Tata Housing Opportunities Fund Direct Growth

Tata Housing Opportunities Fund Direct Growth is an equity fund. This fund was started on 2 September, 2022. The fund is managed by Murthy Nagarajan, Kapil Malhotra, Aditya Bagul, Hasmukh Vishariya. The fund could potentially beat inflation in the long-run.

1. Tata Housing Opportunities Fund Direct Growth has ₹522 Cr worth of assets under management (AUM) as on Oct 2025 and is more than category average.
2. The fund has an expense ratio 0.7.
   

Tata Housing Opportunities Fund Direct Growth has given a CAGR return of 16.08% since inception. Over the last 1 and 3 years the fund has given a CAGR return of -7.76% and 17.76% respectively.

Tata Housing Opportunities Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Basic Materials, Real Estate, Consumer Cyclical. Its top holdings are HDFC Bank Ltd, Prestige Estates Projects Ltd, Larsen & Toubro Ltd, ICICI Bank Ltd, Asian Paints Ltd

As it is a equity - other mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

To generate long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing theme.

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Tata Housing Opportunities Fund Direct Growth has no lock in period.