Capital Small Finance Bank Ltd Share Price

Capital Small Finance Bank Limited was incorporated as Capital Local Area Bank Limited on May 31 1999 at Phagwara Dist. Kapurthala Punjab as a Public Limited Company. The name of Bank was subsequently changed to Capital Small Finance Bank Limited pursuant to a Shareholders Resolution on April 2 2016 to reflect the change in status of the Bank from a local area bank to a small finance bank dated pursuant to Reserve Bank of India approval dated March 4 2016 and a fresh Certificate of Incorporation was granted by RoC at Punjab and Chandigarh on April 15 2016. The Bank commenced its business pursuant to a Certificate of Commencement of Business issued by the RoC Punjab Himachal Pradesh and Chandigarh dated August 12 1999. The Bank operate in a competitive environment and face competition from other Small Finance Banks Scheduled Commercial Banks and NBFCs as well as local moneylenders in rural areas and unorganized small participants in the market across all product segments. The loan portfolio comprises agricultural MSME and trading mortgage lending retail loans and loans to large corporates. As a small finance bank Bank focus primarily on agricultural MSME and trading retail and mortgage loans which constitute the majority of loans.In 2000 the Bank started operating transactions in Jalandhar Kapurthala and Hoshiarpur as a local area bank. In 2013 it expanded operations in two additional districts of Ludhiana and Amritsar in Punjab which consequently expanded the outreach of the Bank to five districts. The Bank commenced operations as Indias first small finance bank effective from April 24 2016 in terms of asset quality cost of funds retail deposits and CASA deposits. Prior to 2016 it operated as a local area bank and were one of the two nonmicrofinance institutions who were granted the SFB license by RBI. Due to background as a local area bank the Bank already existed in diversified segments which accordingly resulted in having lower systemic risks in comparison to the overall high MFI base.As of March 31 2021 74 of total branches were located in rural and semiurban areas with 27 of the branches were in unbanked rural centres. As of June 30 2021 the Bank had 159 branches spread across the States of Punjab Haryana Rajasthan and Delhi along with 161 ATMs. The Company is planning to come out with an initial public offer by raising Rs 450 crore equity shares through fresh issue and issuing upto 3840087 equity shares through offer for sale..

Revenue: ₹279.60Cr as on September 2025 (Q2 FY26)
Net Profit: ₹0.00Cr as on September 2025 (Q2 FY26)
Listing date: 14 Feb, 2024
Chairperson Name: Navin Kumar Maini