Kotak Banking and PSU Debt Fund Direct Growth
Get the latest NAV of Kotak Banking and PSU Debt Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹67.75
▲0.3%1D
NAV as on 13 May 2025
8.28%/per year
Since Inception
▲▼
198 people have invested ₹ 24.5L in Kotak Banking and PSU Debt Fund Direct Growth in the last three months
Fund Performance
as on (13-May-25)
Peer comparison
Kotak Banking and PSU Debt Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Kotak Banking and PSU Debt Fund Asset Allocation
See fund asset allocation details as on (15-Apr-25)
Fund Distribution
as on (15-Apr-25)
Debt & Cash 99.7%
Kotak Banking and PSU Debt Fund Sector Allocation
See fund sector allocation details as on (15-Apr-25)
Sector Allocation
Debt & Cash 99.7%
Top 2 Sectors in March were Corporate, Government
Corporate
54%
Government
43%
Corporate
53%
Government
41%
Kotak Banking and PSU Debt Fund Direct Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.4% |
Benchmark | CRISIL Banking and PSU Debt TR INR |
| AUM | ₹6011 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹100/₹100 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 171.04% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Low to Moderate Risk |
About Kotak Banking and PSU Debt Fund
Kotak Banking and PSU Debt Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Abhishek Bisen, Deepak Agrawal. This fund is suitable to keep your money safe.
Key Parameters
- Kotak Banking and PSU Debt Fund Direct Growth has ₹6011 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
- The fund has an expense ratio 0.4.
Returns
Kotak Banking and PSU Debt Fund Direct Growth has given a CAGR return of 8.28% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.80%, 7.98% and 7.07% respectively.
Holdings
Kotak Banking and PSU Debt Fund Direct Growth has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are 7.18% Govt Stock 2033, 7.1% Govt Stock 2034, Power Finance Corp Ltd. 0.076%, National Bank For Agriculture And Rural Development, National Housing Bank 0.068%
Taxation
As it is a banking & psu mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of Kotak Banking and PSU Debt Fund Direct Growth
To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and/or any security unconditionally guaranteed by the Govt. of India.There is no assurance that or guarantee that the investment objective of the scheme will be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Kotak Banking and PSU Debt Fund Direct Growth has no lock in period.
Fund Manager
Abhishek Bisen
Fund Manager of Kotak Banking and PSU Debt Fund Direct Growth, since 1 November 2022
Deepak Agrawal
Fund Manager of Kotak Banking and PSU Debt Fund Direct Growth, since 1 August 2008
- AUM of the fund stands at 6K Cr as of Mar'25
- AUM increased by 249.3 Cr between Mar'25 and Feb'25
More funds from Kotak
1Y CAGR
▲ 11.92
1Y CAGR
▲ 11.90
1Y CAGR
▲ 11.81
5Y CAGR
▲ 7.57
Frequently Asked Questions for Kotak Banking and PSU Debt Fund Direct Growth
What is the current NAV of Kotak Banking and PSU Debt Fund Direct Growth?
What are the average returns of Kotak Banking and PSU Debt Fund Direct Growth?
Kotak Banking and PSU Debt Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.89% | 0.89% |
6 Month Returns | 4.99% | 4.99% |
1 Year Returns | 9.8% | 9.8% |
3 Years Returns | 25.89% | 7.98% |
How do I invest in Kotak Banking and PSU Debt Fund Direct Growth?
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
What is the expense ratio of Kotak Banking and PSU Debt Fund Direct Growth?
What is net assets under management (AUM) of Kotak Banking and PSU Debt Fund Direct Growth?
What are the top 5 holdings of Kotak Banking and PSU Debt Fund Direct Growth?
What are the top 3 sectors that this Kotak Banking and PSU Debt Fund Direct Growth has invested in?
What is the yield to maturity ratio of Kotak Banking and PSU Debt Fund Direct Growth?
What is the modified duration of Kotak Banking and PSU Debt Fund Direct Growth?
What is the credit rating breakup of Kotak Banking and PSU Debt Fund Direct Growth?
AAA | 97.49 |
AA | 2.51 |