UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option

Equity
Direct
Equity - Consumption
UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option

About the Fund

UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Vishal Chopda. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option has ₹603 Cr worth of assets under management (AUM) as on May 2024 and is less than category average.
  2. The fund has an expense ratio 1.6.

Returns

UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option has given a CAGR return of 13.38% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 34.80%, 18.42% and 18.37% respectively.

Holdings

UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Consumer Defensive, Government, Communication, Industrial, Financial Services, Real Estate, Basic Materials, Health. Its top holdings are Maruti Suzuki India Ltd, Bharti Airtel Ltd, Trent Ltd, Avenue Supermarts Ltd, Godrej Consumer Products Ltd

Taxation

As it is a equity - consumption mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Dividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.

Investment objective of UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option

The objective of the scheme is to generate long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option has no lock in period.

Fund Performance

Fund Overview

Expense ratio1.56%
Benchmark
S&P BSE 500 India TR INR
AUM₹603 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹500
Exit Load
1%
Lock InNo Lock-in
TurnOver
15.43%
Risk
Risk meter
pointer
Very High Risk

Fund Distribution
as on (31-May-24)

  • Equity 98.6%

  • Debt & Cash 1.4%

Large cap
68.4%

Mid cap
20.7%

Small cap
9.5%

Sector Allocation

May'24

Apr'24

Mar'24

Consumer Cyclical
42.1%
Consumer Defensive
29.8%
Communication
9.1%
Industrial
7.5%
Financial Services
5.3%
Real Estate
2.7%
Basic Materials
2.4%
Health
1.1%
All changes are between Mar'24 and May'24

Returns for the month of May

  • Gainers

  • Losers

Vishal Chopda
Vishal Chopda
Fund Manager of UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option, since 31 August 2019

UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 13.38% since inception which is less than its category average return of 18.39%
Fund Allocations

Fund Allocations

This fund has an allocation of 98.56% in Equity, 0.24% in Debt and 1.2% in Cash related instruments
AUM size ₹603 Cr

AUM size ₹603 Cr

This fund has AUM of ₹603 Cr which is less than its category average of ₹ 1453 Cr
Expense Ratio 1.56%

Expense Ratio 1.56%

This fund has an expense ratio of 1.56% which is more than its category average expense ratio of 1.51%

Frequently Asked Questions

The current NAV of UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option is ₹53.16 as on 24-Jun-2024.
Existing (Absolute + CAGR) as on 24-Jun-2024.
UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option
Absolute Returns
CAGR Returns
1 Month Returns
5.89%
5.89%
6 Month Returns
22.37%
22.37%
1 Year Returns
34.8%
34.8%
3 Years Returns
66.08%
18.42%
5 Years Returns
132.39%
18.37%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
1.56% as on May 2024
₹603 Cr as on May 2024
Maruti Suzuki India Ltd(7.24%), Bharti Airtel Ltd(6.76%), Trent Ltd(5.72%), Avenue Supermarts Ltd(5.2%), Godrej Consumer Products Ltd(5.01%) as on May 2024
Consumer Cyclical(41.49%), Consumer Defensive(29.38%), Communication(8.93%) as on May 2024
The alpha ratio for the UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option
1.72
-0.83
-0.85
As on May 2024
The alpha for UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option
0.83
0.86
0.96
As on May 2024
The Beta for UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option
2.25
0.92
0.73
As on May 2024
The sharpe ratio for UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option
8.9
12.11
15.81
As on May 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.82 as on May 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Vishal Chopda is the fund manager of UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option
The Exit load of UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option is 1%