Kotak Bond Fund Direct Growth

Kotak Bond Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Abhishek Bisen. This fund is suitable to keep your money safe.

1. Kotak Bond Fund Direct Growth has ₹2063 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
2. The fund has an expense ratio 0.7.
   

Kotak Bond Fund Direct Growth has given a CAGR return of 7.92% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.14%, 8.82% and 6.67% respectively.

Kotak Bond Fund Direct Growth has allocated its funds majorly in Financial Services, Government, Corporate, Cash Equivalent. Its top holdings are 6.33% Gsec Mat - 05/05/2035, 7.3% Govt Stock 2053, National Housing Bank, 7.09% Govt Stock 2054, 7.34% Govt Stock 2064

As it is a medium to long duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

The investment objective of the Scheme is to create a portfolio of debt instruments such as bonds, debentures, Government Securities and money market instruments, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. There is no assurance that the investment objective of the Scheme will be achieved.

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Kotak Bond Fund Direct Growth has no lock in period.