HDFC Income Fund Direct Growth

HDFC Income Fund Direct Growth

Debt

HDFC Mutual Fund

Medium To Long Duration

Get the latest NAV of HDFC Income Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹64.45

▲0.4%1D

NAV as on 14 Aug 2025

7.31%/per year

Since Inception

Absolute Gain%

▲▼

83 people have invested ₹ 17L in HDFC Income Fund Direct Growth in the last three months

HDFC Income Fund Performance vs. Medium to Long Duration Index

Fund returns vs Benchmark returns vs Category Average returns as on (14-Aug-25)

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-0.44%
-0.51%
3.88%
7.56%
8.04%
5.93%
Medium To Long Duration Avg
-0.38%
-0.08%
3.71%
7.33%
7.41%
5.74%
Best in Medium To Long Duration
-0.02%
0.6%
4.77%
9.1%
8.65%
8.47%
Worst in Medium To Long Duration
-0.88%
-0.98%
2.4%
5.41%
6.56%
4.86%
Category Rank
5/5
5/5
5/5
5/5
7/8
--

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
HDFC Income Fund
5/5
954Cr
0.8%
7.56%
8.04%
-0.14
1.22
0.70
1.18
0.28
ICICI Prudential Bond Fund Direct Growth
1/5
2,884Cr
0.62%
8.58%
8.39%
0.60
0.92
1.10
2.23
1.07
SBI Magnum Income Fund Direct Growth
2/5
2,001Cr
0.77%
7.91%
8.19%
0.22
0.95
0.88
1.65
0.34
Kotak Bond Fund Direct Growth
3/5
2,095Cr
0.7%
7.6%
8.19%
0.26
1.04
0.88
1.58
0.58
See all

HDFC Income Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
▲
▼

HDFC Income Fund Asset Allocation

See fund asset allocation details as on (14-Aug-25)

Fund Distribution

as on (14-Aug-25)

Equity 0.4%

Debt & Cash 99.3%

Cash allocation has gone up from 5.7% to 7.6%
Cash allocation has gone up from 5.7% to 7.6%
Debt allocation has gone down from 93.6% to 91.7%
Debt allocation has gone down from 93.6% to 91.7%

HDFC Income Fund Sector Allocation

See fund sector allocation details as on (14-Aug-25)

Sector Allocation

Equity 0.4%

Debt & Cash 99.3%

Financial Services
36.3%
Energy
32.7%
Industrial
25.5%
Basic Materials
5.5%

Top 3 Sectors in July were Real Estate, Government & Corporate

Jul'25

Real Estate

100%

Government

77%

Corporate

15%

Jun'25

Real Estate

100%

Government

79%

Corporate

15%

HDFC Income Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.8%
Benchmark
NIFTY Medium to Long Dur Debt TR INR
AUM₹954 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹100/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
24.71%
Risk
Risk meter
pointer
Moderate Risk

About HDFC Income Fund

HDFC Income Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Shobhit Mehrotra, Dhruv Muchhal. This fund is suitable to keep your money safe.

Key Parameters

  1. HDFC Income Fund Direct Growth has ₹954 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
  2. The fund has an expense ratio 0.8.

Returns

HDFC Income Fund Direct Growth has given a CAGR return of 7.31% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.56%, 8.04% and 5.93% respectively.

Holdings

HDFC Income Fund Direct Growth has allocated its funds majorly in Real Estate, Government, Corporate, Cash Equivalent. Its top holdings are 7.18% Govt Stock 2037, 7.41% Govt Stock 2036, 7.23% Govt Stock 2039, 6.68% Government Of India, 7.54% Govt Stock 2036

Taxation

As it is a medium to long duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of HDFC Income Fund Direct Growth

To generate income / capital appreciation through investments in debt and money market instruments. There is no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Income Fund Direct Growth has no lock in period.

Fund Manager

Shobhit Mehrotra

Fund Manager of HDFC Income Fund Direct Growth, since 11 September 2007

Dhruv Muchhal

Fund Manager of HDFC Income Fund Direct Growth, since 22 June 2023

Learn more about HDFC Mutual Fund
Parameters
Jul'25
Jun'25
May'25
AUM
₹ 954.3 Cr
₹ 928.9 Cr
₹ 953.2 Cr
  • AUM of the fund stands at 954.3 Cr as of Jul'25
  • AUM increased by 25.4 Cr between Jul'25 and Jun'25

Frequently Asked Questions for HDFC Income Fund Direct Growth

How do I invest in HDFC Income Fund?

INDmoney makes it simple to invest in the HDFC Income Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘HDFC Income Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of HDFC Income Fund?

The NAV of the fund today is ₹64.45. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

HDFC Income Fund fund has generated a return of 7.56% in 1 year, 8.04% in 3 years, 5.93% in 5 years.

Who is the fund manager of HDFC Income Fund?

The fund managers are Shobhit Mehrotra, Dhruv Muchhal.

What is the expense ratio of the fund?

The expense ratio is 0.80%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹954 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of HDFC Income Fund?

The top 3 holdings of the fund are 7.18% Govt Stock 2037(18.6%), 7.41% Govt Stock 2036(11.14%), 7.23% Govt Stock 2039(7.15%)