DSP Banking & Financial Services Fund Regular Growth
Get the latest NAV of DSP Banking & Financial Services Fund Regular Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹13.43
1D
NAV as on 02 Jul 2025
20.71%/per year
Since Inception
▲▼
DSP Banking & Financial Services Fund Regular Growth Performance vs. Nifty 500
Fund returns vs Benchmark returns vs Category Average returns as on (02-Jul-25)
The fund has outperformed the benchmark (Nifty 500) over 1Y, but underperformed over 3Y, 5Y.
Peer comparison
DSP Banking & Financial Services Fund Regular Growth Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
DSP Banking & Financial Services Fund Regular Growth Asset Allocation
See fund asset allocation details as on (14-Jun-25)
Fund Distribution
as on (14-Jun-25)
Equity 83.4%
Debt & Cash 16.6%
DSP Banking & Financial Services Fund Regular Growth Sector Allocation
See fund sector allocation details as on (14-Jun-25)
Sector Allocation
Equity 83.4%
Debt & Cash 16.6%
Top 2 Sectors in May were Financial Services, Tech
Financial Services
99%
Tech
1%
Financial Services
99%
Tech
1%
DSP Banking & Financial Services Fund Regular Growth Holdings Details
as on (30-Jun-25)
Equity
DSP Banking & Financial Services Fund Regular Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 2.13% |
Benchmark | NIFTY Financial Services TR |
| AUM | ₹1290 Cr |
| Inception Date | 8 December, 2023 |
| Min Lumpsum/SIP | ₹100/₹100 |
Exit Load | 0.5% |
| Lock In | No Lock-in |
TurnOver | 5.6% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
About DSP Banking & Financial Services Fund Regular Growth
DSP Banking & Financial Services Fund Regular Growth is an equity fund. This fund was started on 8 December, 2023. The fund is managed by Rohit Singhania. The fund could potentially beat inflation in the long-run.
Key Parameters
- DSP Banking & Financial Services Fund Regular Growth has ₹1290 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
- The fund has an expense ratio 2.1.
Returns
DSP Banking & Financial Services Fund Regular Growth has given a CAGR return of 20.71% since inception. Over the last 1 year the fund has given a CAGR return of 19.40%.
Holdings
DSP Banking & Financial Services Fund Regular Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Tech. Its top holdings are ICICI Bank Ltd, Bajaj Finserv Ltd, State Bank of India, Axis Bank Ltd, Cholamandalam Investment and Finance Co Ltd
Taxation
As it is a sector - financial services mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of DSP Banking & Financial Services Fund Regular Growth
The primary investment objective of the scheme is to seek to generate returns through investment in domestic and overseas equity and equity related securities of companies engaged in banking and financial services sector. There is no assurance that the investment objective of the Scheme will be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. DSP Banking & Financial Services Fund Regular Growth has no lock in period.
Fund Manager
Rohit Singhania
Fund Manager of DSP Banking & Financial Services Fund Regular Growth, since 1 July 2025
- AUM of the fund stands at 1.3K Cr as of May'25
- AUM increased by 80.6 Cr between May'25 and Apr'25
More funds from DSP
5Y CAGR
▲ 35.44
5Y CAGR
▲ 10.01
3Y CAGR
▲ 28.13
5Y CAGR
▲ 25.25
5Y CAGR
▲ 33.47
Frequently Asked Questions for DSP Banking & Financial Services Fund Regular Growth
How do I invest in DSP Banking & Financial Services Fund Regular Growth?
- Download the INDmoney app.
- Search for ‘DSP Banking & Financial Services Fund Regular Growth’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.