HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan

HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan

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Hybrid
Direct
Retirement
NAV: ₹ 20.7 as on 01-12-2023
Fund Performance
zero opening, trading, fund transfer fee
149 people have invested ₹ 1.1L in HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan in the last three months

Mutual Fund Insights

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In the last 3 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 29.26% return, outperforming this fund by 20% per annum.
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In the last 5 years, HDFC Retirement Savings Fund - Equity Plan - Direct Plan has given 20.63% return, outperforming this fund by 11.24% per annum.
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In the last 1 year, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 24.53% return, outperforming this fund by 14.61%.
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This fund has one of the lowest expense ratio in the category (retirement). Its expense ratio is 0.96% which is lower than the category average expense ratio of 1.44%.

About the HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan

HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan is a hybrid fund. This fund was started on 25 February, 2016. The fund is managed by Srinivasan Ramamurthy, Shobhit Mehrotra. This fund gives you the benefit of diversification.

Key Parameters

  1. HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan has ₹153 Cr worth of assets under management (AUM) as on Oct 2023 and is less than category average.
  2. The fund has an expense ratio 1.

HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan Overview

Expense ratio
Expense ratio
0.96%
Benchmark
Benchmark
Nifty Composite Debt Index PR INR
AUM
AUM
₹153 Cr
Inception Date
Inception Date
25 February, 2016
Min Lumpsum/SIP
Min Lumpsum/SIP
₹100/₹100
Exit Load
Exit Load
0%
Lock In
Lock In
5 Years
TurnOver
TurnOver
3.23%

HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan Distribution as on (31-Oct-23)

  • Equity 40.2%

  • Debt & Cash 59.8%

Sector Allocation

Oct'23

Sep'23

Aug'23

Financial Services
28.9%
Industrial
25%
Health
8.2%
Consumer Defensive
7.7%
Tech
7.3%
Consumer Cyclical
7.1%
Energy
5.4%
Communication
5.2%
Basic Materials
2.7%
Utilities
2.5%

Top Holdings of HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan as on (30-Nov-23)

  • Equity

  • Debt & Cash

Equity Holdings45
Debt Holdings12

HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan: Monthly Changes Updates

All changes are between Oct'69 and Dec'69
AUM Change
Parameters
Oct'23
Sep'23
Aug'23
AUM
₹ 150.5 Cr
₹ 152.8 Cr
₹ 154.9 Cr
  • AUM of the fund stands at 150.5 Cr as of Oct'23
  • AUM decreased by 2.3 Cr between Oct'23 and Sep'23
Fund Portfolio Changes

HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan Fund Manager

Srinivasan Ramamurthy
Srinivasan Ramamurthy
Fund Manager of HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan, since 14 December 2021
Shobhit Mehrotra
Shobhit Mehrotra
Fund Manager of HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan, since 26 February 2016

HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan Highlights

Risk meter
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Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 9.8% since inception which is more than its category average return of 9.63%
Fund Allocations

Fund Allocations

This fund has an allocation of 40.25% in Equity, 48.67% in Debt and 11.08% in Cash related instruments
AUM size ₹153 Cr

AUM size ₹153 Cr

This fund has AUM of ₹153 Cr which is less than its category average of ₹ 615 Cr
Expense Ratio 0.96%

Expense Ratio 0.96%

This fund has an expense ratio of 0.96% which is less than its category average expense ratio of 1.53%

Frequently Asked Questions

The current NAV of HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan is ₹20.69 as on 01-Dec-2023.
Existing (Absolute + CAGR) as on 01-Dec-2023.
HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan
Absolute Returns
CAGR Returns
1 Month Returns
2.2%
2.2%
6 Month Returns
5.17%
5.17%
1 Year Returns
9.93%
9.93%
3 Years Returns
30.44%
9.26%
5 Years Returns
56.64%
9.39%
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0.96% as on November 2023
₹153 Cr as on November 2023
6.67% Govt Stock 2050(8.96%), Dr Reddy's Laboratories Ltd(8.6%), Tata Consultancy Services Ltd(7.42%), Mahindra Rural Housing Finance Limited(6.52%), Tmf Holdings Limited(6.43%) as on November 2023
Government(30.69%), Corporate(17.98%), Cash Equivalent(11.08%) as on November 2023
AAA
78.72
AA
21.28
Srinivasan Ramamurthy, Shobhit Mehrotra are the fund managers of HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan
The Exit load of HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan is 0%