Tata Housing Opportunities Fund Direct Growth
NAV as on 22-04-2025
₹ 15.01
▲1.5%
1D
Inception Returns
16.2%
/yr
Historical NAV & Returns
Absolute
▲
▼
309 people have invested ₹ 5.2L in Tata Housing Opportunities Fund Direct Growth in the last three months
About Tata Housing Opportunities Fund Direct Growth
Tata Housing Opportunities Fund Direct Growth is an equity fund. This fund was started on 2 September, 2022. The fund is managed by Murthy Nagarajan. The fund could potentially beat inflation in the long-run.
Key Parameters
- Tata Housing Opportunities Fund Direct Growth has ₹508 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
- The fund has an expense ratio 0.8.
Returns
Tata Housing Opportunities Fund Direct Growth has given a CAGR return of 16.21% since inception. Over the last 1 year the fund has given a CAGR return of 2.79%.
Holdings
Tata Housing Opportunities Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Basic Materials, Real Estate, Consumer Cyclical. Its top holdings are HDFC Bank Ltd, Larsen & Toubro Ltd, Prestige Estates Projects Ltd, ICICI Bank Ltd, Can Fin Homes Ltd
Taxation
As it is a equity - other mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Tata Housing Opportunities Fund Direct Growth
To generate long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing theme.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Tata Housing Opportunities Fund Direct Growth has no lock in period.
Tata Housing Opportunities Fund Direct Growth Overview
| Expense ratio | 0.75% |
Benchmark | IISL Nifty Housing TR INR |
| AUM | ₹508 Cr |
| Inception Date | 2 September, 2022 |
| Min Lumpsum/SIP | ₹5000/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 8.94% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (22-Apr-25)
Fund Distribution
as on (31-Mar-25)
Large cap
46.4%
Small cap
28.7%
Mid cap
19.2%
Sector Allocation
Financial Services
34.5%
Industrial
26.3%
Basic Materials
17.2%
Real Estate
15.8%
Consumer Cyclical
6.2%
All changes are between Jan'25 and Mar'25
- This fund’s returns stands at 7.02% whereas the fund’s underlying benchmark Nifty 500 returns stands at 7.25% as on Mar'25
- This fund underperformed Nifty 500 by 0.23% in Mar'25
- AUM of the fund stands at 507.7 Cr as of Mar'25
- AUM increased by 31.9 Cr between Mar'25 and Feb'25
Top Stocks bought last month
Can Fin Homes Ltd's allocation increased from 4.15% to 4.51%
Ambuja Cements Ltd's allocation increased from 3.97% to 4.31%
UltraTech Cement Ltd's allocation increased from 3.94% to 4.19%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 9.78 % to 9.67 %
Prestige Estates Projects Ltd's allocation decreased from 5.16 % to 5.09 %
Blue Star Ltd's allocation decreased from 4.19 % to 3.53 %
Large Cap allocation has gone up from 45.2% to 46.4%
Small Cap allocation has gone down from 28.9% to 28.7%
Mid Cap allocation has gone down from 20.4% to 19.2%
Cash allocation has gone up from 5.4% to 5.6%
Top 3 Sectors in March were Financial Services, Industrial & Basic Materials
Mar'25
Financial Services
35%
Industrial
26%
Basic Materials
17%
Feb'25
Financial Services
33%
Industrial
28%
Basic Materials
17%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 9.67% | 0% | |
 Larsen & Toubro Ltd | 5.81% | 0% | |
 Prestige Estates Projects Ltd | 5.09% | 0% | |
 ICICI Bank Ltd | 4.91% | 0% | |
 Can Fin Homes Ltd | 4.51% | 0% |
See all
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
Tata Housing Opportunities Fund Direct Growth | 2.79% | - | - | 16.21% |
 Sundaram Services Direct Growth | 18.52% | 18.52% | 29.93% | 21.39% |
 ICICI Prudential India Opportunities Fund Direct Growth | 15.6% | 23.7% | 35.98% | 23.09% |
ICICI Prudential Business Cycle Fund Direct Growth | 12.23% | 21.5% | - | 23.01% |
See all
Top Growth Drivers | 1M Return |
|---|---|
 Ambuja Cements Ltd | 11.5% |
 Can Fin Homes Ltd | 8% |
 HDFC Bank Ltd | 7.1% |
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Murthy Nagarajan
Fund Manager of Tata Housing Opportunities Fund Direct Growth, since 2 September 2022
Top funds managed
Fund House
Tata Asset Management Limited
Total Schemes
Total AUM
₹1.85L Cr
as on 31-Mar-2025
Address
Tata Asset Management Private Limited,Mafatlal Centre, 9th Floor,,Nariman Point,,India
Phone
+912266578282
Website
kiran@tataamc.com
Tata Housing Opportunities Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 16.21% since inception which is more than its category average return of 10.12%
Fund Allocations
This fund has an allocation of 94.39% in Equity, 0% in Debt and 5.61% in Cash related instruments
AUM size ₹508 Cr
This fund has AUM of ₹508 Cr which is less than its category average of ₹ 2172 Cr
Expense Ratio 0.75%
This fund has an expense ratio of 0.75% which is less than its category average expense ratio of 1.35%
More funds from Tata
5Y CAGR
▲ 37.44
5Y CAGR
▲ 25.38
5Y CAGR
▲ 32.31
5Y CAGR
▲ 23.89
3Y CAGR
▲ 20.43
Frequently Asked Questions for Tata Housing Opportunities Fund Direct Growth
The current NAV of Tata Housing Opportunities Fund Direct Growth is ₹15.01 as on 22-Apr-2025.
Existing (Absolute + CAGR) as on 22-Apr-2025.
Tata Housing Opportunities Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 4.34% | 4.34% |
6 Month Returns | -11.85% | -11.85% |
1 Year Returns | 2.79% | 2.79% |
3 Years Returns | 0% | 0% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
0.75% as on March 2025
₹508 Cr as on March 2025
HDFC Bank Ltd(9.67%), Larsen & Toubro Ltd(5.81%), Prestige Estates Projects Ltd(5.09%), ICICI Bank Ltd(4.91%), Can Fin Homes Ltd(4.51%) as on March 2025
Financial Services(32.57%), Industrial(24.85%), Basic Materials(16.2%) as on March 2025
The alpha ratio for the Tata Housing Opportunities Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Tata Housing Opportunities Fund Direct Growth | - | - | - |
As on March 2025
The alpha for Tata Housing Opportunities Fund Direct Growth is calculated against IISL Nifty Housing TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Tata Housing Opportunities Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Tata Housing Opportunities Fund Direct Growth | - | - | - |
As on March 2025
The Beta for Tata Housing Opportunities Fund Direct Growth is calculated with IISL Nifty Housing TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Tata Housing Opportunities Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Tata Housing Opportunities Fund Direct Growth | -0.11 | - | - |
As on March 2025
The sharpe ratio for Tata Housing Opportunities Fund Direct Growth is calculated with IISL Nifty Housing TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Tata Housing Opportunities Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Tata Housing Opportunities Fund Direct Growth | 21.33 | - | - |
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Murthy Nagarajan is the fund manager of Tata Housing Opportunities Fund Direct Growth
The Exit load of Tata Housing Opportunities Fund Direct Growth is 1%