Tata Housing Opportunities Fund Direct Growth

Tata Housing Opportunities Fund Direct Growth

Equity

Tata Mutual Fund

Equity - Other

Get the latest NAV of Tata Housing Opportunities Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹16.22

▼-0.2%1D

NAV as on 01 Jul 2025

18.6%/per year

Since Inception

Absolute Gain%

▲▼

309 people have invested ₹ 6L in Tata Housing Opportunities Fund Direct Growth in the last three months

Tata Housing Opportunities Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (01-Jul-25)

The fund has underperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
This Fund
Nifty 500
Category Avg
1 Month
4.03%
3.57%
-
3 Months
12.62%
12.08%
-
6 Months
0.03%
5.04%
-
1 Year
-3.16%
3.91%
-

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
Tata Housing Opportunities Fund
-
534Cr
0.71%
-3.16%
-
18.6%
ICICI Prudential India Opportunities Fund Direct Growth
1/39
28,204Cr
0.63%
12.86%
29.81%
23.46%
ICICI Prudential Business Cycle Fund Direct Growth
2/39
12,972Cr
0.72%
10.74%
27.84%
23.96%
ICICI Prudential Exports and Services Fund Direct Growth
3/39
1,396Cr
1.69%
11.37%
25.2%
19.66%
See all

Tata Housing Opportunities Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Tata Housing Opportunities Fund Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Equity 98.3%

Debt & Cash 1.8%

Large cap
46.1%
Small cap
32.8%
Mid cap
19.4%
Small Cap allocation has gone up from 30.5% to 32.8%
Small Cap allocation has gone up from 30.5% to 32.8%
Mid Cap allocation has gone up from 18.6% to 19.4%
Mid Cap allocation has gone up from 18.6% to 19.4%
Large Cap allocation has gone down from 46.2% to 46.1%
Large Cap allocation has gone down from 46.2% to 46.1%
Cash allocation has gone down from 4.7% to 1.7%
Cash allocation has gone down from 4.7% to 1.7%

Tata Housing Opportunities Fund Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Equity 98.3%

Debt & Cash 1.8%

Industrial
33.1%
Financial Services
29.4%
Real Estate
19.5%
Basic Materials
15.7%
Consumer Cyclical
2.3%

Top 3 Sectors in May were Financial Services, Industrial & Basic Materials

May'25

Financial Services

34%

Industrial

27%

Real Estate

17%

Apr'25

Financial Services

35%

Industrial

25%

Basic Materials

17%

Tata Housing Opportunities Fund Holdings Details

as on (30-Jun-25)

Equity

Holdings
Weight%
1M Change
HDFC Bank Ltd
9.78%
0%
Prestige Estates Projects Ltd
5.99%
0%
Larsen & Toubro Ltd
5.82%
0%
Can Fin Homes Ltd
5.05%
0%
ICICI Bank Ltd
5.01%
0%
See all
Top Stocks bought last month
R R Kabel Ltd's allocation increased from 1.84% to 2.45%
R R Kabel Ltd's allocation increased from 1.84% to 2.45%
DLF Ltd's allocation increased from 3.96% to 4.56%
DLF Ltd's allocation increased from 3.96% to 4.56%
Kajaria Ceramics Ltd's allocation increased from 2.32% to 2.92%
Kajaria Ceramics Ltd's allocation increased from 2.32% to 2.92%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 9.95 % to 9.78 %
HDFC Bank Ltd's allocation decreased from 9.95 % to 9.78 %
ICICI Bank Ltd's allocation decreased from 5.08 % to 5.01 %
ICICI Bank Ltd's allocation decreased from 5.08 % to 5.01 %
Ambuja Cements Ltd's allocation decreased from 4.22 % to 4.22 %
Ambuja Cements Ltd's allocation decreased from 4.22 % to 4.22 %

Tata Housing Opportunities Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.71%
Benchmark
IISL Nifty Housing TR INR
AUM₹534 Cr
Inception Date2 September, 2022
Min Lumpsum/SIP₹5000/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
8.94%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About Tata Housing Opportunities Fund

Tata Housing Opportunities Fund Direct Growth is an equity fund. This fund was started on 2 September, 2022. The fund is managed by Murthy Nagarajan. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Tata Housing Opportunities Fund Direct Growth has ₹534 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
  2. The fund has an expense ratio 0.7.

Returns

Tata Housing Opportunities Fund Direct Growth has given a CAGR return of 18.60% since inception. Over the last 1 year the fund has given a CAGR return of -3.16%.

Holdings

Tata Housing Opportunities Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Real Estate, Basic Materials, Consumer Cyclical. Its top holdings are HDFC Bank Ltd, Prestige Estates Projects Ltd, Larsen & Toubro Ltd, Can Fin Homes Ltd, ICICI Bank Ltd

Taxation

As it is a equity - other mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Tata Housing Opportunities Fund Direct Growth

To generate long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing theme.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Tata Housing Opportunities Fund Direct Growth has no lock in period.

Fund Manager

Murthy Nagarajan

Fund Manager of Tata Housing Opportunities Fund Direct Growth, since 2 September 2022

Learn more about Tata Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 533.9 Cr
₹ 519.5 Cr
₹ 507.7 Cr
  • AUM of the fund stands at 533.9 Cr as of May'25
  • AUM increased by 14.4 Cr between May'25 and Apr'25

Frequently Asked Questions for Tata Housing Opportunities Fund Direct Growth

How do I invest in Tata Housing Opportunities Fund?

INDmoney makes it simple to invest in the Tata Housing Opportunities Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Tata Housing Opportunities Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Tata Housing Opportunities Fund?

The NAV of the fund today is ₹16.22. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Tata Housing Opportunities Fund fund has generated a return of -3.16% in 1 year

Who is the fund manager of Tata Housing Opportunities Fund?

The fund managers are Murthy Nagarajan.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-30 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.71%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹534 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Tata Housing Opportunities Fund?

The top 3 holdings of the fund are HDFC Bank Ltd(9.78%), Prestige Estates Projects Ltd(5.99%), Larsen & Toubro Ltd(5.82%)