HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan
Hybrid
Direct
Retirement
NAV: ₹ 21.87 as on 24-04-2024
Fund Performance
176 people have invested ₹ 70.8K in HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan in the last three months
Mutual Fund Insights
In the last 5 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 23.59% return, outperforming this fund by 13.7% per annum.
This fund has one of the lowest expense ratio in the category (retirement). Its expense ratio is 0.94% which is lower than the category average expense ratio of 1.42%.
In the last 1 year, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 62.72% return, outperforming this fund by 48.33%.
In the last 3 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 32.76% return, outperforming this fund by 23.04% per annum.
About the HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan
HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan is a hybrid fund. This fund was started on 25 February, 2016. The fund is managed by Shobhit Mehrotra, Srinivasan Ramamurthy. This fund gives you the benefit of diversification.
Key Parameters
- HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan has ₹156 Cr worth of assets under management (AUM) as on Mar 2024 and is less than category average.
- The fund has an expense ratio 0.9.
HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan Overview
 | 0.94% |
 Benchmark | Nifty Composite Debt Index PR INR |
 | ₹156 Cr |
 | 25 February, 2016 |
 | ₹100/₹100 |
 | 0% |
 | 5 Years |
 TurnOver | 3.23% |
HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan Distribution as on (31-Mar-24)
Sector Allocation
Health
24.3%
Tech
22.7%
Financial Services
17.8%
Industrial
17.1%
Consumer Defensive
4.2%
Consumer Cyclical
3.9%
Energy
3.5%
Communication
3.3%
Utilities
1.8%
Basic Materials
1.5%
Top Holdings of HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan as on (31-Mar-24)
Equity Holdings43
Debt Holdings12
HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan: Monthly Changes Updates
All changes are between Oct'69 and Dec'69
AUM Change
- AUM of the fund stands at 154.6 Cr as of Mar'24
- AUM decreased by 0.3 Cr between Mar'24 and Feb'24
Fund Portfolio Changes
Peer Analysis
HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan Fund Manager
Shobhit Mehrotra
Fund Manager of HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan, since 26 February 2016
Top funds managed
Srinivasan Ramamurthy
Fund Manager of HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan, since 14 December 2021
Top funds managed
HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan Highlights
Moderately High risk
Investors understand that their principal will be at Moderately High risk
About the fund
This fund has delivered an average annual returns of 10.06% since inception which is less than its category average return of 10.87%
Fund Allocations
This fund has an allocation of 41.17% in Equity, 47.07% in Debt and 11.76% in Cash related instruments
AUM size ₹156 Cr
This fund has AUM of ₹156 Cr which is less than its category average of ₹ 701 Cr
Expense Ratio 0.94%
This fund has an expense ratio of 0.94% which is less than its category average expense ratio of 1.51%
Frequently Asked Questions
The current NAV of HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan is ₹21.87 as on 24-Apr-2024.
Existing (Absolute + CAGR) as on 24-Apr-2024.
HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan | Absolute Returns | CAGR Returns |
1 Month Returns | 1.11% | 1.11% |
6 Month Returns | 8.4% | 8.4% |
1 Year Returns | 14.39% | 14.39% |
3 Years Returns | 32.08% | 9.72% |
5 Years Returns | 60.23% | 9.89% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
0.94% as on March 2024
₹156 Cr as on March 2024
6.67% Govt Stock 2050(8.97%), Tata Consultancy Services Ltd(8.34%), Dr Reddy's Laboratories Ltd(8.29%), Mahindra Rural Housing Finance Limited(6.41%), Tmf Holdings Limited(6.31%) as on March 2024
Government(30.62%), Corporate(16.45%), Cash Equivalent(11.76%) as on March 2024
AAA | 73.66 |
AA | 26.34 |
Shobhit Mehrotra, Srinivasan Ramamurthy are the fund managers of HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan
The Exit load of HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan is 0%