.77%

Upstart Holdings Annual Profit & Loss

All numbers in Millions USD

Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
95
189
230
849
853
547
676
1,075
Gross Profit
95
162
222
846
837
508
628
1,023
Operating Income
-7
-4
5
133
-109
-240
-128
54
EBITDA
18
-4
8
141
-95
-215
-107
79
Interest Expense
26
26
8
3
15
39
48
51
Depreciation
0
0
2
7
13
24
20
24
Income Before Tax
-11
-4
5
133
-109
-240
-128
54
Income Tax Expense
-
0
0
-1
0
0
0
0
Net Income
-12
0
5
135
-108
-240
-128
53
Net Profit Margin
100.00%
86.01%
96.51%
99.61%
98.18%
92.77%
92.89%
95.21%

Upstart Holdings Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Net Income
-64
-54
-6
-2
-2
5
31
18
-6
16
Operating Cash Flow
44
73
179
-110
-13
-120
-122
108
-133
-136
Investing Cash Flow
-37
-76
-46
-77
-78
-109
-120
131
0
94
Financing Cash Flow
-35
123
-38
509
-44
91
378
-20
6
93
Change in Cash
-28
121
95
320
-136
-138
135
220
-125
50

Upstart Holdings Annual Cash Flow

All numbers in Millions USD

Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
-11
-5
5
135
-108
-240
-128
53
Operating Cash Flow
50
31
15
168
-657
-111
186
-147
Investing Cash Flow
-137
45
136
-143
-114
-118
-237
-177
Financing Cash Flow
135
-119
79
855
113
165
559
405
Change in Cash
48
-42
231
879
-658
-64
508
80

Mutual Funds that own Upstart Holdings Stock

Check out the Mutual Funds with significant holdings in Upstart Holdings.

Funds
Holdings
Shares Held
VANGUARD INDEX FUNDS
6.772149%
6590185
Fidelity Salem Street Trust
0.957233%
931513
Fidelity Concord Street Trust
0.888386%
864516
DFA INVESTMENT DIMENSIONS GROUP INC
0.539085%
524601
VANGUARD SCOTTSDALE FUNDS
0.521076%
507075

Global Institutional Holdings in Upstart Holdings

Funds
Holdings
Vanguard
7.49%
iShares
3.41%
David Gerald Greenspan
2.81%
Fidelity
0.93%
Philippe Laffont
0.89%

Upstart Holdings News & Key Events

  • img

    Today's Timeline - 05 August

    Wed, 05:49 PM

    -

    Upstart reports record loan origination growth, exceeding revenue and EPS estimates, driving stock price increase.

Insights on Upstart Holdings

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 2 quarters, -6.64M → 16.53M (in $), with an average increase of 140.2% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Bank of America Corporation has given 116.8% return, outperforming this stock by 123.8%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Bank of America Corporation has given 24.7% return, outperforming this stock by 80.7%

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 1 year, UPST stock has moved down by -56.0%

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 2 quarters, 308.21M → 257.29M (in $), with an average decrease of 16.5% per quarter

About Upstart Holdings

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
OrganisationUpstart Holdings
Headquarters2950 South Delaware Street, San Mateo, CA, United States, 94403
IndustryCredit Services
CEOMr. Paul Gu
E-voting on sharesClick here to vote

Key Management of Upstart Holdings

Name

Title

Ms. Sonya Banerjee

Head of Investor Relations

Ms. Annie Delgado

Chief Compliance Officer & Chief Risk Officer

Ms. Chantal Rapport

Chief Marketing Officer

Mr. Scott Darling Esq.

Chief Legal Officer & Corporate Secretary

Mr. Sanjay Datta CFA

President of Capital & Enterprise

Ms. Andrea Blankmeyer

Chief Financial Officer

Natalia Mirgorodskaya

Chief Accounting Officer

Mr. David J. Girouard

Executive Chairman & Special Advisor

Mr. Paul Gu

CEO & Director

Mr. Grant Schneider

Chief Technology Officer

FAQs

What is Upstart Holdings share price today?

Upstart Holdings share price today is $30.30 as on at the close of the market. Upstart Holdings share today touched a day high of $30.60 and a low of $28.76.

What is the 52 week high and 52 week low for Upstart Holdings share?

Upstart Holdings share touched a 52 week high of $76.95 on and a 52 week low of $23.97 on . Upstart Holdings stock price today i.e. is closed at $30.30,which is 60.62% down from its 52 week high and 26.43% up from its 52 week low.

What is Upstart Holdings's market capitalisation today?

Upstart Holdings market capitalisation is $0.00T as on .

How to invest in Upstart Holdings Stock (UPST) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Upstart Holdings on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Upstart Holdings Shares that will get you 0.0495 shares as per Upstart Holdings share price of $30.30 per share as on August 22, 2026 at 8:46 am IST.

What is the minimum amount required to buy Upstart Holdings Stock (UPST) from India?

Indian investors can start investing in Upstart Holdings (UPST) shares with as little as ₹95.71 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹957.10 in Upstart Holdings stock (as per the Rupee-Dollar exchange rate as on ). Based on Upstart Holdings share’s latest price of $30.30 as on August 22, 2026 at 8:46 am IST, you will get 0.3300 shares of Upstart Holdings. Learn more about fractional shares .

What are the returns that Upstart Holdings has given to Indian investors in the last 5 years?

Upstart Holdings stock has given -84.8% share price returns and 29.1% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?