Bajaj Finserv Banking and PSU Fund Regular Growth

Bajaj Finserv Banking and PSU Fund Regular Growth

Debt

Bajaj Finserv Mutual Fund

Banking & Psu

Get the latest NAV of Bajaj Finserv Banking and PSU Fund Regular Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹11.53

▲0.1%1D

NAV as on 01 Aug 2025

8.56%/per year

Since Inception

Absolute Gain%

▲▼

Bajaj Finserv Banking and PSU Fund Regular Growth Performance vs. Banking and PSU Index

Fund returns vs Benchmark returns vs Category Average returns as on (01-Aug-25)

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.64%
1.78%
5.12%
8.93%
--
--
Banking & Psu Avg
0.56%
1.62%
4.66%
8.48%
7.34%
5.82%
Best in Banking & Psu
0.68%
2.06%
5.33%
9.49%
8.23%
7.19%
Worst in Banking & Psu
0.48%
1.25%
4.23%
8.16%
7.46%
5.55%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Bajaj Finserv Banking and PSU Fund Regular Growth
-
147Cr
0.89%
8.93%
-
--
--
--
--
--
Kotak Banking and PSU Debt Fund Direct Growth
1/12
5,964Cr
0.75%
8.83%
7.64%
-0.21
1.18
0.80
1.69
-0.09
HDFC Banking & PSU Debt Fund Regular
2/12
5,945Cr
0.78%
8.75%
7.52%
-0.32
1.19
0.71
1.47
-0.30
Nippon India Banking & PSU Fund Regular
4/12
5,715Cr
0.77%
8.89%
7.52%
-0.52
1.41
0.63
1.23
-0.28
See all

Bajaj Finserv Banking and PSU Fund Regular Growth Returns Calculator

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Bajaj Finserv Banking and PSU Fund Regular Growth Asset Allocation

See fund asset allocation details as on (14-Jul-25)

Fund Distribution

as on (14-Jul-25)

Debt & Cash 99.7%

AAA
100%
Debt allocation has gone up from 83.7% to 93.5%
Debt allocation has gone up from 83.7% to 93.5%
Cash allocation has gone down from 16.1% to 6.3%
Cash allocation has gone down from 16.1% to 6.3%

Bajaj Finserv Banking and PSU Fund Regular Growth Sector Allocation

See fund sector allocation details as on (14-Jul-25)

Sector Allocation

Debt & Cash 99.7%

Corporate
45.6%
Government
44.1%
Cash Equivalent
10.4%

Top 2 Sectors in June were Government, Corporate

Jun'25

Government

49%

Corporate

45%

May'25

Government

48%

Corporate

36%

Bajaj Finserv Banking and PSU Fund Regular Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.89%
Benchmark
NIFTY Banking & PSU Debt TR INR
AUM₹147 Cr
Inception Date15 November, 2023
Min Lumpsum/SIP₹1000/₹1000
Exit Load0%
Lock InNo Lock-in
TurnOver
40.82%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

About Bajaj Finserv Banking and PSU Fund Regular Growth

Bajaj Finserv Banking and PSU Fund Regular Growth is a debt fund. This fund was started on 15 November, 2023. The fund is managed by Siddharth Chaudhary. This fund is suitable to keep your money safe.

Key Parameters

  1. Bajaj Finserv Banking and PSU Fund Regular Growth has ₹147 Cr worth of assets under management (AUM) as on Jul 2025 and is more than category average.
  2. The fund has an expense ratio 0.9.

Returns

Bajaj Finserv Banking and PSU Fund Regular Growth has given a CAGR return of 8.56% since inception. Over the last 1 year the fund has given a CAGR return of 8.93%.

Holdings

Bajaj Finserv Banking and PSU Fund Regular Growth has allocated its funds majorly in Government, Corporate, Cash Equivalent. Its top holdings are National Bank For Agriculture And Rural Development, Rural Electrification Corporation Limited, Housing And Urban Development Corporation Limited, 7.02% Govt Stock 2031, National Housing Bank

Taxation

As it is a banking & psu mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Bajaj Finserv Banking and PSU Fund Regular Growth

To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India. There is no assurance that or guarantee that the investment objective of the scheme will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 1000.00. Bajaj Finserv Banking and PSU Fund Regular Growth has no lock in period.

Fund Manager

Siddharth Chaudhary

Fund Manager of Bajaj Finserv Banking and PSU Fund Regular Growth, since 15 November 2023

Learn more about Bajaj Finserv Mutual Fund
Parameters
Jun'25
May'25
Apr'25
AUM
₹ 147.5 Cr
₹ 142.1 Cr
₹ 114.7 Cr
  • AUM of the fund stands at 147.5 Cr as of Jun'25
  • AUM increased by 5.4 Cr between Jun'25 and May'25

Frequently Asked Questions for Bajaj Finserv Banking and PSU Fund Regular Growth

How do I invest in Bajaj Finserv Banking and PSU Fund Regular Growth?

INDmoney makes it simple to invest in the Bajaj Finserv Banking and PSU Fund Regular Growth. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Bajaj Finserv Banking and PSU Fund Regular Growth’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Bajaj Finserv Banking and PSU Fund Regular Growth?

The NAV of the fund today is ₹11.53. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Bajaj Finserv Banking and PSU Fund Regular Growth fund has generated a return of 8.93% in 1 year

Who is the fund manager of Bajaj Finserv Banking and PSU Fund Regular Growth?

The fund managers are Siddharth Chaudhary.

What is the expense ratio of the fund?

The expense ratio is 0.89%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹147 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Bajaj Finserv Banking and PSU Fund Regular Growth?

The top 3 holdings of the fund are National Bank For Agriculture And Rural Development(10.61%), Rural Electrification Corporation Limited(7.34%), Housing And Urban Development Corporation Limited(7.32%)