Axis Retirement Fund Conservative
Get the latest NAV of Axis Retirement Fund Conservative. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹17.18
▲0.5%1D
NAV as on 25 Mar 2026
9.02%/per year
Since Inception
▲▼
23 people have invested ₹ 1.1L in Axis Retirement Fund Conservative in the last three months
Axis Retirement Fund Conservative Performance vs. Retirement Index
Fund returns vs Benchmark returns vs Category Average returns as on (25-Mar-26)
The fund has consistently outperformed the benchmark (Retirement Index) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
Axis Retirement Fund Conservative Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Axis Retirement Fund Conservative Asset Allocation
See fund asset allocation details as on (14-Mar-26)
Fund Distribution
as on (14-Mar-26)
Axis Retirement Fund Conservative Sector Allocation
See fund sector allocation details as on (14-Mar-26)
Sector Allocation
Top 3 Sectors in February were Government, Financial Services & Tech
Government
94%
Financial Services
33%
Health
14%
Government
95%
Financial Services
34%
Tech
15%
Axis Retirement Fund Conservative Holdings Details
as on (28-Feb-26)
Axis Retirement Fund Conservative Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 1.24% |
Benchmark | CRISIL Hybrid 75+25 - ConservativeTR INR |
| AUM | ₹50 Cr |
| Inception Date | 20 December, 2019 |
| Min Lumpsum/SIP | ₹5,000/₹1,000 |
| Exit Load | 0% |
| Lock In | 5 Years |
TurnOver | 53.15% |
| Risk |   High Risk |
About Axis Retirement Fund Conservative
Axis Retirement Fund Conservative is a hybrid fund. This fund was started on 20 December, 2019. The fund is managed by Jayesh Sundar, Krishnaa N, Devang Shah, Hardik Shah. This fund gives you the benefit of diversification.
Key Parameters
- Axis Retirement Fund Conservative has ₹50 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
- The fund has an expense ratio 1.2.
Returns
Axis Retirement Fund Conservative has given a CAGR return of 9.02% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 2.36%, 10.58% and 8.03% respectively.
Holdings
Axis Retirement Fund Conservative has allocated its funds majorly in Government, Financial Services, Health, Energy, Tech, Consumer Defensive, Consumer Cyclical, Cash Equivalent, Communication, Industrial, Utilities.
Taxation
As it is a retirement mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of Axis Retirement Fund Conservative
The investment objective of the Investment Plan(s) under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt and other instruments to help investors meet their retirement goals. However, there can be no assurance that the investment objective of the Scheme will be achieved. To generate regular income through investments predominantly in debt and money market instruments and to generate long term capital appreciation by investing certain portion of the portfolio in equity and equity related securities. The Investment Plan may also invest in units of Gold ETF or units of REITs & InvITs for income generation / wealth creation.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. There is a lock in period for Axis Retirement Fund Conservative of 5 Years
Fund Manager
Jayesh Sundar
Fund Manager of Axis Retirement Fund Conservative, since 24 January 2024
Krishnaa N
Fund Manager of Axis Retirement Fund Conservative, since 1 March 2024
Devang Shah
Fund Manager of Axis Retirement Fund Conservative, since 5 April 2024
Hardik Shah
Fund Manager of Axis Retirement Fund Conservative, since 5 April 2024
- AUM of the fund stands at 49.9 Cr as of Feb'26
- AUM decreased by 0.7 Cr between Feb'26 and Jan'26
Frequently Asked Questions for Axis Retirement Fund Conservative
How do I invest in Axis Retirement Fund Conservative?
- Download the INDmoney app.
- Search for ‘Axis Retirement Fund Conservative’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.