SBI Medium to Long Duration Fund Direct Growth

SBI Medium to Long Duration Fund Direct Growth

Debt

SBI Mutual Fund

Medium To Long Duration

Get the latest NAV of SBI Medium to Long Duration Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹77.66

NAV as on 26 Dec 2025

8.06%/per year

Since Inception

Absolute Gain%

▲▼

175 people have invested ₹ 6.9L in SBI Medium to Long Duration Fund Direct Growth in the last three months

SBI Medium to Long Duration Fund Performance vs. Medium to Long Duration Index

Fund returns vs Benchmark returns vs Category Average returns as on (26-Dec-25)

The fund has consistently outperformed the benchmark (Medium to Long Duration Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-0.04%
1.19%
1.71%
6.77%
7.82%
6.3%
Medium to Long Duration Index
-0.18%
0.91%
1.18%
5.35%
6.23%
4.66%
Medium To Long Duration Avg
-0.18%
0.88%
1.09%
5.9%
7.13%
5.54%
Best in Medium To Long Duration
0.26%
1.4%
1.81%
7.54%
8.19%
8.39%
Worst in Medium To Long Duration
-0.11%
0.66%
1.07%
4.92%
6.66%
4.67%
Category Rank
2/5
2/5
2/5
3/5
2/6
--

SBI Medium to Long Duration Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

2
/5
78% Performance
75% Risk Management
19% Cost

Ranked 2 out of 5 mutual funds in the medium to long duration category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
SBI Medium to Long Duration Fund
2/5
2,169Cr
0.77%
6.77%
7.82%
-0.03
1.00
0.61
0.97
-0.06
ICICI Prudential Bond Fund Direct Growth
1/5
2,921Cr
0.64%
7.16%
8.06%
0.08
1.00
0.65
1.01
0.13
Kotak Bond Fund Direct Growth
3/5
2,052Cr
0.7%
6.42%
7.85%
-0.20
1.17
0.53
0.79
-0.02
Aditya Birla Sun Life Income Fund Direct Growth
4/5
2,165Cr
0.7%
5.8%
7.17%
-0.85
1.17
0.23
0.33
-0.86
See all

SBI Medium to Long Duration Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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SBI Medium to Long Duration Fund Asset Allocation

See fund asset allocation details as on (14-Dec-25)

Fund Distribution

as on (14-Dec-25)

AAA
67.9%
AA
32.1%
Cash allocation has gone up from 5.8% to 11.4%
Cash allocation has gone up from 5.8% to 11.4%
Debt allocation has gone down from 93.9% to 88.4%
Debt allocation has gone down from 93.9% to 88.4%

SBI Medium to Long Duration Fund Sector Allocation

See fund sector allocation details as on (14-Dec-25)

Sector Allocation

Government
68.4%
Corporate
25.4%
Cash Equivalent
6.2%

Top 3 Sectors in November were Financial Services, Government & Corporate

Nov'25

Financial Services

59%

Government

47%

Corporate

42%

Oct'25

Financial Services

59%

Government

51%

Corporate

39%

SBI Medium to Long Duration Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.77%
Benchmark
NIFTY Medium Long Dur Debt TR INR
AUM₹2169 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5,000/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
180.69%
Risk
Risk meter
pointer
Moderately High risk

About SBI Medium to Long Duration Fund

SBI Medium to Long Duration Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Mohit Jain. This fund is suitable to keep your money safe.

Key Parameters

  1. SBI Medium to Long Duration Fund Direct Growth has ₹2169 Cr worth of assets under management (AUM) as on Dec 2025 and is more than category average.
  2. The fund has an expense ratio 0.8.

Returns

SBI Medium to Long Duration Fund Direct Growth has given a CAGR return of 8.06% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.77%, 7.82% and 6.30% respectively.

Holdings

SBI Medium to Long Duration Fund Direct Growth has allocated its funds majorly in Financial Services, Government, Corporate, Industrial, Utilities, Cash Equivalent. Its top holdings are 7.24% Govt Stock 2055, 6.68% Govt Stock 2040, 6.79% Govt Stock 2034, 6.48% Govt Stock 2035, National Bank For Agriculture And Rural Development

Taxation

As it is a medium to long duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of SBI Medium to Long Duration Fund Direct Growth

To provide investors an opportunity to generate regular income through investments in debt and money market instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years. However, there is no guarantee or assurance that the investment objective of the scheme will be achieved. The scheme doesn’t assure or guarantee any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. SBI Medium to Long Duration Fund Direct Growth has no lock in period.

Fund Manager

Mohit Jain

Fund Manager of SBI Medium to Long Duration Fund Direct Growth, since 1 July 2025

Learn more about SBI Mutual Fund
Parameters
Nov'25
Oct'25
Sep'25
AUM
₹ 2.2K Cr
₹ 2.2K Cr
₹ 2.2K Cr
  • AUM of the fund stands at 2.2K Cr as of Nov'25
  • AUM decreased by 2.7 Cr between Nov'25 and Oct'25

Frequently Asked Questions for SBI Medium to Long Duration Fund Direct Growth

How do I invest in SBI Medium to Long Duration Fund?

INDmoney makes it simple to invest in the SBI Medium to Long Duration Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘SBI Medium to Long Duration Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of SBI Medium to Long Duration Fund?

The NAV of the fund today is ₹77.66. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

SBI Medium to Long Duration Fund fund has generated a return of 6.77% in 1 year, 7.82% in 3 years, 6.30% in 5 years.

Who is the fund manager of SBI Medium to Long Duration Fund?

The fund managers are Mohit Jain.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-1 Years. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.77%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹2169 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of SBI Medium to Long Duration Fund?

The top 3 holdings of the fund are 7.24% Govt Stock 2055(13.78%), 6.68% Govt Stock 2040(8.98%), 6.79% Govt Stock 2034(8.17%)