Navi ELSS Tax Saver Fund Regular Payout of Income Distribution cum capital withdrawal option

Navi ELSS Tax Saver Fund Regular Payout of Income Distribution cum capital withdrawal option is an equity fund. This fund was started on 30 December, 2015. The fund is managed by . The fund could potentially beat inflation in the long-run.

1. Navi ELSS Tax Saver Fund Regular Payout of Income Distribution cum capital withdrawal option has ₹54 Cr worth of assets under management (AUM) as on Jul 2025 and is more than category average.
2. The fund has an expense ratio 2.3.
   

Navi ELSS Tax Saver Fund Regular Payout of Income Distribution cum capital withdrawal option has given a CAGR return of 11.16% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of -5.38%, 11.54% and 15.39% respectively.

Navi ELSS Tax Saver Fund Regular Payout of Income Distribution cum capital withdrawal option has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Health, Tech, Consumer Defensive, Basic Materials, Energy, Communication, Consumer Cyclical. Its top holdings are Reliance Industries Ltd, Axis Bank Ltd, ICICI Bank Ltd, Bharti Airtel Ltd, UPL Ltd

As it is a elss (tax savings) mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

"The Scheme will seek to invest in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income generation along with the benefit of income tax deduction (under Section 80 C of the Income Tax Act, 1961) on their investments. Specified Investors in the Scheme are entitled to deductions of the amount invested in Units of the Scheme, subject to a maximum of Rs. 1,50,000/- under and in terms of Section 80 C (2) (xiii) of the Income Tax Act, 1961. Investment in this scheme would be subject to statutory lock-in period of 3 years from the date of allotment to be eligible for income tax benefit under section 80 C. There is no assurance that the investment objective of the Scheme will be achieved."

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for Navi ELSS Tax Saver Fund Regular Payout of Income Distribution cum capital withdrawal option of 3 Years