Union Balanced Advantage Fund Direct Reinvestment of Income Distribution cum capital withdrawal
Get the latest NAV of Union Balanced Advantage Fund Direct Reinvestment of Income Distribution cum capital withdrawal. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹21.98
▲0.2%1D
NAV as on 12 Sep 2025
10.79%/per year
Since Inception
▲▼
Union Balanced Advantage Fund Direct Reinvestment of Income Distribution cum capital withdrawal Performance vs. Dynamic Asset Allocation Index
Fund returns vs Benchmark returns vs Category Average returns as on (12-Sep-25)
The fund has outperformed the benchmark (Dynamic Asset Allocation Index) over 1Y, 3Y, but underperformed over 5Y.
Peer comparison
Union Balanced Advantage Fund Direct Reinvestment of Income Distribution cum capital withdrawal Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Union Balanced Advantage Fund Direct Reinvestment of Income Distribution cum capital withdrawal Asset Allocation
See fund asset allocation details as on (14-Sep-25)
Fund Distribution
as on (14-Sep-25)
Union Balanced Advantage Fund Direct Reinvestment of Income Distribution cum capital withdrawal Sector Allocation
See fund sector allocation details as on (14-Sep-25)
Sector Allocation
Top 3 Sectors in August were Government, Financial Services & Consumer Cyclical
Government
34%
Financial Services
29%
Consumer Cyclical
16%
Government
37%
Financial Services
29%
Consumer Cyclical
14%
Union Balanced Advantage Fund Direct Reinvestment of Income Distribution cum capital withdrawal Holdings Details
as on (31-Aug-25)
Union Balanced Advantage Fund Direct Reinvestment of Income Distribution cum capital withdrawal Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.99% |
Benchmark | null |
| AUM | ₹1351 Cr |
| Inception Date | 4 January, 2018 |
| Min Lumpsum/SIP | ₹1000/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 133.29% |
| Risk |   Very High Risk |
About Union Balanced Advantage Fund Direct Reinvestment of Income Distribution cum capital withdrawal
Union Balanced Advantage Fund Direct Reinvestment of Income Distribution cum capital withdrawal is a hybrid fund. This fund was started on 4 January, 2018. The fund is managed by Gaurav Chopra, Sanjay Bembalkar, Parijat Agrawal. This fund gives you the benefit of diversification.
Key Parameters
- Union Balanced Advantage Fund Direct Reinvestment of Income Distribution cum capital withdrawal has ₹1351 Cr worth of assets under management (AUM) as on Sep 2025 and is more than category average.
- The fund has an expense ratio 1.
Returns
Union Balanced Advantage Fund Direct Reinvestment of Income Distribution cum capital withdrawal has given a CAGR return of 10.79% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 3.24%, 11.21% and 12.15% respectively.
Holdings
Union Balanced Advantage Fund Direct Reinvestment of Income Distribution cum capital withdrawal has allocated its funds majorly in Cash Equivalent, Government, Financial Services, Consumer Cyclical, Corporate, Industrial, Tech, Energy, Basic Materials, Health, Consumer Defensive, Communication, Utilities, Real Estate.
Taxation
As it is a dynamic asset allocation mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of Union Balanced Advantage Fund Direct Reinvestment of Income Distribution cum capital withdrawal
To achieve long term capital appreciation and generate income through an equity portfolio by using long equities, equity derivatives and arbitrage opportunities available. However, there is no assurance that the Investment Objective of the scheme will be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. Union Balanced Advantage Fund Direct Reinvestment of Income Distribution cum capital withdrawal has no lock in period.
Fund Manager
Gaurav Chopra
Fund Manager of Union Balanced Advantage Fund Direct Reinvestment of Income Distribution cum capital withdrawal, since 1 November 2024
Sanjay Bembalkar
Fund Manager of Union Balanced Advantage Fund Direct Reinvestment of Income Distribution cum capital withdrawal, since 25 January 2023
Parijat Agrawal
Fund Manager of Union Balanced Advantage Fund Direct Reinvestment of Income Distribution cum capital withdrawal, since 4 January 2018
- AUM of the fund stands at 1.4K Cr as of Aug'25
- AUM decreased by 20.3 Cr between Aug'25 and Jul'25
Frequently Asked Questions for Union Balanced Advantage Fund Direct Reinvestment of Income Distribution cum capital withdrawal
How do I invest in Union Balanced Advantage Fund Direct Reinvestment of Income Distribution cum capital withdrawal?
- Download the INDmoney app.
- Search for ‘Union Balanced Advantage Fund Direct Reinvestment of Income Distribution cum capital withdrawal’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.