Upstart Holdings Inc. share price logo

Upstart Holdings Inc.

NASDAQ: UPST

Mid Cap

$34.78

-0.96

(-2.69%)

as on

Upstart Holdings Inc. Stock Performance

as on July 3, 2026 at 2:16 pm IST

  • Day's Low

    Day's High

    $34.52
    $36.87
    downward going graph

    0.75%

    Downside

    6.01%

    Upside

    downward going graph

  • 52 Week's Low

    52 Week's High

    $23.97
    $87.30
    downward going graph

    31.10%

    Downside

    151.01%

    Upside

    downward going graph

Upstart Holdings Inc. share price movements today

Previous Close
$35.74
Open
$36.05
Volume
3.2M
Day's Low - High
$34.52 - $36.87
52 Week Low - High
$23.97 - $87.30

Upstart Holdings Inc. Historical Returns

1 Month Return
+ 14.82 %
3 Month Return
+ 35.97 %
1 Year Return
-52.89 %
3 Year Return
-8.93 %
5 Year Return
-71.31 %

Upstart Holdings Inc. Stock Fundamentals & Key Indicators

Check Upstart Holdings Inc. market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$3.4B

EPS (TTM)

2.3698

Dividend Yield

0.00%

Quarterly Earnings Growth YOY

2.09%

PE Ratio (TTM)

87.17

Industry PE ratio

5.046428571428572

PEG Ratio

0

EBITDA

98.9M

Revenue (TTM)

1.2B

Profit Margin

4.21%

Return On Equity TTM

7.01%

Upstart Holdings Inc. Stock Valuation

Track how Upstart Holdings Inc. P/E has moved over time to understand its valuation trends.

Upstart Holdings Inc. in the last 5 years

  • Overview

  • Trends

Lowest (-72.13x)

March 31, 2024

Industry (5.05x)

July 3, 2026

Today (87.17x)

July 3, 2026

Highest (188.38x)

March 31, 2025

LowHigh

Today’s Price to Earnings Ratio: 87.17x

Upstart Holdings Inc. vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Upstart Holdings Inc. with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
Upstart Holdings Inc. image
Upstart Holdings Inc.
SELL$3.4B-71.31%87.174.21%NA
Walmart Inc. image
Walmart Inc.
BUY$866.0B139.47%38.323.14%0.84%
Bank of America Corporation image
Bank of America Corporation
BUY$414.2B42.72%14.4828.96%1.9300000000000002%

Stock Returns calculator for Upstart Holdings Inc. Stock including INR - Dollar returns

The Upstart Holdings Inc. stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

Upstart Holdings Inc. investment value today

Current value as on today

₹52,301

Returns

-₹47,699

(-47.7%)

Returns from Upstart Holdings Inc. Stock

-₹52,885 (-52.89%)

Dollar Impact

₹5,186 (+5.19%)

Analyst Recommendation on Upstart Holdings Inc. Stock

Based on 20 analysts

SELL

0.00%

Buy

40.00%

Hold

60.00%

Sell

Based on 20 analysts, 60% of analysts recommend a 'SELL' rating for Upstart Holdings Inc.. Average target price of $40.13

Upstart Holdings Inc. Share Price Target

Get share price movements and forecasts by analysts on Upstart Holdings Inc..

What analysts predicted

13.33%UPSIDE

Target Price

$40.13

Current Price

$34.78

Analyzed by

20 Analysts

Target

$40.13

Upstart Holdings Inc. target price $40.13, a slight upside of 13.33% compared to current price of $34.78. According to 20 analysts rating.

Indian Investors' Interest in Upstart Holdings Inc. Stock

Investment in Upstart Holdings Inc. Shares on INDmoney has dropped by -25.90% in the last 30 days, indicating reduced investment activity.

Time period: to

Change:-25.90% versus previous 30 day period

Search interest for Upstart Holdings Inc. Stock has decreased by -3% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-3% versus previous 30 day period

Upstart Holdings Inc. Quarterly Profit & Loss

All numbers in Millions USD

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Total Revenue
148
138
139
172
226
220
265
285
304
308
Gross Profit
134
127
127
162
211
213
257
277
276
302
Operating Income
-42
-64
-54
-6
-2
-2
5
31
19
-7
EBITDA
-33
-58
-49
-1
2
3
11
38
25
-1
Interest Expense
14
10
11
10
15
7
7
8
27
10
Depreciation
9
5
4
5
4
6
5
6
6
5
Income Before Tax
-42
-64
-54
-6
-2
-2
5
31
19
-6
Income Tax Expense
0
0
0
0
0
0
0
0
0
0
Net Income
-42
-64
-54
-6
-2
-2
5
31
18
-6
Net Profit Margin
-28.47%
-46.64%
-39.16%
-3.91%
-1.22%
-1.11%
2.12%
11.12%
6.13%
-2.16%

Upstart Holdings Inc. Annual Profit & Loss

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
57
99
164
233
848
842
547
676
1,075
Gross Profit
47
83
139
195
731
654
508
628
1,023
Operating Income
-7
-7
-4
11
140
-113
-240
-128
54
EBITDA
-7
-7
-3
14
148
-100
-215
-107
79
Interest Expense
9
26
26
8
3
10
39
48
51
Depreciation
0
0
0
2
7
13
19
20
24
Income Before Tax
-8
-11
-4
5
133
-109
-240
-128
54
Income Tax Expense
0
1
0
0
-1
0
0
0
0
Net Income
-8
-11
-5
5
135
-108
-240
-128
53
Net Profit Margin
-15.47%
-11.30%
-3.06%
2.39%
15.96%
-12.90%
-43.84%
-18.99%
4.98%

Upstart Holdings Inc. Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Net Income
-64
-54
-6
-2
-2
5
31
18
-6
Operating Cash Flow
44
73
179
-110
-13
-120
-122
108
-133
Investing Cash Flow
-37
-76
-46
-77
-78
-109
-120
131
0
Financing Cash Flow
-35
123
-38
509
-44
91
378
-20
6
Change in Cash
-28
121
95
320
-136
-138
135
220
-125

Upstart Holdings Inc. Annual Cash Flow

All numbers in Millions USD

Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
-11
-5
5
135
-108
-240
-128
53
Operating Cash Flow
50
31
15
168
-657
-111
186
-147
Investing Cash Flow
-137
45
136
-143
-114
-118
-237
-177
Financing Cash Flow
135
-119
79
855
113
165
559
405
Change in Cash
48
-42
231
879
-658
-64
508
80

Global Institutional Holdings in Upstart Holdings Inc.

Funds
Holdings
Fred Alger Management, LLC
1.05%
T. Rowe Price Associates, Inc.
1.04%
Dimensional Fund Advisors, Inc.
1.07%
Northern Trust Corp
0.79%
Goldman Sachs Group Inc
1.37%
See all

Upstart Holdings Inc. News & Key Events

    Insights on Upstart Holdings Inc.

    Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

    • imgPOSITIVE IMPACT

      Price Rise

      img

      In the last 1 month, UPST stock has moved up by 16.9%

    • imgPOSITIVE IMPACT

      Revenue Rich

      img

      Revenue is up for the last 5 quarters, 220.39M → 308.21M (in $), with an average increase of 7.9% per quarter

    • imgNO EFFECT

      Against Peers

      img

      In the last 1 year, Bank of America Corporation has given 20.0% return, outperforming this stock by 72.9%

    • imgNO EFFECT

      Against Peers

      img

      In the last 3 years, Walmart Inc. Common Stock has given 112.2% return, outperforming this stock by 122.7%

    • imgNEGATIVE IMPACT

      Profit Down

      img

      Netprofit is down for the last 3 quarters, 31.80M → -6.64M (in $), with an average decrease of 88.5% per quarter

    About Upstart Holdings Inc.

    Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
    OrganisationUpstart Holdings Inc.
    Headquarters2950 South Delaware Street, San Mateo, CA, United States, 94403
    IndustryCredit Services
    CEOMr. Paul Gu
    E-voting on sharesClick here to vote

    Key Management of Upstart Holdings Inc.

    Name

    Title

    Mr. Grant Schneider

    Chief Technology Officer

    Ms. Sonya Banerjee

    Head of Investor Relations

    Mr. Sanjay Datta CFA

    President of Capital & Enterprise

    Ms. Andrea Blankmeyer

    Chief Financial Officer

    Mr. Scott Darling Esq.

    Chief Legal Officer & Corporate Secretary

    Natalia Mirgorodskaya

    Chief Accounting Officer

    Ms. Annie Delgado

    Chief Compliance Officer & Chief Risk Officer

    Ms. Chantal Rapport

    Chief Marketing Officer

    Mr. David J. Girouard

    Executive Chairman & Special Advisor

    Mr. Paul Gu

    CEO & Director

    FAQs

    What is Upstart Holdings Inc. share price today?

    Upstart Holdings Inc. share price today is $34.78 as on at the close of the market. Upstart Holdings Inc. share today touched a day high of $36.87 and a low of $34.52.

    What is the 52 week high and 52 week low for Upstart Holdings Inc. share?

    Upstart Holdings Inc. share touched a 52 week high of $87.30 on and a 52 week low of $23.97 on . Upstart Holdings Inc. stock price today i.e. is closed at $34.78,which is 60.16% down from its 52 week high and 45.13% up from its 52 week low.

    What is Upstart Holdings Inc.'s market capitalisation today?

    Upstart Holdings Inc. market capitalisation is $0.00T as on .

    How to invest in Upstart Holdings Inc. Stock (UPST) from India?

    1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
    2. Step 2: Search for Upstart Holdings Inc. on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Upstart Holdings Inc. Shares that will get you 0.0431 shares as per Upstart Holdings Inc. share price of $34.78 per share as on July 3, 2026 at 8:46 am IST.

    What is the minimum amount required to buy Upstart Holdings Inc. Stock (UPST) from India?

    Indian investors can start investing in Upstart Holdings Inc. (UPST) shares with as little as ₹95.2 or $1 (as of ) using the INDmoney app.
    For example: If you want to invest $10 or ₹952.00 in Upstart Holdings Inc. stock (as per the Rupee-Dollar exchange rate as on ). Based on Upstart Holdings Inc. share’s latest price of $34.78 as on July 3, 2026 at 8:46 am IST, you will get 0.2875 shares of Upstart Holdings Inc.. Learn more about fractional shares .

    What are the returns that Upstart Holdings Inc. has given to Indian investors in the last 5 years?

    Upstart Holdings Inc. stock has given -71.31% share price returns and 28.37% dollar appreciation to an Indian investor in the last 5 years.
    Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?