HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan
HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan

HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan

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Hybrid
Direct
Retirement

NAV: ₹ 18.8 as on 09-12-2022

Fund Performance
zero opening, trading, fund transfer fee
15 people have invested ₹ 16.2K in mutual fund in the last three months

Fund Performance

Return
1M
3M
6M
1Y
3Y
5Y
This Fund
1.5%
1.9%
7.2%
4.8%
9.3%
7.7%
Benchmark
-
-
-
-
-
-
About the Fund

HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan is a hybrid fund. This fund was started on  25 February, 2016. The fund is managed by Srinivasan Ramamurthy, Shobhit Mehrotra, Priya Ranjan. This fund gives you the benefit of diversification.

Key parameters

1) HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan has a NAV of 18.793 as on 09-12-2022.

2) HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan has 146 Cr worth of assets under management (AUM) as on 31-10-2022 and is less than category average.

3) The fund has an expense ratio 1 %.

Fund Overview

Expense ratio
Expense ratio
1%
Benchmark
Benchmark
Nifty Composite Debt Index PR INR
AUM
AUM
₹146 Cr
Inception Date
Inception Date
25 February, 2016
Min Lumpsum/SIP
Min Lumpsum/SIP
₹100/₹100
Exit Load
Exit Load
0%
Lock In
Lock In
5 Years
TurnOver
TurnOver
18.59%

Fund Distribution

  • Equity 22.4%
  • Debt & Cash 77.6%

Sector Allocation

Oct'22

Sep'22

Aug'22

Financial Services

30.4%

Industrial

18.2%

Consumer Cyclical

8.8%

Tech

8.7%

Consumer Defensive

7.5%

Health

6.6%

Energy

6.1%

Basic Materials

6.1%

Communication

5.3%

Utilities

2.3%

Top Holdings

  • All
  • Equity
  • Debt & Cash
Total Holdings64
Equity Holdings48
Debt Holdings16
Holdings
Weight%
Holdings Trend
1M Change
icon
Treps - Tri-Party Repo
10.24%
0%
icon
Reverse Repo
9.76%
0%
icon
6.67 12/17/2050 12:00:00 Am
9.38%
0%
icon
Tmf Holdings Limited
6.67%
0%
icon
6.1 7/12/2031 12:00:00 Am
6.34%
0%

What changed

in last one month
  • Scheme
  • Portfolio
AUM increased by 1.8 Cr in last 1M
Oct'22 return underperformed benchmark

Change in AUM

Oct'22
₹ 146.1 Cr
Sep'22
₹ 144.2 Cr
Aug'22
₹ 146.4 Cr

Fund Returns vs Benchmark

Oct'22
2.38%
2.58%
Sep'22
-0.73%
-0.68%
Aug'22
2.07%
1.36%
Fund Return
Benchmark Return

Concentration Analysis

Fund
Oct'22
Oct'22
Aug'22
No of Holdings
63
63
63
Top 5 Company Concentration
6.2%
6%
6%
Company having highest exposure
ICICI Bank Ltd (1.7%)
ICICI Bank Ltd (1.6%)
ICICI Bank Ltd (1.7%)
No of Sectors
13
13
13
Top 5 Sectors Concentration
88.8%
89.1%
89%
Sector having highest exposure
Government (40.3%)
Government (40.7%)
Government (41%)

Fund Manager

Srinivasan Ramamurthy

Srinivasan Ramamurthy

Managing this fund since 14 December 2021

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
HDFC Balanced Advantage Fund Direct Plan Growth Option
19.34%
11.8%
HDFC Equity Savings Fund -Direct Plan - Growth Option
11.92%
9.13%
HDFC Hybrid Debt Fund Direct Plan Growth Option
10.84%
8.31%
Shobhit Mehrotra

Shobhit Mehrotra

Managing this fund since 26 February 2016

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
HDFC Floating Rate Debt - Direct Plan - Growth Option
6.19%
5.41%
HDFC Medium Term Debt Fund Direct Plan Growth Option
6.86%
5.16%
HDFC Credit Risk Debt Fund Direct Plan Growth Option
7.68%
5.83%
Priya Ranjan

Priya Ranjan

Managing this fund since 1 May 2022

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
HDFC Balanced Advantage Fund Direct Plan Growth Option
19.34%
11.8%
HDFC Mid-Cap Opportunities Fund -Direct Plan - Growth Option
26.52%
24.35%
HDFC Flexi Cap Fund -Direct Plan - Growth Option
22.18%
17.72%

AMC details

Address
HDFC Asset Management Company Limited,“HUL House”, 2nd Floor,,H.T. Parekh Marg,165-166, Backbay Reclamation,,Churchgate,
Phone
+912266316333
Fund House
HDFC Asset Management Company Limited

Fund Highlights

meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 9.74% since inception which is more than its category average return of 9.23%
Fund Allocations

Fund Allocations

This fund has an allocation of 22.41% in Equity, 54.53% in Debt and 23.06% in Cash related instruments
AUM size ₹146 Cr

AUM size ₹146 Cr

This fund has AUM of ₹146 Cr which is less than its category average of ₹ 564 Cr
Expense Ratio 1%

Expense Ratio 1%

This fund has an expense ratio of 1% which is less than its category average expense ratio of 1.58%

Frequently Asked Questions

The current NAV of HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan is 18.81.
Existing (Absolute + CAGR)
HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan
Absolute Returns
CAGR Returns
1 Month Returns
1.61%
1.61%
6 Month Returns
7.49%
7.49%
1 Year Returns
5.23%
5.23%
3 Years Returns
30.72%
9.34%
5 Years Returns
44.81%
7.69%
With INDmoney, the process of investing is very simple and involves zero commission.
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1 as on November 2022
146 Cr as on November 2022
ICICI Bank Ltd(1.68%),HDFC Bank Ltd(1.38%),Infosys Ltd(1.16%),Reliance Industries Ltd(1.05%),Bharti Airtel Ltd(0.94%) as on November 2022
Government(40.27%),Cash Equivalent(24.29%),Corporate(13.61%) as on November 2022
AAA
87.77
AA
12.23
Srinivasan Ramamurthy,Shobhit Mehrotra,Priya Ranjan are the fund managers of HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan
The Exit load of HDFC Retirement Savings Fund - Hybrid Debt Plan - Direct Plan is 0%

Mutual Fund execution provided by

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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.