UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option

UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option

Equity

UTI Mutual Fund

Equity - Consumption

Get the latest NAV of UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹47.52

▼-3.3%1D

NAV as on 23 Mar 2026

10.65%/per year

Since Inception

Absolute Gain%

▲▼

UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (23-Mar-26)

The fund has underperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-12.74%
-16.15%
-16.85%
-4.39%
11.85%
10.13%
Nifty 500
-8.92%
-10.48%
-8.29%
0.55%
14.09%
11.49%
Equity - Consumption Avg
-11.97%
-15.86%
-17.28%
-6.38%
11.71%
11.75%
Best in Equity - Consumption
-5.59%
-9.52%
-12.65%
4.82%
16.77%
15.34%
Worst in Equity - Consumption
-10.21%
-14.97%
-18.26%
-10.67%
11.68%
11.03%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option
-
690Cr
1.59%
-4.39%
11.85%
-1.77
0.97
0.68
0.98
-0.79
Aditya Birla Sun Life India Gennext Fund Reinvestment Inc Dist cum Cap Wdrl
-
5,626Cr
0.82%
9.59%
15.16%
-1.76
--
--
1.05
-0.72
Aditya Birla Sun Life India Gennext Fund Payout Inc Dist cum Cap Wdrl
-
5,626Cr
0.82%
9.59%
15.16%
-1.76
--
--
1.05
-0.72
Nippon India Consumption Fund Reinvestment of Income Distribution cum capital wdrl
-
2,184Cr
0.57%
11.06%
20.39%
2.80
--
--
1.57
0.27
See all

UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

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Absolute Return
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UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

Large cap
71.4%
Mid cap
17.9%
Small cap
9%
Mid Cap allocation has gone up from 17.5% to 17.9%
Mid Cap allocation has gone up from 17.5% to 17.9%
Large Cap allocation has gone down from 72.2% to 71.4%
Large Cap allocation has gone down from 72.2% to 71.4%
Small Cap allocation has gone up from 8.6% to 9%
Small Cap allocation has gone up from 8.6% to 9%
Cash allocation has gone up from 1.6% to 1.7%
Cash allocation has gone up from 1.6% to 1.7%

UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Consumer Cyclical
43.4%
Consumer Defensive
25%
Communication
10.6%
Industrial
6.8%
Financial Services
5.6%
Basic Materials
3.3%
Health
3.3%
Real Estate
2%

Top 3 Sectors in February were Consumer Cyclical, Consumer Defensive & Communication

Feb'26

Consumer Cyclical

47%

Consumer Defensive

20%

Communication

10%

Jan'26

Consumer Cyclical

46%

Consumer Defensive

21%

Communication

10%

UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option Holdings Details

as on (28-Feb-26)

Holdings
Weight%
1M Change
Mahindra & Mahindra Ltd
8.06%
6%
Maruti Suzuki India Ltd
7.06%
0%
Bharti Airtel Ltd
7.03%
0%
Eternal Ltd
5.84%
13.7%
Titan Co Ltd
5.75%
1.9%
See all
Top Stocks bought last month
Dixon Technologies (India) Ltd's allocation increased from 0.76% to 1.32%
Dixon Technologies (India) Ltd's allocation increased from 0.76% to 1.32%
Titan Co Ltd's allocation increased from 5.24% to 5.75%
Titan Co Ltd's allocation increased from 5.24% to 5.75%
Polycab India Ltd's allocation increased from 2% to 2.43%
Polycab India Ltd's allocation increased from 2% to 2.43%
Top Stocks sold last month
Bharti Airtel Ltd's allocation decreased from 7.43 % to 7.03 %
Bharti Airtel Ltd's allocation decreased from 7.43 % to 7.03 %
Eicher Motors Ltd's allocation decreased from 5.26 % to 4.83 %
Eicher Motors Ltd's allocation decreased from 5.26 % to 4.83 %
ITC Ltd's allocation decreased from 4.36 % to 3.33 %
ITC Ltd's allocation decreased from 4.36 % to 3.33 %

UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.59%
Benchmark
IISL Nifty India Consumption TR INR
AUM₹690 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5,000/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
32.95%
Risk
Risk meter
pointer
Very High Risk

About UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option

UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Vicky Punjabi, Vishal Chopda. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option has ₹690 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 1.6.

Returns

UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option has given a CAGR return of 10.65% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of -4.39%, 11.85% and 10.13% respectively.

Holdings

UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Consumer Defensive, Communication, Industrial, Financial Services, Health, Tech, Basic Materials, Real Estate, Corporate. Its top holdings are Mahindra & Mahindra Ltd, Maruti Suzuki India Ltd, Bharti Airtel Ltd, Eternal Ltd, Titan Co Ltd

Taxation

As it is a equity - consumption mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option

The objective of the scheme is to generate long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option has no lock in period.

Fund Manager

Vicky Punjabi

Fund Manager of UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option, since 16 June 2025

Vishal Chopda

Fund Manager of UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option, since 28 February 2018

Learn more about UTI Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 689.9 Cr
₹ 683.2 Cr
₹ 737.4 Cr
  • AUM of the fund stands at 689.9 Cr as of Feb'26
  • AUM increased by 6.7 Cr between Feb'26 and Jan'26

Frequently Asked Questions for UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option

How do I invest in UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option?

INDmoney makes it simple to invest in the UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option?

The NAV of the fund today is ₹47.52. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option fund has generated a return of -4.39% in 1 year, 11.85% in 3 years, 10.13% in 5 years.

Who is the fund manager of UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option?

The fund managers are Vicky Punjabi, Vishal Chopda.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-30 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.59%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹690 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of UTI India Consumer Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl Option?

The top 3 holdings of the fund are Mahindra & Mahindra Ltd(8.06%), Maruti Suzuki India Ltd(7.06%), Bharti Airtel Ltd(7.03%)