Bajaj Finserv ELSS Tax Saver Fund

Bajaj Finserv ELSS Tax Saver Fund is an equity fund. This fund was started on 29 January, 2025. The fund is managed by Siddharth Chaudhary, Nimesh Chandan, Sorbh Gupta. The fund could potentially beat inflation in the long-run.

1. Bajaj Finserv ELSS Tax Saver Fund has ₹74 Cr worth of assets under management (AUM) as on Jan 2026 and is more than category average.
2. The fund has an expense ratio 0.5.
   

Bajaj Finserv ELSS Tax Saver Fund has given a CAGR return of 11.55% since inception. Over the last 1 year the fund has given a CAGR return of 11.68%.

Bajaj Finserv ELSS Tax Saver Fund has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Industrial, Health, Basic Materials, Energy, Tech, Consumer Defensive, Real Estate. Its top holdings are Reliance Industries Ltd, HDFC Bank Ltd, State Bank of India, Infosys Ltd, Divi's Laboratories Ltd

As it is a elss (tax savings) mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

To generate long term capital appreciation from a diversified portfolio of predominantly equity and equity related securities while offering deduction on such investment made in the scheme under Section 80C of the Income Tax Act, 1961. However, there is no assurance that the investment objective of the Scheme will be achieved.

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for Bajaj Finserv ELSS Tax Saver Fund of 3 Years