HDFC Income Fund Direct Growth
Get the latest NAV of HDFC Income Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹64.36
NAV as on 09 May 2025
7.46%/per year
Since Inception
▲▼
54 people have invested ₹ 1.5L in HDFC Income Fund Direct Growth in the last three months
Fund Performance
as on (09-May-25)
Peer comparison
HDFC Income Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
HDFC Income Fund Asset Allocation
See fund asset allocation details as on (15-Apr-25)
Fund Distribution
as on (15-Apr-25)
Debt & Cash 99.8%
HDFC Income Fund Sector Allocation
See fund sector allocation details as on (15-Apr-25)
Sector Allocation
Debt & Cash 99.8%
Top 3 Sectors in March were Government, Financial Services & Energy
Government
80%
Financial Services
36%
Energy
33%
Government
82%
Financial Services
36%
Energy
33%
HDFC Income Fund Direct Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.8% |
Benchmark | NIFTY Medium to Long Dur Debt TR INR |
| AUM | ₹776 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹100/₹100 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 44.16% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Moderate Risk |
About HDFC Income Fund
HDFC Income Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Shobhit Mehrotra. This fund is suitable to keep your money safe.
Key Parameters
- HDFC Income Fund Direct Growth has ₹776 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
- The fund has an expense ratio 0.8.
Returns
HDFC Income Fund Direct Growth has given a CAGR return of 7.46% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 10.95%, 8.78% and 6.49% respectively.
Holdings
HDFC Income Fund Direct Growth has allocated its funds majorly in Government, Financial Services, Energy, Industrial, Corporate, Cash Equivalent, Basic Materials, Securitize. Its top holdings are 7.18% Govt Stock 2037, 7.41% Govt Stock 2036, 7.54% Govt Stock 2036, 7.18% Govt Stock 2033, 7.26% Govt Stock 2032
Taxation
As it is a medium to long duration mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of HDFC Income Fund Direct Growth
To generate income / capital appreciation through investments in debt and money market instruments. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Income Fund Direct Growth has no lock in period.
Fund Manager
Shobhit Mehrotra
Fund Manager of HDFC Income Fund Direct Growth, since 11 September 2007
- AUM of the fund stands at 884.8 Cr as of Mar'25
- AUM increased by 14.8 Cr between Mar'25 and Feb'25
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1Y CAGR
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5Y CAGR
▲ 6.24
Frequently Asked Questions for HDFC Income Fund Direct Growth
What is the current NAV of HDFC Income Fund Direct Growth?
What are the average returns of HDFC Income Fund Direct Growth?
HDFC Income Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.9% | 0.9% |
6 Month Returns | 5.42% | 5.42% |
1 Year Returns | 10.95% | 10.95% |
3 Years Returns | 28.72% | 8.78% |
How do I invest in HDFC Income Fund Direct Growth?
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
What is the expense ratio of HDFC Income Fund Direct Growth?
What is net assets under management (AUM) of HDFC Income Fund Direct Growth?
What are the top 5 holdings of HDFC Income Fund Direct Growth?
What are the top 3 sectors that this HDFC Income Fund Direct Growth has invested in?
What is the yield to maturity ratio of HDFC Income Fund Direct Growth?
What is the modified duration of HDFC Income Fund Direct Growth?
What is the credit rating breakup of HDFC Income Fund Direct Growth?
AAA | 100 |