ICICI Prudential Banking and PSU Debt Fund Direct Growth
Get the latest NAV of ICICI Prudential Banking and PSU Debt Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹33.79
NAV as on 09 May 2025
8.25%/per year
Since Inception
▲▼
888 people have invested ₹ 1.5Cr in ICICI Prudential Banking and PSU Debt Fund Direct Growth in the last three months
Fund Performance
as on (09-May-25)
Peer comparison
ICICI Prudential Banking and PSU Debt Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
ICICI Prudential Banking and PSU Debt Fund Asset Allocation
See fund asset allocation details as on (15-Apr-25)
Fund Distribution
as on (15-Apr-25)
Debt & Cash 99.7%
ICICI Prudential Banking and PSU Debt Fund Sector Allocation
See fund sector allocation details as on (15-Apr-25)
Sector Allocation
Debt & Cash 99.7%
Top 2 Sectors in March were Corporate, Government
Corporate
63%
Government
33%
Corporate
63%
Government
32%
ICICI Prudential Banking and PSU Debt Fund Direct Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.39% |
Benchmark | Nifty Banking & PSU Debt Idx A-II TR INR |
| AUM | ₹10415 Cr |
| Inception Date | 14 March, 2013 |
| Min Lumpsum/SIP | ₹500/₹100 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 194.85% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Moderate Risk |
About ICICI Prudential Banking and PSU Debt Fund
ICICI Prudential Banking and PSU Debt Fund Direct Growth is a debt fund. This fund was started on 14 March, 2013. The fund is managed by Manish Banthia. This fund is suitable to keep your money safe.
Key Parameters
- ICICI Prudential Banking and PSU Debt Fund Direct Growth has ₹10415 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
- The fund has an expense ratio 0.4.
Returns
ICICI Prudential Banking and PSU Debt Fund Direct Growth has given a CAGR return of 8.25% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.14%, 7.97% and 7.18% respectively.
Holdings
ICICI Prudential Banking and PSU Debt Fund Direct Growth has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are 7.1% Govt Stock 2034, National Bank For Agriculture And Rural Development, HDFC Bank Limited, 7.81% Govt Stock 2033, 7.34% Govt Stock 2064
Taxation
As it is a banking & psu mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of ICICI Prudential Banking and PSU Debt Fund Direct Growth
To generate income through predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 100.00. ICICI Prudential Banking and PSU Debt Fund Direct Growth has no lock in period.
Fund Manager
Manish Banthia
Fund Manager of ICICI Prudential Banking and PSU Debt Fund Direct Growth, since 13 September 2024
- AUM of the fund stands at 10.4K Cr as of Mar'25
- AUM increased by 276.1 Cr between Mar'25 and Feb'25
More funds from ICICI
5Y CAGR
▲ 7.18
5Y CAGR
▲ 7.29
Frequently Asked Questions for ICICI Prudential Banking and PSU Debt Fund Direct Growth
What is the current NAV of ICICI Prudential Banking and PSU Debt Fund Direct Growth?
What are the average returns of ICICI Prudential Banking and PSU Debt Fund Direct Growth?
ICICI Prudential Banking and PSU Debt Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.63% | 0.63% |
6 Month Returns | 4.67% | 4.67% |
1 Year Returns | 9.14% | 9.14% |
3 Years Returns | 25.85% | 7.97% |
How do I invest in ICICI Prudential Banking and PSU Debt Fund Direct Growth?
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
What is the expense ratio of ICICI Prudential Banking and PSU Debt Fund Direct Growth?
What is net assets under management (AUM) of ICICI Prudential Banking and PSU Debt Fund Direct Growth?
What are the top 5 holdings of ICICI Prudential Banking and PSU Debt Fund Direct Growth?
What are the top 3 sectors that this ICICI Prudential Banking and PSU Debt Fund Direct Growth has invested in?
What is the yield to maturity ratio of ICICI Prudential Banking and PSU Debt Fund Direct Growth?
What is the modified duration of ICICI Prudential Banking and PSU Debt Fund Direct Growth?
What is the credit rating breakup of ICICI Prudential Banking and PSU Debt Fund Direct Growth?
AAA | 99.19 |