ESAF Small Finance Bank Ltd share price logo

ESAF Small Finance Bank Ltd (ESAFSFB)

₹50.840.64%

bell
Get free price alerts. Set up your Free investment account to get Live Prices.
Overview
News
Financials
Q1 2024 Results
Technicals

Performance

  • Day's High

    ₹50.84
    ₹50.88
  • 52 Week's Low

    52 Week's High

    ₹49
    ₹82.4
1 Month Return-4.91 %
3 Month Return-15.91 %
1 Year Return-25.89 %
Previous Close₹51.17
Open₹50.84
Volume7.60L
Upper Circuit-
Lower Circuit-
Market Cap₹2,634.13Cr

Key Statistics

P/E Ratio0
PEG Ratio0
Market Cap₹2,634.13 Cr
P/B Ratio0
EPS0

Mutual Fund Holdings

Funds HoldingsPrev. 4M
Motilal Oswal Nifty Microcap 250 Index Fund Direct GrowthMotilal Oswal Nifty Microcap 250 Index Fund Direct Growth0.06%
Groww Nifty Total Market Index Fund Direct GrowthGroww Nifty Total Market Index Fund Direct Growth0%

Company Information

ESAF Small Finance Bank Limited was incorporated as ESAF Small Finance Bank Limited on May 5 2016 at Thrissur Kerala as a Public Limited Company vide Certificate of Incorporation issued by the RoC. The Bank received license to carry on business as a SFB from the Reserve Bank of India on November 18 2016 and commenced their banking operations from 10 March 2017. As per RBI Approval the Bank became a Schedule Bank effective from November 12 2018 which was included in the Second Schedule to the Reserve Bank of India Act 1934.The Bank is one of the leading small finance banks in India which provides micro retail and corporate banking para banking activities such as debit card third party financial product distribution in addition to Treasury and permitted Foreign Exchange Business. The Bank offer online banking services including electronic funds transfer bill payment services usage of credit cards online requesting account statements and requesting cheque books. The asset products comprise micro loans retail loans MSME and corporate loans and agricultural loans.The history of Bank dates back to 1992 when Kadambelil Paul Thomas the Managing Director founded ESAF Society a society focused on the development of microenterprises community development and community health development. ESAF Society started lending its micro loan activities in Kerala in 1995. In 2006 K. Paul Thomas along with others acquired Corporate Promoter. Thereafter ESAF Society transferred its micro loan business undertaking to our Corporate Promoter in 2008 pursuant to a business transfer agreement dated March 31 2008.On March 10 2017 the Bank acquired the business of its Corporate Promoter and consequently the Corporate Promoter transferred its business undertaking comprising of its lending and financing business to Bank through a Business Transfer Agreement on February 22 2017. On 17 March 2017 the Bank was officially inaugurated at Thrissur Kerala. Prior to Fiscal 2018 all of the loans were micro loans. Since then it introduced retail advances MSME and corporate advances and agricultural advances. In Fiscal 2020 it began offering platinum debit cards.As at March 31 2021 Bank had 550 Branches 12 Business Correspondents BCs 158 banking agents and 327 ATMs in 21 states and 2 union territories. Their UltraSmall Branches were the erstwhile micro loan branches from when the business was owned by Corporate Promoter. They catered primarily to micro loan customers. As per the RBIs guidelines all their Ultra Small Branches were converted to Branches or merged with a Branch before March 10 2020.The Bank is proposing an Initial Public Offer aggregating upto Rs 998 crore Equity Shares comprising a Fresh Issue of upto Rs 800 crore by raising capital and Rs 198 crore through Offer for Sale..

Share Price: ₹50.84 per share as on 22 Jul, 2024 10:31 AM
Market Capitalisation: ₹2,634.13Cr as of today
Listing date: 10 Nov, 2023
Chairperson Name: Ravimohan Periyakavil Ramakrishnan
OrganisationESAF Small Finance Bank Ltd
Headquarters
IndustryBanks
E-voting on sharesClick here to vote

Key events for ESAF Small Finance Bank Ltd

  • ESAF Small Finance Bank's CEO K Paul Thomas Re-appointed for Another Three Years - 17 Jul, 2024

    The Reserve Bank of India has approved the re-appointment of K Paul Thomas as Managing Director and CEO of ESAF Small Finance Bank for another three years. Additionally, Thomas is also the Chairman of Sa-Dhan, an association of microfinance and impact finance institutions.

  • ESAF Small Finance Bank Implements Initiatives to Improve Asset Quality - 04 Jul, 2024

    ESAF Small Finance Bank has implemented strategic initiatives to address the deterioration in its asset quality. The bank aims to bring down GNPA to less than 3% by the end of next year. The bank also plans to reduce reliance on individual business correspondents, discontinuing certain services provided by Swasraya Multi State Agro Co-operative Society Limited (ESMACO). ESAF shares have lost over 23% so far this year.

  • ESAF Small Finance Bank Partners with GT Force; Paul Thomas Elected Chairperson of Sa-Dhan Board - 24 Jun, 2024

    ESAF Small Finance Bank has partnered with GT Force to offer retail finance solutions for electric two-wheelers. Additionally, the bank's CEO, Paul Thomas, has been elected as Chairperson of the board of Sa-Dhan, an association of microfinance and impact finance institutions.

Insights on ESAF Small Finance Bank Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Retail Holding Up

    img

    Retail Investor have increased holdings from 21.31% to 24.47% in Dec 2023 quarter

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 7 days, ESAFSFB stock has moved up by 5.9%

  • imgNO EFFECT

    Promoter Holding Unchanged

    img

    Promoters holdings remained unchanged at 63.39% of holdings in Dec 2023 quarter

  • imgNEGATIVE IMPACT

    FII Holding Down

    img

    Foreign Institutions have decreased holdings from 2.17% to 1.16% in Dec 2023 quarter

Company Financials

Value in ₹ crore
2023Y/Y Change
Total Assets
₹20,223.66Cr
↑14.21%
Total Liabilities
₹20,223.66Cr
↑14.21%
Value in ₹ crore
2023Y/Y Change
Operating Cash Flow
-₹573.00Cr
↓1.97%

Shareholding Pattern

InvestorsHoldings %FY Quarter3M change
Promoter Holdings
63.39%
0.00
Foreign Institutions
0.12%
-85.29
Mutual Funds
0.03%
33.16
Retail Investors
27.58%
8.03
Others
8.88%
-13.33

Key Indicators

Earnings and Dividends

  • ESAF Small Finance Bank Ltd Earnings Results

    ESAF Small Finance Bank Ltd’s net profit fell -57.24% since last year same period to ₹43.35Cr in the Q4 2023-2024. On a quarterly growth basis, ESAF Small Finance Bank Ltd has generated -61.34% fall in its net profits since last 3-months.

    Read More about Earnings Results
  • ESAF Small Finance Bank Ltd Dividends May,2024

    In the quarter ending March 2024, ESAF Small Finance Bank Ltd has declared dividend of ₹0.70 - translating a dividend yield of 1.37%.

    Read More about Dividends

Technicals Summary

Bearish

Neutral

Bullish

Bearish

ESAF Small Finance Bank Ltd is currently in a Bearish trading position according to technical analysis indicators.

Frequently Asked Questions

  • Get a PAN card.
  • Open a Demat account.
  • Open a Trading account.
  • Link your Demat account to your Trading account.
  • Fund your Trading account.
  • Place an order to buy ESAF Small Finance Bank Ltd shares.

ESAF Small Finance Bank Ltd (ESAFSFB) share price today is ₹50.84

ESAF Small Finance Bank Ltd is listed on NSE

ESAF Small Finance Bank Ltd is listed on BSE

  • Today’s highest price of ESAF Small Finance Bank Ltd is ₹50.88.
  • Today’s lowest price of ESAF Small Finance Bank Ltd is ₹50.84.

Today’s traded volume of ESAF Small Finance Bank Ltd(ESAFSFB) is 7.60L.

Today’s market capitalisation of ESAF Small Finance Bank Ltd(ESAFSFB) is ₹2634.13Cr.

ESAF Small Finance Bank Ltd(ESAFSFBPrice
52 Week High
₹82.4
52 Week Low
₹49

ESAF Small Finance Bank Ltd(ESAFSFB) share price is ₹50.84. It is down -38.30% from its 52 Week High price of ₹82.4

ESAF Small Finance Bank Ltd(ESAFSFB) share price is ₹50.84. It is up 3.76% from its 52 Week Low price of ₹49

ESAF Small Finance Bank Ltd(ESAFSFBReturns
1 Day Returns
-0.33%
1 Month Returns
-4.91%
3 Month Returns
-15.91%
1 Year Returns
-25.89%