Axis Retirement Fund Conservative Direct Growth

Axis Retirement Fund Conservative Direct Growth

Get the latest NAV of Axis Retirement Fund Conservative Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹17.53

NAV as on 16 May 2025

10.95%/per year

Since Inception

Absolute Gain%

17 people have invested ₹ 1.1L in Axis Retirement Fund Conservative Direct Growth in the last three months

Fund Performance

as on (16-May-25)

Period
This Fund
Retirement Index
1 Month
3.25%
-
3 Months
6.11%
-
6 Months
5.37%
-
1 Year
10.97%
-
3 Years
11.89%
-
5 Years
12.27%
-

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
Axis Retirement Fund Conservative
-
62Cr
0.93%
10.97%
11.89%
10.95%
Tata Retirement Savings Moderate Fund Direct Growth
2/10
2,067Cr
0.63%
14.14%
19.16%
15.98%
SBI Retirement Benefit Fund Aggressive Direct Growth
3/10
2,753Cr
0.87%
7.25%
19.86%
18.19%
HDFC Retirement Savings Fund Equity Direct Growth
4/10
6,244Cr
0.85%
12.39%
24.35%
20.57%

Axis Retirement Fund Conservative Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

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Total Investment

0

Profit


Total Corpus

0

Absolute Return

Axis Retirement Fund Conservative Asset Allocation

See fund asset allocation details as on (13-May-25)

Fund Distribution

as on (13-May-25)

Equity 39.6%

Debt & Cash 60.4%

Large cap
33.6%

Mid cap
4.1%

Small cap
0.6%

Axis Retirement Fund Conservative Sector Allocation

See fund sector allocation details as on (13-May-25)

Sector Allocation

Equity 39.6%

Debt & Cash 60.4%

Financial Services
21.3%
Health
18.7%
Tech
15.3%
Consumer Cyclical
14%
Consumer Defensive
10.8%
Energy
8%
Utilities
6.2%
Communication
4.5%
Basic Materials
1.2%

Top 3 Sectors in April were Government, Financial Services & Health

Apr'25

Government

93%

Financial Services

30%

Health

14%

Mar'25

Government

96%

Financial Services

31%

Health

14%

Axis Retirement Fund Conservative Holdings Details

as on (30-Apr-25)

Equity

Debt & Cash

Axis Retirement Fund Conservative Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.93%
Benchmark
CRISIL Hybrid 75+25 - ConservativeTR INR
AUM₹62 Cr
Inception Date20 December, 2019
Min Lumpsum/SIP₹5000/₹1000
Exit Load0%
Lock In5 Years
TurnOver
54.81%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
High Risk

About Axis Retirement Fund Conservative

Axis Retirement Fund Conservative Direct Growth is a hybrid fund. This fund was started on 20 December, 2019. The fund is managed by Hardik Shah, Devang Shah. This fund gives you the benefit of diversification.

Key Parameters

  1. Axis Retirement Fund Conservative Direct Growth has ₹62 Cr worth of assets under management (AUM) as on Apr 2025 and is less than category average.
  2. The fund has an expense ratio 0.9.

Returns

Axis Retirement Fund Conservative Direct Growth has given a CAGR return of 10.95% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 10.97%, 11.89% and 12.27% respectively.

Holdings

Axis Retirement Fund Conservative Direct Growth has allocated its funds majorly in Government, Financial Services, Health, Tech, Energy, Consumer Cyclical, Consumer Defensive, Cash Equivalent, Utilities, Communication, Basic Materials, Industrial.

Taxation

As it is a retirement mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Axis Retirement Fund Conservative Direct Growth

The investment objective of the Investment Plan(s) under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt and other instruments to help investors meet their retirement goals. However, there can be no assurance that the investment objective of the Scheme will be achieved. To generate regular income through investments predominantly in debt and money market instruments and to generate long term capital appreciation by investing certain portion of the portfolio in equity and equity related securities. The Investment Plan may also invest in units of Gold ETF or units of REITs & InvITs for income generation / wealth creation.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. There is a lock in period for Axis Retirement Fund Conservative Direct Growth of 5 Years

Fund Manager

Hardik Shah

Fund Manager of Axis Retirement Fund Conservative Direct Growth, since 5 April 2024

Devang Shah

Fund Manager of Axis Retirement Fund Conservative Direct Growth, since 5 April 2024

Learn more about Axis Mutual Fund
Parameters
Apr'25
Mar'25
Feb'25
AUM
₹ 62.5 Cr
₹ 61.6 Cr
₹ 60.6 Cr
  • AUM of the fund stands at 62.5 Cr as of Apr'25
  • AUM increased by 0.8 Cr between Apr'25 and Mar'25

Frequently Asked Questions for Axis Retirement Fund Conservative Direct Growth

What is the current NAV of Axis Retirement Fund Conservative Direct Growth?

The current NAV of Axis Retirement Fund Conservative Direct Growth is ₹17.53 as on 16-May-2025.

What are the average returns of Axis Retirement Fund Conservative Direct Growth?

Existing (Absolute + CAGR) as on 16-May-2025.
Axis Retirement Fund Conservative Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
3.25%
3.25%
6 Month Returns
5.37%
5.37%
1 Year Returns
10.97%
10.97%
3 Years Returns
40.09%
11.89%

How do I invest in Axis Retirement Fund Conservative Direct Growth?

With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.

What is the expense ratio of Axis Retirement Fund Conservative Direct Growth?

0.93% as on April 2025

What is net assets under management (AUM) of Axis Retirement Fund Conservative Direct Growth?

₹62 Cr as on April 2025

What are the top 5 holdings of Axis Retirement Fund Conservative Direct Growth?

7.18% Govt Stock 2037(30.56%), 7.34% Govt Stock 2064(17.16%), 7.3% Govt Stock 2053(8.52%), Reliance Industries Ltd(3.8%), Infosys Ltd(2.35%) as on April 2025

What are the top 3 sectors that this Axis Retirement Fund Conservative Direct Growth has invested in?

Government(56.24%), Financial Services(11.76%), Health(5.48%) as on April 2025

Who is the manager of Axis Retirement Fund Conservative Direct Growth?

Hardik Shah, Devang Shah are the fund managers of Axis Retirement Fund Conservative Direct Growth

What is the exit load of Axis Retirement Fund Conservative Direct Growth?

The Exit load of Axis Retirement Fund Conservative Direct Growth is 0%