Thematic Mutual Funds

Thematic mutual funds are a type of investment fund that focuses on specific themes or trends believed to have long-term growth potential. Unlike sectoral funds that invest in a particular industry, thematic funds can span multiple sectors and industries that are connected by a common theme.

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Best Thematic Mutual Funds to Invest

Fund Categories
ICICI Prudential Asset Management Company LimitedHDFC Asset Management Co LtdSBI Funds Management LtdKotak Mahindra Asset Management Co LtdNippon Life India Asset Management LtdAditya Birla Sun Life AMC LtdAxis Asset Management Company LimitedUTI Asset Management Co LtdMirae Asset Investment Managers (India) Private LimitedDSP Asset Managers Private LimitedTata Asset Management LimitedBandhan Asset Management Company LimitedDSP Investment Managers Private LimitedHSBC Asset Management(India)Private LtdIDFC Asset Management Company LimitedCanara Robeco Asset Management Co. Ltd.Franklin Templeton Asst Mgmt(IND)Pvt LtdEdelweiss Asset Management LimitedInvesco Asset Management (India) Private LtdQuant Money Managers LimitedMirae Asset Mutual FundPPFAS Asset Management Pvt. LtdSundaram Asset Management Company LtdMirae Asset Global Inv (India) Pvt. LtdMotilal Oswal Asset Management Co. LtdBaroda BNP Paribas Asset Management India Pvt. Ltd.LIC Mutual Fund Asset Management LimitedDaiwa Asset Mgmt. (India) Pvt. Ltd.PGIM India Asset Management Private LimitedMahindra Manulife Investment Management Pvt. Ltd.Fund PineBridge Mutual FundJM Financial Asset Management LimitedUnion Asset Management Co. Pvt. Ltd.Baroda Asset Management India LimitedPrincipal Asset Management Private LimitedJPMorgan Asset Management India Pvt. LtdEdelweiss Mutual FundBajaj Finserv Asset Management LimitedWhiteOak Capital Asset Management Limited360 ONE Asset Management LimitedBank of India Investment Managers Private LimitedITI Asset Management LimitedNJ Asset Management Private LimitedNavi AMC LimitedICICI Prudential Asset Mgmt.Company LimitedFranklin Templeton Asset ManagementIDBI Asset Management LimitedQuantum Asset Management Co Pvt. Ltd.Samco Asset Management Pvt LtdHelios Capital Asset Management (India) Private LimitedGroww Asset Management Ltd.Trust Asset Management Private LimitedTaurus Asset Management Company LimitedShriram Asset Management Co LtdZerodha Asset Management Private LimitedOld Bridge Asset Management Private LimitedING Investment Mgnt (India) Private Ltd.Baroda BNP Paribas Mutual Fund


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Advantages of Investing in Thematic Mutual Funds

  • Capitalizing on Emerging Trends

    Thematic mutual funds allow investors to tap into specific, high-growth areas of the market. By focusing on long-term trends such as technology, healthcare advancements, or environmental sustainability, investors can potentially benefit from significant growth opportunities.

  • Diversification Within Themes

    While thematic funds are focused on a particular theme, they typically invest across a variety of sectors and industries within that theme. This diversification can help mitigate risks associated with investing in a single sector.

  • Professional Management

    These funds are usually actively managed by professionals with expertise in the theme. Fund managers conduct thorough research and analysis to select companies that are likely to benefit from the identified trend, adding value through their knowledge and experience.

  • Enhanced Returns

    Thematic funds can offer higher returns compared to broader market funds if the selected theme performs well. Investing in emerging trends or disruptive technologies can lead to significant capital appreciation.

  • Alignment with Personal Interests

    Investors can choose themes that align with their personal interests or values, such as sustainability or technological innovation. This alignment can make investing more engaging and satisfying.

  • Potential for Long-term Growth

    Many thematic investments are based on structural changes in the economy that unfold over long periods. This long-term focus can provide sustained growth potential as these trends develop and mature.

Disadvantages of Investing in Sectoral Mutual Funds

  • Concentration Risk

    Thematic funds focus on a specific theme, which can lead to a concentration of investments in a particular sector or group of related sectors. This lack of diversification can increase the risk if the theme underperforms or faces adverse conditions.

  • Higher Volatility

    Due to their focused nature, thematic funds can be more volatile than broadly diversified funds. The performance of the fund is closely tied to the success of the chosen theme, which can result in significant fluctuations in the fund's value.

  • Market Timing Risk

    The success of a thematic fund is highly dependent on the timing of the investment. If the theme is currently overvalued or if the expected trend does not materialize as anticipated, investors may face disappointing returns.

Points to consider before investing in Thematic Mutual Funds

  • Understand the Theme

    Clearly understand the theme the fund focuses on, including its long-term relevance and growth potential, and how it aligns with macroeconomic trends.

  • Determine Your Investment Horizon

    Be prepared to invest for the long term to ride out market cycles and realize the potential of the thematic investment.

  • Assess Your Risk Tolerance

    Evaluate your ability to handle the higher volatility and concentration risks associated with thematic funds.

  • Research Fund Manager Expertise

    Investigate the track record and experience of the fund manager in managing thematic investments.

  • Analyze Historical Performance

    Review the fund's historical performance and compare it to relevant benchmarks to gauge its relative success.

  • Evaluate Tax Implications

    Understand the tax implications of the thematic fund, including capital gains taxes and how distributions are treated.

How to Start Investing in Thematic Mutual Funds with INDmoney

Now that you have understood what Thematic Mutual Funds are, you need to know how easily you can start your investment with INDmoney. Just follow these simple steps given below, to start your mutual fund investment journey with us.

  • Step 1

    Download the INDmoney app and create your free investment account by completing your KYC (Know Your Customer).

  • Step 2

    Once your free investment account is ready, you can either search for an Thematic Mutual Fund or go to the mutual fund section and tap on Thematic Mutual Fund from Discover All Categories.

  • Step 3

    Choose an Thematic Mutual Fund by looking at aspects like past returns, volatility, downside capture ratio, AUM, expense ratios, and underlying stocks and sectors.

  • Step 4

    You can choose to set up a SIP in an Thematic Mutual Fund or even invest as a lump sum. Once you are on the individual Thematic Mutual Fund page, click from the bottom “One-time” for lump sum investment or “SIP” for a systematic investment plan.

  • Step 5

    Choose the amount that you want to invest as SIP or Lump Sum.

  • Step 6

    Set up payments. If you choose to set up SIP in an Thematic Mutual Fund, you can do a free automatic pay set up via bank mandate or UPI. If you choose to invest in lump sum (one-time) then you can pay via UPI, net banking, NEFT, or RTGS.

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