Upstart Holdings share price logo

Upstart Holdings

NASDAQ: UPST

Mid Cap

$24.10

-0.09

(-0.37%)

as on

Upstart Holdings Stock Performance

as on October 10, 2026 at 2:15 pm IST

  • Day's Low

    Day's High

    $23.82
    $24.50
    downward going graph

    1.16%

    Downside

    1.66%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $22.56
    $55.22
    downward going graph

    6.41%

    Downside

    129.13%

    Upside

    downward going graph

Upstart Holdings share price movements today

Previous Close
$24.19
Open
$24.44
Volume
2.3M
Market Cap
$2.4B
Day's Low - High
$23.82 - $24.50
52 Week Low - High
$22.56 - $55.22

Upstart Holdings Historical Returns

1 Month Return
-3.98 %
3 Month Return
-26.39 %
1 Year Return
-50.39 %
3 Year Return
-18.06 %
5 Year Return
-92.26 %

Upstart Holdings Stock Fundamentals & Key Indicators

Check Upstart Holdings market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$2.4B

EPS (TTM)

0.6214

Dividend Yield

0.00%

Quarterly Earnings Growth YOY

2.11%

PE Ratio (TTM)

38.93

Industry PE ratio

5.72

PEG Ratio

0.03

EBITDA

87.3M

Revenue (TTM)

1.3B

Profit Margin

95.36%

Return On Equity TTM

7.85%

Upstart Holdings vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Upstart Holdings with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
Buy$2.4B-92.26%38.9395.36%0.00%
StrongBuy$858.1B139.19%39.9125.23%0.88%
StrongBuy$374.3B22.51%12.1659.32%2.16%

Stock Returns calculator for Upstart Holdings Stock including INR - Dollar returns

The Upstart Holdings stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

Upstart Holdings investment value today

Current value as on today

₹54,093

Returns

-₹45,907

(-45.91%)

Returns from Upstart Holdings Stock

-₹50,391 (-50.39%)

Dollar Impact

₹4,484 (+4.48%)

Analyst Recommendation on Upstart Holdings Stock

Based on 7 analysts

BUY

42.86%

Buy

57.14%

Hold

0.00%

Sell

Based on 7 analysts, 57.14285714285714% of analysts recommend a 'BUY' rating for Upstart Holdings. Average target price of $40

Upstart Holdings Share Price Target

Get share price movements and forecasts by analysts on Upstart Holdings.

What analysts predicted

39.75%UPSIDE

Target Price

$40

Current Price

$24.1

Analyzed by

7 Analysts

High

$51

Target

$40.00

Low

$34

Upstart Holdings target price $40, a slight upside of 39.75% compared to current price of $24.1. According to 7 analysts rating.

Indian Investors' Interest in Upstart Holdings Stock

Investment in Upstart Holdings Shares on INDmoney has dropped by -14.93% in the last 30 days, indicating reduced investment activity.

Time period: to

Change:-14.93% versus previous 30 day period

Search interest for Upstart Holdings Stock has increased by 6% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:6% versus previous 30 day period

Upstart Holdings Quarterly Profit & Loss

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Total Revenue
138
139
172
226
220
265
285
304
318
377
Gross Profit
127
127
162
211
213
257
277
276
308
364
Operating Income
-64
-54
-6
-2
-2
5
31
19
-6
17
EBITDA
-58
-49
-1
2
3
11
38
25
0
24
Interest Expense
10
11
10
15
7
7
8
27
10
12
Depreciation
5
4
5
4
6
5
6
6
5
7
Income Before Tax
-64
-54
-6
-2
-2
5
31
19
-6
17
Income Tax Expense
0
0
0
0
0
0
0
0
0
0
Net Income
-64
-54
-6
-2
-2
5
31
18
-6
16
Net Profit Margin
92.26%
91.75%
93.75%
93.32%
96.81%
97.07%
96.92%
90.81%
96.74%
96.68%

Upstart Holdings Annual Profit & Loss

All numbers in Millions USD

Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
95
189
230
849
853
547
676
1,075
Gross Profit
95
162
222
846
837
508
628
1,023
Operating Income
-7
-4
5
133
-109
-240
-128
54
EBITDA
18
-4
8
141
-95
-215
-107
79
Interest Expense
26
26
8
3
15
39
48
51
Depreciation
0
0
2
7
13
24
20
24
Income Before Tax
-11
-4
5
133
-109
-240
-128
54
Income Tax Expense
-
0
0
-1
0
0
0
0
Net Income
-12
0
5
135
-108
-240
-128
53
Net Profit Margin
100.00%
86.01%
96.51%
99.61%
98.18%
92.77%
92.89%
95.21%

Upstart Holdings Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Net Income
-64
-54
-6
-2
-2
5
31
18
-6
16
Operating Cash Flow
44
73
179
-110
-13
-120
-122
108
-133
-136
Investing Cash Flow
-37
-76
-46
-77
-78
-109
-120
131
0
94
Financing Cash Flow
-35
123
-38
509
-44
91
378
-20
6
93
Change in Cash
-28
121
95
320
-136
-138
135
220
-125
50

Upstart Holdings Annual Cash Flow

All numbers in Millions USD

Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
-11
-5
5
135
-108
-240
-128
53
Operating Cash Flow
50
31
15
168
-657
-111
186
-147
Investing Cash Flow
-137
45
136
-143
-114
-118
-237
-177
Financing Cash Flow
135
-119
79
855
113
165
559
405
Change in Cash
48
-42
231
879
-658
-64
508
80

Global Institutional Holdings in Upstart Holdings

Check out the Institutions with significant holdings in Upstart Holdings.

Funds
Holdings
Vanguard
7.53%
VANGUARD INDEX FUNDS
6.77%
iShares
3.52%
Fidelity
1.05%
Fidelity Salem Street Trust
0.96%

Upstart Holdings News & Key Events

  • img

    Today's Timeline - 05 October

    Mon, 05:20 PM

    -

    Upstart reports Q3 originations of $4.12B and expands partnership with Commonwealth Credit Union.

    Mon, 05:20 PM

    -

    Upstart reports September originations of $1.38B, indicating elevated default risk.

    Mon, 10:55 PM

    -

    Upstart Holdings sees bullish call volume with 16,492 calls trading, ahead of earnings on November 3rd.

Insights on Upstart Holdings

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 6 quarters, 220.39M → 377.23M (in $), with an average increase of 10.0% per quarter

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 7 days, UPST stock has moved up by 5.7%

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 2 quarters, -6.64M → 16.53M (in $), with an average increase of 140.2% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Bank of America Corporation has given 11.7% return, outperforming this stock by 62.1%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Walmart Inc. Common Stock has given 111.1% return, outperforming this stock by 128.0%

About Upstart Holdings

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
OrganisationUpstart Holdings
Headquarters2950 South Delaware Street, San Mateo, CA, 94403, US
IndustryFinancial - Credit Services
CEOPaul Gu

Key Management of Upstart Holdings

Name

Title

Ms. Annie Delgado

Chief Compliance Officer & Chief Risk Officer

Mr. Paul Gu

CEO & Director

Mr. Scott Darling Esq.

Chief Legal Officer & Corporate Secretary

Mr. Sanjay Datta CFA

President of Capital & Enterprise

Ms. Andrea Blankmeyer

Chief Financial Officer

Mr. Grant Schneider

Chief Technology Officer

Mr. David J. Girouard

Executive Chairman & Special Advisor

Natalia Mirgorodskaya

Chief Accounting Officer

Ms. Sonya Banerjee

Head of Investor Relations

Ms. Chantal Rapport

Chief Marketing Officer

FAQs

What is Upstart Holdings share price today?

Upstart Holdings share price today is $24.10 as on at the close of the market. Upstart Holdings share today touched a day high of $24.50 and a low of $23.82.

What is the 52 week high and 52 week low for Upstart Holdings share?

Upstart Holdings share touched a 52 week high of $55.22 on and a 52 week low of $22.56 on . Upstart Holdings stock price today i.e. is closed at $24.10,which is 56.36% down from its 52 week high and 6.85% up from its 52 week low.

What is Upstart Holdings's market capitalisation today?

Upstart Holdings market capitalisation is $0.00T as on .

How to invest in Upstart Holdings Stock (UPST) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Upstart Holdings on INDmoney app. Click on Buy button.

What is the minimum amount required to buy Upstart Holdings Stock (UPST) from India?

Indian investors can start investing in Upstart Holdings (UPST) shares with as little as ₹96.779998779297 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹967.80 in Upstart Holdings stock (as per the Rupee-Dollar exchange rate as on ). Based on Upstart Holdings share’s latest price of $24.10 as on October 10, 2026 at 8:45 am IST, you will get 0.4149 shares of Upstart Holdings. Learn more about fractional shares .

What are the returns that Upstart Holdings has given to Indian investors in the last 5 years?

Upstart Holdings stock has given -92.26% share price returns and 28.36% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?