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ESAF Small Finance Bank Ltd share price logo

ESAF Small Finance Bank Ltd

(ESAFSFB)

₹41.450.07%

as on 04:01PM, 05 Dec 2024

Overview
News
Financials
Q2 2024 Results
Technicals

ESAF Small Finance Bank Ltd Performance

  • Day's Low

    Day's High

    ₹41.33
    ₹41.99
  • 52 Week's Low

    52 Week's High

    ₹37.9
    ₹82.4
1 Month Return-7 %
3 Month Return-17.11 %
1 Year Return-39.49 %
Previous Close₹41.42
Open₹41.99
Volume3.08L
Upper Circuit-
Lower Circuit-
Market Cap₹2,133.09Cr

ESAF Small Finance Bank Ltd Key Statistics

P/E Ratio0
PEG Ratio0
Market Cap₹2,133.09 Cr
P/B Ratio1.12
EPS0
Dividend Yield0
SectorBanks
ROE20.23

ESAF Small Finance Bank Ltd Peer Comparison

Company
Analyst ViewMarket Cap5 Year CAGRDebt to Asset RatioNet ProfitYearly Revenue
NA₹2,133.09 Cr-8%NANANA
BUY₹4,060.47 Cr-5.23%NANANA
BUY₹3,953.16 Cr-5.05%NANANA
BUY₹28,683.34 Cr-13.83%NANANA
BUY₹3,001.96 Cr-6.73%NANANA

About ESAF Small Finance Bank Ltd

ESAF Small Finance Bank Limited was incorporated as ESAF Small Finance Bank Limited on May 5 2016 at Thrissur Kerala as a Public Limited Company vide Certificate of Incorporation issued by the RoC. The Bank received license to carry on business as a SFB from the Reserve Bank of India on November 18 2016 and commenced their banking operations from 10 March 2017. As per RBI Approval the Bank became a Schedule Bank effective from November 12 2018 which was included in the Second Schedule to the Reserve Bank of India Act 1934.The Bank is one of the leading small finance banks in India which provides micro retail and corporate banking para banking activities such as debit card third party financial product distribution in addition to Treasury and permitted Foreign Exchange Business. The Bank offer online banking services including electronic funds transfer bill payment services usage of credit cards online requesting account statements and requesting cheque books. The asset products comprise micro loans retail loans MSME and corporate loans and agricultural loans.The history of Bank dates back to 1992 when Kadambelil Paul Thomas the Managing Director founded ESAF Society a society focused on the development of microenterprises community development and community health development. ESAF Society started lending its micro loan activities in Kerala in 1995. In 2006 K. Paul Thomas along with others acquired Corporate Promoter. Thereafter ESAF Society transferred its micro loan business undertaking to our Corporate Promoter in 2008 pursuant to a business transfer agreement dated March 31 2008.On March 10 2017 the Bank acquired the business of its Corporate Promoter and consequently the Corporate Promoter transferred its business undertaking comprising of its lending and financing business to Bank through a Business Transfer Agreement on February 22 2017. On 17 March 2017 the Bank was officially inaugurated at Thrissur Kerala. Prior to Fiscal 2018 all of the loans were micro loans. Since then it introduced retail advances MSME and corporate advances and agricultural advances. In Fiscal 2020 it began offering platinum debit cards.As at March 31 2021 Bank had 550 Branches 12 Business Correspondents BCs 158 banking agents and 327 ATMs in 21 states and 2 union territories. Their UltraSmall Branches were the erstwhile micro loan branches from when the business was owned by Corporate Promoter. They catered primarily to micro loan customers. As per the RBIs guidelines all their Ultra Small Branches were converted to Branches or merged with a Branch before March 10 2020.The Bank is proposing an Initial Public Offer aggregating upto Rs 998 crore Equity Shares comprising a Fresh Issue of upto Rs 800 crore by raising capital and Rs 198 crore through Offer for Sale..

Share Price: ₹41.45 per share as on 05 Dec, 2024 04:01 PM
Market Capitalisation: ₹2,133.09Cr as of today
Listing date: 10 Nov, 2023
Chairperson Name: Ravimohan Periyakavil Ramakrishnan
OrganisationESAF Small Finance Bank Ltd
Headquarters
IndustryBanks
E-voting on sharesClick here to vote

Key events for ESAF Small Finance Bank Ltd

  • ESAF Small Finance Bank Faces Asset Quality Challenges - 29 Nov, 2024

    ESAF Small Finance Bank is experiencing significant asset quality stress, particularly in Kerala and Tamil Nadu. The bank is diversifying its portfolio, reducing reliance on microfinance, and focusing on secured lending. Despite a 41% decline in shares over the past year, the bank maintains a strong liquidity position with a 130% LCR.

Insights on ESAF Small Finance Bank Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    FII Holding Up

    img

    Foreign Institutions have increased holdings from 0.12% to 0.15% in Sep 2024 quarter

  • imgPOSITIVE IMPACT

    MF Holding Up

    img

    Mutual Funds have increased holdings from 0.03% to 0.07% in Sep 2024 quarter

  • imgPOSITIVE IMPACT

    Retail Holding Up

    img

    Retail Investor have increased holdings from 27.58% to 30.91% in Sep 2024 quarter

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 6 months, ESAFSFB stock has moved down by -21.3%

  • imgNEGATIVE IMPACT

    Promoter Holding Down

    img

    Promoters have decreased holdings from 63.39% to 63.38% in Sep 2024 quarter

ESAF Small Finance Bank Ltd Financials

Value in ₹ crore
Details2021202220232024
Total Assets₹12,338.65Cr (-)₹17,707.58Cr (↑43.51%)₹20,223.69Cr (↑14.21%)₹26,086.87Cr (↑28.99%)
Total Liabilities₹12,338.65Cr (-)₹17,707.58Cr (↑43.51%)₹20,223.69Cr (↑14.21%)₹26,086.87Cr (↑28.99%)
Value in ₹ crore
Details20202021202220232024
Operating Cash Flow₹1,088.88Cr (-)₹1,127.45Cr (↑3.54%)-₹584.50Cr (↓151.84%)-₹570.70Cr (↓2.36%)₹1,000.93Cr (↓275.39%)

Index Inclusions

S&P BSE Fin. Ser

₹11,930.46

0.52 (61.59%)

BSE Small-Cap

₹56,707.78

0.16 (90.32%)

S&P BSE AllCap

₹10,471.31

0.68 (71.07%)

ESAF Small Finance Bank Ltd Shareholding Pattern

InvestorsHoldings %FY Quarter3M change
Promoter Holdings
63.38%
-0.02
Foreign Institutions
0.15%
22.95
Mutual Funds
0.07%
171.65
Retail Investors
30.91%
12.04
Others
5.49%
-38.11

ESAF Small Finance Bank Ltd Key Indicators

Details20202021202220232024
Return On Equity %19.258.653.9619.3420.23

ESAF Small Finance Bank Ltd Earnings and Dividends

  • ESAF Small Finance Bank Ltd Earnings Results

    ESAF Small Finance Bank Ltd’s net profit fell -235.65% since last year same period to ₹-190.07Cr in the Q2 2024-2025. On a quarterly growth basis, ESAF Small Finance Bank Ltd has generated -402.8% fall in its net profits since last 3-months.

    Read More about Earnings Results
  • ESAF Small Finance Bank Ltd Dividends May,2024

    In the quarter ending March 2024, ESAF Small Finance Bank Ltd has declared dividend of ₹0.70 - translating a dividend yield of 1.69%.

    Read More about Dividends

ESAF Small Finance Bank Ltd Technicals Summary

Bearish

Neutral

Bullish

Bullish

ESAF Small Finance Bank Ltd is currently in a Bullish trading position according to technical analysis indicators.

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ESAF Small Finance Bank Ltd (ESAFSFB) share price today is ₹41.45

ESAF Small Finance Bank Ltd is listed on NSE

ESAF Small Finance Bank Ltd is listed on BSE

  • Today’s highest price of ESAF Small Finance Bank Ltd is ₹41.99.
  • Today’s lowest price of ESAF Small Finance Bank Ltd is ₹41.33.

Today’s traded volume of ESAF Small Finance Bank Ltd(ESAFSFB) is 3.08L.

Today’s market capitalisation of ESAF Small Finance Bank Ltd(ESAFSFB) is ₹2133.09Cr.

ESAF Small Finance Bank Ltd(ESAFSFBPrice
52 Week High
₹82.4
52 Week Low
₹37.9

ESAF Small Finance Bank Ltd(ESAFSFB) share price is ₹41.45. It is down -49.70% from its 52 Week High price of ₹82.4

ESAF Small Finance Bank Ltd(ESAFSFB) share price is ₹41.45. It is up 9.37% from its 52 Week Low price of ₹37.9

ESAF Small Finance Bank Ltd(ESAFSFBReturns
1 Day Returns
0.03%
1 Month Returns
-7%
3 Month Returns
-17.11%
1 Year Returns
-39.49%