Axis Retirement Fund Conservative Direct Growth
Get the latest NAV of Axis Retirement Fund Conservative Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹17.53
NAV as on 16 May 2025
10.95%/per year
Since Inception
▲▼
17 people have invested ₹ 1.1L in Axis Retirement Fund Conservative Direct Growth in the last three months
Fund Performance
as on (16-May-25)
Peer comparison
Axis Retirement Fund Conservative Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Axis Retirement Fund Conservative Asset Allocation
See fund asset allocation details as on (13-May-25)
Fund Distribution
as on (13-May-25)
Equity 39.6%
Debt & Cash 60.4%
Axis Retirement Fund Conservative Sector Allocation
See fund sector allocation details as on (13-May-25)
Sector Allocation
Equity 39.6%
Debt & Cash 60.4%
Top 3 Sectors in April were Government, Financial Services & Health
Government
93%
Financial Services
30%
Health
14%
Government
96%
Financial Services
31%
Health
14%
Axis Retirement Fund Conservative Holdings Details
as on (30-Apr-25)
Equity
Debt & Cash
Axis Retirement Fund Conservative Direct Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.93% |
Benchmark | CRISIL Hybrid 75+25 - ConservativeTR INR |
| AUM | ₹62 Cr |
| Inception Date | 20 December, 2019 |
| Min Lumpsum/SIP | ₹5000/₹1000 |
| Exit Load | 0% |
| Lock In | 5 Years |
TurnOver | 54.81% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   High Risk |
About Axis Retirement Fund Conservative
Axis Retirement Fund Conservative Direct Growth is a hybrid fund. This fund was started on 20 December, 2019. The fund is managed by Hardik Shah, Devang Shah. This fund gives you the benefit of diversification.
Key Parameters
- Axis Retirement Fund Conservative Direct Growth has ₹62 Cr worth of assets under management (AUM) as on Apr 2025 and is less than category average.
- The fund has an expense ratio 0.9.
Returns
Axis Retirement Fund Conservative Direct Growth has given a CAGR return of 10.95% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 10.97%, 11.89% and 12.27% respectively.
Holdings
Axis Retirement Fund Conservative Direct Growth has allocated its funds majorly in Government, Financial Services, Health, Tech, Energy, Consumer Cyclical, Consumer Defensive, Cash Equivalent, Utilities, Communication, Basic Materials, Industrial.
Taxation
As it is a retirement mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of Axis Retirement Fund Conservative Direct Growth
The investment objective of the Investment Plan(s) under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt and other instruments to help investors meet their retirement goals. However, there can be no assurance that the investment objective of the Scheme will be achieved. To generate regular income through investments predominantly in debt and money market instruments and to generate long term capital appreciation by investing certain portion of the portfolio in equity and equity related securities. The Investment Plan may also invest in units of Gold ETF or units of REITs & InvITs for income generation / wealth creation.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. There is a lock in period for Axis Retirement Fund Conservative Direct Growth of 5 Years
Fund Manager
Hardik Shah
Fund Manager of Axis Retirement Fund Conservative Direct Growth, since 5 April 2024
Devang Shah
Fund Manager of Axis Retirement Fund Conservative Direct Growth, since 5 April 2024
- AUM of the fund stands at 62.5 Cr as of Apr'25
- AUM increased by 0.8 Cr between Apr'25 and Mar'25
More funds from Axis
5Y CAGR
▲ 18.14
5Y CAGR
▲ 17.98
5Y CAGR
▲ 16.52
5Y CAGR
▲ 18.29
Frequently Asked Questions for Axis Retirement Fund Conservative Direct Growth
What is the current NAV of Axis Retirement Fund Conservative Direct Growth?
What are the average returns of Axis Retirement Fund Conservative Direct Growth?
Axis Retirement Fund Conservative Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 3.25% | 3.25% |
6 Month Returns | 5.37% | 5.37% |
1 Year Returns | 10.97% | 10.97% |
3 Years Returns | 40.09% | 11.89% |
How do I invest in Axis Retirement Fund Conservative Direct Growth?
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.