Sundaram Banking and PSU Fund - Direct Plan - Growth Option

Sundaram Banking and PSU Fund - Direct Plan - Growth Option

Debt

Sundaram Mutual Fund

Banking & Psu

Get the latest NAV of Sundaram Banking and PSU Fund - Direct Plan - Growth Option. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹46.50

NAV as on 18 Sep 2026

7.09%/per year

Since Inception

Absolute Gain%

▲▼

8 people have invested ₹ 18.3K in Sundaram Banking and PSU Fund in the last three months

Sundaram Banking and PSU Fund Performance vs. Banking and PSU Index

Fund returns vs Benchmark returns vs Category Average returns as on (18-Sep-26)

The fund has consistently outperformed the benchmark (Banking and PSU Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.05%
1.22%
2.85%
5.11%
7.09%
6%
Banking and PSU Index
-0.1%
1.06%
2.33%
4.42%
5.95%
5.17%
Banking & Psu Avg
-0.19%
1.06%
2.51%
4.64%
6.66%
5.82%
Best in Banking & Psu
0.5%
1.82%
3.49%
7.26%
7.53%
7.72%
Worst in Banking & Psu
-0.47%
0.89%
2.43%
4.51%
6.62%
5.65%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Sundaram Banking and PSU Fund
-
262Cr
0.23%
5.11%
7.09%
0.33
0.88
0.50
0.93
0.67
Franklin India Banking & PSU Debt Fund
1/14
567Cr
0.23%
6.37%
7.52%
0.84
0.62
1.03
2.05
0.99
Kotak Banking and PSU Debt Fund
2/14
4,937Cr
0.4%
5.68%
7.33%
0.52
1.06
0.58
1.12
1.36
ICICI Prudential Banking and PSU Debt Fund
3/14
8,667Cr
0.39%
5.76%
7.25%
0.51
0.91
0.62
1.18
1.22
See all

Sundaram Banking and PSU Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

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Total Investment

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Profit

Total Corpus

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Absolute Return
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Sundaram Banking and PSU Fund Asset Allocation

See fund asset allocation details as on (14-Sep-26)

Fund Distribution

as on (14-Sep-26)

AAA
100%
Cash allocation has gone up from 8.5% to 9.1%
Cash allocation has gone up from 8.5% to 9.1%
Debt allocation has gone down from 90.9% to 90.3%
Debt allocation has gone down from 90.9% to 90.3%

Sundaram Banking and PSU Fund Sector Allocation

See fund sector allocation details as on (14-Sep-26)

Sector Allocation

Corporate
70.3%
Government
25.3%
Cash Equivalent
4.4%

Top 2 Sectors in August were Corporate, Government

Aug'26

Corporate

60%

Government

32%

Jul'26

Corporate

57%

Government

34%

Sundaram Banking and PSU Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.23%
Benchmark
NIFTY Banking & PSU Debt TR INR
AUM₹262 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5,000/₹250
Exit Load0%
Lock InNo Lock-in
TurnOver
110.68%
Risk
Risk meter
pointer
Moderate Risk

About Sundaram Banking and PSU Fund

Sundaram Banking and PSU Fund - Direct Plan - Growth Option is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Sandeep Agarwal, Ronak Shah, Kumaresh Ramakrishnan. This fund is suitable to keep your money safe.

Key Parameters

  1. Sundaram Banking and PSU Fund has ₹262 Cr worth of assets under management (AUM) as on Sep 2026 and is more than category average.
  2. The fund has an expense ratio 0.2.

Returns

Sundaram Banking and PSU Fund has given a CAGR return of 7.09% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.11%, 7.09% and 6.00% respectively.

Holdings

Sundaram Banking and PSU Fund has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are HDFC Bank Limited, National Housing Bank, Export Import Bank Of India, Indian Oil Corporation Limited, National Bank For Agriculture And Rural Development

Taxation

As it is a banking & psu mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Sundaram Banking and PSU Fund

To generate income and capital appreciation by predominantly investing in debt instruments of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 250.00. Sundaram Banking and PSU Fund has no lock in period.

Fund Manager

Sandeep Agarwal

Fund Manager of Sundaram Banking and PSU Fund, since 16 May 2022

Ronak Shah

Fund Manager of Sundaram Banking and PSU Fund, since 13 August 2026

Kumaresh Ramakrishnan

Fund Manager of Sundaram Banking and PSU Fund, since 9 June 2026

Learn more about Sundaram Mutual Fund
Parameters
Aug'26
Jul'26
Jun'26
AUM
₹ 261.2 Cr
₹ 261.2 Cr
₹ 282.1 Cr
  • AUM of the fund stands at 261.2 Cr as of Aug'26
  • AUM has remained same between Aug'26 and Jul'26

Frequently Asked Questions for Sundaram Banking and PSU Fund - Direct Plan - Growth Option

How do I invest in Sundaram Banking and PSU Fund?

INDmoney makes it simple to invest in the Sundaram Banking and PSU Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Sundaram Banking and PSU Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Sundaram Banking and PSU Fund?

The NAV of the fund today is ₹46.50. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Sundaram Banking and PSU Fund fund has generated a return of 5.11% in 1 year, 7.09% in 3 years, 6.00% in 5 years.

Who is the fund manager of Sundaram Banking and PSU Fund?

The fund managers are Sandeep Agarwal, Ronak Shah, Kumaresh Ramakrishnan.

What is the expense ratio of the fund?

The expense ratio is 0.23%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹262 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Sundaram Banking and PSU Fund?

The top 3 holdings of the fund are HDFC Bank Limited(9.57%), National Housing Bank(7.66%), Export Import Bank Of India(7.64%)