Tata Housing Opportunities Fund

Tata Housing Opportunities Fund

Equity

Tata Mutual Fund

Equity - Other

Get the latest NAV of Tata Housing Opportunities Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹14.58

▼-1%1D

NAV as on 12 Mar 2026

11.28%/per year

Since Inception

Absolute Gain%

▲▼

271 people have invested ₹ 8.6L in Tata Housing Opportunities Fund in the last three months

Tata Housing Opportunities Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (12-Mar-26)

The fund has underperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-9.7%
-8.4%
-8.34%
6.57%
13.04%
--
Nifty 500
-7.42%
-7.71%
-5.57%
8.06%
14.26%
11.7%
Equity - Other Avg
--
--
--
--
--
--
Best in Equity - Other
3.66%
12.51%
17.44%
46.61%
32.91%
27.56%
Worst in Equity - Other
-13.43%
-18.48%
-21.22%
-10.26%
8.57%
6.35%

Tata Housing Opportunities Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

35
/47
32% Performance
55% Risk Management
60% Cost

Ranked 35 out of 47 mutual funds in the equity - other category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Tata Housing Opportunities Fund
35/47
502Cr
0.8%
6.57%
13.04%
--
--
0.65
1.01
--
ICICI Prudential India Opportunities Fund
1/47
35,666Cr
0.66%
12.72%
22.57%
7.78
0.82
1.52
3.00
1.60
ICICI Prudential Business Cycle Fund
2/47
16,202Cr
0.74%
13.36%
21.76%
7.04
0.84
1.44
2.86
1.52
Nippon India Quant Fund
3/47
113Cr
0.53%
12.14%
19.14%
3.82
1.02
1.13
2.00
1.38
See all
Positive: Protects capital during bear phase
Protects capital during bear phase
Negative: Higher probablity of downside risk
Higher probablity of downside risk

Tata Housing Opportunities Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Tata Housing Opportunities Fund Asset Allocation

See fund asset allocation details as on (14-Feb-26)

Fund Distribution

as on (14-Feb-26)

Large cap
52.9%
Small cap
27.3%
Mid cap
17.4%
Mid Cap allocation has gone up from 15.4% to 17.7%
Mid Cap allocation has gone up from 15.4% to 17.7%
Large Cap allocation has gone up from 50.9% to 53.2%
Large Cap allocation has gone up from 50.9% to 53.2%
Small Cap allocation has gone down from 28.5% to 25.4%
Small Cap allocation has gone down from 28.5% to 25.4%
Cash allocation has gone down from 5.3% to 3.7%
Cash allocation has gone down from 5.3% to 3.7%

Tata Housing Opportunities Fund Sector Allocation

See fund sector allocation details as on (14-Feb-26)

Sector Allocation

Financial Services
32.6%
Industrial
25.6%
Basic Materials
19.5%
Real Estate
15.5%
Consumer Cyclical
6.8%

Top 3 Sectors in January were Financial Services, Basic Materials & Industrial

Jan'26

Basic Materials

32%

Financial Services

26%

Industrial

19%

Dec'25

Financial Services

29%

Basic Materials

27%

Industrial

18%

Tata Housing Opportunities Fund Holdings Details

as on (28-Feb-26)

Holdings
Weight%
1M Change
HDFC Bank Ltd
8.98%
0%
UltraTech Cement Ltd
8.77%
87.9%
Larsen & Toubro Ltd
8.22%
0%
ICICI Bank Ltd
6.59%
0%
NTPC Ltd
5.78%
0%
See all
Top Stocks bought last month
UltraTech Cement Ltd's allocation increased from 4.24% to 8.93%
UltraTech Cement Ltd's allocation increased from 4.24% to 8.93%
R R Kabel Ltd's allocation increased from 3.23% to 4.3%
R R Kabel Ltd's allocation increased from 3.23% to 4.3%
NTPC Ltd's allocation increased from 4.14% to 4.66%
NTPC Ltd's allocation increased from 4.14% to 4.66%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 9.79 % to 9.55 %
HDFC Bank Ltd's allocation decreased from 9.79 % to 9.55 %
Prestige Estates Projects Ltd's allocation decreased from 4.8 % to 4.58 %
Prestige Estates Projects Ltd's allocation decreased from 4.8 % to 4.58 %
Ambuja Cements Ltd's allocation decreased from 4.4 % to 4.2 %
Ambuja Cements Ltd's allocation decreased from 4.4 % to 4.2 %

Tata Housing Opportunities Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.8%
Benchmark
IISL Nifty Housing TR INR
AUM₹502 Cr
Inception Date2 September, 2022
Min Lumpsum/SIP₹5,000/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
6.65%
Risk
Risk meter
pointer
Very High Risk

About Tata Housing Opportunities Fund

Tata Housing Opportunities Fund is an equity fund. This fund was started on 2 September, 2022. The fund is managed by Murthy Nagarajan, Kapil Malhotra, Aditya Bagul, Hasmukh Vishariya. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Tata Housing Opportunities Fund has ₹502 Cr worth of assets under management (AUM) as on Feb 2026 and is more than category average.
  2. The fund has an expense ratio 0.8.

Returns

Tata Housing Opportunities Fund has given a CAGR return of 11.28% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 6.57% and 13.04% respectively.

Holdings

Tata Housing Opportunities Fund has allocated its funds majorly in Cash Equivalent, Basic Materials, Financial Services, Industrial, Real Estate, Utilities, Tech, Consumer Cyclical. Its top holdings are HDFC Bank Ltd, UltraTech Cement Ltd, Larsen & Toubro Ltd, ICICI Bank Ltd, NTPC Ltd

Taxation

As it is a equity - other mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Tata Housing Opportunities Fund

To generate long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing theme.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Tata Housing Opportunities Fund has no lock in period.

Fund Manager

Murthy Nagarajan

Fund Manager of Tata Housing Opportunities Fund, since 2 September 2022

Kapil Malhotra

Fund Manager of Tata Housing Opportunities Fund, since 1 July 2025

Aditya Bagul

Fund Manager of Tata Housing Opportunities Fund, since 1 July 2025

Hasmukh Vishariya

Fund Manager of Tata Housing Opportunities Fund, since 1 March 2025

Learn more about Tata Mutual Fund
Parameters
Jan'26
Dec'25
Nov'25
AUM
₹ 494.2 Cr
₹ 514.6 Cr
₹ 529.5 Cr
  • AUM of the fund stands at 494.2 Cr as of Jan'26
  • AUM decreased by 20.4 Cr between Jan'26 and Dec'25

Compare Tata Housing Opportunities Fund

Tata Housing Opportunities Fund

VS

ICICI Prudential India Opportunities Fund

Frequently Asked Questions for Tata Housing Opportunities Fund

How do I invest in Tata Housing Opportunities Fund?

INDmoney makes it simple to invest in the Tata Housing Opportunities Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Tata Housing Opportunities Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Tata Housing Opportunities Fund?

The NAV of the fund today is ₹14.58. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Tata Housing Opportunities Fund fund has generated a return of 6.57% in 1 year, 13.04% in 3 years

Who is the fund manager of Tata Housing Opportunities Fund?

The fund managers are Murthy Nagarajan, Kapil Malhotra, Aditya Bagul, Hasmukh Vishariya.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-30 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.80%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹502 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Tata Housing Opportunities Fund?

The top 3 holdings of the fund are HDFC Bank Ltd(8.98%), UltraTech Cement Ltd(8.77%), Larsen & Toubro Ltd(8.22%)