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Paisalo Digital Ltd

(PAISALO)

₹55.939.22%

as on 04:01PM, 02 Dec 2024

🔔 Fundraising Alert

Paisalo Digital to raise up to $75 million through 7.5% Secured Foreign Currency Convertible Bonds with a maturity of 5 years.

Overview
News
Financials
Q2 2024 Results
Technicals

Paisalo Digital Ltd Analyst Rating

based on 1 analysts

BUY

100.00%

Buy

0.00%

Hold

0.00%

Sell

Based on 1 analysts offering long term price targets for Paisalo Digital Ltd. An average target of ₹95

Source: S&P Global Market Intelligence

Paisalo Digital Ltd Share analysis

Paisalo Digital Ltd price forecast by 1 analysts

Upside of85.51%

High

₹95

Target

₹95.00

Low

₹95

Paisalo Digital Ltd target price ₹95, a slight upside of 85.51% compared to current price of ₹55.93. According to 1 analysts rating.

Source: S&P Global Market Intelligence

Paisalo Digital Ltd Performance

  • Day's Low

    Day's High

    ₹51.85
    ₹57.3
  • 52 Week's Low

    52 Week's High

    ₹40.18
    ₹99.63
1 Month Return+ 11.45 %
3 Month Return-17.38 %
1 Year Return+ 7.81 %
Previous Close₹51.21
Open₹55.01
Volume50.94L
Upper Circuit-
Lower Circuit-
Market Cap₹4,598.88Cr

Paisalo Digital Ltd Key Statistics

P/E Ratio20.99
PEG Ratio22.33
Market Cap₹4,598.88 Cr
P/B Ratio4.14
EPS1.99
Dividend Yield0.17
SectorFinance
ROE14.4

Paisalo Digital Ltd Peer Comparison

Company
Analyst ViewMarket Cap5 Year CAGRDebt to Asset RatioNet ProfitYearly Revenue
BUY₹4,598.88 Cr27.33%0.83₹178 Cr₹658 Cr
NA₹16.40 Cr7.61%0.50₹21 Cr₹1 Cr
NA₹44.44 Cr191.01%0.50NANA
NA₹608.56 Cr-4.49%0.87NANA
NA₹226.78 Cr72.4%0.58-₹6 Cr₹20 Cr

About Paisalo Digital Ltd

Paisalo Digital Ltd (previously known as SE Investments Limited) is an Indian non-banking finance company that provides core financial services and products to individuals and corporates. Through three business divisions, the company offers a myriad of services including hire purchase and leasing services for motor vehicles, personal loans, business loans, loans against property, fixed deposits schemes, and safe deposit locker facilities. They also provide loans to low-income households through the Microcredit division, as well as operate two wind energy generation units located in Chitradurga, Karnataka and Jaisalmer, Rajasthan with 2.4MW and 0.8MW respective capacities. SEIL was established in 1992 as a private limited company and went public in 1995. Since then, the company has taken on a mission to serve self-employed borrowers in India, offering personal loans and income generation loans along with Islamic Microcredit and microfinance housing. Most recently, Paisalo Digital Ltd has opened 9 new branches in Rajasthan and 4 in Uttar Pradesh, and has been amalgamated with Agarwal Meadows Private Limited.

Share Price: ₹55.93 per share as on 02 Dec, 2024 04:01 PM
Market Capitalisation: ₹4,598.88Cr as of today
Revenue: ₹187.03Cr as on September 2024 (Q3 24)
Net Profit: ₹49.92Cr as on September 2024 (Q3 24)
Listing date: 16 Jun, 2009
OrganisationPaisalo Digital Ltd
HeadquartersNew Delhi
IndustryFinance
E-voting on sharesClick here to vote

What's happening today

  • img

    Today's Timeline - 02 Dec

    08:14 AM

    -

    Paisalo Digital plans to raise up to $75 million through 7.5% Secured Foreign Currency Convertible Bonds with a 5-year maturity.

    11:15 AM

    -

    Paisalo Digital shares surged nearly 4% to ₹54.15, following announcements about FCCB issuance and a delay in director appointment.

    02:37 PM

    -

    Paisalo Digital stock breaks out from a double bottom pattern, trading up over 7% during the session.

Key events for Paisalo Digital Ltd

  • Paisalo Digital Announces Fundraising and Stock Surge - 02 Dec, 2024

    Paisalo Digital plans to raise up to $75 million via FCCBs. The stock surged nearly 4% and broke out from a double bottom pattern, indicating positive momentum.
  • Paisalo Digital Plans Rs 633 Crore Fundraise - 30 Nov, 2024

    Paisalo Digital aims to raise Rs 633 crore through secured Foreign Currency Convertible Bonds (FCCBs) with a maturity of 5 years. The company’s shares closed 2.40% lower at Rs 50.83, but it has yielded a positive return of 22% over the past year.
  • Paisalo Digital Approves Fundraising via FCCBs - 29 Nov, 2024

    Paisalo Digital Ltd's board approved raising up to USD 75 million through secured foreign currency convertible bonds. The stock is up 29% from its 52-week low, despite a recent 2.40% decline. Promoters increased their stake to 52.38% as of September 2024.
  • Paisalo Digital Plans to Raise $75 Million via FCCBs - 28 Nov, 2024

    Paisalo Digital has approved the issuance of 7.5% Secured Foreign Currency Convertible Bonds to raise up to USD 75 million, equivalent to Rs 633.53 crore, with a maturity of 5 years.
  • Paisalo Digital Plans Fundraising Meeting - 26 Nov, 2024

    Paisalo Digital's board will meet on November 28, 2024, to discuss fundraising options, including foreign currency convertible bonds. The company's Q2 FY25 net profit rose 5.1% to Rs 49.92 crore, with total income increasing by 29.3% to Rs 187.03 crore compared to Q2 FY24.

Insights on Paisalo Digital Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    MF Holding Up

    img

    Mutual Funds have increased holdings from 0.11% to 0.14% in Sep 2024 quarter

  • imgPOSITIVE IMPACT

    Retail Holding Up

    img

    Retail Investor have increased holdings from 15.21% to 16.97% in Sep 2024 quarter

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 3 quarters, 36.61 Cr → 49.92 Cr (in ₹), with an average increase of 14.3% per quarter

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 2 quarters, 186.55 Cr → 187.03 Cr (in ₹), with an average increase of 0.3% per quarter

  • imgPOSITIVE IMPACT

    Promoter Holding Up

    img

    Promoters have increased holdings from 36.21% to 36.71% in Sep 2024 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Cholamandalam Investment & Finance Company Ltd has given 117.8% return, outperforming this stock by 108.7%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Shriram Finance Ltd has given 44.2% return, outperforming this stock by 36.4%

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 6 months, PAISALO stock has moved down by -21.9%

  • imgNEGATIVE IMPACT

    FII Holding Down

    img

    Foreign Institutions have decreased holdings from 9.70% to 7.51% in Sep 2024 quarter

Paisalo Digital Ltd Financials

Value in ₹ crore
DetailsQ'3 23Q'4 23Q'1 24Q'2 24Q'3 24
Revenue₹144.68Cr (-)₹182.59Cr (↑26.20%)₹195.77Cr (↑7.22%)₹186.55Cr (↓4.71%)₹187.03Cr (↑0.26%)
Net Income₹47.49Cr (-)₹56.46Cr (↑18.89%)₹36.61Cr (↓35.16%)₹41.49Cr (↑13.33%)₹49.92Cr (↑20.32%)
Net Profit Margin32.82% (-)30.92% (↓5.79%)18.70% (↓39.52%)22.24% (↑18.93%)26.69% (↑20.01%)
Value in ₹ crore
Details2021202220232024
Total Assets₹2,121.74Cr (-)₹2,549.26Cr (↑20.15%)₹3,037.33Cr (↑19.15%)₹3,903.45Cr (↑28.52%)
Total Liabilities₹1,267.26Cr (-)₹1,536.65Cr (↑21.26%)₹1,887.14Cr (↑22.81%)₹2,588.73Cr (↑37.18%)
Value in ₹ crore
Details20202021202220232024
Operating Cash Flow-₹7.72Cr (-)-₹126.54Cr (↑1,539.12%)-₹337.21Cr (↑166.48%)-₹347.48Cr (↑3.05%)-₹669.45Cr (↑92.66%)

Index Inclusions

BSE Small-Cap

₹55,662.71

0.84 (462.85%)

S&P BSE Fin. Ser

₹11,603.54

0.22 (25.34%)

S&P BSE AllCap

₹10,471.31

0.68 (71.07%)

Paisalo Digital Ltd Shareholding Pattern

InvestorsHoldings %FY Quarter3M change
Promoter Holdings
36.71%
1.39
Foreign Institutions
7.51%
-22.51
Mutual Funds
0.14%
21.42
Retail Investors
16.97%
11.56
Others
38.67%
-0.27

Paisalo Digital Ltd Key Indicators

Details20202021202220232024
Earning Per Share (₹)0.640.690.91.041.99
Details20202021202220232024
Return On Equity %7.77.198.468.5114.4
Details20202021202220232024
Return On Assets %2.612.733.113.084.58
Details20202021202220232024
Book Value Per Share (₹)9.019.6411.4112.9114.77

Paisalo Digital Ltd Valuation

Paisalo Digital Ltd in the last 5 years

  • Overview

  • Trends

Lowest (0.31x)

March 20, 2019

Today (20.99x)

November 29, 2024

Industry (26.47x)

November 29, 2024

Highest (74.81x)

October 19, 2021

LowHigh

Paisalo Digital Ltd Earnings and Dividends

  • Paisalo Digital Ltd Earnings Results

    Paisalo Digital Ltd’s net profit jumped 5.12% since last year same period to ₹49.92Cr in the Q2 2024-2025. On a quarterly growth basis, Paisalo Digital Ltd has generated 20.32% jump in its net profits since last 3-months.

    Read More about Earnings Results
  • Paisalo Digital Ltd Dividends April,2024

    In the quarter ending March 2024, Paisalo Digital Ltd has declared dividend of ₹0.10 - translating a dividend yield of 0.39%.

    Read More about Dividends

Paisalo Digital Ltd Technicals Summary

Bearish

Neutral

Bullish

Bullish

Paisalo Digital Ltd is currently in a Bullish trading position according to technical analysis indicators.

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Paisalo Digital Ltd (PAISALO) share price today is ₹55.93

Paisalo Digital Ltd is listed on NSE

Paisalo Digital Ltd is listed on BSE

  • Today’s highest price of Paisalo Digital Ltd is ₹57.3.
  • Today’s lowest price of Paisalo Digital Ltd is ₹51.85.

PE Ratio of Paisalo Digital Ltd is 20.99

PE ratio = Paisalo Digital Ltd Market price per share / Paisalo Digital Ltd Earnings per share

Today’s traded volume of Paisalo Digital Ltd(PAISALO) is 50.94L.

Today’s market capitalisation of Paisalo Digital Ltd(PAISALO) is ₹4598.88Cr.

Paisalo Digital Ltd(PAISALOPrice
52 Week High
₹99.63
52 Week Low
₹40.18

Paisalo Digital Ltd(PAISALO) share price is ₹55.93. It is down -43.86% from its 52 Week High price of ₹99.63

Paisalo Digital Ltd(PAISALO) share price is ₹55.93. It is up 39.20% from its 52 Week Low price of ₹40.18

Paisalo Digital Ltd(PAISALOReturns
1 Day Returns
4.72%
1 Month Returns
11.45%
3 Month Returns
-17.38%
1 Year Returns
7.81%